XP Inc.
NASDAQ:XP
19.76 (USD) • At close September 19, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 4,348.822 | 4,097.166 | 4,116.989 | 1,822.475 | 1,482.764 | 1,345.984 | 1,709.906 | 1,703.752 | 1,688.863 | 1,406.235 | 1,701.274 | 1,749.15 | 1,760.964 | 1,590.292 | 1,671.68 | 1,408.659 | 1,165.375 | 1,256.878 | 1,255 | 1,030.362 | 881.628 | 666.075 | 665.698 |
| Cost of Revenue
| 1,302.167 | 1,286.877 | 1,251.152 | 1,515.002 | 1,419.709 | 1,265.413 | 1,569.458 | 2,179.707 | 2,189.141 | 1,905.053 | 918.408 | 1,973.609 | 1,854.756 | 1,666.809 | -554.877 | 1,414.548 | 1,187.064 | 1,084.728 | 487 | 822.767 | 762.388 | 630.428 | 371.818 |
| Gross Profit
| 3,046.655 | 2,810.289 | 2,865.837 | 307.473 | 63.055 | 80.571 | 140.448 | -475.955 | -500.278 | -498.818 | 782.866 | -224.459 | -93.792 | -76.517 | 2,226.557 | -5.889 | -21.689 | 172.15 | 768 | 207.595 | 119.24 | 35.647 | 293.88 |
| Gross Profit Ratio
| 0.701 | 0.686 | 0.696 | 0.169 | 0.043 | 0.06 | 0.082 | -0.279 | -0.296 | -0.355 | 0.46 | -0.128 | -0.053 | -0.048 | 1.332 | -0.004 | -0.019 | 0.137 | 0.612 | 0.201 | 0.135 | 0.054 | 0.441 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 1,053.431 | 975.572 | 1,059.638 | 1,064.224 | 884.227 | 778.509 | 949.598 | 382.632 | 306.606 | 321.162 | 4,025.795 | 281.685 | 193.649 | 191.474 | 2,552.7 | 185.696 | 136.435 | 138.767 | 597 | 155.246 | 96.393 | 90.649 | 348.964 |
| Selling & Marketing Expenses
| 32.921 | 32.054 | 59.47 | 49.812 | 45.262 | 14.942 | 47.581 | 32.649 | 39.31 | 19.182 | 63.51 | 57.654 | 61.901 | 44.418 | 40.548 | 38.322 | 27.569 | 28.476 | 73 | 30.104 | 27.797 | 24.518 | 31.875 |
| SG&A
| 1,086.352 | 1,007.626 | 1,119.108 | 1,114.036 | 929.489 | 793.451 | 997.179 | 415.281 | 345.916 | 340.344 | 4,089.305 | 339.339 | 255.55 | 235.892 | 2,593.248 | 224.018 | 164.004 | 167.243 | 670 | 185.35 | 124.19 | 115.167 | 380.839 |
| Other Expenses
| -1,498.499 | -1,529.148 | -1,629.882 | -1,689.834 | -1,346.213 | 110.356 | -174.371 | 26.431 | 67.781 | 61.987 | -415.003 | 53.993 | 36.689 | -4.511 | 16.512 | -18.905 | -11.698 | -10.703 | 35 | -7.55 | -6.888 | -2.178 | 12.835 |
| Operating Expenses
| 1,124.851 | 1,529.148 | 1,629.882 | 1,330.876 | 992.272 | 903.807 | 822.808 | 441.712 | 413.697 | 402.331 | 3,674.302 | 388.048 | 238.688 | 293.07 | 2,368.153 | 92.764 | 173.441 | 194.251 | 635 | 209.186 | 123.036 | 72.294 | 376.91 |
| Operating Income
| 1,548.156 | 1,281.141 | 1,235.955 | -1,013.972 | -913.982 | -804.09 | -665.441 | -916.242 | -914.807 | -915.39 | -516.678 | -617.791 | -386.031 | -373.042 | -197.16 | -98.653 | -195.13 | -22.101 | 169.227 | -1.591 | -3.796 | -36.647 | -83.03 |
