TFS Financial Corporation (TFSL) - Quarterly Income Statement

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TFSL
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13.09 (USD) • At close July 1, 2025

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1
Revenue Numbers are in millions	193.02	193.271	194.936	191.151	189.215	183.474	173.84	162.5	152.881	144.127	125.393	108.448	99.052	100.244	102.757	104.84	113.663	123.39	122.814	125.28	128.473	131.982	128.112	126.126	125.349	122.964	119.403	118.309	114.796	112.073	111.102	108.525	105.635	103.582	103.896	103.101	103.848	102.548	102.708	101.798	101.542	101.689	100.142	99.466	98.879	98.097	97.836	103.028	102.941	108.635	109.251	110.536	111.229	111.244	114.08	116.045	114	114.26	112.066	137.718	121.688	124.394	128.054	134.883	148.046	144.442	146.14	142.285	149.654	158.601	159.047	154.295	137.618	138.154	0	0	0	0	0	0	0	0
Cost of Revenue Numbers are in millions	115.403	116.94	120.801	115.133	111.115	107.067	98.877	87.878	77.284	62.813	45.502	35.469	29.72	32.246	34.678	37.313	35.544	41.186	55.596	47.079	60.488	52.867	55.983	53.525	48.682	48.476	43.536	38.845	34.482	34.241	28.869	29.449	24.797	29.984	27.246	26.604	28.386	27.79	22.442	28.083	29.225	30.6	31.832	29.884	29.311	31.224	30.466	33.076	38.905	49.972	65.972	69.361	66.033	56.28	62.017	66.741	67.332	82.255	85.167	81.926	77.794	71.498	114.88	79.517	91.898	85.852	85.53	93.263	90.332	95.696	96.625	89.439	84.952	83.107	0	0	0	0	0	0	0	0
Gross Profit Numbers are in millions	77.617	76.331	74.135	76.018	78.1	76.407	74.963	74.622	75.597	81.314	79.891	72.979	69.332	67.998	68.079	67.527	78.119	82.204	67.218	78.201	67.985	79.115	72.129	72.601	76.667	74.488	75.867	79.464	80.314	77.832	82.233	79.076	80.838	73.598	76.65	76.497	75.462	74.758	80.266	73.715	72.317	71.089	68.31	69.582	69.568	66.873	67.37	69.952	64.036	58.663	43.279	41.175	45.196	54.964	52.063	49.304	46.668	32.005	26.899	55.792	43.894	52.896	13.174	55.366	56.148	58.59	60.61	49.022	59.322	62.905	62.422	64.856	52.666	55.047	0	0	0	0	0	0	0	0
Gross Profit Ratio Numbers are in millions	0.402	0.395	0.38	0.398	0.413	0.416	0.431	0.459	0.494	0.564	0.637	0.673	0.7	0.678	0.663	0.644	0.687	0.666	0.547	0.624	0.529	0.599	0.563	0.576	0.612	0.606	0.635	0.672	0.7	0.694	0.74	0.729	0.765	0.711	0.738	0.742	0.727	0.729	0.781	0.724	0.712	0.699	0.682	0.7	0.704	0.682	0.689	0.679	0.622	0.54	0.396	0.373	0.406	0.494	0.456	0.425	0.409	0.28	0.24	0.405	0.361	0.425	0.103	0.41	0.379	0.406	0.415	0.345	0.396	0.397	0.392	0.42	0.383	0.398	0	0	0	0	0	0	0	0
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	31.339	30.191	29.842	30.103	31.514	30.894	32.289	28.906	33.878	31.164	29.928	31.107	29.138	28.527	29.145	29.084	28.995	30.728	28.405	27.74	29.984	28.504	28.953	28.818	28.522	28.13	27.47	29.999	29.065	25.971	26.305	26.001	26.874	26.027	25.385	25.448	28.048	27.777	27.472	26.083	27.192	26.026	25.368	24.375	25.872	24.629	25.299	24.807	25.067	24.317	23.819	21.765	24.561	24.262	23.945	22.453	25.662	23.47	26.172	26.462	24.799	25.38	22.335	30.101	22.365	22.167	21.497	19.895	18.799	18.355	18.721	17.956	18.99	17.329	0	0	0	0	0	0	0	0
