
Wintrust Financial Corporation
NASDAQ:WTFC
123.98 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 3,965.922 | 3,327.22 | 2,208.496 | 1,861.604 | 1,897.209 | 1,789.396 | 1,522.696 | 1,261.219 | 1,128.833 | 984.587 | 880.126 | 848.028 | 841.47 | 753.688 | 737.033 | 686.153 | 610.632 | 685.117 | 645.321 | 496.77 | 342.538 | 276.583 | 242.905 | 195.253 | 166.49 | 119.139 | 96.075 | 70 | 46.6 | 9.7 |
Cost of Revenue
| 1,616.109 | 1,169.64 | 330.67 | 91.264 | 467.333 | 384.087 | 240.739 | 144.16 | 124.348 | 109.877 | 93.229 | 126.115 | 183.941 | 247.054 | 301.935 | 383.67 | 327.597 | 364.886 | 316.116 | 196.953 | 110.22 | 94.498 | 94.426 | 100.341 | 92.239 | 65.31 | 55.5 | 41.7 | 26.1 | 0 |
Gross Profit
| 2,349.813 | 2,157.58 | 1,877.826 | 1,770.34 | 1,429.876 | 1,405.309 | 1,281.957 | 1,117.059 | 1,004.485 | 874.71 | 786.897 | 721.913 | 657.529 | 506.634 | 435.098 | 302.483 | 283.035 | 320.231 | 329.205 | 299.817 | 232.318 | 182.085 | 148.479 | 94.912 | 74.251 | 53.829 | 40.575 | 28.3 | 20.5 | 9.7 |
Gross Profit Ratio
| 0.593 | 0.648 | 0.85 | 0.951 | 0.754 | 0.785 | 0.842 | 0.886 | 0.89 | 0.888 | 0.894 | 0.851 | 0.781 | 0.672 | 0.59 | 0.441 | 0.464 | 0.467 | 0.51 | 0.604 | 0.678 | 0.658 | 0.611 | 0.486 | 0.446 | 0.452 | 0.422 | 0.404 | 0.44 | 1 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 858.07 | 784.741 | 724.746 | 718.699 | 651.08 | 555.619 | 497.286 | 446.309 | 421.223 | 394.466 | 347.674 | 321.522 | 302.011 | 251.928 | 233.794 | 208.077 | 150.687 | 145.529 | 137.919 | 118.997 | 94.049 | 74.775 | 63.442 | 35.628 | 28.119 | 20.808 | 18.9 | 14.2 | 11.6 | 0 |
Selling & Marketing Expenses
| 61.812 | 65.075 | 59.418 | 47.275 | 36.296 | 48.595 | 41.14 | 30.83 | 24.776 | 21.924 | 13.571 | 11.051 | 9.438 | 8.38 | 6.315 | 5.369 | 5.351 | 5.318 | 5.074 | 4.97 | 3.403 | 2.215 | 2.302 | 1.604 | 1.309 | 1.402 | 1.6 | 1.3 | 1.1 | 0 |
SG&A
| 919.882 | 849.816 | 784.164 | 765.974 | 687.376 | 604.214 | 538.426 | 477.139 | 445.999 | 416.39 | 361.245 | 332.573 | 311.449 | 260.308 | 240.109 | 213.446 | 156.038 | 150.847 | 142.993 | 123.967 | 97.452 | 76.99 | 65.744 | 37.232 | 29.428 | 22.21 | 20.5 | 15.5 | 12.7 | 0 |
Other Expenses
| 482.842 | 462.683 | 393.107 | 366.57 | 352.719 | 320.994 | 283.398 | 249.923 | 226.632 | 206.555 | 179.221 | 164.9 | 165.948 | 118.293 | 94.182 | -28.467 | 96.356 | 85.56 | 81.971 | 70.9 | 53.979 | 45.751 | 40.24 | 28.551 | 28.375 | 17.468 | 15.375 | 11.8 | 10.1 | 8.698 |
Operating Expenses
| 1,402.724 | 1,312.499 | 1,177.271 | 1,132.544 | 1,040.095 | 925.208 | 821.824 | 727.062 | 672.631 | 622.945 | 540.466 | 497.473 | 477.397 | 378.601 | 334.291 | 184.979 | 252.394 | 236.407 | 224.964 | 194.867 | 151.431 | 122.741 | 105.984 | 65.783 | 57.803 | 39.678 | 35.875 | 27.3 | 22.8 | 8.698 |
Operating Income
