Penns Woods Bancorp, Inc. (PWOD) - Winst- en verliesrekening per kwartaal

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PWOD
Financiële Gegevens

30.69 (USD) • At close December 24, 2024

Overzicht | Financiële gegevens

Cijfers zijn in miljoenen (behalve de cijfers per aandeel en de ratio's) USD.

	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1	2004 Q4	2004 Q3	2004 Q2	2004 Q1	2003 Q4	2003 Q3	2003 Q2	2003 Q1	2002 Q4	2002 Q3	2002 Q2	2002 Q1	2001 Q4	2001 Q3	2001 Q2	2001 Q1	2000 Q4	2000 Q3	2000 Q2	2000 Q1	1999 Q4	1999 Q3	1999 Q2	1999 Q1	1998 Q4	1998 Q3	1998 Q2	1998 Q1	1997 Q4	1997 Q3	1997 Q2	1997 Q1	1996 Q4	1996 Q3	1996 Q2	1996 Q1	1995 Q4	1995 Q3
Omzet Numbers are in millions	17.477	29.054	28.692	28.138	15.207	15.408	16.555	17.629	17.615	15.984	15.265	16.116	15.583	15.004	14.684	15.042	15.88	14.871	14.598	15.228	15.725	15.382	14.932	15.128	14.844	14.065	13.323	13.933	14.024	13.587	12.987	13.193	13.329	13.466	13.371	13.649	13.371	13.279	13.371	13.652	15.142	13.06	13.298	13.379	13.471	12.289	10.938	10.123	10.461	9.979	10.433	10.006	9.2	8.791	8.942	8.733	8.628	8.598	7.994	8.28	7.326	5.413	5.061	7.175	5.985	6.777	6.795	6.415	6.871	6.98	6.714	7.033	7.227	7.142	7.17	7.028	7.696	7.71	7.519	7.798	7.65	7.44	7.24	7.105	7.484	7.843	5.989	7.126	5.914	5.373	5.298	5.545	5.403	4.915	4.676	4.581	4.517	4.475	4.461	5.83	4.63	4.32	4.25	5.06	4.21	4.21	4.53	5.1	4.36	4.4	4.48	4.13	3.66	3.47	3.11	3.34	3.38
Kosten van de omzet Numbers are in millions	0	0	2.462	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1.031	1.054	0.856	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2.85	2.61	2.54	2.52	2.75	2.8	2.58	2.4	2.14	2.03	2.07	2.08	2.07	2.06	1.98	1.97	1.99	1.97
Brutowinst Numbers are in millions	17.477	29.054	26.23	28.138	15.207	15.408	16.555	17.629	17.615	15.984	15.265	16.116	15.583	15.004	14.684	15.042	15.88	14.871	14.598	15.228	15.725	15.382	14.932	15.128	14.844	14.065	13.323	13.933	14.024	13.587	12.987	13.193	13.329	13.466	13.371	13.649	13.371	13.279	13.371	13.652	15.142	13.06	13.298	13.379	13.471	12.289	10.938	10.123	10.461	9.979	10.433	10.006	9.2	8.791	8.942	8.733	8.628	8.598	7.994	8.28	7.326	5.413	5.061	7.175	5.985	6.777	6.795	6.415	6.871	6.98	6.714	7.033	7.227	7.142	7.17	7.028	6.665	6.656	6.663	7.798	7.65	7.44	7.24	7.105	7.484	7.843	5.989	7.126	5.914	5.373	5.298	5.545	5.403	4.915	4.676	4.581	4.517	4.475	4.461	2.98	2.02	1.78	1.73	2.31	1.41	1.63	2.13	2.96	2.33	2.33	2.4	2.06	1.6	1.49	1.14	1.35	1.41
