PT Bank Negara Indonesia (Persero) Tbk
IDX:BBNI.JK
5750 (IDR) • At close September 20, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) IDR.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 21,150,554 | 20,972,390 | 15,805,580 | 18,121,785 | 12,829,270 | 14,826,907 | 16,184,318 | 17,721,125 | 12,695,593 | 14,677,850 | 14,706,439 | 14,029,196 | 14,568,331 | 13,769,903 | 15,518,056 | 13,194,911 | 12,201,495 | 13,432,022 | 14,380,788 | 13,429,324 | 12,781,899 | 13,526,739 | 13,140,729 | 13,195,160 | 12,559,389 | 12,163,901 | 12,916,379 | 12,494,464 | 11,678,473 | 11,494,562 | 11,904,153 | 12,073,966 | 10,219,244 | 9,979,261 | 10,000,051 | 8,964,591 | 8,489,235 | 8,699,026 | 8,838,060 | 7,726,382 | 7,457,613 | 7,213,202 | 6,938,892 | 6,201,255 | 6,847,628 | 6,373,718 | 4,911,889 | 5,754,772 | 6,006,509 | 5,193,452 | 5,667,973 | 5,530,926 | 5,217,841 | 4,380,549 | 0 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 21,150,554 | 20,972,390 | 15,805,580 | 18,121,785 | 12,829,270 | 14,826,907 | 16,184,318 | 17,721,125 | 12,695,593 | 14,677,850 | 14,706,439 | 14,029,196 | 14,568,331 | 13,769,903 | 15,518,056 | 13,194,911 | 12,201,495 | 13,432,022 | 14,380,788 | 13,429,324 | 12,781,899 | 13,526,739 | 13,140,729 | 13,195,160 | 12,559,389 | 12,163,901 | 12,916,379 | 12,494,464 | 11,678,473 | 11,494,562 | 11,904,153 | 12,073,966 | 10,219,244 | 9,979,261 | 10,000,051 | 8,964,591 | 8,489,235 | 8,699,026 | 8,838,060 | 7,726,382 | 7,457,613 | 7,213,202 | 6,938,892 | 6,201,255 | 6,847,628 | 6,373,718 | 4,911,889 | 5,754,772 | 6,006,509 | 5,193,452 | 5,667,973 | 5,530,926 | 5,217,841 | 4,380,549 | 0 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 1,444,216 | 1,338,618 | 1,781,303 | 1,438,162 | 1,341,584 | 1,401,842 | 1,710,175 | 1,426,766 | 1,144,175 | 1,386,428 | 1,785,418 | 1,420,784 | 1,444,596 | 1,183,950 | -522,444 | 2,061,848 | 2,910,136 | 1,134,449 | 1,540,955 | 1,315,996 | 1,477,625 | 1,213,778 | 1,523,571 | 1,257,211 | 1,209,999 | 1,130,094 | 1,421,774 | 1,104,414 | 1,091,782 | 938,296 | 1,258,428 | 981,092 | 976,543 | 875,828 | 1,129,641 | 890,381 | 285,338 | 1,439,969 | 1,492,564 | 1,139,862 | 1,076,132 | 1,079,604 | 1,420,267 | 2,876,582 | 570,784 | 774,013 | 392,347 | 3,287,384 | 0 | 1,006,361 | 561,684 | 2,818,738 | 0 | 787,482 | 0 |
| Selling & Marketing Expenses
| 195,933 | 183,663 | 410,838 | 217,136 | 255,434 | 183,015 | 435,513 | -33,962 | 572,853 | 141,919 | -63,444 | 651,846 | 202,468 | 130,784 | 341,182 | 209,105 | 243,132 | 236,991 | 490,420 | 331,650 | 262,397 | 227,589 | 485,452 | 343,941 | 244,501 | 216,659 | 470,097 | 223,644 | 203,956 | 141,016 | 421,352 | 203,448 | 203,208 | 117,644 | 361,006 | 204,794 | 184,226 | 134,605 | 312,296 | 220,972 | 178,352 | 133,184 | 321,558 | 232,761 | 203,976 | 177,054 | 243,331 | 234,044 | 167,822 | 175,257 | -452,595 | 226,583 | 138,890 | 87,122 | 0 |
