Ally Financial Inc.
NYSE:ALLY
35.65 (USD) • At close December 27, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 9,070 | 7,943 | 8,671 | 6,200 | 6,379 | 5,912 | 5,861 | 6,289 | 6,760 | 6,629 | 5,816 | 5,683 | 7,087 | 9,999 | 9,327 | 10,947 | 16,151 | 19,775 | 21,030 | 21,646 | 20,140 | 17,676 | 11,528 | 9,621 | 13,692 | 12,128 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7,564 | 6,834 | 7,729 | 8,295 | 6,526 | 5,787 |
| Gross Profit
| 9,070 | 7,943 | 8,671 | 6,200 | 6,379 | 5,912 | 5,861 | 6,289 | 6,760 | 6,629 | 5,816 | 5,683 | 7,087 | 9,999 | 9,327 | 10,947 | 16,151 | 19,775 | 21,030 | 21,646 | 12,576 | 10,842 | 3,799 | 1,326 | 7,166 | 6,341 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.624 | 0.613 | 0.33 | 0.138 | 0.523 | 0.523 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 3,169 | 2,180 | 1,904 | 1,739 | 1,543 | 1,450 | 1,427 | 1,334 | 1,256 | 1,357 | 1,424 | 1,826 | 2,769 | 3,085 | 3,401 | 5,871 | 6,078 | 6,119 | 6,691 | 6,468 | 15,756 | 14,735 | 8,729 | 7,065 | 11,205 | 10,189 |
| Selling & Marketing Expenses
| 424 | 366 | 241 | 171 | 180 | 172 | 133 | 112 | 107 | 111 | 136 | 202 | 319 | 360 | 399 | 520 | 502 | 651 | 546 | 673 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 3,593 | 3,217 | 2,507 | 2,452 | 2,440 | 2,402 | 2,521 | 2,924 | 3,370 | 3,341 | 3,197 | 2,568 | 3,088 | 3,445 | 3,800 | 6,391 | 6,580 | 6,770 | 7,237 | 7,141 | 15,756 | 14,735 | 8,729 | 7,065 | 11,205 | 10,189 |
| Other Expenses
| 5,477 | -2,502 | -2,090 | -2,113 | -1,915 | -1,837 | -1,749 | -1,692 | 0 | 0 | 0 | 0 | 64 | 123 | -665 | 0 | -9,897 | -8,757 | -11,682 | -14,872 | 7,564 | 6,834 | 7,729 | 8,295 | 6,526 | 5,787 |
| Operating Expenses
| 9,070 | 5,509 | -5,062 | -6,225 | -5,415 | -1,524 | -2,034 | -2,433 | -2,701 | -2,129 | -1,827 | -1,351 | 3,152 | 3,568 | 3,135 | 114.554 | -3,317 | -1,987 | -4,445 | -7,731 | 23,320 | 21,569 | 16,458 | 15,360 | 17,731 | 15,976 |
| Operating Income
| 2,330 | 1,318 | 3,228 | 563 | 986 | 597 | 1,507 | 1,581 | 1,750 | 1,448 | 521 | 662 | 6,245 | 8,064 | -2,561 | 13,731 | 12,834 | 17,788 | 16,585 | 13,915 | 4,384 | 2,941 | 2,799 | 2,556 | 2,487 | 1,939 |
| Operating Income Ratio
| 0.257 | 0.166 | 0.372 | 0.091 | 0.155 | 0.101 | 0.257 | 0.251 | 0.259 | 0.218 | 0.09 | 0.116 | 0.881 | 0.806 | -0.275 | 1.254 | 0.795 | 0.9 | 0.789 | 0.643 | 0.218 | 0.166 | 0.243 | 0.266 | 0.182 | 0.16 |
| Total Other Income Expenses Net
| -1,247 | -2,421 | -2,362 | -2,334 | -1,972 | -1,888 | -1,735 | -1,784 | -1,997 | -2,042 | 5,840 | -99 | -177 | -12,124 | -5,377 | -7,611 | -14,776 | -18,820 | -13,106 | -16,443 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 1,083 | 2,342 | 3,855 | 1,414 | 1,967 | 1,622 | 1,507 | 1,581 | 1,393 | 1,246 | 357 | 514 | 67 | 1,179 | -7,938 | 1,861 | -1,942 | 2,228 | 3,479 | 4,256 | 4,384 | 2,941 | 2,799 | 2,556 | 2,487 | 1,939 |
| Income Before Tax Ratio
| 0.119 | 0.295 | 0.445 | 0.228 | 0.308 | 0.274 | 0.257 | 0.251 | 0.206 | 0.188 | 0.061 | 0.09 | 0.009 | 0.118 | -0.851 | 0.17 | -0.12 | 0.113 | 0.165 | 0.197 | 0.218 | 0.166 | 0.243 | 0.266 | 0.182 | 0.16 |
| Income Tax Expense
| 61 | 627 | 790 | 328 | 246 | 359 | 581 | 470 | 496 | 321 | 59 | 856 | 179 | 153 | 78 | -7 | 390 | 103 | 1,197 | 1,362 | 1,591 | 1,071 | 1,047 | 954 | 960 | 612 |
| Net Income
| 1,020 | 1,714 | 3,060 | 1,085 | 1,715 | 1,263 | 929 | 1,067 | -1,674 | 657 | -634 | 568 | -157 | 1,075 | -10,298 | 1,868 | -2,332 | 2,125 | 2,282 | 2,894 | 2,793 | 1,870 | 1,786 | 1,602 | 1,527 | 1,327 |
| Net Income Ratio
| 0.112 | 0.216 | 0.353 | 0.175 | 0.269 | 0.214 | 0.159 | 0.17 | -0.248 | 0.099 | -0.109 | 0.1 | -0.022 | 0.108 | -1.104 | 0.171 | -0.144 | 0.107 | 0.109 | 0.134 | 0.139 | 0.106 | 0.155 | 0.167 | 0.112 | 0.109 |
| EPS
| 3 | 5.06 | 8.28 | 2.89 | 4.36 | 2.97 | 2.04 | 2.25 | -3.47 | 1.36 | -1.51 | 1.38 | -0.38 | -3.16 | -62.75 | 4.53 | -5.65 | 5.15 | 5.53 | 7.01 | 17.02 | 11.39 | 10.88 | 9.76 | 9.3 | 8.09 |
| EPS Diluted
| 2.98 | 5.03 | 8.22 | 2.88 | 4.34 | 2.95 | 2.03 | 2.24 | -3.47 | 1.36 | -1.51 | 1.38 | -0.38 | -3.16 | -62.75 | 4.53 | -5.65 | 5.15 | 5.53 | 7.01 | 17.02 | 11.39 | 10.88 | 9.76 | 9.3 | 8.09 |
| EBITDA
| 2,375 | 3,561 | 4,942 | 2,546 | 3,057 | 2,745 | 2,850 | 3,440 | 3,843 | 4,182 | -869 | 1,913 | 0 | 5,239 | 0 | 12,348 | 18,126 | 24,247 | 23,275 | 20,582 | 17,288 | 14,617 | 15,859 | 16,341 | 14,038 | 12,508 |
| EBITDA Ratio
| 0.262 | 0.281 | 0.438 | 0.228 | 0.308 | 0.274 | 0.257 | 0.247 | -0.174 | 0.148 | -0.099 | 0.251 | 1.264 | 1.304 | 0.379 | 2.074 | 1.24 | 1.269 | 1.109 | 0.958 | 0.858 | 0.827 | 1.376 | 1.698 | 1.025 | 1.031 |