Summit State Bank (SSBI) - Quarterly Income Statement

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SSBI
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11.02 (USD) • At close July 2, 2025

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1
Revenue Numbers are in millions	15.188	15.404	16.026	15.172	15.425	14.977	16.4	17.074	16.609	16.027	13.596	13.7	12.834	11.683	11.96	11.679	11.103	10.783	10.358	9.509	10.221	8.821	8.62	7.531	7.69	7.4	7.004	6.661	6.817	6.392	5.578	5.296	5.162	5.328	5.17	5.942	5.488	5.236	5.13	4.93	5.921	5.004	5.128	4.805	4.991	5.031	4.828	4.8	4.853	3.586	4.82	4.937	5.707	4.746	5.559	5.349	4.95	4.91	5.007	4.969	5.263	5.133	5.373	5.516	5.748	5.625	5.733	5.618	5.732	6.092	6.112	5.92	5.827	3.017	5.6	2.673	5.215	12.672	2.454	1.808	2.73
Cost of Revenue Numbers are in millions	5.849	13.958	9.017	7.257	6.99	7.111	6.967	5.996	4.98	3.601	2.319	2.042	1.108	1.985	1.016	1.106	1.554	1.824	1.93	2.142	2.367	2.046	2.056	1.872	1.75	1.442	1.119	1.029	0.89	0.981	0.804	0.494	0.382	0.302	0.299	0.302	0.331	0.252	0.242	-0.581	0.223	-0.763	0.258	-0.138	0.259	0.265	0.3	0.385	0.375	0.424	1.957	0.945	2.064	1.327	2.353	1.353	1.545	1.807	2.017	1.623	1.966	2.336	2.815	1.969	2.09	2.212	2.28	2.454	2.95	3.331	3.25	3.232	2.84	2.698	2.459	2.339	2.182	2.328	1.87	1.338	0
Gross Profit Numbers are in millions	9.352	1.446	7.009	7.911	8.44	7.866	9.433	11.078	11.629	12.426	11.277	11.658	11.726	9.698	10.944	10.573	9.549	8.959	8.428	7.367	7.854	6.775	6.564	5.659	5.94	5.958	5.885	5.632	5.927	5.411	4.774	4.802	4.78	5.026	4.871	5.64	5.157	4.984	4.888	5.511	5.698	5.767	4.87	4.943	4.732	4.766	4.528	4.415	4.478	3.162	2.863	3.992	3.643	3.419	3.206	3.996	3.405	3.103	2.99	3.346	3.297	2.797	2.558	3.547	3.658	3.413	3.453	3.164	2.782	2.761	2.862	2.688	2.987	0.319	3.141	0.334	3.033	10.345	0.584	0.469	2.73
Gross Profit Ratio Numbers are in millions	0.616	0.094	0.437	0.521	0.547	0.525	0.573	0.651	0.7	0.775	0.829	0.851	0.922	0.83	0.915	0.905	0.86	0.831	0.814	0.775	0.768	0.768	0.761	0.751	0.772	0.805	0.84	0.846	0.869	0.847	0.856	0.907	0.926	0.943	0.942	0.949	0.94	0.952	0.953	1.118	0.962	1.152	0.95	1.029	0.948	0.947	0.938	0.92	0.923	0.882	0.594	0.809	0.638	0.72	0.577	0.747	0.688	0.632	0.597	0.673	0.626	0.545	0.476	0.643	0.636	0.607	0.602	0.563	0.485	0.453	0.468	0.454	0.513	0.106	0.561	0.125	0.582	0.816	0.238	0.26	1
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	4.398	3.881	4.449	4.675	4.402	3.308	4.89	4.782	4.012	5.058	3.815	3.482	4.989	3.807	3.482	3.827	3.814	3.822	3.257	3.068	3.447	3.268	2.791	2.883	3.213	3.201	3.074	2.706	2.542	3.133	2.374	2.252	2.296	3.766	1.957	2.549	1.587	3.24	1.499	1.304	1.412	3.159	1.412	1.372	1.368	3.42	1.248	1.259	1.432	3.115	1.342	1.29	1.386	1.288	1.217	1.308	1.322	1.168	1.201	1.177	1.242	1.014	1.079	1.049	1.124	0.946	1.066	1.039	1.292	1.061	0.957	0.957	0.999	0.979	0.93	0.89	0.858	0.771	0.738	0.754	1.68