| SG&A
| 1,640,149 | 1,522,281 | 2,192,141 | 1,655,298 | 1,597,018 | 1,584,857 | 2,145,688 | 1,392,804 | 1,717,028 | 1,528,347 | 1,721,974 | 2,072,630 | 1,647,064 | 1,314,734 | -181,262 | 2,270,953 | 3,153,268 | 1,371,440 | 2,031,375 | 1,647,646 | 1,740,022 | 1,441,367 | 2,009,023 | 1,601,152 | 1,454,500 | 1,346,753 | 1,891,871 | 1,328,058 | 1,295,738 | 1,079,312 | 1,679,780 | 1,184,540 | 1,179,751 | 993,472 | 1,490,647 | 1,095,175 | 469,564 | 1,574,574 | 1,804,860 | 1,360,834 | 1,254,484 | 1,212,788 | 1,741,825 | 3,109,343 | 203,976 | 177,054 | 635,678 | 3,521,428 | -838,539 | 1,181,618 | 109,089 | 3,045,321 | -648,592 | 874,604 | 0 |
| Other Expenses
| -2,569,786 | -2,640,046 | 22,017 | -70,386 | -38,939 | 6,043,645 | 6,669,585 | 8,988,900 | 3,332,388 | 5,954,537 | -103,147 | -45,491 | -44,476 | -23,183 | -45,693 | -11,386 | -42,183 | -20,029 | -58,548 | -28,400 | 2,333 | -32,902 | 305,547 | -39,247 | -23,289 | -21,695 | -2,028 | -20,840 | -19,227 | -15,181 | 99,014 | -22,760 | 3,910 | -6,591 | 1,727 | 39,618 | 17,737 | -5,015 | -235,179 | 264,266 | 115,377 | 33,555 | 230,969 | -148,117 | -12,629 | -10,861 | 2,793 | 246,041 | -90,848 | 100,553 | 190,018 | -41,628 | 131,455 | -61,120 | 0 |
| Operating Expenses
| 2,569,786 | 2,640,046 | 9,523,073 | 10,656,388 | 5,163,475 | 7,628,502 | 8,815,273 | 10,381,704 | 5,049,416 | 7,482,884 | 8,363,677 | 7,358,988 | 7,090,351 | 6,475,623 | 8,232,285 | 6,962,975 | 6,716,769 | 6,161,138 | 7,503,283 | 6,950,636 | 6,593,319 | 7,100,925 | 6,356,711 | 7,435,942 | 6,218,675 | 6,057,193 | 7,430,860 | 6,418,642 | 6,111,716 | 6,005,951 | 6,781,513 | 6,207,811 | 5,457,034 | 5,025,747 | 5,794,926 | 4,407,244 | 4,564,068 | 4,228,794 | 4,906,607 | 3,902,257 | 3,847,779 | 3,446,731 | 4,337,523 | 3,869,482 | 3,050,541 | 3,315,142 | 4,076,833 | 3,210,014 | 2,859,336 | 2,592,921 | 3,902,904 | 2,826,454 | 2,453,712 | 1,950,932 | 0 |
| Operating Income
| -46,076 | 5,660,517 | 6,202,328 | 6,633,990 | 6,192,549 | 11,029,280 | 10,108,886 | 9,075,118 | 8,869,683 | 7,801,284 | 6,086,962 | 5,917,595 | 6,234,208 | 5,954,632 | 2,592,111 | 4,896,707 | 5,392,768 | 10,296,127 | 9,254,987 | 10,889,980 | 9,862,112 | 10,187,248 | 10,445,760 | 9,453,252 | 9,051,788 | 8,498,126 | 8,455,235 | 8,574,370 | 7,699,472 | 7,603,637 | 8,087,866 | 7,422,014 | 4,901,963 | 6,738,434 | 6,667,984 | 7,169,111 | 1,935,062 | 6,123,545 | 6,682,560 | 6,311,109 | 5,697,389 | 5,093,198 | 5,198,472 | 4,376,052 | 4,433,099 | 4,209,774 | 3,880,148 | 3,857,597 | 4,041,402 | 3,896,863 | 3,233,837 | 4,221,032 | 3,990,336 | 3,512,085 | 0 |
| Operating Income Ratio
| -0.002 | 0.27 | 0.392 | 0.366 | 0.483 | 0.744 | 0.625 | 0.512 | 0.699 | 0.532 | 0.414 | 0.422 | 0.428 | 0.432 | 0.167 | 0.371 | 0.442 | 0.767 | 0.644 | 0.811 | 0.772 | 0.753 | 0.795 | 0.716 | 0.721 | 0.699 | 0.655 | 0.686 | 0.659 | 0.661 | 0.679 | 0.615 | 0.48 | 0.675 | 0.667 | 0.8 | 0.228 | 0.704 | 0.756 | 0.817 | 0.764 | 0.706 | 0.749 | 0.706 | 0.647 | 0.66 | 0.79 | 0.67 | 0.673 | 0.75 | 0.571 | 0.763 | 0.765 | 0.802 | 0 |
