United Overseas Bank Limited
SGX:U11.SI
37.27 (SGD) • At close February 4, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) SGD.
| 2024 Q2 | 2023 Q4 | 2023 Q2 | 2022 Q4 | 2022 Q2 | 2021 Q4 | 2021 Q2 | 2020 Q4 | 2020 Q2 | 2019 Q4 | 2019 Q2 | 2018 Q4 | 2018 Q2 | 2017 Q4 | 2017 Q2 | 2016 Q4 | 2016 Q2 | 2015 Q4 | 2015 Q2 | 2014 Q4 | 2014 Q2 | 2013 Q4 | 2013 Q2 | 2012 Q4 | 2012 Q2 | 2011 Q4 | 2011 Q2 | 2010 Q4 | 2010 Q2 | 2009 Q4 | 2009 Q2 | 2008 Q4 | 2008 Q2 | 2007 Q4 | 2007 Q2 | 2006 Q4 | 2006 Q2 | 2005 Q4 | 2005 Q2 | 2004 Q4 | 2004 Q2 | 2003 Q4 | 2003 Q2 | 2002 Q4 | 2002 Q2 | 2001 Q4 | 2001 Q2 | 2000 Q4 | 2000 Q2 | 1999 Q4 | 1999 Q2 | 1998 Q4 | 1998 Q2 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Income
| 2,912 | 2,786 | 2,925 | 2,555 | 2,018 | 2,064 | 2,011 | 1,357 | 1,558 | 1,012 | 1,168 | 916 | 1,080 | 861 | 849 | 739 | 800 | 790 | 764 | 1,044.976 | 813 | 1,911.021 | 1,911.021 | 1,952 | 0 | 0 | 0 | 1,347.926 | 1,347.926 | 0 | 0 | 982.161 | 982.161 | 1,088.357 | 1,088.357 | 1,312.674 | 1,312.674 | 865.702 | 865.702 | 958.433 | 958.433 | 804.164 | 804.164 | 946.264 | 1,182.136 | 733.275 | 733.275 | 729.646 | 729.646 | 638.807 | 638.807 | 314.15 | 314.15 |
| Depreciation & Amortization
| 325 | 322 | 299 | 288 | 249 | 253 | 236 | 231 | 223 | 109 | 98 | 73 | 68 | 70 | 59 | 59 | 54 | 47 | 45 | 55.361 | 36 | 65.019 | 65.019 | 64 | 60 | 58 | 64 | 68.534 | 68.534 | 36.51 | 34 | 66.988 | 66.988 | 70.3 | 70.3 | 70.891 | 70.891 | 69.768 | 69.768 | 62.351 | 62.351 | 53.878 | 53.878 | 155.045 | 155.045 | 71.963 | 71.963 | 37.372 | 37.372 | 31.453 | 31.453 | 30.306 | 30.306 |
| Deferred Income Tax
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1,347.926 | -1,347.926 | 0 | 0 | -982.161 | -982.161 | -1,088.357 | -1,088.357 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Based Compensation
| 41 | 0 | 0 | 30 | 0 | 0 | 0 | 0 | 15 | 26 | 14 | 8 | 18 | 17.679 | 23 | 9 | 12 | 11 | 10 | 17.488 | 15 | 14.178 | 14.178 | 14 | 16 | 16 | 18 | 9.61 | 9.61 | 6.806 | 6 | 7.408 | 7.408 | 1.712 | 1.712 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| -11,977 | 1,912 | -1,796 | -4,200 | 2,233 | 485 | -977 | 4,502 | -2,537 | 5,720 | -12,039 | -7,017 | -1,295 | -5,241 | 302 | -10,093 | -9,058 | -13,824 | -351 | 2,274.933 | -3,652 | -7,520.651 | -7,520.651 | 4,570 | -13,414 | -4,484 | -8,886 | 3,778.994 | 3,778.994 | 7,767.477 | 1,363 | -336.738 | -336.738 | 2,629.18 | 2,629.18 | 5,056.609 | 5,056.609 | 118.109 | 118.109 | 2,563.257 | 2,563.257 | 442.453 | 442.453 | 1,341.058 | 1,341.058 | -1,002.717 | -1,002.717 | -1,543.441 | -1,543.441 | 1,214.451 | 1,214.451 | 1,641.016 | 1,641.016 |
