Employers Holdings, Inc.
NYSE:EIG
51.23 (USD) • At close December 31, 2024
Overzicht | Financiële gegevens
Cijfers zijn in miljoenen (behalve de cijfers per aandeel en de ratio's) USD.
2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | 2010 Q2 | 2010 Q1 | 2009 Q4 | 2009 Q3 | 2009 Q2 | 2009 Q1 | 2008 Q4 | 2008 Q3 | 2008 Q2 | 2008 Q1 | 2007 Q4 | 2007 Q3 | 2007 Q2 | 2007 Q1 | 2006 Q4 | 2006 Q3 | 2006 Q2 | 2006 Q1 | |
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Omzet
| 224 | 217 | 223.1 | 225.7 | 203.5 | 215.2 | 206.5 | 221.8 | 204.4 | 135.3 | 152 | 199.8 | 168.3 | 171.4 | 163.6 | 191.1 | 181.9 | 211.4 | 127 | 210.3 | 201 | 204.3 | 220.3 | 179.4 | 228.9 | 204.1 | 188 | 201 | 210.9 | 191.1 | 196.3 | 193.2 | 192.8 | 201.8 | 192 | 184.5 | 199.5 | 190.9 | 177.2 | 192.648 | 192.056 | 200.282 | 188.481 | 192.364 | 183.332 | 181.608 | 166.277 | 159.587 | 151.14 | 138.311 | 130.144 | 138.427 | 112.914 | 109.539 | 103.274 | 113.291 | 101.785 | 99.442 | 101.086 | 111.562 | 124.321 | 127.112 | 132.94 | 120.077 | 90.396 | 92.556 | 93.749 | 105.376 | 108.78 | 103.81 | 111.957 | 161.044 | 152.189 | 121.84 | 119.93 |
Kosten van de omzet
| 0 | 0.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.1 | 45.3 | 43.8 | 47.5 | 0 | 38.8 | 40.1 | 39.2 | 0 | 33.6 | 32.6 | 35.9 | 0 | 31,700 | 33,600 | 36,300 | 0 | 31,600 | 32,500 | 33,500 | 0 | 31.854 | 33.156 | 33.301 | 0 | 32.493 | 32.249 | 31.54 | -318.878 | 29.28 | 29.513 | 32.142 | 0 | 25.334 | 26.2 | 25.678 | -196.287 | 25.722 | 25.143 | 32.267 | -245.686 | 33.688 | 32.452 | 36.484 | -174.242 | 21.907 | 22.981 | 21.726 | -233.148 | 21.726 | 22.752 | 23.3 | -328.467 | 0 | 0 | 0 |
Brutowinst
| 224 | 216.9 | 223.1 | 225.7 | 203.5 | 215.2 | 206.5 | 221.8 | 204.4 | 135.3 | 152 | 199.8 | 168.3 | 171.4 | 163.6 | 191.1 | 181.9 | 211.4 | 127 | 210.4 | 155.7 | 160.5 | 172.8 | 179.4 | 190.1 | 164 | 148.8 | 201 | 177.3 | 158.5 | 160.4 | 193.2 | -31,507.2 | -33,398.2 | -36,108 | 184.5 | -31,400.5 | -32,309.1 | -33,322.8 | 192.648 | 160.202 | 167.126 | 155.18 | 192.364 | 150.839 | 149.359 | 134.737 | 478.465 | 121.86 | 108.798 | 98.002 | 138.427 | 87.58 | 83.339 | 77.596 | 309.578 | 76.063 | 74.299 | 68.819 | 357.248 | 90.633 | 94.66 | 96.456 | 294.319 | 68.489 | 69.575 | 72.023 | 338.524 | 87.054 | 81.058 | 88.657 | 489.511 | 152.189 | 121.84 | 119.93 |
Brutowinstmarge