| Total Other Income Expenses Net
| 6,494,160 | 6,067,985 | 61,117 | 38,047 | 54,470 | -4,572,043 | -4,206,679 | -3,109,250 | -2,922,232 | -2,930,102 | -3,172,599 | -2,565,864 | -2,953,138 | -2,950,809 | -3,415,817 | -4,803,174 | -4,885,629 | -4,960,940 | -4,941,639 | -5,465,207 | -5,363,251 | -5,055,124 | -4,943,441 | -4,449,905 | -4,313,496 | -3,921,369 | -4,053,448 | -3,870,681 | -3,691,827 | -3,551,371 | -3,485,668 | -3,221,836 | -3,149,025 | -2,990,843 | -2,797,839 | -2,673,551 | -2,395,089 | -2,563,075 | -2,751,566 | -2,924,801 | -2,501,303 | -2,082,276 | -2,033,301 | -1,572,430 | -1,683,583 | -1,649,918 | -1,257,429 | -1,685,907 | -1,899,242 | -1,933,870 | -1,210,675 | -2,439,245 | -2,008,458 | -1,837,604 | 0 |
| Income Before Tax
| 6,494,160 | 6,067,985 | 6,263,445 | 6,672,037 | 6,247,019 | 6,457,237 | 5,902,207 | 5,965,868 | 5,947,451 | 4,871,182 | 2,914,363 | 3,351,731 | 3,281,070 | 3,003,823 | -823,706 | 93,533 | 507,139 | 5,335,187 | 4,313,348 | 5,424,773 | 4,498,861 | 5,132,124 | 5,502,319 | 5,003,347 | 4,738,292 | 4,576,757 | 4,401,787 | 4,703,689 | 4,007,645 | 4,052,266 | 4,602,198 | 4,200,178 | 1,752,938 | 3,747,591 | 3,870,145 | 4,495,560 | -460,027 | 3,560,470 | 3,930,994 | 3,386,308 | 3,196,086 | 3,010,922 | 3,165,171 | 2,803,622 | 2,749,516 | 2,559,856 | 2,622,719 | 2,171,690 | 2,142,160 | 1,962,993 | 2,023,162 | 1,781,787 | 1,981,878 | 1,674,481 | 0 |
| Income Before Tax Ratio
| 0.307 | 0.289 | 0.396 | 0.368 | 0.487 | 0.436 | 0.365 | 0.337 | 0.468 | 0.332 | 0.198 | 0.239 | 0.225 | 0.218 | -0.053 | 0.007 | 0.042 | 0.397 | 0.3 | 0.404 | 0.352 | 0.379 | 0.419 | 0.379 | 0.377 | 0.376 | 0.341 | 0.376 | 0.343 | 0.353 | 0.387 | 0.348 | 0.172 | 0.376 | 0.387 | 0.501 | -0.054 | 0.409 | 0.445 | 0.438 | 0.429 | 0.417 | 0.456 | 0.452 | 0.402 | 0.402 | 0.534 | 0.377 | 0.357 | 0.378 | 0.357 | 0.322 | 0.38 | 0.382 | 0 |
| Income Tax Expense
| 1,082,911 | 1,084,850 | 1,046,142 | 1,182,455 | 1,111,310 | 1,193,603 | 1,222,398 | 1,036,030 | 1,050,632 | 895,868 | -290,306 | 617,924 | 637,214 | 609,104 | 199,175 | 206,848 | 269,425 | 1,115,263 | 884,835 | 1,064,869 | 896,832 | 1,013,987 | 1,855,612 | 1,007,434 | 944,800 | 921,106 | 879,655 | 927,410 | 786,567 | 801,163 | 966,631 | 836,534 | 329,009 | 760,535 | 763,077 | 921,378 | -84,245 | 725,406 | 743,094 | 692,235 | 644,295 | 615,307 | 646,441 | 544,917 | 539,363 | 489,503 | 613,350 | 422,374 | 398,708 | 416,768 | 263,469 | 464,920 | 503,827 | 420,874 | 0 |
| Net Income
