The Bank of Saga Ltd.

TSE:8395.T

2919 (JPY) • At close August 29, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) JPY.

20242023202220212020201920182017201620152014201320122011201020092008200720062005
Revenue 51,67247,87143,32140,02738,62937,44142,63835,22040,07744,65137,65038,66338,78236,53836,34536,49937,86537,45637,64739,567
Cost of Revenue 3,7613,2752,468392440000000000000000
Gross Profit 50,83047,87143,32140,02738,62937,44142,63835,22040,07744,65137,65038,66338,78236,53836,34536,49937,86537,45637,64739,567
Gross Profit Ratio 0.9841111111111111111111
Reseach & Development Expenses 00000000000000000000
General & Administrative Expenses 20,12020,39419,90320,46022,26622,70423,32323,40424,16724,02924,83124,18724,39424,66725,12923,82424,50424,89225,28424,918
Selling & Marketing Expenses 00000000000000000000
SG&A 20,12020,39419,90320,46022,26622,70423,32323,40424,16724,02924,83124,18724,39424,66725,12923,82424,50424,89225,28424,918
Other Expenses 17,32916,21414,53413,16711,1838,54111,4688,834000000000000
Operating Expenses 37,44936,60834,43733,62733,44931,24534,79132,23824,16724,02924,83124,18724,39424,66725,12923,82424,50424,89225,28424,918
Operating Income 10,6006,9977,2046,8524,1302,7382,4188,3464,3477,0097,4728,8426,5478,7107,25712,1312,84210,62411,47511,480
Operating Income Ratio 0.2050.1460.1660.1710.1070.0730.0570.2370.1080.1570.1980.2290.1690.2380.20.3320.0750.2840.3050.29
Total Other Income Expenses Net -138693365-178-238-1,353-1,502-7,714-1,532-1,784-9,101-8,461-358-409-1,808-460-3,830123471,196
Income Before Tax 10,4627,6907,5696,6743,8924,0903,9178,0803,9996,1096,6707,8445,5817,4855,4498,904-9884,9318,0209,277
Income Before Tax Ratio 0.2020.1610.1750.1670.1010.1090.0920.2290.10.1370.1770.2030.1440.2050.150.244-0.0260.1320.2130.234
Income Tax Expense 2,9651,4722,0782,5981,4271,6491,2811,1826942,4492,7422,6033,1374,5532,5833,549-2,162-2,7432,8624,654
Net Income 7,4966,2185,4914,0762,4652,4412,6366,6502,8983,2423,3164,9832,2182,7312,6965,185637,6994,9594,460
Net Income Ratio 0.1450.130.1270.1020.0640.0650.0620.1890.0720.0730.0880.1290.0570.0750.0740.1420.0020.2060.1320.113
EPS 444.33370.05327.04242.97146.97145.77157.49397.94173.55194.2198.7298.6132.9162.7158.7303.53.7450289.6260.5
EPS Diluted 441.27366.48324.05240.94145.98144.87156.71395.92172.67193.4198298132.8162.7158.7303.53.7450289.6260.5
EBITDA 10,5418,6978,4117,6644,9345,4435,4199,5295,5317,8938,8109,7167,4969,4827,41910,12206,3388,9739,949
EBITDA Ratio 0.2040.1820.1940.1910.1280.1450.1270.2710.1380.1770.2340.2510.1930.260.2040.27700.1690.2380.251