| Accounts Receivables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| -11,977 | 0 | 0 | -4,200 | 0 | 0 | 0 | 0 | 0 | 5,720 | -12,039 | -7,017 | -1,295 | -5,241 | 302 | -10,093 | -9,058 | -13,824 | -351 | 2,274.933 | -3,652 | -7,520.651 | -7,520.651 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| 907 | 972 | 290 | 187 | 692 | 777 | 784 | 418 | 1,155 | 87 | -152 | 128 | -67 | 205.321 | -27 | 213 | -9 | 179 | 19 | -128.91 | -112 | -317.124 | -317.124 | -544 | 1,406 | 1,182 | 1,508 | 1,346.537 | 1,346.537 | 631.214 | 702 | 1,060.974 | 1,060.974 | 1,035.756 | 1,035.756 | -156.675 | -156.675 | 25.169 | 25.169 | -230.001 | -230.001 | -120.361 | -120.361 | -476.725 | -712.597 | -331.454 | -331.454 | 4,659.358 | 4,659.358 | -227.894 | -227.894 | -155.818 | -155.818 |
| Operating Cash Flow
| -7,792 | 5,348 | 1,120 | -1,140 | 4,694 | 3,073 | 1,582 | 6,046 | -47 | 6,954 | -10,911 | -5,892 | -196 | -4,087 | 1,206 | -9,073 | -8,201 | -12,797 | 487 | 3,263.848 | -2,900 | -5,847.558 | -5,847.558 | 6,056 | -11,932 | -3,228 | -7,296 | 5,203.674 | 5,203.674 | 8,442.007 | 2,105 | 798.632 | 798.632 | 3,736.947 | 3,736.947 | 6,283.499 | 6,283.499 | 1,078.747 | 1,078.747 | 3,354.039 | 3,354.039 | 1,180.134 | 1,180.134 | 1,965.642 | 1,965.642 | -528.934 | -528.934 | 3,882.934 | 3,882.934 | 1,656.816 | 1,656.816 | 1,829.653 | 1,829.653 |
| Investing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -406 | -473 | -399 | -436 | -268 | -293 | -257 | -302 | -261 | -164.965 | -140 | -158.466 | -151 | -96.393 | -86 | -203.854 | -103 | -167 | -403 | -100.57 | -48 | -110.661 | -110.661 | -100 | -88 | -112 | -58 | -53.014 | -53.014 | -37.725 | -117 | -64.812 | -64.812 | -173.843 | -173.843 | -48.748 | -48.748 | -32.828 | -32.828 | -39.633 | -39.633 | -40.9 | -40.9 | -92.016 | -92.016 | 0 | 0 | -45.088 | -45.088 | -23.841 | -23.841 | -24.41 | -24.41 |
| Acquisitions Net
| 0 | 321 | -139 | -3,093 | 0 | 11 | 26 | 0 | 9 | 0 | -14 | 95 | 12 | 0.64 | -6 | -35 | -2 | 0 | -8 | -0.044 | 0 | 9.054 | 9.054 | 0 | 0 | 0 | -28 | 243.011 | 243.011 | 1,823.869 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -90 | -8,925 | -2,369 | 0 | -6,802 | -2,894 | -3,226 | -4,919 | -5,227 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1,516.624 | -1,516.624 | -770.354 | -770.354 | -169.891 | -169.891 | -349.511 | -349.511 | -20.858 | -20.858 | 0 | 0 | 0 | 0 |
| Sales Maturities Of Investments