Brutowinstmarge Numbers are in millions	1	1	0.914	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	0.866	0.863	0.886	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	0.511	0.436	0.412	0.407	0.457	0.335	0.387	0.47	0.58	0.534	0.53	0.536	0.499	0.437	0.429	0.367	0.404	0.417
Onderzoek- en ontwikkelingskosten Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Algemene en administratieve kosten Numbers are in millions	6.801	6.821	0.552	6.74	6.715	6.764	6.421	6.094	6.276	6.369	6.466	6.165	6.057	5.936	5.819	5.559	5.736	5.415	5.861	5.414	5.488	5.759	5.769	5.947	5.657	5.119	5.25	5.038	4.932	4.758	4.94	4.477	4.709	4.582	4.812	4.163	4.511	4.531	4.685	4.651	4.319	4.368	4.681	4.563	4.688	3.561	3.197	3.075	3.05	2.965	3.14	2.86	2.664	2.475	2.632	2.435	2.427	2.615	2.737	2.524	2.588	2.595	2.482	2.359	2.355	2.469	2.451	2.166	2.33	2.301	2.281	2.213	2.174	2.214	2.232	1.991	2.13	2.173	2.02	2.124	1.948	1.886	1.979	2.204	1.738	1.685	1.635	2.42	1.569	1.534	1.359	1.422	1.289	1.306	1.291	1.376	1.199	1.214	1.215	2.7	2.31	2.27	2.35	2.97	2.15	2.14	2.12	2.07	1.89	1.81	1.84	1.73	1.77	1.77	1.8	1.62	1.79
Verkoop- en marketingkosten Numbers are in millions	0.06	0.078	0.071	0.09	0.167	0.272	0.155	0.255	0.151	0.22	0.064	0.111	0.231	0.14	0.063	0.091	0.061	0.056	0.053	0.192	0.098	0.033	0.102	0.003	0.245	0.268	0.251	0.268	0.315	0.204	0.171	0.172	0.173	0.185	0.21	0.178	0.16	0.145	0.129	0.152	0.144	0.126	0.11	0.146	0.156	0.12	0.095	0.111	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-0.145	0	0	0.145	-0.094	0	0	0.094	0.344	0	0	0	0.388	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	2.85	2.61	2.54	2.52	2.75	2.8	2.58	2.4	2.14	2.03	2.07	2.08	2.07	2.06	1.98	1.97	1.99	1.97
Verkoop-, algemene en administratieve kosten Numbers are in millions	6.861	6.899	8.889	6.83	6.882	7.036	6.576	6.349	6.427	6.589	6.53	6.276	6.288	6.076	5.882	5.65	5.797	5.471	5.914	5.606	5.586	5.792	5.871	5.95	5.902	5.387	5.501	5.306	5.247	4.962	5.111	4.649	4.882	4.767	5.022	4.341	4.671	4.676	4.814	4.803	4.463	4.494	4.791	4.709	4.844	3.681	3.197	3.075	3.05	2.965	3.14	2.86	2.664	2.475	2.632	2.435	2.427	2.615	2.737	2.524	2.588	2.595	2.482	2.359	2.355	2.469	2.451	2.166	2.33	2.301	2.281	2.213	2.174	2.214	2.377	1.991	2.13	2.173	2.114	2.468	1.948	1.886	1.979	2.592	1.738	1.685	1.635	2.42	1.569	1.534	1.359	1.422	1.289	1.306	1.291	1.376	1.199	1.214	1.215	5.55	4.92	4.81	4.87	5.72	4.95	4.72	4.52	4.21	3.92	3.88	3.92	3.8	3.83	3.75	3.77	3.61	3.76
