XP Inc.

NASDAQ:XP

14.67 (USD) • At close March 14, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

2024 Q42024 Q32024 Q22024 Q12023 Q42023 Q32023 Q22023 Q12022 Q42022 Q32022 Q22022 Q12021 Q42021 Q32021 Q22021 Q12020 Q42020 Q32020 Q22020 Q12019 Q42019 Q32019 Q22019 Q12018 Q4
Revenue 4,243.9191,940.4854,015.5694,097.1664,116.9891,822.4751,482.7641,345.9841,709.9061,703.7521,688.8631,406.2351,701.2741,749.151,760.9641,590.2921,671.681,408.6591,165.3751,256.8781,2551,030.362881.628666.075665.698
Cost of Revenue 01,755.2983,615.0081,286.8771,251.1521,515.0021,419.7091,265.4131,569.4582,179.7072,189.1411,905.053918.4081,973.6091,854.7561,666.809-554.8771,414.5481,187.0641,084.728487822.767762.388630.428371.818
Gross Profit 4,243.919185.187400.5612,810.2892,865.837307.47363.05580.571140.448-475.955-500.278-498.818782.866-224.459-93.792-76.5172,226.557-5.889-21.689172.15768207.595119.2435.647293.88
Gross Profit Ratio 10.0950.10.6860.6960.1690.0430.060.082-0.279-0.296-0.3550.46-0.128-0.053-0.0481.332-0.004-0.0190.1370.6120.2010.1350.0540.441
Reseach & Development Expenses 0000000000000000000000000
General & Administrative Expenses 1,499.7981,047.1171,053.431975.5721,059.6381,064.224884.227778.509949.598382.632306.606321.1624,025.795281.685193.649191.4742,552.7185.696136.435138.767597155.24696.39390.649348.964
Selling & Marketing Expenses 41.44342.55732.92132.05459.4749.81245.26214.94247.58132.64939.3119.18263.5157.65461.90144.41840.54838.32227.56928.4767330.10427.79724.51831.875
SG&A 1,655.5911,089.6741,507.9671,007.6261,119.1081,114.036929.489793.451997.179415.281345.916340.3444,089.305339.339255.55235.8922,593.248224.018164.004167.243670185.35124.19115.167380.839
Other Expenses 059.6190-1,529.148-1,629.882-1,689.834-1,346.213110.356-174.37126.43167.78161.987-415.00353.99336.689-4.51116.512-18.905-11.698-10.70335-7.55-6.888-2.17812.835
Operating Expenses 1,655.5911,149.293400.5611,529.1481,629.8821,330.876992.272903.807822.808441.712413.697402.3313,674.302388.048238.688293.072,368.15392.764173.441194.251635209.186123.03672.294376.91
Operating Income 2,588.328-964.1062,507.6021,281.1411,235.955-1,013.972-913.982-804.09-665.441-916.242-914.807-915.39-516.678-617.791-386.031-373.042-197.16-98.653-195.13-22.101169.227-1.591-3.796-36.647-83.03
Operating Income Ratio 0.61-0.4970.6240.3130.3-0.556-0.616-0.597-0.389-0.538-0.542-0.651-0.304-0.353-0.219-0.235-0.118-0.07-0.167-0.0180.135-0.002-0.004-0.055-0.125
Total Other Income Expenses Net -1,286.9542,176.588-1,164.932-1,243.219-1,167.352-1,150.051-1,065.703-997.198-855.386-965.408-987.281-889.638-670.53-893.884-770.939-831.716-749.811-609.149812.26-577.58-452.805-449.019-351.943-158.215-329.31
Income Before Tax 1,301.3741,212.4821,342.671,081.349965.4341,157.379967.692816.148738.048982.921867.248856.4391,120.595907.9381,002.425784.216662.885632.451609.546516.531547382.134311.583303.227170.578
Income Before Tax Ratio 0.3070.6250.3340.2640.2350.6350.6530.6060.4320.5770.5140.6090.6590.5190.5690.4930.3970.4490.5230.4110.4360.3710.3530.4550.256
Income Tax Expense 120.62825.87265.73158.898-44.88570.79-9.15120.203-44.453-47.957-45.3352.19129.945-28.44971.1550.06860.49791.16769.283118.977157121.33683.52192.78957.13
Net Income 1,180.2061,185.9361,117.2521,030.0161,042.1771,086.152975.353795.02782.9491,030.746911.251854.104989.442935.662930.644733.668600.817540.434538.319396.86390257.814224.982209.215113.448
Net Income Ratio 0.2780.6110.2780.2510.2530.5960.6580.5910.4580.6050.540.6070.5820.5350.5280.4610.3590.3840.4620.3160.3110.250.2550.3140.17
EPS 2.1802.031.881.91.991.851.481.431.851.631.531.771.671.661.311.070.980.980.720.710.470.410.380.21
EPS Diluted 2.1802.031.851.881.961.831.481.391.81.631.531.771.641.631.281.050.970.970.710.710.470.410.380.21
EBITDA 01,482.9651,653.1091,337.8511,244.519-942.72-863.145-756.248-619.825-872.587-859.1-854.491-464.305-557.3-273.259-301.163-97.289-62.837-157.13511.70613221.86419.9911.441-67.737
EBITDA Ratio 00.7640.4120.3290.32-0.517-0.582-0.562-0.362-0.512-0.509-0.608-0.273-0.319-0.155-0.189-0.058-0.045-0.1350.0090.1050.0210.0230.002-0.102