AU Small Finance Bank Limited
NSE:AUBANK.NS
752.5 (INR) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 43,146.995 | 18,926.497 | 17,745.65 | 16,744.297 | 15,613.323 | 15,053.955 | 14,149.876 | 12,877.478 | 11,351.538 | 12,479.351 | 10,960.651 | 9,440.256 | 7,316.102 | 7,546.926 | 10,129.13 | 7,889.279 | 5,603.962 | 5,875.159 | 6,279.442 | 5,413.697 | 5,750.032 | 4,784.279 | 4,214.314 | 4,085.636 | 3,543.112 | 3,917.082 | 3,235.734 | 2,761.232 | 2,122.365 | 2,656.033 | 2,278.407 | 2,316.609 | 1,858.786 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 43,146.995 | 18,926.497 | 17,745.65 | 16,744.297 | 15,613.323 | 15,053.955 | 14,149.876 | 12,877.478 | 11,351.538 | 12,479.351 | 10,960.651 | 9,440.256 | 7,316.102 | 7,546.926 | 10,129.13 | 7,889.279 | 5,603.962 | 5,875.159 | 6,279.442 | 5,413.697 | 5,750.032 | 4,784.279 | 4,214.314 | 4,085.636 | 3,543.112 | 3,917.082 | 3,235.734 | 2,761.232 | 2,122.365 | 2,656.033 | 2,278.407 | 2,316.609 | 1,858.786 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 2,397.662 | 0 | 0 | 0 | 2,004.502 | 0 | 0 | 0 | 1,244.921 | 0 | 0 | 0 | 744.467 | 0 | 0 | 0 | 660.019 | 0 | 0 | 0 | 506.811 | 0 | 0 | 0 | 435.515 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 7,173.356 | 0 | 0 | 0 | 4,610.017 | 0 | 0 | 0 | 2,145.048 | 0 | 0 | 0 | 1,165.608 | 0 | 0 | 0 | 1,261.158 | 0 | 0 | 0 | 903.956 | 0 | 0 | 0 | 503.378 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 7,901.355 | 5,558.737 | 5,287.489 | 5,120.153 | 5,070.427 | 18,512.318 | 4,651.934 | 4,512.993 | 3,940.196 | 12,576.537 | 3,558.793 | 3,267.592 | 2,826.176 | 8,882.144 | 2,398.07 | 2,242.053 | 1,793.352 | 7,280.451 | 1,871.061 | 1,821.326 | 1,858.941 | 5,569.717 | 1,512.286 | 1,497.664 | 1,405.447 | 4,298.417 | 1,182.868 | 1,000.056 | 710.524 | 0 | 0 | 0 | 0 |
| Other Expenses
| -6,879.783 | -6,726.216 | -5,887.314 | -5,147.192 | -5,082.493 | -4,928.325 | -4,267.216 | -3,806.231 | 7,410.841 | 7,656.037 | -2,817.549 | 5,525.834 | 4,569.531 | 5,586.625 | 4,236.864 | 3,800.181 | 2,960.581 | 5,611.221 | 3,552.015 | 3,246.781 | 3,156.768 | 3,032.463 | 2,752.17 | 2,683.545 | 2,370.496 | 2,667.995 | 2,035.433 | 1,730.653 | 1,168.837 | 980.702 | 828.691 | 739.291 | 786.306 |
| Operating Expenses
| 6,879.783 | 12,284.953 | 11,174.803 | 10,267.345 | 10,152.92 | 9,753.485 | 8,919.15 | 8,319.224 | 7,410.841 | 7,656.037 | 6,376.342 | 5,525.834 | 4,569.531 | 5,586.625 | 4,236.864 | 3,800.181 | 2,960.581 | 5,611.221 | 3,552.015 | 3,246.781 | 3,156.768 | 3,032.463 | 2,752.17 | 2,683.545 | 2,370.496 | 2,667.995 | 2,035.433 | 1,730.653 | 1,168.837 | 980.702 | 828.691 | 739.291 | 786.306 |
| Operating Income
| 6,688.938 | 4,548.409 | 4,981.478 | 5,333.802 | 5,130.603 | 5,300.386 | 5,230.726 | 4,558.254 | 3,557.003 | 3,891.106 | 4,024.642 | 3,878.421 | 9,041.376 | 8,325.722 | 12,172.19 | 10,607.254 | 9,326.014 | 7,937.232 | 8,775.253 | 7,985.286 | 8,211.414 | 6,661.815 | 5,865.8 | 5,025.486 | 4,311.678 | 3,697.548 | 3,337.762 | 2,936.862 | 2,728.591 | 2,547.422 | 2,528.361 | 2,408.802 | 9,093.026 |
| Operating Income Ratio
| 0.155 | 0.24 | 0.281 | 0.319 | 0.329 | 0.352 | 0.37 | 0.354 | 0.313 | 0.312 | 0.367 | 0.411 | 1.236 | 1.103 | 1.202 | 1.345 | 1.664 | 1.351 | 1.397 | 1.475 | 1.428 | 1.392 | 1.392 | 1.23 | 1.217 | 0.944 | 1.032 | 1.064 | 1.286 | 0.959 | 1.11 | 1.04 | 4.892 |
