Farmers & Merchants Bank of Long Beach
OTC:FMBL
4600 (USD) • At close November 17, 2023
Overzicht | Financiële gegevens
Cijfers zijn in miljoenen (behalve de cijfers per aandeel en de ratio's) USD.
2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2008 Q4 | 2008 Q3 | 2008 Q2 | 2008 Q1 | 2007 Q3 | 2007 Q2 | 2007 Q1 | 2006 Q4 | 2006 Q3 | 2006 Q2 | 2006 Q1 | 2005 Q4 | 2005 Q3 | 2005 Q2 | 2005 Q1 | 2004 Q4 | 2004 Q3 | 2004 Q2 | 2004 Q1 | 2003 Q4 | 2003 Q3 | 2003 Q2 | 2003 Q1 | |
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Omzet
| 118.143 | 119.227 | 116.879 | 112.12 | 68.961 | 69.459 | 74.654 | 81.445 | 85.597 | 82.863 | 77.664 | 79.714 | 81.761 | 80.037 | 75.576 | 73.25 | 70.498 | 72.343 | 65.793 | 66.56 | 68.125 | 66.602 | 65.218 | 58.161 | 66.305 | 66.139 | 64.117 | 64.538 | 62.428 | 62.155 | 63.384 | 47.564 | 57.43 | 57.269 | 56.645 | 55.014 | 52.988 | 55.84 | 51.788 | 53.124 | 51.287 | 50.937 | 46.151 | 43.527 | 47.913 | 45.694 | 46.032 | 39.327 | 46.391 | 44.573 | 49.714 | 97.309 | 19.723 | 24.495 | 19.566 | 37.508 | 36.693 | 37.857 | 36.833 | 37.438 | 37.761 | 38.245 | 38.897 | 37.138 | 36.19 | 34.793 | 30.325 | 33.395 | 32.47 | 32.359 | 29.7 | 31.604 | 29.917 | 29.116 |
Kosten van de omzet
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Brutowinst
| 118.143 | 119.227 | 116.879 | 112.12 | 68.961 | 69.459 | 74.654 | 81.445 | 85.597 | 82.863 | 77.664 | 79.714 | 81.761 | 80.037 | 75.576 | 73.25 | 70.498 | 72.343 | 65.793 | 66.56 | 68.125 | 66.602 | 65.218 | 58.161 | 66.305 | 66.139 | 64.117 | 64.538 | 62.428 | 62.155 | 63.384 | 47.564 | 57.43 | 57.269 | 56.645 | 55.014 | 52.988 | 55.84 | 51.788 | 53.124 | 51.287 | 50.937 | 46.151 | 43.527 | 47.913 | 45.694 | 46.032 | 39.327 | 46.391 | 44.573 | 49.714 | 97.309 | 19.723 | 24.495 | 19.566 | 37.508 | 36.693 | 37.857 | 36.833 | 37.438 | 37.761 | 38.245 | 38.897 | 37.138 | 36.19 | 34.793 | 30.325 | 33.395 | 32.47 | 32.359 | 29.7 | 31.604 | 29.917 | 29.116 |
Brutowinstmarge
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Onderzoek- en ontwikkelingskosten
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Algemene en administratieve kosten
| 32.183 | 33.611 | 33.651 | 30.13 | 33.15 | 32.761 | 33.551 | 33.078 | 30.645 | 30.451 | 30.11 | 29.583 | 28.633 | 27.713 | 28.731 | 29.59 | 27.907 | 28.453 | 28.146 | 27.193 | 25.643 | 5.062 | 4.711 | 4.703 | 4.272 | 3.94 | 3.767 | 4.679 | 4.616 | 4.058 | 2.051 | 3.937 | 3.229 | 3.018 | 2.803 | 3.731 | 2.868 | 2.825 | 2.531 | 8.208 | 0.832 | 0.782 | 0.944 | 15.849 | 14.839 | 15.09 | 15.032 | 14.678 | 13.329 | 13.412 | 13.331 | 23.717 | 5.292 | 7.117 | 6.486 | 9.103 | 9.353 | 9.125 | 8.519 | 8.43 | 8.444 | 7.938 | 7.655 | 7.243 | 7.382 | 7.032 | 7.009 | 6.546 | 6.686 | 6.349 | 6.414 | 6.149 | 6.271 | 5.908 |