Overige kosten Numbers are in millions	10.616	-2.721	-3.037	-2.803	-19.426	-17.285	-2.762	-3.226	0	-6.588	-15.571	18.246	-2.609	-2.516	0	17.182	0	0	0	17.249	0	0	0	16.79	0	-12.204	0	15.32	0	0	0	14.671	0	0	0	14.161	0	0	0	13.748	0	0	0	11.722	0	0	-8.213	0	-7.531	-7.326	-7.589	0	-6.269	-5.965	-6.235	0	-5.407	-5.471	-5.332	0	-4.787	-4.458	-4.173	0	-3.321	-3.26	-2.789	0	-2.658	-2.652	-2.51	0	-2.67	-3.069	-3.337	0	0	0	-2.81	0	-9.276	-9.016	-8.907	0	-9.058	-2.563	-2.478	-3.927	-1.732	-1.599	-1.356	-1.336	-0.925	-0.786	-0.599	-0.465	-0.247	-0.63	-0.733	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Bedrijfskosten Numbers are in millions	17.477	2.721	3.037	2.803	-12.544	-10.249	0.843	3.123	10.32	0.001	-9.041	2.977	0.846	0.824	0.646	2.623	0.669	0.714	0.675	2.899	0.683	0.76	0.624	2.873	0.704	-6.817	0.817	3.311	0.875	0.754	0.171	0.74	0.173	0.185	0.21	0.612	0.16	0.145	0.129	0.532	0.144	0.126	0.11	0.517	0.156	0.12	-5.016	-9.155	-4.481	-4.361	-4.449	-7.771	-3.605	-3.49	-3.603	-7.779	-2.98	-2.856	-2.595	-7.665	-2.199	-1.863	-1.691	-7.275	-0.966	-0.791	-0.338	-6.912	-0.328	-0.351	-0.229	-6.765	-0.496	-0.855	-0.96	-6.417	6.761	6.487	-0.696	-5.813	-7.328	-7.13	-6.928	-5.058	-7.32	-0.878	-0.843	-1.507	-0.163	-0.065	0.003	0.086	0.364	0.52	0.692	0.911	0.952	0.584	0.482	5.55	4.92	4.81	4.87	5.72	4.95	4.72	4.52	4.21	3.92	3.88	3.92	3.8	3.83	3.75	3.77	3.61	3.76
Bedrijfsresultaat Numbers are in millions	5.853	7.389	5.022	7.644	2.663	5.159	11.152	8.86	6.922	6.313	6.224	7.935	7.504	7.309	7.378	8.422	9.832	8.695	8.244	8.129	10.295	9.429	8.996	8.766	8.081	7.248	6.167	6.783	6.416	6.364	5.737	6.41	6.542	6.656	6.175	7.077	6.446	6.381	6.315	5.513	9.238	5.923	5.778	5.964	5.539	6.234	5.922	5.077	5.98	5.618	5.984	5.696	5.595	5.301	5.339	5.39	5.648	5.742	5.399	5.702	5.127	3.55	3.37	5.778	5.019	5.986	6.457	6.304	6.543	6.629	6.485	6.59	6.731	6.287	6.21	6.044	0.321	0.329	5.967	6.039	0.322	0.31	0.312	1.056	0.164	6.965	5.146	5.619	5.751	5.308	5.301	5.631	5.767	5.435	5.368	5.492	5.469	5.059	4.943	3.14	2.32	2.05	1.91	2.08	2.06	2.07	2.42	3.03	2.48	2.6	2.65	2.41	1.89	1.7	1.31	1.72	1.59