| Total Other Income Expenses Net
| 6,688.938 | 4,548.408 | 4,981.478 | 5,333.802 | 5,130.603 | 5,300.386 | 5,230.726 | 4,558.254 | 3,557.003 | 3,891.106 | 4,024.642 | 3,878.421 | -6,294.805 | -6,365.385 | -6,279.924 | -6,518.156 | -6,682.633 | -6,285.101 | -6,047.826 | -5,818.37 | -5,618.15 | -6,880.599 | -4,403.656 | -3,623.395 | -3,139.062 | -2,448.477 | -2,137.461 | -1,906.283 | -1,775.063 | -1,048.775 | -1,253.89 | -1,283.788 | -1,241.878 |
| Income Before Tax
| 6,688.938 | 4,548.409 | 4,981.478 | 5,333.802 | 5,130.603 | 5,300.386 | 5,230.726 | 4,558.254 | 3,557.003 | 3,891.066 | 4,024.642 | 3,878.421 | 2,746.571 | 1,960.337 | 5,892.266 | 4,089.098 | 2,643.381 | 1,652.131 | 2,727.427 | 2,166.916 | 2,593.264 | -218.784 | 1,462.144 | 1,402.091 | 1,172.616 | 1,249.071 | 1,200.301 | 1,030.579 | 953.528 | 1,498.647 | 1,274.471 | 1,125.014 | 7,851.148 |
| Income Before Tax Ratio
| 0.155 | 0.24 | 0.281 | 0.319 | 0.329 | 0.352 | 0.37 | 0.354 | 0.313 | 0.312 | 0.367 | 0.411 | 0.375 | 0.26 | 0.582 | 0.518 | 0.472 | 0.281 | 0.434 | 0.4 | 0.451 | -0.046 | 0.347 | 0.343 | 0.331 | 0.319 | 0.371 | 0.373 | 0.449 | 0.564 | 0.559 | 0.486 | 4.224 |
| Income Tax Expense
| 1,663.226 | 841.009 | 1,228.999 | 1,315.453 | 1,261.64 | 1,054.064 | 1,302.444 | 1,132.267 | 878.34 | 430.317 | 1,004.169 | 1,093.284 | 714.592 | 270.55 | 1,102.058 | 870.334 | 635.294 | 428.9 | 825.449 | 447.497 | 690.054 | 582.054 | 508.831 | 487.933 | 404.382 | 418.633 | 411.081 | 348.157 | 335.212 | 512.134 | 445.259 | 421.516 | 1,943.241 |
| Net Income
| 5,025.712 | 3,707.4 | 3,752.479 | 4,018.349 | 3,868.963 | 4,246.322 | 3,928.282 | 3,425.987 | 2,678.663 | 3,460.749 | 3,020.473 | 2,785.137 | 2,031.979 | 1,689.787 | 4,790.208 | 3,218.764 | 2,008.087 | 1,223.238 | 1,901.978 | 1,719.419 | 1,903.21 | 1,182.362 | 953.313 | 914.158 | 768.234 | 830.438 | 789.22 | 682.422 | 618.316 | 986.513 | 829.212 | 703.498 | 5,907.907 |
| Net Income Ratio
| 0.116 | 0.196 | 0.211 | 0.24 | 0.248 | 0.282 | 0.278 | 0.266 | 0.236 | 0.277 | 0.276 | 0.295 | 0.278 | 0.224 | 0.473 | 0.408 | 0.358 | 0.208 | 0.303 | 0.318 | 0.331 | 0.247 | 0.226 | 0.224 | 0.217 | 0.212 | 0.244 | 0.247 | 0.291 | 0.371 | 0.364 | 0.304 | 3.178 |
| EPS
| 6.76 | 5.54 | 5.61 | 6.02 | 5.8 | 6.37 | 5.9 | 5.27 | 4.25 | 5.51 | 4.82 | 4.45 | 3.25 | 2.75 | 7.81 | 5.25 | 3.29 | 3.99 | 3.22 | 2.94 | 3.26 | 3.86 | 1.63 | 1.58 | 1.35 | 1.46 | 1.39 | 1.2 | 1.09 | 3.22 | 1.51 | 1.32 | 11.17 |
| EPS Diluted
| 6.74 | 5.52 | 5.58 | 5.98 | 5.77 | 6.34 | 5.87 | 5.24 | 4.22 | 5.46 | 4.77 | 4.4 | 3.22 | 2.73 | 7.77 | 5.24 | 3.26 | 3.99 | 3.18 | 2.9 | 3.21 | 3.86 | 1.61 | 1.54 | 1.31 | 1.42 | 1.35 | 1.17 | 1.06 | 3.22 | 1.49 | 1.3 | 11.03 |
| EBITDA
| 0.043 | 4,548.409 | 4,981.478 | 5,333.802 | 5,130.603 | 5,300.386 | 5,230.726 | 4,558.254 | 3,557.003 | 3,891.106 | 4,024.642 | 3,878.421 | 9,041.376 | 8,325.722 | 12,172.19 | 10,828.798 | 9,547.558 | 8,158.776 | 8,775.253 | 7,985.286 | 8,365.801 | 6,816.202 | 5,865.8 | 5,025.486 | 4,444.792 | 3,830.662 | 3,337.762 | 2,936.862 | 2,743.049 | 2,561.88 | 2,528.361 | 2,408.802 | 9,114.329 |
| EBITDA Ratio
| 0 | 0.24 | 0.281 | 0.319 | 0.329 | 0.352 | 0.37 | 0.354 | 0.313 | 0.312 | 0.367 | 0.411 | 1.236 | 1.103 | 1.202 | 1.373 | 1.704 | 1.389 | 1.397 | 1.475 | 1.455 | 1.425 | 1.392 | 1.23 | 1.254 | 0.978 | 1.032 | 1.064 | 1.292 | 0.965 | 1.11 | 1.04 | 4.903 |