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.775 | 0.786 | 0.784 | 1 | 0.83 | 0.804 | 0.791 | 1 | 0.841 | 0.829 | 0.817 | 1 | -163.419 | -165.501 | -188.063 | 1 | -157.396 | -169.246 | -188.052 | 1 | 0.834 | 0.834 | 0.823 | 1 | 0.823 | 0.822 | 0.81 | 2.998 | 0.806 | 0.787 | 0.753 | 1 | 0.776 | 0.761 | 0.751 | 2.733 | 0.747 | 0.747 | 0.681 | 3.202 | 0.729 | 0.745 | 0.726 | 2.451 | 0.758 | 0.752 | 0.768 | 3.213 | 0.8 | 0.781 | 0.792 | 3.04 | 1 | 1 | 1 |
Onderzoek- en ontwikkelingskosten
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Algemene en administratieve kosten
| 43.2 | 41.4 | 45.8 | 46.1 | 43.5 | 46 | 44.4 | 0 | 0 | 39.4 | 39.3 | 160.2 | 37.4 | 37 | 46.6 | 181.3 | 46.4 | 44.8 | 46.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Verkoop- en marketingkosten
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18.462 | 14.865 | 16.147 | 13.529 | 13.134 | 10.968 | 11.119 | 10.281 | -29.052 | 9.971 | 9.176 | 9.905 | 10.539 | -1.276 | 13.229 | 13.658 | 13.153 | 10.121 | 9.721 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Verkoop-, algemene en administratieve kosten
| 43.2 | 41.4 | 45.8 | 46.1 | 43.5 | 46 | 44.4 | 0 | 0 | 39.4 | 39.3 | 160.2 | 37.4 | 37 | 46.6 | 181.3 | 46.4 | 44.8 | 46.7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 18.462 | 14.865 | 16.147 | 13.529 | 13.134 | 10.968 | 11.119 | 10.281 | -29.052 | 9.971 | 9.176 | 9.905 | 10.539 | -1.276 | 13.229 | 13.658 | 13.153 | 10.121 | 9.721 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Overige kosten
| 224 | -68.2 | -71.3 | -74 | -70.2 | -69.6 | -67.8 | 221.8 | 0 | -63.1 | -154.4 | -60.6 | -57.3 | -55 | -63.4 | 0 | 0 | 0 | 0 | -169 | -114.8 | -110.6 | -110.6 | -148.5 | -131.4 | -112.3 | -119.1 | -147.7 | -148.1 | -125.5 | -130.5 | -144.4 | 31,538 | 33,432.8 | 36,136.1 | -166.3 | 31,431.6 | 32,343.1 | 33,341.6 | -161.472 | -142.964 | -118.825 | -142.331 | -185.736 | -125.713 | -132.765 | -126.665 | 0 | -128.852 | -121.39 | -108.828 | 0 | -90.214 | -87.302 | -80.995 | 0 | -74.29 | -63.72 | -61.577 | 0 | -52.382 | -82.419 | -88.496 | 16.661 | -45.83 | -43.584 | -41.237 | 18.237 | -53.278 | -40.467 | -53.388 | 136.571 | -34.515 | -94.106 | -97.79 |
Bedrijfskosten
| 224 | 68.2 | 71.3 | 74 | 43.5 | 46 | 44.4 | 221.8 | 179.5 | 39.4 | -154.4 | 160.2 | 37.4 | 37 | 46.6 | 181.3 | 46.4 | 44.8 | 46.7 | -169 | -114.8 | -110.6 | -110.6 | -148.5 | -131.4 | -112.3 | -119.1 | -147.7 | -148.1 | -125.5 | -130.5 | -144.4 | 31,538 | 33,432.8 | 36,136.1 | -166.3 | 31,431.6 | 32,343.1 | 33,341.6 | -161.472 | -142.964 | -118.825 | -142.331 | -185.736 | -125.713 | -132.765 | -126.665 | -44.541 | -113.987 | -105.243 | -95.299 | -32.368 | -79.246 | -76.183 | -70.714 | -29.052 | -64.319 | -54.544 | -51.672 | -25.611 | -53.658 | -69.19 | -74.838 | -3.181 | -35.709 | -33.863 | -41.237 | 18.237 | -53.278 | -40.467 | -53.388 | 136.571 | -34.515 | -94.106 | -97.79 |