| 0 | -379 | 1,401 | 0 | 14 | -14,454 | -15,862 | 0 | -2,526 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 648 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activites
| 169 | -13,090 | 8,048 | 50 | -6,936 | 1 | -1 | 1 | -1 | 23.965 | 34 | 19.466 | 16 | -4.247 | 18 | 91.854 | 31 | 21 | 172 | 45.214 | 149 | 66.102 | 66.102 | 12 | 2 | 10 | 0 | 54.342 | 54.342 | -1,210.763 | 45 | -29.418 | -29.418 | 171.348 | 171.348 | 510.341 | 510.341 | 32.828 | 32.828 | 22.314 | 22.314 | 39.024 | 39.024 | -84.553 | -84.553 | 349.511 | 349.511 | -64.4 | -64.4 | -23.247 | -23.247 | -58.805 | -58.805 |
| Investing Cash Flow
| -327 | -22,546 | 6,542 | -3,479 | -13,992 | -17,629 | -19,320 | -3,309 | -8,006 | -141 | -120 | -44 | -123 | -100 | -74 | -147 | -74 | -146 | -239 | -55.4 | 101 | -35.506 | -35.506 | -88 | -86 | -102 | -86 | 244.339 | 244.339 | 575.381 | 576 | -94.23 | -94.23 | -2.495 | -2.495 | 461.593 | 461.593 | -32.828 | -32.828 | -1,533.943 | -1,533.943 | -772.23 | -772.23 | -346.459 | -346.459 | 6,122.553 | 6,122.553 | -130.345 | -130.345 | -47.088 | -47.088 | -83.215 | -83.215 |
| Financing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Debt Repayment
| -3,813 | 0 | -7,904 | 0 | 6,895 | 0 | 1,262 | 0 | 4,145 | -2,240 | 8,761 | 6,718 | 3,105 | 0 | 495 | 6,451 | -2,491 | 496 | -1,644 | -2,051.019 | 1,063 | 3,090.444 | 3,090.444 | 0 | 0 | 0 | 0 | 109.619 | 109.619 | -77.122 | -427 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Issued
| 0 | 9,308 | 9,504 | 0 | 0 | 14,351 | 0 | 0 | 11,357 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.595 | 0 | 1.086 | 1.086 | 3.217 | 3.217 | 9.887 | 9.887 | 425.545 | 425.545 | 6.054 | 6.054 | 0.36 | 0.36 | 2.768 | 2.768 | 1.541 | 1.541 | 2.268 | 2.268 | 19.084 | 19.084 | 0.084 | 0.084 |
| Common Stock Repurchased
| -31 | -68 | -77 | 0 | 0 | -130 | 0 | 0 | -20 | 0 | 0 | -45 | -66 | 0 | 0 | 0 | 0 | -18 | -5 | 0 | 0 | -660 | -660 | 0 | -22 | 0 | 0 | 0 | 0 | 0 | 0 | -60.128 | -60.128 | -120.004 | -120.004 | -119.852 | -119.852 | 0 | 0 | -249.905 | -249.905 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -1,477 | -1,423 | -1,258 | -1,046 | -1,005 | -1,007 | -600 | -585 | -1,252 | 0.206 | -1,167 | 0.491 | -812 | 0 | -135 | 0 | -563 | 0 | -881 | 0.379 | -351 | -602.806 | -602.806 | -732 | -102 | -734 | -102 | -196.452 | -196.452 | -0.588 | -604 | -509.655 | -509.655 | -614.44 | -614.44 | -506.672 | -506.672 | -371.186 | -371.186 | -377.285 | -377.285 | -275.82 | -275.82 | -360.174 | -360.174 | -3.406 | -3.406 | -3.261 | -3.261 | -2.263 | -2.263 | -2.7 | -2.7 |
| Other Financing Activities