Selling & Marketing Expenses Numbers are in millions	4.632	3.654	5.334	4.867	5.099	4.431	3.881	7.023	6.671	7.713	4.256	4.83	6.551	5.626	4.043	4.073	5.325	5.733	4.349	3.673	4.029	4.461	1.785	6.063	6.719	4.797	2.914	5.284	6.016	5.038	5.204	5.183	4.791	4.535	3.805	4.499	4.331	4.321	2.519	7.2	5.685	4.5	4.151	3.492	3.36	3.253	3.512	3.219	3.127	3.125	2.669	2.376	2.377	2.377	1.439	2.102	2.103	2.101	1.072	0.92	2.026	2.025	-0.836	0.9	3.527	3.525	3.569	3.525	3.528	3.525	3.473	3.353	3.352	3.35	0	0	0	0	0	0	0	0
SG&A Numbers are in millions	35.971	33.845	35.176	34.97	36.613	35.325	36.17	35.929	40.549	38.877	34.184	35.937	35.689	34.153	33.188	33.157	34.32	36.461	32.754	31.413	34.013	32.965	30.738	34.881	35.241	32.927	30.384	35.283	35.081	31.009	31.509	31.449	31.665	30.827	29.19	29.947	32.379	32.098	29.991	33.283	32.877	30.526	29.519	27.867	29.232	27.882	28.811	28.026	28.194	27.442	26.488	24.141	26.938	26.639	25.384	24.555	27.765	25.571	27.244	27.382	26.825	27.405	21.499	31.001	25.892	25.692	25.066	23.42	22.327	21.88	22.194	21.309	22.342	20.679	0	0	0	0	0	0	0	0
Other Expenses Numbers are in millions	15.117	14.096	15.908	15.818	15.585	14.952	15.314	16.948	15.025	14.317	14.558	15.819	14.286	13.52	14.258	14.693	14.49	15.268	17.809	13.42	15.545	14.355	14.36	14.987	15.486	15.053	15.036	16.146	14.607	14.767	15.67	13.485	13.894	14.7	12.864	15.029	13.962	15.535	15.38	14.536	15.952	15.447	15.318	14.982	15.699	14.977	14.82	18.24	17.035	15.092	17.973	16.601	16.382	15.84	16.11	14.997	16.21	17.373	14.504	13.099	12.159	12.652	11.3	10.307	21.882	15.634	16.931	14.686	13.631	12.223	13.8	67.348	12.594	10.843	9.69	9.689	9.689	14.471	16.127	16.127	16.127	16.127
Operating Expenses Numbers are in millions	51.088	47.941	51.084	50.788	52.198	50.277	51.484	52.877	55.574	53.194	48.742	51.756	49.975	47.673	47.446	47.85	48.81	51.729	50.563	44.833	49.558	47.32	45.098	49.868	50.727	47.98	45.42	51.429	49.688	45.776	47.179	44.669	45.294	45.262	42.054	44.976	46.341	47.633	45.371	47.819	48.829	45.973	44.837	42.849	44.931	42.859	43.631	46.266	45.229	42.534	44.461	40.742	43.32	42.479	41.494	39.552	43.975	42.944	41.748	40.481	38.984	40.057	32.799	41.308	47.774	41.326	41.997	38.106	35.958	34.103	35.994	88.657	34.936	31.522	9.69	9.689	9.689	14.471	16.127	16.127	16.127	16.127
Operating Income Numbers are in millions	26.529	28.39	23.051	25.23	25.902	26.13	23.479	21.745	20.023	28.12	31.149	21.223	19.357	20.325	20.633	19.677	29.309	30.475	16.655	33.368	18.427	31.795	27.031	22.733	25.94	26.508	30.447	28.035	30.626	32.056	35.054	34.407	35.544	28.336	34.596	31.521	29.121	27.125	34.895	25.896	23.488	25.116	23.473	26.733	24.637	24.014	23.739	23.686	18.807	16.129	-1.182	0.433	1.876	12.485	10.569	9.752	2.693	-10.939	-14.849	15.311	4.91	12.839	-19.625	14.058	8.374	17.264	18.613	10.916	23.364	28.802	26.428	-23.801	17.73	23.525	9.69	9.689	9.689	14.471	16.127	16.127	16.127	16.127