Bedrijfsresultaat
| 36.7 | 40 | 35.3 | 151.7 | 17.3 | 43.8 | 30.2 | 0 | 24.9 | -21.1 | -2.4 | 68.5 | 18.7 | 32.6 | 27.7 | 80.8 | 38.3 | 74.3 | -45.3 | 41.4 | 40.9 | 49.9 | 62.2 | 30.9 | 58.7 | 51.7 | 29.7 | 53.3 | 29.2 | 33 | 29.9 | 48.8 | 30.8 | 34.6 | 28.1 | 18.2 | 31.1 | 34 | 18.8 | 31.176 | 17.238 | 48.301 | 12.849 | 6.628 | 25.126 | 16.594 | 8.072 | 407.978 | 7.873 | 3.555 | 2.703 | 27.477 | 8.334 | 7.156 | 6.882 | 338.63 | 11.744 | 19.755 | 17.147 | 382.859 | 36.975 | 25.47 | 21.618 | 297.5 | 32.78 | 35.712 | 30.786 | 320.287 | 33.776 | 40.591 | 35.269 | 254.592 | 117.674 | 27.734 | 22.14 |
Bedrijfsresultaat ratio
| 0.164 | 0.184 | 0.158 | 0.672 | 0.085 | 0.204 | 0.146 | 0 | 0.122 | -0.156 | -0.016 | 0.343 | 0.111 | 0.19 | 0.169 | 0.423 | 0.211 | 0.351 | -0.357 | 0.197 | 0.203 | 0.244 | 0.282 | 0.172 | 0.256 | 0.253 | 0.158 | 0.265 | 0.138 | 0.173 | 0.152 | 0.253 | 0.16 | 0.171 | 0.146 | 0.099 | 0.156 | 0.178 | 0.106 | 0.162 | 0.09 | 0.241 | 0.068 | 0.034 | 0.137 | 0.091 | 0.049 | 2.556 | 0.052 | 0.026 | 0.021 | 0.198 | 0.074 | 0.065 | 0.067 | 2.989 | 0.115 | 0.199 | 0.17 | 3.432 | 0.297 | 0.2 | 0.163 | 2.478 | 0.363 | 0.386 | 0.328 | 3.039 | 0.31 | 0.391 | 0.315 | 1.581 | 0.773 | 0.228 | 0.185 |
Totaal overige inkomsten en kosten netto
| 0 | -177 | -187.8 | 149.5 | -186.1 | 43.8 | -177.5 | 55.9 | -1.1 | -21.4 | -2.5 | -131.4 | -149.7 | -139 | -136 | -110.7 | 0 | -92.3 | -45.3 | -169 | -160.1 | -154.6 | -158.5 | -148.9 | -170.6 | -152.8 | -158.6 | -148 | -182 | -158.5 | -166.8 | -144.8 | -162.4 | -167.6 | -164.3 | -166.9 | -169.1 | -157.6 | -159.1 | -162.155 | -175.6 | -152.7 | -176.4 | -186.562 | -159.021 | -0.797 | -0.808 | -1.104 | 6.593 | 2.707 | 1.919 | 26.566 | 7.428 | 6.248 | 5.965 | -316.122 | 10.112 | 18.135 | 15.567 | -369.016 | 35.151 | 23.645 | 19.659 | -284.727 | 0 | 0 | 0 | -279.037 | 0 | 0 | 0 | 0.008 | 56.199 | 27.734 | 22.14 |
Inkomen voor belasting