Selling & Marketing Expenses Numbers are in millions	0.283	0.255	0.213	0.252	0.245	0.31	0.352	0.385	0.227	0.511	0.303	0.363	0.307	0.231	0.283	0.233	0.212	0.242	0.155	0.199	0.168	0.167	0.141	0.14	0.201	0.181	0.224	0.184	0.219	0.246	0.176	0.188	0.217	0	0.185	0.281	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1.08
SG&A Numbers are in millions	4.681	4.136	4.662	4.927	4.647	3.618	5.242	5.167	4.239	5.569	4.118	3.845	5.296	4.038	3.765	4.06	4.026	4.064	3.412	3.267	3.615	3.435	2.932	3.023	3.414	3.382	3.298	2.89	2.761	3.379	2.55	2.44	2.513	4.649	2.142	2.83	1.587	3.895	1.499	1.304	1.412	3.841	1.412	1.372	1.368	4.04	1.248	1.259	1.432	3.64	1.342	1.29	1.386	1.288	1.217	1.308	1.322	1.168	1.201	1.177	1.242	1.014	1.079	1.049	1.124	0.946	1.066	1.039	1.292	1.061	0.957	0.957	0.999	0.979	0.93	0.89	0.858	0.771	0.738	0.754	2.76
Other Expenses Numbers are in millions	1.572	5.85	1.519	1.7	1.753	1.541	1.684	1.655	1.579	0.531	1.415	1.453	0.99	0.42	1.785	0.977	0.829	0.735	0.822	0.949	0.807	0.733	0.756	0.972	0.798	0.984	0.595	0.693	0.781	0.719	0.698	0.78	0.767	-1.644	0.694	0.675	1.311	-1.096	1.213	1.237	1.356	-1.151	1.443	1.393	1.305	-1.26	1.374	1.401	1.341	-2.22	-0.141	1.282	1.214	1.188	1.311	1.33	1.27	1.189	1.184	1.255	1.137	1.177	1.197	1.266	1.111	1.16	3.361	1.134	1.098	0.955	1.038	1.045	0.981	-1.802	0.962	-1.746	0.895	7.998	-1.539	-1.594	0
Operating Expenses Numbers are in millions	6.253	9.986	6.181	6.627	6.4	5.159	6.926	6.822	5.818	6.1	5.533	5.298	6.286	4.458	5.55	5.037	4.839	4.799	4.234	4.216	4.422	4.168	3.688	3.995	4.212	4.366	3.893	3.557	3.542	4.098	3.248	3.22	3.28	3.005	2.836	3.505	2.898	2.799	2.712	2.541	2.768	2.69	2.855	2.765	2.673	2.78	2.622	2.66	2.773	1.42	1.201	2.572	2.6	2.476	2.528	2.638	2.592	2.357	2.385	2.432	2.379	2.191	2.276	2.315	2.235	2.106	4.427	2.173	2.39	2.016	1.995	2.002	1.98	-0.823	1.892	-0.856	1.753	8.769	-0.801	-0.84	2.76
Operating Income Numbers are in millions	3.099	-8.54	0.828	1.284	2.04	2.707	2.507	4.256	5.811	6.326	5.744	6.36	5.44	5.24	5.394	5.536	4.71	4.16	4.194	3.151	3.432	2.607	2.876	1.664	1.728	1.592	1.992	2.075	2.385	1.313	1.526	1.582	1.5	2.021	2.035	2.135	2.259	2.185	2.176	2.97	2.93	3.077	2.015	2.178	2.059	1.986	1.906	1.755	1.705	1.742	1.662	1.42	1.043	0.943	0.678	1.358	0.813	0.746	0.605	0.914	0.918	0.606	0.282	1.232	1.423	1.307	-0.974	0.991	0.392	0.745	0.867	0.686	1.007	1.142	1.249	1.19	1.28	1.576	1.385	1.309	1.05