Verkoop- en marketingkosten
| 0.9 | 0.919 | 1.038 | 1.485 | 2.694 | 2.669 | 0.882 | 1.672 | 1.997 | 2.196 | 1.021 | 1.438 | 1.729 | 1.111 | 0.679 | 0.966 | 1.237 | 1.155 | 1.768 | 2.007 | 2.613 | 2.221 | 1.715 | 1.767 | 1.962 | 1.075 | 1.146 | 1.24 | 1.497 | 1.218 | 1.352 | 1.8 | 1.816 | 1.605 | 1.174 | 1.02 | 1.865 | 1.556 | 1.064 | 1.925 | 1.64 | 1.279 | 1.488 | 0.726 | 1.573 | 0.801 | 0.607 | 1.249 | 1.313 | 0.483 | 0.63 | 2.088 | 0.131 | 0.167 | 0.09 | 0.609 | 0.485 | 0 | 0 | 0 | 0 | 0 | -1.563 | 0.54 | 0.503 | 0.52 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Verkoop-, algemene en administratieve kosten
| 33.083 | 34.53 | 34.689 | 31.615 | 35.844 | 35.43 | 34.433 | 34.75 | 32.642 | 32.647 | 31.131 | 31.021 | 30.362 | 28.824 | 29.41 | 30.556 | 29.144 | 29.608 | 29.914 | 29.2 | 28.256 | 33.644 | 32.368 | 31.656 | 30.598 | 29.74 | 29.296 | 29.45 | 29.991 | 29.042 | 26.566 | 29.949 | 25.745 | 26.154 | 25.158 | 29.772 | 25.113 | 26.023 | 22.548 | 24.39 | 22.001 | 21.879 | 21.364 | 16.575 | 16.412 | 15.891 | 15.639 | 15.927 | 14.642 | 13.895 | 13.961 | 25.805 | 5.423 | 7.284 | 6.576 | 9.712 | 9.838 | 9.125 | 8.519 | 8.43 | 8.444 | 7.938 | 6.092 | 7.783 | 7.885 | 7.552 | 7.009 | 6.546 | 6.686 | 6.349 | 6.414 | 6.149 | 6.271 | 5.908 |
Overige kosten
| 31.811 | -10.403 | -11.151 | -14.338 | -84.552 | -86.249 | -56.259 | -66.751 | -77.813 | -76.529 | -71.141 | -75.182 | -73.444 | -70.27 | -73.284 | -77.742 | -75.958 | -76.862 | -74.354 | -73.758 | -69.964 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.021 | -2.02 | -2.02 | -2.02 | -1.865 | -1.866 | -1.83 | -2.201 | -105.037 | -15.483 | -22.193 | -16.912 | -26.181 | -25.13 | -25.79 | -23.313 | -24.067 | -23.913 | -21.945 | -19.071 | -21.145 | -22.406 | -20.082 | -16.866 | -18.225 | -19.341 | -17.294 | -15.405 | -17.061 | -16.999 | -15.817 |
Bedrijfskosten
| 64.894 | 10.403 | 11.151 | 14.338 | -48.708 | -50.819 | -21.826 | -32.001 | -45.171 | -43.882 | -40.01 | -44.161 | -43.082 | -41.446 | -43.874 | -47.186 | -46.814 | -47.254 | -44.44 | -44.558 | -41.708 | 39.648 | 37.815 | 29.927 | 44.736 | 36.219 | 35.216 | 42.328 | 41.555 | 41.311 | 36.651 | 33.278 | 30.996 | 30.682 | 29.698 | 33.345 | 29.723 | 31.498 | 27.208 | 30.087 | 27.239 | 27.555 | 26.077 | 14.554 | 14.392 | 13.871 | 13.619 | 14.062 | 12.776 | 12.065 | 11.76 | -79.232 | -10.06 | -14.909 | -10.336 | -16.47 | -15.292 | -16.665 | -14.794 | -15.637 | -15.469 | -14.007 | -12.979 | -13.362 | -14.521 | -12.53 | -9.856 | -11.679 | -12.655 | -10.945 | -8.99 | -10.912 | -10.728 | -9.909 |