| 36.7 | 40 | 35.3 | 58.2 | 17.4 | 43.8 | 29 | 55.9 | 23.8 | -21.4 | -2.5 | 68.4 | 18.6 | 32.4 | 27.6 | 80.4 | 38.3 | 74.3 | -45.3 | 41.4 | 40.9 | 49.7 | 61.8 | 30.5 | 58.3 | 51.3 | 29.4 | 53 | 28.9 | 32.6 | 29.5 | 48.4 | 30.4 | 34.2 | 27.7 | 17.6 | 30.4 | 33.3 | 18.1 | 30.445 | 16.495 | 47.548 | 12.071 | 5.802 | 24.311 | 15.797 | 7.264 | 86.325 | 6.977 | 2.697 | 1.801 | 26.566 | 7.428 | 6.248 | 5.965 | 22.508 | 10.112 | 18.135 | 15.567 | 13.843 | 35.151 | 23.645 | 19.659 | 12.773 | 32.78 | 35.712 | 30.786 | 41.25 | 33.776 | 40.591 | 35.269 | 254.292 | 173.873 | 27.734 | 22.14 |
Inkomen voor belasting ratio
| 0.164 | 0.184 | 0.158 | 0.258 | 0.086 | 0.204 | 0.14 | 0.252 | 0.116 | -0.158 | -0.016 | 0.342 | 0.111 | 0.189 | 0.169 | 0.421 | 0.211 | 0.351 | -0.357 | 0.197 | 0.203 | 0.243 | 0.281 | 0.17 | 0.255 | 0.251 | 0.156 | 0.264 | 0.137 | 0.171 | 0.15 | 0.251 | 0.158 | 0.169 | 0.144 | 0.095 | 0.152 | 0.174 | 0.102 | 0.158 | 0.086 | 0.237 | 0.064 | 0.03 | 0.133 | 0.087 | 0.044 | 0.541 | 0.046 | 0.019 | 0.014 | 0.192 | 0.066 | 0.057 | 0.058 | 0.199 | 0.099 | 0.182 | 0.154 | 0.124 | 0.283 | 0.186 | 0.148 | 0.106 | 0.363 | 0.386 | 0.328 | 0.391 | 0.31 | 0.391 | 0.315 | 1.579 | 1.142 | 0.228 | 0.185 |
Belastingkosten
| 6.4 | 8.3 | 7 | 12.6 | 3.4 | 8.9 | 5.4 | 8.8 | 4.7 | -5.8 | -0.2 | 13.6 | 3.6 | 6 | 4.5 | 16.4 | 7.2 | 14.7 | -10.4 | 9.6 | 8.1 | 9 | 10 | 4.9 | 10.7 | 8.8 | 3.8 | 21.7 | 7 | 7.8 | 6.3 | 12.9 | 7.8 | 7.9 | 6.7 | -9.1 | 5.9 | 4.1 | 4.1 | 1.311 | 1.295 | 1.951 | 1.318 | -8.359 | -3.274 | 1.209 | -0.226 | -1.444 | -1.173 | -2.309 | -4.421 | 6.632 | -4.355 | -2.003 | -2.38 | 2.359 | 0.058 | 1.636 | -0.53 | 2.579 | 4.594 | 3.3 | -1.196 | -3.083 | -0.289 | 8.346 | 5.292 | 9.486 | 3.896 | 9.818 | 7.403 | 31.662 | 40.682 | 6.347 | 4.031 |
Nettowinst
| 30.3 | 31.7 | 28.3 | 45.6 | 14 | 34.9 | 23.6 | 47.1 | 19.1 | -15.6 | -2.3 | 54.8 | 15 | 26.4 | 23.1 | 64 | 31.1 | 59.6 | -34.9 | 31.8 | 32.8 | 40.7 | 51.8 | 25.6 | 47.6 | 42.5 | 25.6 | 31.3 | 21.9 | 24.8 | 23.2 | 35.5 | 22.6 | 26.3 | 21 | 26.7 | 24.5 | 29.2 | 14 | 29.134 | 15.2 | 45.597 | 10.753 | 14.161 | 27.585 | 14.588 | 7.49 | 87.769 | 8.15 | 5.006 | 6.222 | 19.934 | 11.783 | 8.251 | 8.345 | 20.149 | 10.054 | 16.499 | 16.097 | 11.264 | 30.557 | 20.345 | 20.855 | 15.856 | 33.069 | 27.366 | 25.494 | 31.764 | 29.88 | 30.773 | 27.866 | 55.082 | 76.992 | 21.387 | 18.109 |
Nettowinstmarge
| 0.135 | 0.146 | 0.127 | 0.202 | 0.069 | 0.162 | 0.114 | 0.212 | 0.093 | -0.115 | -0.015 | 0.274 | 0.089 | 0.154 | 0.141 | 0.335 | 0.171 | 0.282 | -0.275 | 0.151 | 0.163 | 0.199 | 0.235 | 0.143 | 0.208 | 0.208 | 0.136 | 0.156 | 0.104 | 0.13 | 0.118 | 0.184 | 0.117 | 0.13 | 0.109 | 0.145 | 0.123 | 0.153 | 0.079 | 0.151 | 0.079 | 0.228 | 0.057 | 0.074 | 0.15 | 0.08 | 0.045 | 0.55 | 0.054 | 0.036 | 0.048 | 0.144 | 0.104 | 0.075 | 0.081 | 0.178 | 0.099 | 0.166 | 0.159 | 0.101 | 0.246 | 0.16 | 0.157 | 0.132 | 0.366 | 0.296 | 0.272 | 0.301 | 0.275 | 0.296 | 0.249 | 0.342 | 0.506 | 0.176 | 0.151 |
