
World Acceptance Corporation
NASDAQ:WRLD
174.76 (USD) • At close July 3, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 564.842 | 573.213 | 616.557 | 585.645 | 530.84 | 590.62 | 526.609 | 483.579 | 510.23 | 528.738 | 606.241 | 596.453 | 566.324 | 526.263 | 476.672 | 426.755 | 383.317 | 334.478 | 282.722 | 236.135 | 206.118 | 175.21 | 151.178 | 131.14 | 112.284 | 99.261 | 86.3 | 75.2 | 68.5 | 66.3 | 54.6 | 47 | 39.6 | 34 | 0 | 0 |
Cost of Revenue
| 169.215 | 156.973 | 309.926 | 219.632 | 86.245 | 181.73 | 8.136 | 8.33 | 7.408 | 7.032 | 118.83 | 39,937.08 | 37,643.607 | 35,562.82 | 33,064.52 | 30,711.19 | 28,032.309 | 24,060.12 | 20,282.874 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 395.627 | 368.008 | 306.62 | 365.555 | 416.047 | 408.889 | 536.407 | 385.048 | 371.726 | 433.877 | 487.411 | 469.878 | 452.001 | -35,036.557 | -32,587.848 | -30,284.435 | -27,648.992 | -23,725.642 | -20,000.152 | -16,791.397 | 206.118 | 175.21 | 151.178 | 131.14 | 112.284 | 99.261 | 86.3 | 75.2 | 68.5 | 66.3 | 54.6 | 47 | 39.6 | 34 | 0 | 0 |
Gross Profit Ratio
| 0.7 | 0.642 | 0.497 | 0.624 | 0.784 | 0.692 | 1.019 | 0.796 | 0.729 | 0.821 | 0.804 | 0.788 | 0.798 | -66.576 | -68.365 | -70.964 | -72.131 | -70.933 | -70.741 | -71.109 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 177.757 | 204.672 | 216.805 | 224.582 | 225.818 | 347.493 | 288.304 | 230.376 | 206.867 | 207.287 | 251.64 | 243.634 | 233.217 | 210.894 | 191.395 | 173.458 | 159.117 | 119.483 | 102.825 | 84.817 | 73.361 | 62.697 | 55.538 | 48.454 | 43.878 | 39.498 | 37.1 | 32.9 | 28.2 | 34 | 27.7 | 24 | 20.5 | 15.2 | 0 | 0 |
Selling & Marketing Expenses
| 10.225 | 9.932 | 6.096 | 18.298 | 17.191 | 24.304 | 22.495 | 21.196 | 16.557 | 16.863 | 17.3 | 16.062 | 14.85 | 14.228 | 13.056 | 12.843 | 13.067 | 12.648 | 10.278 | 8.592 | 7.792 | 7.093 | 5.755 | 4.929 | 3.967 | 3.933 | 4.1 | 4.2 | 2.9 | 2.6 | 1.9 | 1.5 | 1.4 | 1.1 | 0 | 0 |
SG&A
| 187.981 | 214.604 | 222.901 | 242.88 | 243.009 | 347.493 | 288.304 | 229.004 | 205.692 | 224.15 | 249.612 | 241.311 | 227.985 | 225.122 | 204.451 | 157.251 | 146.048 | 132.131 | 113.103 | 93.41 | 81.153 | 69.79 | 61.293 | 53.384 | 47.845 | 43.431 | 41.2 | 37.1 | 31.1 | 36.6 | 29.6 | 25.5 | 21.9 | 16.3 | 0 | 0 |
Other Expenses
| 52.95 | 53.996 | 56.573 | 57.095 | 61.635 | 275.888 | -700.931 | 254.575 | 263.625 | 306.476 | 337.3 | 336.757 | 318.257 | 301.142 | 272.222 | 240.454 | 205.082 | 202.347 | 169.62 | 142.726 | 124.964 | 105.42 | 89.885 | 77.757 | 64.438 | 55.83 | 45.1 | 38.1 | 37.4 | 29.8 | 25 | 21.5 | 17.7 | 17.7 | 1.3 | -0.6 |
Operating Expenses
| 237.122 | 264.38 | 275.007 | 294.965 | 299.169 | 564.133 | 288.304 | 483.579 | 469.317 | 530.626 | 291.328 | 280.191 | 265.629 | 526.263 | 476.672 | 426.755 | 377.266 | 334.478 | 282.722 | 236.135 | 206.118 | 175.21 | 151.178 | 131.14 | 112.284 | 99.261 | 86.3 | 75.2 | 68.5 | 66.4 | 54.6 | 47 | 39.6 | 34 | 1.3 | -0.6 |
Operating Income
| 158.505 | 99.408 | 27.146 | 65.579 | 111.404 | 35.888 | 109.34 | 101.202 | 113.997 | 136 | 176.031 | 170.244 | 166.291 | 159.873 | 143.249 | 119.444 | 97.624 | 87.717 | 77.17 | 61.595 | 53.858 | 45.415 | 35.851 | 30.034 | 24.271 | 21.729 | 10.9 | 12 | 12.1 | 16.2 | 13.5 | 9.2 | 7.3 | 3.6 | 1.3 | -0.6 |