Bedrijfsresultaat
| 20.004 | 21.753 | 21.017 | 97.782 | 20.253 | 18.64 | 52.828 | 49.444 | 40.426 | 38.981 | 37.654 | 35.553 | 38.679 | 38.591 | 31.702 | 26.064 | 23.684 | 25.089 | 21.353 | 22.002 | 26.417 | 27.615 | 28.075 | 28.963 | 22.227 | 30.59 | 29.576 | 22.1 | 21.557 | 21.577 | 27.395 | 14.902 | 27.121 | 27.37 | 27.762 | 23.102 | 24.093 | 25.226 | 25.377 | 24.521 | 25.554 | 25.313 | 21.447 | 21.857 | 21.901 | 21.709 | 24.568 | 18.659 | 21.242 | 24.661 | 27.682 | 18.077 | 9.663 | 9.586 | 9.23 | 21.038 | 21.401 | 21.192 | 22.039 | 21.801 | 22.292 | 24.238 | 25.918 | 23.776 | 21.669 | 22.263 | 20.468 | 21.716 | 19.815 | 21.414 | 20.71 | 20.692 | 19.189 | 19.207 |
Bedrijfsresultaat ratio
| 0.169 | 0.182 | 0.18 | 0.872 | 0.294 | 0.268 | 0.708 | 0.607 | 0.472 | 0.47 | 0.485 | 0.446 | 0.473 | 0.482 | 0.419 | 0.356 | 0.336 | 0.347 | 0.325 | 0.331 | 0.388 | 0.415 | 0.43 | 0.498 | 0.335 | 0.463 | 0.461 | 0.342 | 0.345 | 0.347 | 0.432 | 0.313 | 0.472 | 0.478 | 0.49 | 0.42 | 0.455 | 0.452 | 0.49 | 0.462 | 0.498 | 0.497 | 0.465 | 0.502 | 0.457 | 0.475 | 0.534 | 0.474 | 0.458 | 0.553 | 0.557 | 0.186 | 0.49 | 0.391 | 0.472 | 0.561 | 0.583 | 0.56 | 0.598 | 0.582 | 0.59 | 0.634 | 0.666 | 0.64 | 0.599 | 0.64 | 0.675 | 0.65 | 0.61 | 0.662 | 0.697 | 0.655 | 0.641 | 0.66 |
Totaal overige inkomsten en kosten netto
| 0 | -2.849 | -2.911 | -3.249 | -2.319 | -1.846 | -1.758 | -1.237 | -1.055 | -1.014 | -1 | -0.942 | -0.938 | -0.868 | -0.866 | -0.739 | -0.689 | -0.738 | -0.445 | -0.131 | 0.338 | -0.661 | -0.672 | -0.729 | -0.658 | -0.67 | -0.675 | 0.11 | -0.684 | -0.733 | -0.662 | -0.616 | -0.687 | -0.783 | -0.815 | -1.433 | -0.828 | -0.884 | -0.797 | -1.484 | -1.506 | -1.931 | -1.373 | -0.408 | -2.015 | -2.365 | -0.565 | -5.203 | -12.373 | -7.847 | -10.272 | 0 | 0 | 0 | 0 | 0 | 0 | -33.33 | 0 | 0 | 0 | 0 | 0 | -26.724 | 0 | 0 | 0 | -23.358 | 0 | 0 | 0 | 0 | -21.456 | -19.818 |
Inkomen voor belasting
| 20.004 | 18.904 | 18.106 | 16.68 | 20.253 | 18.64 | 26.359 | 30.834 | 33.506 | 35.942 | 34.989 | 35.553 | 38.679 | 38.591 | 31.702 | 26.064 | 23.684 | 25.089 | 21.353 | 22.002 | 26.417 | 26.954 | 27.403 | 28.234 | 21.569 | 29.92 | 28.901 | 22.21 | 20.873 | 20.844 | 26.733 | 14.286 | 26.434 | 26.587 | 26.947 | 21.669 | 23.265 | 24.342 | 24.58 | 23.037 | 24.048 | 23.382 | 20.074 | 21.857 | 21.901 | 21.709 | 24.568 | 18.659 | 21.242 | 24.661 | 27.682 | 18.077 | 9.663 | 9.586 | 9.23 | 21.038 | 21.401 | 21.192 | 22.039 | 21.801 | 22.292 | 24.238 | 25.918 | 23.776 | 21.669 | 22.263 | 20.468 | 21.716 | 19.815 | 21.414 | 20.71 | 20.692 | 19.189 | 19.207 |
