Waterstone Financial, Inc.
NASDAQ:WSBF
12.6 (USD) • At close January 14, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 99.208 | 157.765 | 254.1 | 292.871 | 179.659 | 169.004 | 172.084 | 166.934 | 143.318 | 125.875 | 127.005 | 133.148 | 89.745 | 88.657 | 57.231 | 49.339 | 41.683 | 43.651 | 88.616 | 4.495 | 3.895 | 3.513 | 3.477 | 2.566 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 88.616 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 99.208 | 157.765 | 254.1 | 292.871 | 179.659 | 169.004 | 172.084 | 166.934 | 143.318 | 125.875 | 127.005 | 133.148 | 89.745 | 88.657 | 57.231 | 49.339 | 41.683 | 43.651 | 0 | 4.495 | 3.895 | 3.513 | 3.477 | 2.566 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 84.096 | 99.565 | 135.115 | 139.046 | 103.077 | 99.395 | 98.644 | 96.518 | 84.227 | 72.257 | 72.35 | 68.174 | 43.941 | 41.578 | 19.441 | 19.149 | 15.487 | 16.209 | 0 | 11.434 | 10.763 | 0 | 0 | 0 |
| Selling & Marketing Expenses
| 3.779 | 3.976 | 3.528 | 3.691 | 3.885 | 4.123 | 3.333 | 2.743 | 2.947 | 2.949 | 3.085 | 2.647 | 1.568 | 1.259 | 0.876 | 1.155 | 1.158 | 1.369 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 87.875 | 103.541 | 138.643 | 142.737 | 106.962 | 103.518 | 101.977 | 99.261 | 87.174 | 75.206 | 75.435 | 70.821 | 45.509 | 42.837 | 20.317 | 20.304 | 16.645 | 17.578 | 36.5 | 11.434 | 10.763 | 0 | 0 | 0 |
| Other Expenses
| 40.097 | -236.827 | -25.864 | -33.792 | -23.949 | -232.242 | -24.617 | -23.032 | 0 | 0 | 0 | -181.259 | 0.456 | -133.296 | 1.112 | 1.997 | -57.024 | -48.477 | -18.25 | 0.707 | 0.789 | 13.334 | 12.178 | 0.02 |
| Operating Expenses
| 127.972 | -133.286 | 25.864 | 33.792 | 23.949 | -128.724 | 24.617 | 23.032 | 115.534 | 104.818 | 99.144 | -110.438 | 45.965 | -90.459 | 21.429 | 22.301 | -40.379 | -30.899 | 18.25 | 12.141 | 11.552 | 13.334 | 12.178 | 0.02 |
| Operating Income
| 11.032 | 24.479 | 92.106 | 108.116 | 47.574 | 40.28 | 44.433 | 41.994 | 25.819 | 19.907 | 23.329 | 22.71 | -6.911 | -1.802 | -11.444 | -24.147 | 1.304 | 12.752 | 8.368 | 16.636 | 15.447 | 16.847 | 15.655 | 2.586 |
| Operating Income Ratio
| 0.111 | 0.155 | 0.362 | 0.369 | 0.265 | 0.238 | 0.258 | 0.252 | 0.18 | 0.158 | 0.184 | 0.171 | -0.077 | -0.02 | -0.2 | -0.489 | 0.031 | 0.292 | 0.094 | 3.701 | 3.966 | 4.796 | 4.502 | 1.008 |
| Total Other Income Expenses Net
| 0 | -17.341 | -15.805 | -16.713 | -11.47 | -13.664 | -14.629 | -14.172 | -15.423 | -16 | -13.112 | -0.213 | -0.456 | 0 | -1.112 | -65.457 | 0 | 0 | 0 | -37.724 | 0 | 26.668 | 24.356 | 5.524 |
| Income Before Tax
| 11.032 | 24.479 | 92.106 | 108.116 | 47.574 | 40.28 | 44.433 | 41.994 | 25.819 | 19.907 | 23.329 | 22.71 | -6.911 | -1.802 | -11.444 | -24.147 | 1.304 | 12.752 | 8.368 | 16.636 | 15.447 | 16.847 | 15.655 | 8.07 |
| Income Before Tax Ratio
| 0.111 | 0.155 | 0.362 | 0.369 | 0.265 | 0.238 | 0.258 | 0.252 | 0.18 | 0.158 | 0.184 | 0.171 | -0.077 | -0.02 | -0.2 | -0.489 | 0.031 | 0.292 | 0.094 | 3.701 | 3.966 | 4.796 | 4.502 | 3.145 |
| Income Tax Expense
| 1.657 | 4.992 | 21.315 | 26.971 | 11.671 | 9.526 | 18.469 | 16.462 | 9.249 | 7.175 | 8.621 | -12.204 | 0.562 | 0.052 | -1.306 | 2.299 | -0.254 | 4.699 | 2.942 | 7.52 | 4.863 | 5.742 | 4.816 | -2.74 |
| Net Income
| 9.375 | 19.487 | 70.791 | 81.145 | 35.903 | 30.754 | 25.964 | 25.532 | 16.57 | 12.732 | 14.708 | 34.914 | -7.473 | -1.854 | -10.138 | -26.446 | 1.558 | 8.053 | 5.426 | 9.116 | 10.584 | 11.105 | 10.839 | 5.326 |
| Net Income Ratio
| 0.094 | 0.124 | 0.279 | 0.277 | 0.2 | 0.182 | 0.151 | 0.153 | 0.116 | 0.101 | 0.116 | 0.262 | -0.083 | -0.021 | -0.177 | -0.536 | 0.037 | 0.184 | 0.061 | 2.028 | 2.717 | 3.161 | 3.117 | 2.076 |
| EPS
| 0.47 | 0.89 | 2.98 | 3.32 | 1.38 | 1.12 | 0.95 | 0.94 | 0.57 | 0.38 | 0.43 | 1.02 | -0.22 | -0.055 | -0.3 | -0.79 | 0.046 | 0.22 | 0.15 | 0.25 | 0.29 | 0.3 | 0.29 | 0.14 |
| EPS Diluted
| 0.46 | 0.89 | 2.96 | 3.3 | 1.37 | 1.11 | 0.93 | 0.93 | 0.56 | 0.38 | 0.43 | 1.02 | -0.22 | -0.055 | -0.3 | -0.79 | 0.046 | 0.22 | 0.15 | 0.25 | 0.29 | 0.3 | 0.29 | 0.14 |
| EBITDA
| 0 | 28.512 | 98.16 | 113.724 | 52.272 | 45.007 | 46.589 | 45.207 | 29.416 | 23.635 | 27.171 | 25.18 | -5.056 | 0.057 | -9.474 | 0 | 4.97 | 16.32 | 10.168 | 0 | 16.99 | 16.847 | 15.655 | 2.586 |
| EBITDA Ratio
| 0 | 0.181 | 0.386 | 0.388 | 0.291 | 0.266 | 0.271 | 0.271 | 0.205 | 0.188 | 0.214 | 0.189 | -0.056 | 0.001 | -0.166 | -0.44 | 0.119 | 0.374 | 0.115 | 4.069 | 4.362 | 4.796 | 4.502 | 1.008 |