Operating Income Ratio Numbers are in millions	0.204	-0.554	0.052	0.085	0.132	0.181	0.153	0.249	0.35	0.395	0.422	0.464	0.424	0.449	0.451	0.474	0.424	0.386	0.405	0.331	0.336	0.296	0.334	0.221	0.225	0.215	0.284	0.312	0.35	0.205	0.274	0.299	0.291	0.379	0.394	0.359	0.412	0.417	0.424	0.602	0.495	0.615	0.393	0.453	0.413	0.395	0.395	0.366	0.351	0.486	0.345	0.288	0.183	0.199	0.122	0.254	0.164	0.152	0.121	0.184	0.174	0.118	0.052	0.223	0.248	0.232	-0.17	0.176	0.068	0.122	0.142	0.116	0.173	0.379	0.223	0.445	0.245	0.124	0.564	0.724	0.385
Total Other Income Expenses Net Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Numbers are in millions	3.099	-8.54	0.828	1.284	2.04	2.708	2.507	4.256	5.811	6.326	5.744	6.36	5.44	5.24	5.394	5.536	4.71	4.16	4.194	3.151	3.432	2.607	2.876	1.664	1.728	1.592	1.992	2.075	2.385	1.313	1.526	1.582	1.5	2.021	2.035	2.135	2.259	2.185	2.176	2.97	2.93	3.077	2.015	2.178	2.059	1.986	1.906	1.755	1.705	1.742	1.662	1.42	1.043	0.943	0.678	1.358	0.813	0.746	0.605	0.914	0.918	0.606	0.282	1.232	1.423	1.307	-0.974	0.991	0.392	0.745	0.867	0.686	1.007	1.142	1.249	1.19	1.28	1.576	1.385	1.309	1.05
Income Before Tax Ratio Numbers are in millions	0.204	-0.554	0.052	0.085	0.132	0.181	0.153	0.249	0.35	0.395	0.422	0.464	0.424	0.449	0.451	0.474	0.424	0.386	0.405	0.331	0.336	0.296	0.334	0.221	0.225	0.215	0.284	0.312	0.35	0.205	0.274	0.299	0.291	0.379	0.394	0.359	0.412	0.417	0.424	0.602	0.495	0.615	0.393	0.453	0.413	0.395	0.395	0.366	0.351	0.486	0.345	0.288	0.183	0.199	0.122	0.254	0.164	0.152	0.121	0.184	0.174	0.118	0.052	0.223	0.248	0.232	-0.17	0.176	0.068	0.122	0.142	0.116	0.173	0.379	0.223	0.445	0.245	0.124	0.564	0.724	0.385
Income Tax Expense Numbers are in millions	0.605	-1.398	0.202	0.356	0.645	0.807	0.686	1.271	1.695	1.773	1.765	1.859	1.505	1.553	1.598	1.638	1.393	1.231	1.24	0.933	1.017	0.772	0.831	0.492	0.303	0.471	0.487	0.614	0.645	0.834	0.525	0.652	0.619	0.833	0.837	0.881	0.931	0.901	0.896	1.224	1.208	1.267	0.832	0.897	0.849	0.818	0.785	0.724	0.703	0.718	0.685	0.585	0.43	0.391	0.269	0.568	0.336	0.31	0.28	0.408	0.378	0.251	0.116	0.519	0.576	0.543	-0.405	0.407	0.162	0.304	0.358	0.286	0.415	0.501	0.515	0.507	0.53	0.656	0.562	0.539	0.43
Net Income Numbers are in millions	2.494	-7.142	0.626	0.928	1.395	1.9	1.821	2.985	4.116	4.553	3.979	4.501	3.935	3.687	3.796	3.898	3.317	2.929	2.954	2.218	2.415	1.835	2.045	1.172	1.425	1.121	1.505	1.461	1.74	0.479	1.001	0.93	0.881	1.188	1.198	1.254	1.328	1.284	1.28	1.746	1.722	1.81	1.183	1.281	1.21	1.168	1.121	1.031	1.002	1.024	0.977	0.835	0.613	0.552	0.409	0.79	0.477	0.436	0.325	0.506	0.54	0.355	0.166	0.713	0.847	0.764	-0.569	0.584	0.23	0.441	0.509	0.4	0.592	0.641	0.734	0.683	0.75	0.92	0.823	0.77	0.62
Net Income Ratio Numbers are in millions	0.164	-0.464	0.039	0.061	0.09	0.127	0.111	0.175	0.248	0.284	0.293	0.329	0.307	0.316	0.317	0.334	0.299	0.272	0.285	0.233	0.236	0.208	0.237	0.156	0.185	0.151	0.215	0.219	0.255	0.075	0.179	0.176	0.171	0.223	0.232	0.211	0.242	0.245	0.25	0.354	0.291	0.362	0.231	0.267	0.242	0.232	0.232	0.215	0.206	0.286	0.203	0.169	0.107	0.116	0.074	0.148	0.096	0.089	0.065	0.102	0.103	0.069	0.031	0.129	0.147	0.136	-0.099	0.104	0.04	0.072	0.083	0.068	0.102	0.212	0.131	0.255	0.144	0.073	0.335	0.426	0.227
EPS Numbers are in millions	0.37	-0.98	0.09	0.14	0.21	0.28	0.27	0.45	0.62	0.68	0.59	0.67	0.59	0.55	0.57	0.58	0.5	0.48	0.45	0.34	0.36	0.3	0.31	0.17	0.21	0.18	0.23	0.22	0.26	0.079	0.15	0.14	0.14	0.2	0.18	0.19	0.2	0.21	0.19	0.26	0.25	0.3	0.17	0.19	0.18	0.2	0.17	0.15	0.13	0.17	0.14	0.1	0.066	0.093	0.029	0.1	0.051	0.074	0.029	0.058	0.058	0.06	0.007	0.087	0.12	0.13	-0.087	0.087	0.036	0.074	0.08	0.058	0.087	0.11	0.11	0.15	0.33	0.042	0.17	0.17	0.15
EPS Diluted Numbers are in millions	0.37	-0.98	0.09	0.14	0.21	0.28	0.27	0.45	0.62	0.68	0.59	0.67	0.59	0.55	0.57	0.58	0.5	0.48	0.45	0.34	0.36	0.3	0.31	0.17	0.21	0.18	0.23	0.22	0.26	0.079	0.15	0.14	0.14	0.2	0.18	0.19	0.2	0.21	0.19	0.25	0.25	0.3	0.17	0.19	0.17	0.2	0.17	0.15	0.13	0.17	0.14	0.1	0.066	0.093	0.029	0.1	0.051	0.074	0.029	0.058	0.058	0.06	0.007	0.087	0.12	0.13	-0.087	0.087	0.036	0.074	0.073	0.058	0.087	0.11	0.11	0.15	0.33	0.042	0.17	0.17	0.15
EBITDA Numbers are in millions	3.2	-8.441	0.926	1.377	2.142	2.805	2.603	4.354	5.905	6.426	5.843	6.475	5.537	5.345	5.489	5.635	4.818	3.991	4.386	3.353	3.64	2.707	2.831	1.908	1.927	1.684	2.076	2.16	2.47	1.399	1.61	1.669	1.582	2.076	2.121	2.221	2.344	2.283	2.271	3.066	3.031	3.183	2.121	2.286	2.164	2.099	2.05	1.908	1.912	1.962	1.796	1.594	1.225	1.234	0.752	1.709	0.964	0.937	0.795	1.104	1.113	1.325	0.183	1.239	1.605	1.524	-0.724	1.206	0.601	1	1.114	0.822	1.189	1.323	1.427	1.19	1.28	1.693	1.664	1.309	2.13
EBITDA Ratio Numbers are in millions	0.211	-0.548	0.058	0.091	0.139	0.187	0.159	0.255	0.356	0.401	0.43	0.473	0.431	0.458	0.459	0.482	0.434	0.37	0.423	0.353	0.356	0.307	0.328	0.253	0.251	0.228	0.296	0.324	0.362	0.219	0.289	0.315	0.306	0.39	0.41	0.374	0.427	0.436	0.443	0.622	0.512	0.636	0.414	0.476	0.434	0.417	0.425	0.398	0.394	0.547	0.373	0.323	0.215	0.26	0.135	0.319	0.195	0.191	0.159	0.222	0.211	0.258	0.034	0.225	0.279	0.271	-0.126	0.215	0.105	0.164	0.182	0.139	0.204	0.439	0.255	0.445	0.245	0.134	0.678	0.724	0.78

Summit State Bank

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