
World Acceptance Corporation
NASDAQ:WRLD
154.36 (USD) • At close August 1, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 564.842 | 573.213 | 616.557 | 585.645 | 527.99 | 590.62 | 544.543 | 502.668 | 490.821 | 557.476 | 606.241 | 596.453 | 566.324 | 526.263 | 476.672 | 426.755 | 383.317 | 334.478 | 282.722 | 243.272 | 206.118 | 175.21 | 151.178 | 131.14 | 112.284 | 99.261 | 86.3 | 75.2 | 68.5 | 66.3 | 54.6 | 47 | 39.6 | 34 | 0 | 0 |
Cost of Revenue
| 169.215 | 156.973 | 309.926 | 219.632 | 86.245 | 181.73 | 8.136 | 117.62 | 119.096 | 123.598 | 118.83 | 126.575 | 114.323 | 35,562.82 | 33,064.52 | 104.18 | 100.362 | 79.111 | 61.521 | 17,027.532 | 44.677 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 395.627 | 416.028 | 306.62 | 365.555 | 416.047 | 408.889 | 536.407 | 365.959 | 350.222 | 407.028 | 487.411 | 451.493 | 431.92 | -35,036.557 | -32,587.848 | -30,284.435 | -27,648.992 | -23,725.642 | -20,000.152 | 190.109 | 206.118 | 175.21 | 151.178 | 131.14 | 112.284 | 99.261 | 86.3 | 75.2 | 68.5 | 66.3 | 54.6 | 47 | 39.6 | 34 | 0 | 0 |
Gross Profit Ratio
| 0.7 | 0.726 | 0.497 | 0.624 | 0.788 | 0.692 | 0.985 | 0.728 | 0.714 | 0.73 | 0.804 | 0.757 | 0.763 | -66.576 | -68.365 | -70.964 | -72.131 | -70.933 | -70.741 | 0.781 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 177.757 | 204.672 | 216.805 | 224.582 | 225.818 | 263.941 | 215.542 | 207.808 | 189.135 | 207.287 | 232.312 | 225.249 | 213.135 | 210.894 | 191.395 | 173.458 | 159.117 | 119.483 | 102.825 | 84.817 | 73.361 | 62.697 | 55.538 | 48.454 | 43.878 | 39.498 | 37.1 | 32.9 | 28.2 | 34 | 27.7 | 24 | 20.5 | 15.2 | 0 | 0 |
Selling & Marketing Expenses
| 10.225 | 9.932 | 6.096 | 18.298 | 17.191 | 24.304 | 22.483 | 21.196 | 16.557 | 16.863 | 17.3 | 16.062 | 14.85 | 14.228 | 13.056 | 12.843 | 13.067 | 12.648 | 10.278 | 8.592 | 7.792 | 7.093 | 5.755 | 4.929 | 3.967 | 3.933 | 4.1 | 4.2 | 2.9 | 2.6 | 1.9 | 1.5 | 1.4 | 1.1 | 0 | 0 |
SG&A
| 187.981 | 214.604 | 222.901 | 242.88 | 243.009 | 288.245 | 238.024 | 229.004 | 205.692 | 224.15 | 249.612 | 241.311 | 227.985 | 225.122 | 204.451 | 186.301 | 172.184 | 132.131 | 113.103 | 93.41 | 81.153 | 69.79 | 61.293 | 53.384 | 47.845 | 43.431 | 41.2 | 37.1 | 31.1 | 36.6 | 29.6 | 25.5 | 21.9 | 16.3 | 0 | 0 |
Other Expenses
| 49.141 | 49.776 | 52.106 | 52.085 | 61.634 | -5.01 | 0 | 0 | 38.582 | 44.99 | 41.716 | 38.88 | 37.644 | 35.562 | 33.064 | 12,656.458 | 28.032 | 47.088 | 40.524 | 35.104 | 31.07 | 105.42 | 89.885 | 77.756 | 64.439 | 55.83 | 45.1 | 38.1 | 37.4 | 29.8 | 25 | 21.5 | 17.7 | 17.7 | 1.3 | -0.6 |
Operating Expenses
| 237.122 | 264.38 | 275.007 | 294.965 | 304.643 | 342.483 | 288.304 | 265.617 | 244.274 | 269.14 | 291.328 | 280.191 | 265.629 | 260.684 | 237.515 | 12,842.759 | 200.217 | 179.219 | 153.627 | 128.514 | 112.223 | 175.21 | 151.178 | 131.14 | 112.284 | 99.261 | 86.3 | 75.2 | 68.5 | 66.4 | 54.6 | 47 | 39.6 | 34 | 1.3 | -0.6 |
Operating Income
| 158.505 | 151.648 | 77.608 | 104.473 | 137.102 | 35.888 | 109.34 | 101.202 | 113.997 | 137.888 | 176.031 | 170.244 | 166.291 | 159.873 | 143.249 | 119.444 | 97.624 | 87.717 | 77.17 | 61.595 | 53.858 | 45.415 | 35.851 | 30.034 | 24.271 | 21.729 | 10.9 | 12 | 12.1 | 16.2 | 13.5 | 9.2 | 7.3 | 3.6 | 1.3 | -0.6 |