Operating Income Ratio Numbers are in millions	0.137	0.147	0.118	0.132	0.137	0.142	0.135	0.134	0.131	0.195	0.248	0.196	0.195	0.203	0.201	0.188	0.258	0.247	0.136	0.266	0.143	0.241	0.211	0.18	0.207	0.216	0.255	0.237	0.267	0.286	0.316	0.317	0.336	0.274	0.333	0.306	0.28	0.265	0.34	0.254	0.231	0.247	0.234	0.269	0.249	0.245	0.243	0.23	0.183	0.148	-0.011	0.004	0.017	0.112	0.093	0.084	0.024	-0.096	-0.133	0.111	0.04	0.103	-0.153	0.104	0.057	0.12	0.127	0.077	0.156	0.182	0.166	-0.154	0.129	0.17	0	0	0	0	0	0	0	0
Total Other Income Expenses Net Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Numbers are in millions	26.529	28.39	23.051	25.23	25.902	26.13	23.479	21.745	20.023	28.12	31.149	21.223	19.357	20.325	20.633	19.677	29.309	30.475	16.655	33.368	18.427	31.795	27.031	22.733	25.94	26.508	30.447	28.035	30.626	32.056	35.054	34.407	35.544	28.336	34.596	31.521	29.121	27.125	34.895	25.896	23.488	25.116	23.473	26.733	24.637	24.014	23.739	23.686	18.807	16.129	-1.182	0.433	1.876	12.485	10.569	9.752	2.693	-10.939	-14.849	15.311	4.91	12.839	-19.625	14.058	8.374	17.264	18.613	10.916	23.364	28.802	26.428	-23.801	17.73	23.525	0	0	0	0	0	0	0	0
Income Before Tax Ratio Numbers are in millions	0.137	0.147	0.118	0.132	0.137	0.142	0.135	0.134	0.131	0.195	0.248	0.196	0.195	0.203	0.201	0.188	0.258	0.247	0.136	0.266	0.143	0.241	0.211	0.18	0.207	0.216	0.255	0.237	0.267	0.286	0.316	0.317	0.336	0.274	0.333	0.306	0.28	0.265	0.34	0.254	0.231	0.247	0.234	0.269	0.249	0.245	0.243	0.23	0.183	0.148	-0.011	0.004	0.017	0.112	0.093	0.084	0.024	-0.096	-0.133	0.111	0.04	0.103	-0.153	0.104	0.057	0.12	0.127	0.077	0.156	0.182	0.166	-0.154	0.129	0.17	0	0	0	0	0	0	0	0
Income Tax Expense Numbers are in millions	5.508	5.964	4.836	5.277	5.189	5.423	3.933	4.142	4.115	5.927	5.716	4.076	3.512	4.185	3.618	3.696	6.3	5.473	3.077	6.528	1.17	6.153	5.514	4.476	5.81	6.175	8.842	7.16	7.312	12.443	12.036	11.619	12.083	8.726	11.79	10.901	9.845	9.274	11.872	8.638	7.822	8.472	7.622	9.102	8.252	7.99	7.97	7.439	6.017	4.976	-2.288	-0.459	0.854	4.026	2.09	3.767	0.469	-3.591	-4.102	5.074	1.988	3.913	-6.735	4.022	2.613	5.776	4.552	4.126	8.541	9.986	11.378	-6.544	5.743	7.694	-9.69	-9.689	-9.689	-14.471	-16.127	-16.127	-16.127	-16.127
Net Income Numbers are in millions	21.021	22.426	18.215	19.953	20.713	20.707	19.546	17.603	15.908	22.193	25.433	17.147	15.845	16.14	17.015	15.981	23.009	25.002	13.578	26.84	17.257	25.642	21.517	18.257	20.13	20.333	21.605	20.875	23.314	19.613	23.018	22.788	23.461	19.61	22.806	20.62	19.276	17.851	23.023	17.258	15.666	16.644	15.851	17.631	16.385	16.024	15.769	16.247	12.79	11.153	1.106	0.892	1.022	8.459	8.479	5.985	2.224	-7.348	-10.747	10.237	2.922	8.926	-12.89	10.036	5.761	11.488	14.061	6.79	14.823	18.816	15.05	-17.257	11.987	15.831	9.69	9.689	9.689	14.471	16.127	16.127	16.127	16.127