Bedrijfsresultaat ratio Numbers are in millions	0.335	0.254	0.175	0.272	0.175	0.335	0.674	0.503	0.393	0.395	0.408	0.492	0.482	0.487	0.502	0.56	0.619	0.585	0.565	0.534	0.655	0.613	0.602	0.579	0.544	0.515	0.463	0.487	0.458	0.468	0.442	0.486	0.491	0.494	0.462	0.518	0.482	0.481	0.472	0.404	0.61	0.454	0.435	0.446	0.411	0.507	0.541	0.502	0.572	0.563	0.574	0.569	0.608	0.603	0.597	0.617	0.655	0.668	0.675	0.689	0.7	0.656	0.666	0.805	0.839	0.883	0.95	0.983	0.952	0.95	0.966	0.937	0.931	0.88	0.866	0.86	0.042	0.043	0.794	0.774	0.042	0.042	0.043	0.149	0.022	0.888	0.859	0.789	0.972	0.988	1.001	1.016	1.067	1.106	1.148	1.199	1.211	1.131	1.108	0.539	0.501	0.475	0.449	0.411	0.489	0.492	0.534	0.594	0.569	0.591	0.592	0.584	0.516	0.49	0.421	0.515	0.47
Totaal overige inkomsten en kosten netto Numbers are in millions	0	-0.668	-0.575	25.888	-0.886	0	-0.463	-1.116	-0.482	-0.488	-0.498	0	-0.49	-0.522	-0.472	-0.577	-0.581	-0.48	-0.506	-0.378	-0.296	-0.493	-0.546	-0.53	-0.516	-0.509	-0.381	-0.46	-0.51	-0.478	-0.533	-0.493	-0.872	-0.608	-0.319	-0.464	-0.282	-0.31	-0.027	-0.43	-0.275	-0.289	-0.096	-0.264	-0.264	-0.15	-0.129	-0.119	-1.577	-1.582	-1.615	-1.742	-1.963	-1.966	-1.985	-2.219	-2.424	-2.534	-2.691	-2.942	-3.168	-3.208	-3.08	-3.29	-3.595	-3.78	-4.167	-4.397	-4.112	-3.999	-3.939	-3.893	-3.707	-3.421	-3.189	-2.974	3.373	3.314	-2.249	-2.273	3.654	3.602	3.38	2.345	3.982	-2.395	-2.386	-2.672	-2.715	-2.74	-2.719	-2.936	-3.055	-3.197	-3.293	-3.46	-3.349	-3.038	-2.931	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Inkomen voor belasting Numbers are in millions	5.853	6.721	4.447	6.914	2.663	5.159	5.586	5.803	6.44	5.234	4.108	6.157	5.061	4.406	4.218	4.817	5.528	4.615	3.738	3.234	5.824	5.008	4.758	4.836	4.683	4.213	3.797	4.684	4.566	4.309	3.672	4.238	4.332	4.542	3.96	4.852	4.321	4.258	4.203	3.535	6.369	4.338	4.17	4.303	3.896	4.749	4.587	3.64	4.403	4.036	4.369	3.954	3.632	3.335	3.354	3.171	3.224	3.208	2.708	2.76	1.959	0.342	0.29	2.488	1.424	2.206	2.29	1.907	2.431	2.63	2.546	2.697	3.024	2.866	3.021	3.07	3.694	3.643	3.718	3.766	3.976	3.912	3.692	3.401	4.146	4.57	2.76	2.947	3.036	2.568	2.582	2.695	2.712	2.238	2.075	2.032	2.12	2.021	2.012	3.14	2.32	2.05	1.91	2.08	2.06	2.07	2.42	3.03	2.48	2.6	2.65	2.41	1.89	1.7	1.31	1.72	1.59
Inkomen voor belasting ratio Numbers are in millions	0.335	0.231	0.155	0.246	0.175	0.335	0.337	0.329	0.366	0.327	0.269	0.382	0.325	0.294	0.287	0.32	0.348	0.31	0.256	0.212	0.37	0.326	0.319	0.32	0.315	0.3	0.285	0.336	0.326	0.317	0.283	0.321	0.325	0.337	0.296	0.355	0.323	0.321	0.314	0.259	0.421	0.332	0.314	0.322	0.289	0.386	0.419	0.36	0.421	0.404	0.419	0.395	0.395	0.379	0.375	0.363	0.374	0.373	0.339	0.333	0.267	0.063	0.057	0.347	0.238	0.326	0.337	0.297	0.354	0.377	0.379	0.383	0.418	0.401	0.421	0.437	0.48	0.473	0.494	0.483	0.52	0.526	0.51	0.479	0.554	0.583	0.461	0.414	0.513	0.478	0.487	0.486	0.502	0.455	0.444	0.444	0.469	0.452	0.451	0.539	0.501	0.475	0.449	0.411	0.489	0.492	0.534	0.594	0.569	0.591	0.592	0.584	0.516	0.49	0.421	0.515	0.47