Operating Income Ratio
| 0.281 | 0.265 | 0.126 | 0.178 | 0.26 | 0.061 | 0.201 | 0.201 | 0.232 | 0.247 | 0.29 | 0.285 | 0.294 | 0.304 | 0.301 | 0.28 | 0.255 | 0.262 | 0.273 | 0.253 | 0.261 | 0.259 | 0.237 | 0.229 | 0.216 | 0.219 | 0.126 | 0.16 | 0.177 | 0.244 | 0.247 | 0.196 | 0.184 | 0.106 | 0 | 0 |
Total Other Income Expenses Net
| -46.459 | -48.232 | -49.741 | -33.425 | -25.699 | 0 | -17.934 | -19.09 | 0 | 0 | 0 | 0 | 0 | 0.319 | 0 | 0 | -0 | 0 | 0 | -0 | 0 | 45.415 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.3 | 0 | 0 |
Income Before Tax
| 111.985 | 99.408 | 27.146 | 65.579 | 111.403 | 34.909 | 89.879 | 96.851 | 105.948 | 137.888 | 176.031 | 170.244 | 166.291 | 159.873 | 143.249 | 119.444 | 97.624 | 87.717 | 77.17 | 61.595 | 53.858 | 45.415 | 35.851 | 30.034 | 24.271 | 21.729 | 10.9 | 12 | 12.1 | 16.2 | 13.5 | 9.2 | 7.3 | 3.9 | 0 | 0 |
Income Before Tax Ratio
| 0.198 | 0.173 | 0.044 | 0.112 | 0.211 | 0.059 | 0.165 | 0.193 | 0.216 | 0.247 | 0.29 | 0.285 | 0.294 | 0.304 | 0.301 | 0.28 | 0.255 | 0.262 | 0.273 | 0.253 | 0.261 | 0.259 | 0.237 | 0.229 | 0.216 | 0.219 | 0.126 | 0.16 | 0.177 | 0.244 | 0.247 | 0.196 | 0.184 | 0.115 | 0 | 0 |
Income Tax Expense
| 22.244 | 22.063 | 5.914 | 11.659 | 23.121 | 6.752 | 15.981 | 47.758 | 40.397 | 50.493 | 65.197 | 63.636 | 62.201 | 59.179 | 52 | 45.783 | 35.081 | 34.721 | 29.274 | 23.08 | 19.868 | 16.65 | 12.987 | 10.695 | 8.67 | 7.56 | 3.6 | 3.9 | 4 | 5.6 | 4.9 | 3.4 | 2.9 | 1.6 | -1.3 | 0.6 |
Net Income
| 89.741 | 77.345 | 21.232 | 53.92 | 88.283 | 28.157 | 37.235 | 53.688 | 73.6 | 87.396 | 110.834 | 106.608 | 104.09 | 100.694 | 91.249 | 73.661 | 56.493 | 52.996 | 47.896 | 38.515 | 33.99 | 28.765 | 22.864 | 19.339 | 15.601 | 14.169 | 7.3 | 8.1 | 8.1 | 10.6 | 8.6 | 5.8 | 4.4 | 2 | 1.3 | -0.6 |
Net Income Ratio
| 0.159 | 0.135 | 0.034 | 0.092 | 0.167 | 0.048 | 0.068 | 0.107 | 0.15 | 0.157 | 0.183 | 0.179 | 0.184 | 0.191 | 0.191 | 0.173 | 0.147 | 0.158 | 0.169 | 0.158 | 0.165 | 0.164 | 0.151 | 0.147 | 0.139 | 0.143 | 0.085 | 0.108 | 0.118 | 0.16 | 0.158 | 0.123 | 0.111 | 0.059 | 0 | 0 |
EPS
| 16.54 | 13.45 | 3.69 | 8.88 | 13.59 | 3.66 | 4.01 | 6.11 | 8.45 | 10.12 | 12.12 | 10.39 | 8.55 | 7.25 | 5.81 | 4.52 | 3.48 | 3.11 | 2.66 | 2.08 | 1.81 | 1.58 | 1.28 | 1.03 | 0.84 | 0.75 | 0.39 | 0.43 | 0.41 | 0.49 | 0.41 | 0.28 | 0.21 | 0.07 | 0.064 | -0.029 |
EPS Diluted
| 16.3 | 13.19 | 3.6 | 8.47 | 13.23 | 3.54 | 4.01 | 5.99 | 8.38 | 10.05 | 11.9 | 9.08 | 7.88 | 6.59 | 5.63 | 4.45 | 3.43 | 3.05 | 2.6 | 2.02 | 1.74 | 1.49 | 1.25 | 1 | 0.83 | 0.74 | 0.38 | 0.42 | 0.41 | 0.49 | 0.41 | 0.28 | 0.21 | 0.07 | 0.064 | -0.029 |
EBITDA
| 164.965 | 110.296 | 38.056 | 77.25 | 123.823 | 47.068 | 115.949 | 105.181 | 121.405 | 144.921 | 183.292 | 177.584 | 174.099 | 167.746 | 150.354 | 126.346 | 105.608 | 93.983 | 83.493 | 66.852 | 58.573 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.3 | -0.6 |
EBITDA Ratio
| 0.292 | 0.192 | 0.062 | 0.132 | 0.235 | 0.08 | 0.213 | 0.209 | 0.247 | 0.26 | 0.302 | 0.298 | 0.307 | 0.319 | 0.315 | 0.296 | 0.276 | 0.281 | 0.295 | 0.275 | 0.284 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |