SmartFinancial, Inc.
NASDAQ:SMBK
33.56 (USD) • At close August 11, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||
| Net Income
| 36.141 | 28.593 | 43.022 | 34.79 | 24.332 | 26.548 | 18.102 | 5.015 | 5.799 | 1.51 | 1.833 | 1.681 | 1.402 | 1.03 | -4.708 | -8.179 | 2.512 | 0.871 | 5.812 | 4.325 | 2.571 | 1.882 | 1.061 | 569.612 |
| Depreciation & Amortization
| 11.415 | 13.498 | 12.644 | 9.001 | 7.761 | 4.3 | 3.291 | -1.691 | 2.189 | 1.086 | 1.676 | 0.507 | 0.529 | 0.51 | 0.555 | 0.958 | 0.694 | 0.605 | 0.99 | 0.764 | 0.711 | 0.39 | 0.278 | 399.045 |
| Deferred Income Tax
| 0.12 | 1.309 | -0.555 | 0.643 | -1.219 | 0.78 | 2.432 | 1.599 | 0 | 0 | 0.541 | 0.105 | -0.383 | 0.111 | -1.013 | 1.301 | 3.302 | -3.479 | -0.481 | -0.46 | -0.12 | -0.273 | -0.055 | 52.877 |
| Stock Based Compensation
| 1.629 | 1.349 | 1.3 | 0.693 | 0.482 | 0.517 | 0.397 | 0.154 | 0.133 | 0.14 | 0.015 | 0.129 | 0.074 | 0.079 | 0.075 | 0.217 | 0.279 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| 3.02 | -10.33 | -2.672 | -0.608 | -0.121 | 5.296 | -1.671 | -2.982 | 4.021 | -1.111 | -2.587 | 1.067 | 1.844 | -1.067 | 5.617 | -4.376 | -6.731 | 0.105 | -0.414 | 0.969 | 0.745 | -0.278 | -0.013 | 6,319.584 |
| Accounts Receivables
| -0.898 | -2.989 | -4.242 | 0.809 | -2.456 | -0.347 | -0.378 | -0.331 | 0.111 | 0.101 | -0.008 | 0.236 | 0.114 | -0.001 | 0.194 | 0.25 | 0.637 | 0 | 0 | 0 | 0 | 0 | 0 | 94.546 |
| Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Payables
| 0.25 | 2.52 | -0.024 | -0.613 | -0.156 | 0.398 | 0.817 | 0.031 | -0.008 | -0.011 | 0.002 | -0.038 | 0.01 | -0.066 | -0.175 | -0.118 | 0.254 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 3.668 | -9.861 | 1.594 | -0.804 | 2.491 | 5.245 | -2.11 | -2.683 | 3.919 | -1.201 | -2.581 | 0.87 | 1.72 | -1 | 5.641 | -4.508 | -7.621 | 0.105 | -0.414 | 0.969 | 0.745 | -0.278 | -0.013 | 0 |
| Other Non Cash Items
| 0.375 | 5.297 | 3.054 | 1.663 | -2.166 | -7.575 | -1.727 | -0.854 | -0.551 | 0.717 | 0.211 | 0.932 | 1.178 | 1.796 | 9.583 | 16.126 | 3.44 | 13.783 | -0.606 | 1.089 | 0.644 | 2.973 | 1.928 | 0 |
| Operating Cash Flow
| 52.7 | 39.716 | 56.793 | 46.182 | 29.069 | 29.866 | 20.824 | 1.24 | 11.591 | 2.341 | 1.688 | 4.422 | 4.643 | 2.459 | 10.11 | 6.048 | 3.497 | 11.783 | 5.301 | 6.686 | 4.551 | 4.694 | 3.201 | 1,401.329 |
| Investing Activities: | ||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -6.405 | -6.27 | -12.487 | -2.377 | -5.439 | -6.269 | -3.847 | -2.799 | -6.995 | -1.082 | -2.852 | -0.014 | -0.16 | -0.124 | -0.835 | -0.31 | -2.59 | -0.841 | -1.279 | -1.979 | -2.424 | -0.631 | -0.266 | 0 |
| Acquisitions Net
| 0 | 0 | -4.881 | 15.364 | 46.132 | 0 | 4.365 | -0.178 | 0 | 33.502 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.38 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -131.376 | -130.584 | -347.909 | -436.196 | -94.146 | -17.601 | -72.149 | -53.998 | -23.289 | -23.219 | -27.541 | -52.397 | -33.522 | -19.161 | -110.124 | -117.382 | -33.626 | -15.597 | -7.223 | -16.038 | -22.564 | -24.394 | -14.255 | -8,373.659 |