Inkomen voor belasting ratio
| 0.169 | 0.159 | 0.155 | 0.149 | 0.294 | 0.268 | 0.353 | 0.379 | 0.391 | 0.434 | 0.451 | 0.446 | 0.473 | 0.482 | 0.419 | 0.356 | 0.336 | 0.347 | 0.325 | 0.331 | 0.388 | 0.405 | 0.42 | 0.485 | 0.325 | 0.452 | 0.451 | 0.344 | 0.334 | 0.335 | 0.422 | 0.3 | 0.46 | 0.464 | 0.476 | 0.394 | 0.439 | 0.436 | 0.475 | 0.434 | 0.469 | 0.459 | 0.435 | 0.502 | 0.457 | 0.475 | 0.534 | 0.474 | 0.458 | 0.553 | 0.557 | 0.186 | 0.49 | 0.391 | 0.472 | 0.561 | 0.583 | 0.56 | 0.598 | 0.582 | 0.59 | 0.634 | 0.666 | 0.64 | 0.599 | 0.64 | 0.675 | 0.65 | 0.61 | 0.662 | 0.697 | 0.655 | 0.641 | 0.66 |
Belastingkosten
| 5.658 | 5.37 | 5.104 | 3.832 | 2.866 | 0.491 | 4.736 | 5.39 | 6.872 | 6.853 | 7.154 | 6.575 | 8.158 | 8.16 | 6.427 | 4.7 | 3.821 | 4.459 | 3.409 | 3.344 | 3.582 | 5.209 | 5.069 | 6.085 | 0.906 | 8.13 | 7.867 | 10.75 | 4.185 | 4.405 | 6.556 | 3.444 | 8.641 | 8.707 | 8.842 | 6.21 | 7.1 | 7.746 | 7.852 | 7.202 | 7.645 | 7.271 | 6.015 | 6.878 | 6.851 | 6.815 | 7.839 | 5.42 | 6.359 | 7.918 | 9.159 | 6.138 | 3.606 | 3.624 | 3.466 | 8.137 | 8.336 | 8.261 | 8.139 | 9.095 | 8.53 | 9.391 | 9.344 | 9.265 | 8.643 | 8.701 | 8.541 | 8.674 | 8.275 | 8.559 | 8.437 | 8.437 | 7.584 | 7.621 |
Nettowinst
| 14.346 | 13.534 | 13.002 | 12.848 | 17.387 | 18.149 | 21.623 | 25.444 | 26.634 | 29.089 | 27.835 | 28.978 | 30.521 | 30.431 | 25.275 | 21.364 | 19.863 | 20.63 | 17.944 | 18.658 | 22.835 | 21.745 | 22.334 | 22.149 | 20.663 | 21.79 | 21.034 | 11.46 | 16.688 | 16.439 | 20.177 | 17.73 | 17.793 | 17.88 | 18.105 | 15.459 | 16.165 | 16.596 | 16.728 | 15.835 | 16.403 | 16.111 | 14.059 | 14.979 | 15.05 | 14.894 | 16.729 | 13.239 | 14.883 | 16.743 | 18.523 | 11.939 | 6.057 | 5.962 | 5.764 | 12.9 | 13.065 | 12.931 | 13.9 | 12.706 | 13.762 | 14.847 | 16.574 | 14.511 | 13.026 | 13.562 | 11.927 | 13.042 | 11.54 | 12.855 | 12.273 | 12.255 | 11.605 | 11.586 |
Nettowinstmarge
| 0.121 | 0.114 | 0.111 | 0.115 | 0.252 | 0.261 | 0.29 | 0.312 | 0.311 | 0.351 | 0.358 | 0.364 | 0.373 | 0.38 | 0.334 | 0.292 | 0.282 | 0.285 | 0.273 | 0.28 | 0.335 | 0.326 | 0.342 | 0.381 | 0.312 | 0.329 | 0.328 | 0.178 | 0.267 | 0.264 | 0.318 | 0.373 | 0.31 | 0.312 | 0.32 | 0.281 | 0.305 | 0.297 | 0.323 | 0.298 | 0.32 | 0.316 | 0.305 | 0.344 | 0.314 | 0.326 | 0.363 | 0.337 | 0.321 | 0.376 | 0.373 | 0.123 | 0.307 | 0.243 | 0.295 | 0.344 | 0.356 | 0.342 | 0.377 | 0.339 | 0.364 | 0.388 | 0.426 | 0.391 | 0.36 | 0.39 | 0.393 | 0.391 | 0.355 | 0.397 | 0.413 | 0.388 | 0.388 | 0.398 |