Net Income Ratio Numbers are in millions	0.109	0.116	0.093	0.104	0.109	0.113	0.112	0.108	0.104	0.154	0.203	0.158	0.16	0.161	0.166	0.152	0.202	0.203	0.111	0.214	0.134	0.194	0.168	0.145	0.161	0.165	0.181	0.176	0.203	0.175	0.207	0.21	0.222	0.189	0.22	0.2	0.186	0.174	0.224	0.17	0.154	0.164	0.158	0.177	0.166	0.163	0.161	0.158	0.124	0.103	0.01	0.008	0.009	0.076	0.074	0.052	0.02	-0.064	-0.096	0.074	0.024	0.072	-0.101	0.074	0.039	0.08	0.096	0.048	0.099	0.119	0.095	-0.112	0.087	0.115	0	0	0	0	0	0	0	0
EPS Numbers are in millions	0.07	0.08	0.06	0.071	0.07	0.07	0.07	0.06	0.06	0.08	0.09	0.06	0.06	0.06	0.06	0.06	0.08	0.091	0.05	0.1	0.06	0.09	0.08	0.06	0.07	0.07	0.08	0.07	0.08	0.07	0.08	0.08	0.08	0.071	0.08	0.07	0.07	0.06	0.081	0.06	0.05	0.06	0.05	0.06	0.05	0.05	0.05	0.05	0.04	0.04	0.004	0.003	0.003	0.03	0.028	0.02	0.01	-0.02	-0.036	0.03	0.01	0.03	-0.043	0.03	0.02	0.04	0.046	0.02	0.05	0.06	0.047	-0.06	0.041	0.07	0.033	0.034	0.034	0.05	0.056	0.056	0.056	0.056
EPS Diluted Numbers are in millions	0.07	0.08	0.06	0.07	0.07	0.07	0.07	0.06	0.06	0.08	0.09	0.06	0.06	0.06	0.06	0.06	0.08	0.09	0.05	0.1	0.06	0.09	0.08	0.06	0.07	0.07	0.08	0.07	0.08	0.071	0.08	0.08	0.08	0.07	0.08	0.07	0.07	0.06	0.08	0.059	0.05	0.056	0.05	0.06	0.05	0.05	0.05	0.05	0.04	0.04	0.004	0.003	0.003	0.03	0.028	0.02	0.01	-0.02	-0.036	0.03	0.01	0.03	-0.043	0.03	0.02	0.04	0.046	0.02	0.05	0.06	0.047	-0.06	0.041	0.07	0.033	0.034	0.034	0.05	0.056	0.056	0.056	0.056
EBITDA Numbers are in millions	32.083	33.699	28.01	30.209	30.417	30.711	28.207	26.396	24.55	32.329	37.376	27.923	26.272	27.518	24.088	28.483	39.785	40.306	26.595	41.76	25.121	39.589	33.208	28.888	31.152	31.914	36.117	34.891	37.893	37.45	39.397	39.856	40.85	34.123	39.957	36.684	33.744	31.347	39.814	30.556	27.497	28.981	27.63	29.885	27.484	27.143	27.736	28.807	24.783	22.35	7.188	5.531	5.128	18.532	14.593	13.007	7.039	-3.16	-7.947	19.218	8.574	16.831	-16.689	20.799	14.738	19.727	20.672	13.49	25.941	30.47	28.171	-21.861	19.584	24.866	9.69	9.689	9.689	14.471	16.127	16.127	16.127	16.127
EBITDA Ratio Numbers are in millions	0.166	0.174	0.144	0.158	0.161	0.167	0.162	0.162	0.161	0.224	0.298	0.257	0.265	0.275	0.234	0.272	0.35	0.327	0.217	0.333	0.196	0.3	0.259	0.229	0.249	0.26	0.302	0.295	0.33	0.334	0.355	0.367	0.387	0.329	0.385	0.356	0.325	0.306	0.388	0.3	0.271	0.285	0.276	0.3	0.278	0.277	0.283	0.28	0.241	0.206	0.066	0.05	0.046	0.167	0.128	0.112	0.062	-0.028	-0.071	0.14	0.07	0.135	-0.13	0.154	0.1	0.137	0.141	0.095	0.173	0.192	0.177	-0.142	0.142	0.18	0	0	0	0	0	0	0	0

TFS Financial Corporation

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