| -2,657 | 20,098 | 10,023 | 5,876 | 23,554 | 14,743 | 18,364 | 437 | -64 | -558.206 | -69 | -48.491 | -50 | 557 | -30 | -27 | 734 | -23 | -91 | -11.636 | -16 | -1.137 | -1.137 | 1,226 | 154 | 2,220 | 814 | -3.868 | -3.868 | -0.975 | -1 | -59.043 | -59.043 | -116.787 | -116.787 | -336.825 | -336.825 | 425.545 | 425.545 | -243.851 | -243.851 | 0.36 | 0.36 | 2.768 | 2.768 | -157.432 | -157.432 | 2.268 | 2.268 | 19.084 | 19.084 | 0.084 | 0.084 |
| Financing Cash Flow
| -7,978 | 18,607 | 784 | 4,830 | 29,444 | 13,606 | 19,026 | -148 | 16,757 | -2,798 | 7,525 | 6,625 | 2,177 | 557 | 330 | 6,424 | -2,320 | 455 | -2,621 | -2,062.276 | 696 | 2,486.502 | 2,486.502 | 494 | 30 | 1,486 | 712 | -90.701 | -90.701 | -77.09 | -1,032 | -568.697 | -568.697 | -731.226 | -731.226 | -843.497 | -843.497 | 54.36 | 54.36 | -621.136 | -621.136 | -275.46 | -275.46 | -357.407 | -357.407 | -160.837 | -160.837 | -0.994 | -0.994 | 16.821 | 16.821 | -2.616 | -2.616 |
| Other Information: | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 146 | 0 | 0 | 568 | 0 | 0 | 0 | 0 | -70 | -141 | 178 | 58.324 | -27 | -217 | 24 | 364 | 304 | -15 | -493 | 33.111 | -66 | -127.942 | -127.942 | -218 | -204 | 306 | -68 | -58.036 | -58.036 | 16.588 | -5 | 522.862 | 522.862 | -1,007.666 | -1,007.666 | -3,485.228 | -3,485.228 | -680.622 | -680.622 | 1,320.567 | 1,320.567 | 1,002.705 | 1,002.705 | -1,084.131 | -1,084.131 | -1,337.009 | -1,337.009 | -300.943 | -300.943 | -279.445 | -279.445 | -92.649 | -92.649 |
| Net Change In Cash
| 29,780 | 1,409 | 8,446 | -42,486 | 20,146 | -950 | 1,288 | 2,589 | 1,337 | 3,874 | -3,327 | 702 | 2,222 | -3,847 | 1,486 | -2,433 | -9,990 | -12,502 | -2,866 | 1,179.318 | -2,171 | 0 | -28,293.042 | 6,246 | -12,192 | -1,538 | -6,738 | -15,357.364 | -5,972 | 8,957.812 | 1,646 | 329.284 | 329.284 | 997.78 | 997.78 | 1,208.184 | 1,208.184 | 209.829 | 209.829 | 1,259.763 | 1,259.763 | 567.574 | 567.574 | 88.823 | 88.823 | 2,047.887 | 2,047.887 | 1,725.327 | 1,725.327 | 673.553 | 673.553 | 825.587 | 825.587 |
| Cash At End Of Period
| 29,780 | 1,409 | 8,446 | 0 | 20,146 | -950 | 1,288 | 2,589 | 25,953 | 20,188 | 20,849 | 19,617 | 23,898 | 20,975 | 21,486 | 18,401 | 20,974 | 27,228 | 33,433 | 29,704.318 | 23,476 | 21,244.035 | 0 | 49,604 | 32,598 | 45,058 | 47,548 | 27,142.636 | 39,724 | 39,355.812 | 33,061 | 7,899.982 | 7,899.982 | 7,570.698 | 7,570.698 | 6,432.492 | 6,432.492 | 5,224.308 | 5,224.308 | 5,350.205 | 5,350.205 | 3,827.942 | 3,827.942 | 3,271.015 | 3,271.015 | 9,354.027 | 9,354.027 | 7,306.14 | 7,306.14 | 5,575.792 | 5,575.792 | 4,902.239 | 4,902.239 |