Belastingkosten Numbers are in millions	1.052	1.331	0.639	1.359	0.439	0.988	0.928	1.294	1.19	1.003	0.676	1.278	0.932	0.813	0.771	0.911	1.051	0.851	0.661	0.397	1.17	0.759	0.812	0.64	0.857	0.733	0.589	3.968	1.282	1.223	0.986	1.29	1.273	1.152	0.882	1.106	0.957	0.825	0.848	0.652	1.576	0.875	0.701	0.808	0.65	1.09	0.903	0.544	0.736	0.638	0.68	0.559	0.482	0.371	0.501	0.31	0.376	0.436	0.26	0.26	0.037	-0.49	-0.549	0.225	-0.128	0.149	0.159	-0.032	0.109	0.295	0.265	0.403	0.56	0.432	0.566	0.592	0.746	0.883	1.003	0.986	1.15	1.108	1.019	0.762	1.135	1.233	0.573	0.574	0.66	0.528	0.485	0.569	0.586	0.432	0.391	0.337	0.399	0.417	0.466	0.8	0.54	0.45	0.43	0.5	0.57	0.47	0.62	0.9	0.69	0.7	0.7	0.67	0.54	0.43	0.33	0.53	0.55
Nettowinst Numbers are in millions	4.801	5.39	3.808	5.555	2.224	4.171	4.658	4.509	5.25	4.231	3.432	4.879	4.125	3.588	3.441	3.901	4.472	3.76	3.073	2.833	4.65	4.245	3.944	4.189	3.826	3.48	3.208	0.716	3.284	3.086	2.686	2.948	3.059	3.39	3.078	3.746	3.364	3.433	3.355	2.883	4.793	3.463	3.469	3.495	3.246	3.659	3.684	3.096	3.667	3.398	3.689	3.395	3.15	2.964	2.853	2.861	2.848	2.772	2.448	2.5	1.922	0.832	0.839	2.263	1.552	2.057	2.131	1.939	2.322	2.335	2.281	2.294	2.464	2.434	2.455	2.478	2.948	2.76	2.715	2.78	2.826	2.804	2.673	2.639	3.011	3.337	2.187	2.373	2.376	2.04	2.097	2.126	2.126	1.806	1.684	1.695	1.721	1.604	1.546	2.34	1.78	1.6	1.48	1.58	1.49	1.6	1.8	2.13	1.79	1.89	1.95	1.74	1.36	1.27	0.98	1.19	1.04
Nettowinstmarge Numbers are in millions	0.275	0.186	0.133	0.197	0.146	0.271	0.281	0.256	0.298	0.265	0.225	0.303	0.265	0.239	0.234	0.259	0.282	0.253	0.211	0.186	0.296	0.276	0.264	0.277	0.258	0.247	0.241	0.051	0.234	0.227	0.207	0.223	0.229	0.252	0.23	0.274	0.252	0.259	0.251	0.211	0.317	0.265	0.261	0.261	0.241	0.298	0.337	0.306	0.351	0.341	0.354	0.339	0.342	0.337	0.319	0.328	0.33	0.322	0.306	0.302	0.262	0.154	0.166	0.315	0.259	0.304	0.314	0.302	0.338	0.335	0.34	0.326	0.341	0.341	0.342	0.353	0.383	0.358	0.361	0.357	0.369	0.377	0.369	0.371	0.402	0.425	0.365	0.333	0.402	0.38	0.396	0.383	0.393	0.367	0.36	0.37	0.381	0.358	0.347	0.401	0.384	0.37	0.348	0.312	0.354	0.38	0.397	0.418	0.411	0.43	0.435	0.421	0.372	0.366	0.315	0.356	0.308