| Operating Income Ratio
| 0.356 | 0.313 | 0.3 | -0.556 | -0.616 | -0.597 | -0.389 | -0.538 | -0.542 | -0.651 | -0.304 | -0.353 | -0.219 | -0.235 | -0.118 | -0.07 | -0.167 | -0.018 | 0.135 | -0.002 | -0.004 | -0.055 | -0.125 |
| Total Other Income Expenses Net
| -205.486 | -199.792 | -270.521 | 2,316.1 | 2,049.333 | 1,620.238 | 1,403.489 | 1,899.163 | 1,782.055 | 1,771.829 | 1,637.273 | 1,569.557 | 1,354.877 | 1,163.319 | 805.247 | 742.689 | 820.457 | 555.37 | 437 | 408.206 | 338.149 | 332.325 | 267.648 |
| Income Before Tax
| 1,342.67 | 1,081.349 | 965.434 | 1,157.379 | 967.692 | 816.148 | 738.048 | 982.921 | 867.248 | 856.439 | 1,120.595 | 907.938 | 1,002.425 | 784.216 | 662.885 | 632.451 | 609.546 | 516.531 | 547 | 382.134 | 311.583 | 303.227 | 170.578 |
| Income Before Tax Ratio
| 0.309 | 0.264 | 0.235 | 0.635 | 0.653 | 0.606 | 0.432 | 0.577 | 0.514 | 0.609 | 0.659 | 0.519 | 0.569 | 0.493 | 0.397 | 0.449 | 0.523 | 0.411 | 0.436 | 0.371 | 0.353 | 0.455 | 0.256 |
| Income Tax Expense
| 265.731 | 58.898 | -44.885 | 70.79 | -9.151 | 20.203 | -44.453 | -47.957 | -45.335 | 2.19 | 129.945 | -28.449 | 71.15 | 50.068 | 60.497 | 91.167 | 69.283 | 118.977 | 157 | 121.336 | 83.521 | 92.789 | 57.13 |
| Net Income
| 1,117.252 | 1,030.016 | 1,042.177 | 1,086.152 | 975.353 | 795.02 | 782.949 | 1,030.746 | 911.251 | 854.104 | 989.442 | 935.662 | 930.644 | 733.668 | 600.817 | 540.434 | 538.319 | 396.86 | 390 | 257.814 | 224.982 | 209.215 | 113.448 |
| Net Income Ratio
| 0.257 | 0.251 | 0.253 | 0.596 | 0.658 | 0.591 | 0.458 | 0.605 | 0.54 | 0.607 | 0.582 | 0.535 | 0.528 | 0.461 | 0.359 | 0.384 | 0.462 | 0.316 | 0.311 | 0.25 | 0.255 | 0.314 | 0.17 |
| EPS
| 2.05 | 1.88 | 1.9 | 1.99 | 1.85 | 1.48 | 1.43 | 1.85 | 1.63 | 1.53 | 1.77 | 1.67 | 1.66 | 1.31 | 1.07 | 0.98 | 0.98 | 0.72 | 0.71 | 0.47 | 0.41 | 0.38 | 0.21 |
| EPS Diluted
| 2.03 | 1.85 | 1.88 | 1.96 | 1.83 | 1.48 | 1.39 | 1.8 | 1.63 | 1.53 | 1.77 | 1.64 | 1.63 | 1.28 | 1.05 | 0.97 | 0.97 | 0.71 | 0.71 | 0.47 | 0.41 | 0.38 | 0.21 |
| EBITDA
| 1,613.917 | 1,349.202 | 1,318.437 | -942.72 | -863.145 | -756.248 | -619.825 | -872.587 | -859.1 | -854.491 | -464.305 | -557.3 | -273.259 | -301.163 | -97.289 | -62.837 | -157.135 | 11.706 | 132 | 21.864 | 19.991 | 1.441 | -67.737 |
| EBITDA Ratio
| 0.371 | 0.329 | 0.32 | -0.517 | -0.582 | -0.562 | -0.362 | -0.512 | -0.509 | -0.608 | -0.273 | -0.319 | -0.155 | -0.189 | -0.058 | -0.045 | -0.135 | 0.009 | 0.105 | 0.021 | 0.023 | 0.002 | -0.102 |