USCB Financial Holdings, Inc.
NASDAQ:USCB
16.93 (USD) • At close May 9, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 37.694 | 22.985 | 21.547 | 35.828 | 33.351 | 29.302 | 16.183 | 16.019 | 18.067 | 16.743 | 18.563 | 17.259 | 16.163 | 16.72 | 15.188 | 12.474 | 14.796 | 12.952 | 12.888 | 10.871 | 10.525 |
| Cost of Revenue
| 37.694 | 0 | -30.906 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 0 | 22.985 | 52.453 | 35.828 | 33.351 | 29.302 | 16.183 | 16.019 | 18.067 | 16.743 | 18.563 | 17.259 | 16.163 | 16.72 | 15.188 | 12.474 | 14.796 | 12.952 | 12.888 | 10.871 | 10.525 |
| Gross Profit Ratio
| 0 | 1 | 2.434 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 7.93 | 7.2 | 7.353 | 6.31 | 6.104 | 6.066 | 5.882 | 7.079 | 4.049 | 6.832 | 6.587 | 6.475 | 5.995 | 5.988 | 5.74 | 5.964 | 4.986 | 5.493 | 0.27 | 0.159 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 8.619 | 7.624 | 7.366 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.228 | 6.469 |
| SG&A
| 0 | 7.93 | 7.2 | 7.353 | 6.31 | 6.104 | 6.066 | 5.882 | 7.079 | 4.049 | 6.832 | 6.587 | 6.475 | 5.995 | 5.988 | 5.74 | 5.964 | 4.986 | 5.493 | 6.498 | 6.628 |
| Other Expenses
| 0 | 15.055 | 14.347 | -2.941 | -3.41 | -3.353 | -17.18 | -16.372 | -11.074 | -4.049 | -16.171 | -15.801 | -14.963 | -14.359 | -11.532 | -6.103 | -13.228 | -11.664 | -11.839 | -6.57 | 0 |
| Operating Expenses
| 0 | 22.985 | 21.547 | 2.941 | 3.41 | 3.353 | -11.114 | -10.49 | -3.995 | 0 | -9.339 | -9.214 | -8.488 | -8.364 | -5.544 | -6.103 | -7.264 | -6.678 | -6.346 | -6.57 | 8.226 |
| Operating Income
| 10.098 | 0 | 9.162 | 8.652 | 6.471 | 3.92 | 5.069 | 5.529 | 14.072 | 0 | 9.224 | 8.045 | 7.675 | 8.356 | 9.644 | 6.371 | 7.532 | 6.274 | 6.542 | 4.301 | 2.475 |
| Operating Income Ratio
| 0.268 | 0 | 0.425 | 0.241 | 0.194 | 0.134 | 0.313 | 0.345 | 0.779 | 0 | 0.497 | 0.466 | 0.475 | 0.5 | 0.635 | 0.511 | 0.509 | 0.484 | 0.508 | 0.396 | 0.235 |
| Total Other Income Expenses Net
| 0 | 9.101 | 0 | -2.678 | -2.958 | -1.424 | -2.532 | -2.865 | -2.142 | 5.849 | -2.172 | -1.989 | -1.95 | -0.904 | -2.145 | -1.677 | -1.827 | -2.155 | -1.71 | -9.03 | -1.598 |
| Income Before Tax
| 10.098 | 9.101 | 9.162 | 8.176 | 6.038 | 3.508 | 5.069 | 5.529 | 7.69 | 5.849 | 7.521 | 7.003 | 6.712 | 7.401 | 8.681 | 5.316 | 6.279 | 4.686 | 4.51 | 1.913 | 2.299 |
| Income Before Tax Ratio
| 0.268 | 0.396 | 0.425 | 0.228 | 0.181 | 0.12 | 0.313 | 0.345 | 0.426 | 0.349 | 0.405 | 0.406 | 0.415 | 0.443 | 0.572 | 0.426 | 0.424 | 0.362 | 0.35 | 0.176 | 0.218 |
| Income Tax Expense
| 2.44 | 2.197 | 2.213 | 1.967 | 1.426 | 0.787 | 1.25 | 1.333 | 1.881 | 1.415 | 1.963 | 1.708 | 1.858 | 1.751 | 2.088 | 1.263 | 1.498 | 0.449 | 1.106 | 0.469 | 0.564 |
| Net Income
| 7.658 | 6.904 | 6.949 | 6.209 | 4.612 | 2.721 | 3.819 | 4.196 | 5.809 | 4.434 | 5.558 | 5.295 | 4.854 | 5.65 | 6.593 | 4.053 | 4 | 3.455 | 2.622 | 1.444 | 0.954 |
| Net Income Ratio
| 0.203 | 0.3 | 0.323 | 0.173 | 0.138 | 0.093 | 0.236 | 0.262 | 0.322 | 0.265 | 0.299 | 0.307 | 0.3 | 0.338 | 0.434 | 0.325 | 0.27 | 0.267 | 0.203 | 0.133 | 0.091 |
| EPS
| 0.38 | 0.35 | 0.35 | 0.32 | 0.23 | 0.14 | 0.2 | 0.21 | 0.29 | 0 | 0.28 | 0.26 | 0.24 | 0.3 | 0.4 | 0.22 | 0.21 | 0.21 | 0.14 | 0.077 | 0.095 |
| EPS Diluted
| 0.38 | 0.34 | 0.35 | 0.31 | 0.23 | 0.14 | 0.19 | 0.21 | 0.29 | 0 | 0.28 | 0.26 | 0.24 | 0.3 | 0.4 | 0.22 | 0.21 | 0.21 | 0.14 | 0.077 | 0.095 |
| EBITDA
| 10.098 | 0 | 9.162 | 0 | 0 | 0 | 5.214 | 5.677 | 7.84 | 0 | 7.688 | 7.178 | 6.9 | 7.59 | 8.883 | 5.629 | 6.608 | 5.012 | 0 | 9.586 | -0.957 |
| EBITDA Ratio
| 0.268 | 0 | 0.425 | 0 | 0 | 0 | 0.322 | 0.354 | 0.434 | 0 | 0.414 | 0.416 | 0.427 | 0.454 | 0.585 | 0.451 | 0.447 | 0.387 | 0 | 0.882 | -0.091 |