WPA (Winst Per Aandeel)
| 1.21 | 1.25 | 1.12 | 1.78 | 0.54 | 1.31 | 0.87 | 1.73 | 0.7 | -0.56 | -0.083 | 1.96 | 0.53 | 0.93 | 0.81 | 2.21 | 1.06 | 1.98 | -1.14 | 1 | 1.03 | 1.27 | 1.6 | 0.78 | 1.45 | 1.29 | 0.78 | 0.96 | 0.67 | 0.76 | 0.72 | 1.1 | 0.7 | 0.82 | 0.67 | 0.83 | 0.76 | 0.91 | 0.44 | 0.92 | 0.48 | 1.45 | 0.34 | 0.45 | 0.88 | 0.47 | 0.24 | 2.85 | 0.25 | 0.16 | 0.19 | 0.61 | 0.31 | 0.21 | 0.22 | 0.52 | 0.25 | 0.39 | 0.38 | 0.26 | 0.68 | 0.44 | 0.43 | 0.33 | 0.67 | 0.55 | 0.51 | 0.64 | 0.58 | 0.58 | 0.52 | 1.04 | 1.46 | 0.41 | 0.34 |
Verwaterde WPA
| 1.21 | 1.25 | 1.11 | 1.77 | 0.54 | 1.3 | 0.86 | 1.72 | 0.7 | -0.56 | -0.082 | 1.94 | 0.53 | 0.92 | 0.8 | 2.19 | 1.05 | 1.97 | -1.12 | 0.99 | 1.01 | 1.25 | 1.57 | 0.77 | 1.43 | 1.28 | 0.77 | 0.94 | 0.66 | 0.75 | 0.7 | 1.08 | 0.69 | 0.81 | 0.66 | 0.82 | 0.75 | 0.9 | 0.43 | 0.92 | 0.47 | 1.42 | 0.34 | 0.44 | 0.86 | 0.46 | 0.24 | 2.82 | 0.25 | 0.16 | 0.19 | 0.61 | 0.31 | 0.21 | 0.21 | 0.52 | 0.25 | 0.39 | 0.38 | 0.26 | 0.67 | 0.44 | 0.43 | 0.33 | 0.67 | 0.55 | 0.51 | 0.64 | 0.58 | 0.58 | 0.52 | 1.04 | 1.46 | 0.41 | 0.34 |
EBITDA
| 0 | 175.1 | 39.1 | 55.1 | 19.4 | 43 | 36.7 | 59 | 51 | -15.8 | -0.9 | 62.8 | 20.6 | 34.5 | 29.6 | 74.5 | 40.2 | 243.2 | -43.2 | 45.4 | 162.9 | 156.9 | 159.3 | 32.1 | 171.5 | 154.2 | 160.3 | 55.3 | 31.2 | 35.1 | 168.5 | 50.9 | 164.1 | 169.3 | 166.1 | 20.6 | 170.7 | 158.8 | 160.1 | 32.931 | 176.495 | 153.7 | 177.397 | 8.384 | 159.73 | 0 | 9.465 | 88.325 | 8.043 | 4.938 | 4.235 | 29.004 | 9.808 | 8.702 | 8.723 | 17.892 | 13.357 | 21.637 | 19.129 | 7.81 | 39.099 | 28.174 | 24.624 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
EBITDA ratio
| 0 | 0.025 | 0.158 | 0.244 | 0.085 | 0.204 | 0.152 | 0.266 | -0.005 | -0.146 | -0.006 | 0.351 | 0.122 | 0.201 | 0.181 | 0.433 | 0.221 | 0.362 | -0.34 | 0.209 | 0.217 | 0.256 | 0.288 | 0.179 | 0.262 | 0.262 | 0.169 | 0.275 | 0.148 | 0.184 | 0.163 | 0.263 | 0.171 | 0.182 | 0.158 | 0.112 | 0.167 | 0.188 | 0.116 | 0.171 | 0.099 | 0.25 | 0.078 | 0.044 | 0.145 | 0.099 | 0.057 | 0.553 | 0.061 | 0.036 | 0.032 | 0.21 | 0.087 | 0.079 | 0.084 | 0.221 | 0.131 | 0.218 | 0.189 | 0.159 | 0.315 | 0.222 | 0.185 | 0.122 | 0.385 | 0.386 | 0.364 | 0.424 | 0.34 | 0.42 | 0.344 | 0.556 | 0.808 | 0.234 | 0.19 |