| Sales Maturities Of Investments
| 216.431 | 214.354 | 80.935 | 149.482 | 87.954 | 46.328 | 93.478 | 82.882 | 57.495 | 27.335 | 23.106 | 34.914 | 43.975 | 43.789 | 127.858 | 36.885 | 23.627 | 13.045 | 1.951 | 11.888 | 20.694 | 20.862 | 13.284 | 0 |
| Other Investing Activites
| -498.872 | -212.74 | -556.476 | 8.298 | -293.873 | -117.235 | -116.723 | -76.641 | -81.525 | -44.474 | -49.4 | -9.596 | -13.461 | 10.114 | 44.004 | 22.367 | -13.334 | -75.455 | -42.626 | -58.812 | -48.448 | -34.775 | -20.922 | -14,108.658 |
| Investing Cash Flow
| -420.222 | -135.24 | -840.818 | -264.993 | -259.338 | -94.777 | -94.875 | -50.734 | -54.313 | -7.938 | -56.687 | -27.094 | -3.168 | 34.356 | 60.904 | -58.439 | -25.923 | -78.847 | -49.177 | -66.321 | -52.743 | -38.938 | -22.159 | -22,482.317 |
| Financing Activities: | ||||||||||||||||||||||||
| Debt Repayment
| -6.5 | -4.5 | -45.415 | 7.104 | 49.957 | 14.196 | -7.155 | 20.208 | -15.682 | -20 | 12 | -10.435 | -5.87 | -11.67 | -17.635 | 1.1 | 24.15 | 29.911 | 23.959 | 0.382 | 10.925 | 9.981 | 6 | 0 |
| Common Stock Issued
| 0.068 | 0.165 | 0.397 | 0.2 | 0.339 | 0.438 | 1.528 | 37.852 | 0.804 | 4.043 | 0.035 | 0.077 | 0 | 7,135.402 | 0 | 0 | 0.083 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| -2.967 | 0 | 0 | -1.208 | -4.308 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -7,135.402 | 0 | 0 | -0.633 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -5.422 | -5.427 | -4.724 | -3.728 | -2.986 | -0.7 | 0 | -0.195 | -0.752 | -0.12 | -0.12 | -1.434 | -0.986 | -0.303 | -0.034 | -1.095 | -1.773 | -1.304 | -0.775 | -0.526 | -0.124 | 0 | 0 | 0 |
| Other Financing Activities
| 417.642 | 191.133 | 55.114 | 779.801 | 485.015 | 119.126 | 82.473 | 35.908 | 47.136 | 54.902 | 10.385 | -0.079 | 25.893 | -9.204 | -68.564 | 68.691 | 7.563 | 37.433 | 23.381 | 64.603 | 28.481 | 28.906 | 10.217 | 22,177.254 |
| Financing Cash Flow
| 402.821 | 181.371 | 5.372 | 782.169 | 528.017 | 133.06 | 76.846 | 93.773 | 31.506 | 38.825 | 22.3 | -11.871 | 19.037 | -21.178 | -86.234 | 68.696 | 29.39 | 64.362 | 46.921 | 67.325 | 44.961 | 38.987 | 16.217 | 22,177.254 |
| Other Information: | ||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| 35.299 | 85.847 | -778.653 | 563.358 | 297.748 | 68.149 | 2.796 | 44.279 | -11.216 | 33.228 | -32.699 | -34.544 | 20.513 | 15.901 | -15.22 | 16.305 | 6.964 | -2.703 | 3.045 | 7.69 | -3.231 | 4.743 | -2.742 | 1,096.266 |
| Cash At End Of Period
| 387.57 | 352.271 | 266.424 | 1,045.077 | 481.719 | 183.971 | 115.822 | 113.027 | 68.748 | 79.965 | 46.736 | 24.852 | 59.395 | 38.883 | 22.982 | 38.202 | 21.897 | 14.933 | 17.636 | 14.59 | 6.9 | 10.131 | 5.388 | 8,129.78 |