Operating Income Ratio
| 0.281 | 0.173 | 0.044 | 0.112 | 0.21 | 0.061 | 0.208 | 0.209 | 0.223 | 0.257 | 0.29 | 0.285 | 0.294 | 0.304 | 0.301 | 0.28 | 0.255 | 0.262 | 0.273 | 0.261 | 0.261 | 0.259 | 0.237 | 0.229 | 0.216 | 0.219 | 0.126 | 0.16 | 0.177 | 0.244 | 0.247 | 0.196 | 0.184 | 0.106 | 0 | 0 |
Total Other Income Expenses Net
| -46.459 | -52.24 | -49.741 | -38.894 | -34.023 | 0 | -19.462 | -22.58 | -21.994 | -27.378 | -24.024 | -22.253 | -17.394 | 0.319 | 1.017 | 1.107 | -0 | 0 | 0 | -0 | 0 | 45.415 | -8.515 | -9.238 | -11.69 | -9.065 | -8.4 | -8.5 | -8.7 | -7.3 | -7.6 | 0 | 7.3 | 0.3 | 0 | 0 |
Income Before Tax
| 111.985 | 99.408 | 27.146 | 65.579 | 111.403 | 34.909 | 89.879 | 96.851 | 113.997 | 136 | 176.031 | 170.244 | 166.291 | 159.873 | 143.249 | 119.444 | 91.573 | 87.717 | 77.17 | 61.595 | 53.858 | 45.415 | 35.851 | 30.034 | 24.271 | 21.729 | 10.9 | 12 | 12.1 | 16.2 | 13.5 | 9.2 | 7.3 | 3.9 | 0 | 0 |
Income Before Tax Ratio
| 0.198 | 0.173 | 0.044 | 0.112 | 0.21 | 0.059 | 0.171 | 0.2 | 0.223 | 0.257 | 0.29 | 0.285 | 0.294 | 0.304 | 0.301 | 0.28 | 0.239 | 0.262 | 0.273 | 0.261 | 0.261 | 0.259 | 0.237 | 0.229 | 0.216 | 0.219 | 0.126 | 0.16 | 0.177 | 0.244 | 0.247 | 0.196 | 0.184 | 0.115 | 0 | 0 |
Income Tax Expense
| 22.244 | 22.063 | 5.914 | 11.659 | 23.121 | 6.752 | 15.981 | 47.514 | 40.397 | 49.814 | 65.197 | 63.636 | 62.201 | 59.179 | 52 | 45.783 | 35.081 | 34.721 | 29.274 | 23.08 | 19.868 | 16.65 | 12.987 | 10.695 | 8.67 | 7.56 | 3.6 | 3.9 | 4 | 5.6 | 4.9 | 3.4 | 2.9 | 1.6 | -1.3 | 0.6 |
Net Income
| 89.741 | 77.345 | 21.232 | 53.92 | 88.283 | 28.157 | 37.235 | 53.688 | 73.6 | 86.186 | 110.834 | 106.608 | 104.09 | 100.694 | 91.249 | 73.661 | 56.493 | 52.996 | 47.896 | 38.515 | 33.99 | 28.765 | 22.864 | 19.339 | 15.601 | 14.169 | 7.3 | 8.1 | 8.1 | 10.6 | 8.6 | 5.8 | 4.4 | 2 | 1.3 | -0.6 |
Net Income Ratio
| 0.159 | 0.135 | 0.034 | 0.092 | 0.166 | 0.048 | 0.071 | 0.111 | 0.144 | 0.163 | 0.183 | 0.179 | 0.184 | 0.191 | 0.191 | 0.173 | 0.147 | 0.158 | 0.169 | 0.163 | 0.165 | 0.164 | 0.151 | 0.147 | 0.139 | 0.143 | 0.085 | 0.108 | 0.118 | 0.16 | 0.158 | 0.123 | 0.111 | 0.059 | 0 | 0 |
EPS
| 16.3 | 13.45 | 3.69 | 8.88 | 12.97 | 3.93 | 4.01 | 5.89 | 8.38 | 9.78 | 12.36 | 10.39 | 8.55 | 7.25 | 5.81 | 4.46 | 3.48 | 3.11 | 2.66 | 2.08 | 1.81 | 1.53 | 1.28 | 1.03 | 0.84 | 0.75 | 0.39 | 0.43 | 0.41 | 0.49 | 0.41 | 0.28 | 0.21 | 0.07 | 0.064 | -0.029 |
EPS Diluted
| 16.3 | 13.19 | 3.6 | 8.47 | 12.97 | 3.86 | 4.01 | 5.89 | 8.38 | 9.78 | 11.9 | 9.08 | 7.88 | 6.59 | 5.63 | 4.45 | 3.43 | 3.05 | 2.6 | 2.02 | 1.74 | 1.49 | 1.25 | 1 | 0.83 | 0.74 | 0.38 | 0.42 | 0.41 | 0.49 | 0.41 | 0.28 | 0.21 | 0.07 | 0.064 | -0.029 |
EBITDA
| 164.965 | 110.296 | 38.056 | 77.25 | 123.823 | 47.068 | 98.015 | 105.181 | 121.405 | 144.921 | 183.292 | 177.584 | 174.099 | 167.746 | 150.354 | 126.346 | 105.608 | 90.986 | 83.493 | 66.852 | 58.573 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.3 | -0.6 |
EBITDA Ratio
| 0.292 | 0.192 | 0.062 | 0.132 | 0.233 | 0.08 | 0.186 | 0.218 | 0.238 | 0.274 | 0.302 | 0.298 | 0.307 | 0.319 | 0.315 | 0.296 | 0.276 | 0.272 | 0.295 | 0.283 | 0.284 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |