Velocity Financial, Inc.
NYSE:VEL
20.12 (USD) • At close November 13, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 0 | 107.092 | 98.607 | 93.693 | 39.826 | 35.077 | 33.083 | 28.423 | 24.042 | 26.058 | 14.551 | 21.369 | 20.439 | 20.613 | 13.459 | 20.928 | 16.295 | 13.579 | 14.828 | 16.258 | 12.541 | 11.878 | 13.586 | 10.689 | 11.879 | 11.939 | 12.555 | 12.359 |
| Cost of Revenue
| 5.013 | 11.949 | 8.224 | 8.1 | 3.853 | 3.407 | 4.477 | 12.734 | 1.961 | 3.819 | 3.115 | 3.123 | 3.81 | 3.387 | 3.031 | 1.754 | 2.954 | 1.754 | 3.587 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| -5.013 | 95.143 | 90.383 | 85.593 | 35.973 | 31.67 | 28.606 | 15.689 | 22.081 | 22.239 | 11.436 | 18.246 | 16.629 | 17.226 | 10.428 | 19.174 | 13.341 | 11.825 | 11.241 | 16.258 | 12.541 | 11.878 | 13.586 | 10.689 | 11.879 | 11.939 | 12.555 | 12.359 |
| Gross Profit Ratio
| 0 | 0.888 | 0.917 | 0.914 | 0.903 | 0.903 | 0.865 | 0.552 | 0.918 | 0.853 | 0.786 | 0.854 | 0.814 | 0.836 | 0.775 | 0.916 | 0.819 | 0.871 | 0.758 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 2.305 | 17.179 | 15.855 | 17.545 | 12.995 | 11.128 | 10.454 | 12.228 | 7.233 | 6.979 | 5.765 | 12.139 | 5.185 | 4.976 | 5.649 | 4.559 | 6.107 | 6.311 | 5.496 | 10.18 | 4.081 | 4.199 | 4.344 | 9.191 | 4.125 | 4.067 | 0.516 | 0.371 |
| Selling & Marketing Expenses
| 0 | 17.179 | 0 | 0.872 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4.068 | 3.766 |
| SG&A
| 2.305 | 17.179 | 15.855 | 18.417 | 12.995 | 11.128 | 10.454 | 12.228 | 7.233 | 6.979 | 5.765 | 12.139 | 5.185 | 4.976 | 5.649 | 4.559 | 6.107 | 6.311 | 5.496 | 10.18 | 4.081 | 4.199 | 4.344 | 9.191 | 4.125 | 4.067 | 4.585 | 4.137 |
| Other Expenses
| 27.295 | 28.703 | -2.635 | -3.638 | 22.627 | 17.759 | 16.086 | 61.188 | 12.063 | 9.843 | 24.291 | 17.102 | 6.752 | 6.468 | 7.053 | -11 | 7.86 | 5.729 | 7.279 | 22.498 | 14.723 | 12.579 | 11.086 | 4.677 | 8.598 | 7.966 | 0 | 0 |
| Operating Expenses
| 29.6 | 22.297 | 2.635 | 3.638 | 23.481 | 18.815 | 17.041 | 45.39 | 12.727 | 13.57 | 30.056 | 29.241 | 7.488 | 7.263 | 7.586 | 0.046 | 8.911 | 12.04 | 8.463 | 35.122 | 18.804 | 16.778 | 15.43 | 13.868 | 12.723 | 12.033 | 7.06 | 6.641 |
| Operating Income
| 20.732 | 86.789 | 87.748 | 81.955 | 17.36 | 14.037 | 56.786 | 27.448 | 52.314 | 14.79 | 44.607 | 39.505 | 0.339 | 2.432 | 2.801 | 6.32 | -11.865 | -10.908 | 1.62 | 2.649 | 31.345 | 28.656 | 29.016 | 24.557 | 24.602 | 23.972 | 5.495 | 5.718 |
| Operating Income Ratio
| 0 | 0.81 | 0.89 | 0.875 | 0.436 | 0.4 | 1.716 | 0.966 | 2.176 | 0.568 | 3.066 | 1.849 | 0.017 | 0.118 | 0.208 | 0.302 | -0.728 | -0.803 | 0.109 | 0.163 | 2.499 | 2.413 | 2.136 | 2.297 | 2.071 | 2.008 | 0.438 | 0.463 |
| Total Other Income Expenses Net
| 0.512 | -2.688 | 4.01 | -59.575 | -0.121 | 2.787 | 2.199 | 133.986 | 11.54 | 11.751 | -1.627 | -4.969 | -5.344 | -4.838 | -4.473 | -23.343 | -3.307 | 13.533 | 2.107 | 5.493 | -4.873 | -4.146 | -3.774 | -3.408 | -2.729 | -2.577 | -2.475 | -2.504 |
| Income Before Tax
| 21.244 | 19.873 | 23.236 | 22.307 | 17.239 | 16.824 | 14.757 | 11.692 | 14.049 | 14.79 | 4.021 | 11.377 | 10.927 | 12.885 | 4.604 | 11.753 | 5.025 | 2.625 | 3.727 | 8.142 | 5.676 | 4.979 | 6.601 | 3.414 | 4.846 | 5.973 | 5.495 | 5.718 |
| Income Before Tax Ratio
| 0 | 0.186 | 0.236 | 0.238 | 0.433 | 0.48 | 0.446 | 0.411 | 0.584 | 0.568 | 0.276 | 0.532 | 0.535 | 0.625 | 0.342 | 0.562 | 0.308 | 0.193 | 0.251 | 0.501 | 0.453 | 0.419 | 0.486 | 0.319 | 0.408 | 0.5 | 0.438 | 0.463 |
| Income Tax Expense
| 5.627 | 5.162 | 5.903 | 5.141 | 5.07 | 4.602 | 4.021 | 3.465 | 3.759 | 4.019 | 0.79 | 3.024 | 2.905 | 3.432 | 1.208 | 2.177 | 1.544 | 0.484 | 1.148 | 2.96 | 1.796 | 1.444 | 1.906 | 1.459 | 1.528 | 1.653 | 2.857 | 0 |
| Net Income
| 15.612 | 14.778 | 17.251 | 17.355 | 12.086 | 12.183 | 10.649 | 8.462 | 9.983 | 10.645 | 3.121 | 8.353 | 8.022 | 9.453 | 3.396 | 9.576 | 3.481 | 2.141 | 2.579 | 5.182 | 3.88 | 3.535 | 4.695 | 1.955 | 3.318 | 4.32 | 2.638 | 5.718 |
| Net Income Ratio
| 0 | 0.138 | 0.175 | 0.185 | 0.303 | 0.347 | 0.322 | 0.298 | 0.415 | 0.409 | 0.214 | 0.391 | 0.392 | 0.459 | 0.252 | 0.458 | 0.214 | 0.158 | 0.174 | 0.319 | 0.309 | 0.298 | 0.346 | 0.183 | 0.279 | 0.362 | 0.21 | 0.463 |
| EPS
| 0.48 | 0.45 | 0.52 | 0.53 | 0.37 | 0.37 | 0.33 | 0.26 | 0.3 | 0.33 | 0.093 | 0.26 | 0.25 | 0.29 | 0.11 | 0.48 | 0.17 | -2.33 | 0.13 | 0.26 | 0.2 | 0.3 | 0.4 | 0.17 | 0.28 | 0.37 | 0.225 | 0.05 |
| EPS Diluted
| 0.43 | 0.41 | 0.48 | 0.49 | 0.34 | 0.35 | 0.31 | 0.24 | 0.29 | 0.31 | 0.091 | 0.24 | 0.23 | 0.28 | 0.1 | 0.29 | 0.11 | -2.33 | 0.13 | 0.26 | 0.2 | 0.3 | 0.4 | 0.17 | 0.28 | 0.37 | 0.225 | 0.05 |
| EBITDA
| 20.732 | 22.561 | 87.272 | 81.882 | 0 | 0 | 12.558 | 57.847 | 2.509 | 0 | 5.648 | 40.148 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 32.366 | 0 | 29.318 | 24.843 | 24.998 | 18.456 | 16.777 | 16.126 |
| EBITDA Ratio
| 0 | 0.816 | 0.895 | 0.883 | 0.436 | 0.4 | 0.38 | 0.984 | 2.198 | -0.011 | 3.102 | 1.879 | 1.778 | 1.856 | 2.486 | 1.706 | 1.835 | -1.461 | 2.261 | 2.189 | 2.542 | 2.465 | 2.181 | 2.332 | 2.102 | 2.008 | 0 | 0 |