| 5,365,173 | 5,326,429 | 5,156,186 | 5,451,535 | 5,081,239 | 5,220,516 | 4,619,837 | 4,889,005 | 4,840,929 | 3,962,283 | 3,152,201 | 2,719,714 | 2,641,883 | 2,384,720 | -1,039,141 | -136,762 | 203,652 | 4,252,654 | 3,411,529 | 4,338,776 | 3,558,591 | 4,075,580 | 3,577,102 | 4,001,323 | 3,790,909 | 3,645,784 | 3,459,311 | 3,743,716 | 3,186,798 | 3,226,651 | 3,621,820 | 3,345,575 | 1,398,485 | 2,972,868 | 3,068,619 | 3,568,061 | -387,038 | 2,816,939 | 3,171,157 | 2,675,411 | 2,543,499 | 2,392,561 | 2,517,878 | 2,258,180 | 2,209,132 | 2,069,155 | 2,008,883 | 1,751,304 | 1,745,779 | 1,540,179 | 1,749,557 | 1,329,374 | 1,477,226 | 1,252,061 | 0 |
| Net Income Ratio
| 0.254 | 0.254 | 0.326 | 0.301 | 0.396 | 0.352 | 0.285 | 0.276 | 0.381 | 0.27 | 0.214 | 0.194 | 0.181 | 0.173 | -0.067 | -0.01 | 0.017 | 0.317 | 0.237 | 0.323 | 0.278 | 0.301 | 0.272 | 0.303 | 0.302 | 0.3 | 0.268 | 0.3 | 0.273 | 0.281 | 0.304 | 0.277 | 0.137 | 0.298 | 0.307 | 0.398 | -0.046 | 0.324 | 0.359 | 0.346 | 0.341 | 0.332 | 0.363 | 0.364 | 0.323 | 0.325 | 0.409 | 0.304 | 0.291 | 0.297 | 0.309 | 0.24 | 0.283 | 0.286 | 0 |
| EPS
| 143.91 | 142.93 | 138.4 | 146.32 | 136.31 | 140.05 | 123.87 | 131.08 | 129.79 | 106.49 | 84.63 | 73 | 70.91 | 128 | -55.92 | -7.34 | 10.92 | 228 | 182.94 | 232.66 | 190.82 | 219 | 191.82 | 214.56 | 203.28 | 195 | 185.5 | 200.75 | 170.89 | 173 | 194.21 | 179.4 | 75.6 | 161 | 165.88 | 192.88 | -20.75 | 151 | 170.05 | 143.46 | 136.39 | 128 | 135.02 | 121.09 | 118.51 | 111 | 107.77 | 93.95 | 93.61 | 83 | 93.82 | 71.29 | 79.21 | 67 | 73 |
| EPS Diluted
| 143.91 | 142.93 | 138.4 | 146.32 | 136.31 | 140.05 | 123.87 | 131.08 | 129.79 | 106.49 | 84.63 | 73 | 70.91 | 128 | -55.78 | -7.34 | 10.92 | 228 | 182.94 | 232.66 | 190.82 | 219 | 191.82 | 214.56 | 203.28 | 195 | 185.5 | 200.75 | 170.89 | 173 | 194.21 | 179.4 | 75.6 | 161 | 165.88 | 192.88 | -20.75 | 151 | 170.05 | 143.46 | 136.39 | 128 | 135.02 | 121.09 | 118.51 | 111 | 107.77 | 93.95 | 93.61 | 83 | 93.82 | 71.29 | 79.21 | 67 | 72.57 |
| EBITDA
| 567,739 | 750,762 | 6,736,971 | 7,257,573 | 6,807,817 | 11,560,310 | 10,712,205 | 9,635,785 | 9,432,137 | 8,325,343 | 6,534,876 | 6,471,615 | 6,715,426 | 6,478,396 | 2,592,111 | 4,896,707 | 5,392,768 | 10,850,945 | 9,619,614 | 11,368,723 | 10,082,133 | 10,510,355 | 10,751,075 | 9,761,648 | 9,362,736 | 8,774,761 | 8,707,465 | 8,887,929 | 7,939,925 | 7,857,186 | 8,320,518 | 7,658,940 | 5,147,612 | 6,962,734 | 6,879,767 | 7,368,222 | 2,108,408 | 6,322,616 | 6,803,520 | 6,509,749 | 5,870,046 | 5,253,198 | 5,301,629 | 4,376,052 | 4,433,099 | 4,209,774 | 4,026,603 | 3,857,597 | 4,041,402 | 3,896,863 | 3,233,837 | 4,221,032 | 3,990,336 | 3,512,085 | 0 |
| EBITDA Ratio
| 0.027 | 0.036 | 0.426 | 0.4 | 0.531 | 0.78 | 0.662 | 0.544 | 0.743 | 0.567 | 0.444 | 0.461 | 0.461 | 0.47 | 0.167 | 0.371 | 0.442 | 0.808 | 0.669 | 0.847 | 0.789 | 0.777 | 0.818 | 0.74 | 0.745 | 0.721 | 0.674 | 0.711 | 0.68 | 0.684 | 0.699 | 0.634 | 0.504 | 0.698 | 0.688 | 0.822 | 0.248 | 0.727 | 0.77 | 0.843 | 0.787 | 0.728 | 0.764 | 0.706 | 0.647 | 0.66 | 0.82 | 0.67 | 0.673 | 0.75 | 0.571 | 0.763 | 0.765 | 0.802 | 0 |