WPA (Winst Per Aandeel)
| 115.98 | 111.12 | 105.9 | 104.34 | 141.11 | 147.28 | 175.47 | 206.12 | 214.67 | 233.52 | 221.65 | 230.67 | 242.49 | 240.92 | 199.64 | 168.01 | 155.28 | 160.53 | 139.61 | 145.34 | 177.61 | 167.35 | 170.9 | 169.17 | 157.82 | 166.43 | 160.65 | 87.53 | 127.46 | 125.56 | 154.11 | 135.42 | 135.9 | 136.56 | 138.28 | 118.07 | 123.47 | 126.76 | 127.76 | 120.94 | 125.29 | 123.05 | 107.38 | 114.41 | 114.95 | 113.76 | 127.78 | 101.12 | 113.68 | 127.88 | 141.48 | 87.96 | 7.63 | 7.5 | 7.21 | 85.17 | 86.25 | 82.66 | 88.86 | 81.22 | 87.97 | 94.9 | 107.46 | 92.23 | 82.79 | 86.2 | 77.67 | 82.24 | 72.77 | 81.06 | 90.42 | 90.28 | 85.5 | 85.36 |
Verwaterde WPA
| 115.17 | 107.86 | 102.71 | 101.61 | 137.57 | 143.7 | 170.86 | 200.87 | 209.64 | 228.51 | 217.03 | 226.03 | 238.07 | 236.95 | 197.51 | 167.56 | 155.18 | 160.52 | 139.5 | 145.34 | 172.51 | 167.35 | 170.91 | 169.17 | 157.82 | 166.43 | 160.65 | 87.53 | 127.46 | 125.56 | 154.11 | 135.42 | 135.9 | 136.56 | 138.28 | 118.07 | 123.47 | 126.76 | 127.76 | 120.94 | 125.29 | 123.05 | 107.38 | 114.41 | 114.95 | 113.76 | 127.78 | 101.12 | 113.68 | 127.88 | 141.48 | 87.96 | 7.63 | 7.5 | 7.21 | 85.17 | 86.25 | 82.66 | 88.86 | 81.22 | 87.97 | 94.9 | 107.46 | 91.78 | 82.39 | 85.78 | 77.17 | 81.88 | 72.45 | 80.71 | 90.42 | 90.28 | 85.5 | 85.36 |
EBITDA
| 20.004 | -2.849 | -2.911 | -3.249 | -2.319 | -1.846 | -1.758 | -1.237 | -1.055 | -1.014 | -1 | -0.942 | 0 | -0.868 | -0.866 | -0.739 | -0.689 | -0.738 | -0.445 | -0.131 | 0.338 | -0.661 | -0.672 | -0.729 | -0.658 | -0.67 | -0.675 | 0.11 | -0.684 | -0.733 | -0.662 | 6.272 | -0.687 | -0.783 | -0.815 | -1.433 | -0.828 | -0.884 | -0.797 | -1.484 | -1.506 | -1.931 | -1.373 | 1.165 | -0.464 | -0.857 | 0.969 | -3.582 | 21.242 | 24.661 | 27.682 | 0 | 0 | 0 | 0 | 21.038 | 21.401 | 21.192 | 22.039 | 21.801 | 22.292 | 24.238 | 25.918 | 23.776 | 21.669 | 22.263 | 20.468 | 21.716 | 19.815 | 21.414 | 20.71 | 20.692 | 19.189 | 19.207 |
EBITDA ratio
| 0.169 | -0.024 | -0.025 | -0.029 | 0.294 | 0.268 | 0.708 | 0.607 | 0.472 | 0.47 | 0.485 | 0.446 | 0.473 | 0.482 | 0.419 | 0.356 | 0.336 | 0.347 | 0.325 | 0.331 | 0.388 | -0.01 | -0.01 | -0.013 | -0.01 | -0.01 | -0.011 | 0.002 | -0.011 | -0.012 | -0.01 | 0.132 | -0.012 | -0.014 | -0.014 | -0.026 | -0.016 | -0.016 | -0.015 | -0.028 | -0.029 | -0.038 | -0.03 | 0.502 | 0.457 | 0.475 | 0.534 | 0.474 | 0.458 | 0.553 | 0.557 | 0.206 | 0.489 | 0.394 | 0.517 | 0.561 | 0.583 | 0.56 | 0.598 | 0.582 | 0.59 | 0.634 | 0.666 | 0.64 | 0.599 | 0.64 | 0.675 | 0.65 | 0.61 | 0.662 | 0.697 | 0.655 | 0.641 | 0.66 |