WPA (Winst Per Aandeel) Numbers are in millions	0.64	0.72	0.51	0.77	0.31	0.59	0.66	0.64	0.74	0.6	0.49	0.69	0.58	0.51	0.49	0.55	0.63	0.53	0.44	0.4	0.66	0.6	0.56	0.59	0.54	0.49	0.45	0.11	0.47	0.43	0.38	0.41	0.43	0.48	0.43	0.53	0.47	0.48	0.47	0.4	0.66	0.48	0.48	0.49	0.45	0.59	0.64	0.54	0.64	0.59	0.64	0.59	0.55	0.52	0.49	0.5	0.49	0.48	0.43	0.43	0.33	0.15	0.15	0.39	0.27	0.35	0.37	0.33	0.4	0.4	0.39	0.39	0.42	0.41	0.41	0.42	0.49	0.39	0.38	0.47	0.47	0.47	0.44	0.44	0.51	0.56	0.36	0.4	0.39	0.34	0.35	0.35	0.34	0.22	0.28	0.28	0.21	0.2	0.19	0.38	0.29	0.26	0.24	0.25	0.24	0.26	0.29	0.38	0.32	0.34	0.35	0.31	0.25	0.23	0.18	0.22	0.19
Verwaterde WPA Numbers are in millions	0.64	0.72	0.51	0.77	0.31	0.59	0.64	0.64	0.74	0.6	0.49	0.69	0.58	0.51	0.49	0.55	0.63	0.53	0.43	0.39	0.66	0.6	0.56	0.59	0.54	0.49	0.45	0.1	0.47	0.43	0.37	0.41	0.43	0.48	0.43	0.53	0.47	0.48	0.47	0.4	0.66	0.48	0.48	0.49	0.45	0.59	0.64	0.54	0.64	0.59	0.64	0.59	0.55	0.52	0.49	0.5	0.49	0.48	0.43	0.43	0.33	0.15	0.15	0.39	0.27	0.35	0.37	0.33	0.4	0.4	0.39	0.39	0.42	0.41	0.41	0.42	0.49	0.39	0.38	0.47	0.47	0.47	0.44	0.44	0.5	0.56	0.36	0.4	0.39	0.34	0.35	0.35	0.34	0.22	0.28	0.28	0.21	0.2	0.19	0.38	0.29	0.26	0.24	0.25	0.24	0.26	0.29	0.38	0.32	0.34	0.35	0.31	0.25	0.23	0.18	0.22	0.19
EBITDA Numbers are in millions	0	0	0	0	3.549	5.992	6.428	6.673	0	6.161	5.099	7.677	5.696	5.261	5.11	5.636	6.605	0	0	5.292	6.544	0	0	5.515	5.417	5.149	4.263	5.418	5.236	5.065	4.481	5.078	5.219	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	5.99	5.23	4.69	4.54	4.99	4.95	4.72	4.93	5.35	4.52	4.83	4.83	4.59	4.02	3.78	3.38	3.79	3.65
EBITDA ratio Numbers are in millions	0	-0.023	-0.02	0.01	0.192	0.348	0.687	0.515	-0.027	0.411	0.427	0.51	0.499	0.504	0.52	0.579	0.639	0.605	0.586	0.554	0.674	0.63	0.621	0.598	0.563	0.537	0.474	0.509	0.48	0.475	0.449	0.493	0.498	0.502	0.468	0.524	0.488	0.487	0.478	0.41	0.616	0.46	0.441	0.453	0.418	0.51	0.559	0.521	0.59	0.582	0.592	0.587	0.627	0.623	0.617	0.637	0.675	0.691	0.699	0.711	0.724	0.69	0.702	0.829	0.866	0.908	0.973	1.007	0.975	0.977	0.993	0.965	0.983	0.907	0.864	0.884	0.845	0.821	0.799	0.78	0.826	0.832	0.825	0.785	0.894	0.905	0.869	0.777	0.959	0.922	1.027	1.127	1.057	1.098	1.141	1.071	1.284	1.166	1.116	1.027	1.13	1.086	1.068	0.986	1.176	1.121	1.088	1.049	1.037	1.098	1.078	1.111	1.098	1.089	1.087	1.135	1.08

Penns Woods Bancorp, Inc.

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