| 947.089 | 845.081 | 700.555 | 637.796 | 389.781 | 480.101 | 460.133 | 389.997 | 331.854 | 251.765 | 246.431 | 224.44 | 180.132 | 128.033 | 100.807 | 117.504 | 30.641 | 83.824 | 104.241 | 104.95 | 80.887 | 59.344 | 42.495 | 29.129 | 16.448 | 14.151 | 4.7 | 1 | -2.3 | 1.002 |
Operating Income Ratio
| 0.239 | 0.254 | 0.317 | 0.343 | 0.205 | 0.268 | 0.302 | 0.309 | 0.294 | 0.256 | 0.28 | 0.265 | 0.214 | 0.17 | 0.137 | 0.171 | 0.05 | 0.122 | 0.162 | 0.211 | 0.236 | 0.215 | 0.175 | 0.149 | 0.099 | 0.119 | 0.049 | 0.014 | -0.049 | 0.103 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 947.089 | 845.081 | 700.555 | 637.796 | 389.781 | 480.101 | 460.133 | 389.997 | 331.854 | 251.765 | 246.431 | 224.44 | 180.132 | 128.033 | 100.807 | 117.504 | 30.641 | 83.824 | 104.241 | 104.95 | 80.887 | 59.344 | 42.495 | 29.129 | 16.448 | 14.151 | 4.7 | 1 | -2.3 | 1.002 |
Income Before Tax Ratio
| 0.239 | 0.254 | 0.317 | 0.343 | 0.205 | 0.268 | 0.302 | 0.309 | 0.294 | 0.256 | 0.28 | 0.265 | 0.214 | 0.17 | 0.137 | 0.171 | 0.05 | 0.122 | 0.162 | 0.211 | 0.236 | 0.215 | 0.175 | 0.149 | 0.099 | 0.119 | 0.049 | 0.014 | -0.049 | 0.103 |
Income Tax Expense
| 252.044 | 222.455 | 190.873 | 171.645 | 96.791 | 124.404 | 116.967 | 132.315 | 124.979 | 95.016 | 95.033 | 87.23 | 68.936 | 50.458 | 37.478 | 44.435 | 10.153 | 28.171 | 37.748 | 37.934 | 29.553 | 21.226 | 14.62 | 10.436 | 5.293 | 4.724 | -1.5 | -3.8 | -1.3 | -0.495 |
Net Income
| 695.045 | 622.626 | 509.682 | 466.151 | 292.99 | 355.697 | 343.166 | 257.682 | 206.875 | 156.749 | 151.398 | 137.21 | 111.196 | 77.575 | 63.329 | 73.069 | 20.488 | 55.653 | 66.493 | 67.016 | 51.334 | 38.118 | 27.875 | 18.439 | 11.155 | 9.427 | 6.2 | 4.8 | -1 | 1.497 |
Net Income Ratio
| 0.175 | 0.187 | 0.231 | 0.25 | 0.154 | 0.199 | 0.225 | 0.204 | 0.183 | 0.159 | 0.172 | 0.162 | 0.132 | 0.103 | 0.086 | 0.106 | 0.034 | 0.081 | 0.103 | 0.135 | 0.15 | 0.138 | 0.115 | 0.094 | 0.067 | 0.079 | 0.065 | 0.069 | -0.021 | 0.154 |
EPS
| 10.47 | 9.72 | 8.14 | 7.69 | 4.72 | 6.11 | 5.95 | 4.53 | 3.83 | 3.05 | 3.12 | 3.33 | 2.81 | 2.08 | 1.08 | 2.23 | 0.78 | 2.31 | 2.66 | 2.89 | 2.49 | 2.11 | 1.71 | 1.34 | 0.85 | 0.76 | 0.51 | 0.41 | -0.11 | 0.18 |
EPS Diluted
| 10.31 | 9.58 | 8.02 | 7.58 | 4.68 | 6.03 | 5.86 | 4.4 | 3.66 | 2.93 | 2.98 | 2.75 | 2.31 | 1.67 | 1.02 | 2.18 | 0.76 | 2.24 | 2.56 | 2.75 | 2.34 | 1.98 | 1.6 | 1.27 | 0.83 | 0.73 | 0.49 | 0.4 | -0.11 | 0.16 |
EBITDA
| 1,047.168 | 929.845 | 782.625 | 739.593 | 486.15 | 568.463 | 527.798 | 453.104 | 385.002 | 292.775 | 284.223 | 250.62 | 204.808 | 147.502 | 118.972 | 138.012 | 51.207 | 103.834 | 121.863 | 119.063 | 90.692 | 70.365 | 54.239 | 36.633 | 24.842 | 17.907 | 7.3 | 2.7 | -0.2 | 1.002 |
EBITDA Ratio
| 0.264 | 0.279 | 0.354 | 0.397 | 0.256 | 0.318 | 0.347 | 0.359 | 0.341 | 0.297 | 0.323 | 0.296 | 0.243 | 0.196 | 0.161 | 0.201 | 0.084 | 0.152 | 0.189 | 0.24 | 0.265 | 0.254 | 0.223 | 0.188 | 0.149 | 0.15 | 0.076 | 0.039 | -0.004 | 0.103 |