Sterling Bancorp, Inc. (Southfield, MI)
NASDAQ:SBT
4.63 (USD) • At close September 18, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 34.295 | 33.528 | 32.943 | 16.378 | 18.095 | 17.954 | 18.769 | 19.182 | 19.515 | 22.683 | 25.282 | 23.278 | 23.329 | 23.68 | 25.743 | 26.816 | 28.371 | 29.171 | 32.345 | 33.175 | 32.783 | 34.128 | 36.72 | 35.031 | 36.154 | 34.232 | 29.741 | 31.648 | 25.063 | 27.457 | 21.561 | 24.815 | 22.44 | 22.44 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 34.295 | 33.528 | 32.943 | 16.378 | 18.095 | 17.954 | 18.769 | 19.182 | 19.515 | 22.683 | 25.282 | 23.278 | 23.329 | 23.68 | 25.743 | 26.816 | 28.371 | 29.171 | 32.345 | 33.175 | 32.783 | 34.128 | 36.72 | 35.031 | 36.154 | 34.232 | 29.741 | 31.648 | 25.063 | 27.457 | 21.561 | 24.815 | 22.44 | 22.44 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 8.458 | 2.915 | 8.764 | 9.027 | 9.537 | 9.667 | 9.1 | 9.652 | 5.915 | 9.986 | 9.313 | 3.191 | 9.178 | 8.567 | 9.602 | 8.473 | 7.576 | 6.772 | 7.306 | 7.54 | 7.571 | 7.522 | 7.831 | 7.159 | 7.703 | 7.192 | 7.335 | 6.546 | 5.541 | 5.652 | 5.361 | 4.611 | 0.563 | 0.563 |
| Selling & Marketing Expenses
| 10.201 | 10.544 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.04 | 0 | 0 | 0.04 | 0.115 | 0.071 | 0.07 | 0.273 | 0.25 | 0.269 | 0.406 | 0.439 | 0.47 | 0.47 | 0.351 | 0.349 | 0.37 | 0.233 | 0.23 | 0.192 | 0.374 | 0.437 | 0.319 | 0.319 |
| SG&A
| 8.458 | 13.459 | 8.764 | 9.027 | 9.537 | 9.667 | 9.1 | 9.652 | 5.915 | 9.986 | 9.313 | 3.191 | 9.178 | 8.607 | 9.717 | 8.544 | 7.646 | 7.045 | 7.556 | 7.809 | 7.977 | 7.961 | 8.301 | 7.629 | 8.054 | 7.541 | 7.705 | 6.779 | 5.771 | 5.844 | 5.735 | 5.048 | 6.333 | 6.333 |
| Other Expenses
| -4.722 | -4.848 | -2.274 | -24.787 | -23.976 | -6.195 | 7.742 | -10.318 | -12.05 | -21.474 | 14.685 | -6.205 | -9.529 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -11.228 | -10.207 | -10.264 | -11.579 | -8.75 | 0 | 0 |
| Operating Expenses
| 4.722 | 4.848 | 2.274 | -15.76 | -14.439 | 3.221 | 16.842 | 5.756 | 7.066 | -11.488 | 24.709 | 4.024 | 5.721 | 8.795 | -24.313 | 12.278 | 8.338 | 3.585 | 17.281 | 1.658 | 1.51 | 1.401 | 19.36 | 1.368 | 1.175 | 0.971 | 16.463 | -4.449 | -4.436 | -4.42 | -5.844 | -3.702 | 7.993 | 7.993 |
| Operating Income
| 2.225 | -0.038 | 30.669 | 0.618 | 3.656 | 10.838 | 7.24 | 7.224 | 25.78 | 11.195 | 11.257 | 18.561 | 12.279 | 11.803 | -6.414 | 11.044 | 15.658 | 6.434 | -117.367 | 33.699 | 32.952 | 34.905 | -124.777 | 33.175 | 32.097 | 30.682 | -100.631 | 27.199 | 20.627 | 23.037 | 15.717 | 21.113 | 14.667 | 14.667 |
| Operating Income Ratio
| 0.065 | -0.001 | 0.931 | 0.038 | 0.202 | 0.604 | 0.386 | 0.377 | 1.321 | 0.494 | 0.445 | 0.797 | 0.526 | 0.498 | -0.249 | 0.412 | 0.552 | 0.221 | -3.629 | 1.016 | 1.005 | 1.023 | -3.398 | 0.947 | 0.888 | 0.896 | -3.384 | 0.859 | 0.823 | 0.839 | 0.729 | 0.851 | 0.654 | 0.654 |
| Total Other Income Expenses Net
| 1.963 | -0.3 | 6.845 | 0.618 | 3.656 | -11.395 | -25.402 | -5.306 | -24.65 | -3.646 | -4.214 | -5.339 | -8.328 | -8.72 | -10.291 | -11.325 | -11.631 | -12.351 | 101.862 | -14.201 | -14.074 | -12.885 | 146.771 | -11.098 | -9.684 | -8.594 | 117.829 | -6.786 | -5.555 | -5.272 | -4.989 | -4.286 | -0.22 | -0.22 |
| Income Before Tax
| 1.963 | -0.3 | 6.845 | 0.618 | 3.656 | -0.557 | -18.162 | 1.918 | 1.13 | 7.549 | 7.043 | 13.222 | 3.951 | 3.083 | -16.705 | -0.281 | 4.027 | -5.917 | 17.318 | 19.498 | 18.878 | 22.02 | 21.994 | 22.077 | 22.413 | 22.088 | 17.198 | 20.413 | 15.072 | 17.765 | 10.728 | 16.827 | 14.447 | 14.447 |
| Income Before Tax Ratio
| 0.057 | -0.009 | 0.208 | 0.038 | 0.202 | -0.031 | -0.968 | 0.1 | 0.058 | 0.333 | 0.279 | 0.568 | 0.169 | 0.13 | -0.649 | -0.01 | 0.142 | -0.203 | 0.535 | 0.588 | 0.576 | 0.645 | 0.599 | 0.63 | 0.62 | 0.645 | 0.578 | 0.645 | 0.601 | 0.647 | 0.498 | 0.678 | 0.644 | 0.644 |
| Income Tax Expense
| 0.647 | -0.103 | 1.782 | 0.304 | 1.117 | -0.054 | 0.271 | 0.742 | 3.327 | 2.289 | 2.245 | 3.665 | 1.385 | 0.758 | -5.012 | -0.17 | 1.16 | -1.887 | 3.368 | 5.614 | 5.444 | 6.337 | 5.998 | 6.336 | 6.431 | 6.339 | 10.667 | 8.321 | 6.134 | 7.349 | 4.601 | 6.886 | 5.864 | 5.864 |
| Net Income
| 1.316 | -0.197 | 5.063 | 0.314 | 2.539 | -0.503 | -18.433 | 1.176 | -2.197 | 5.26 | 4.798 | 9.557 | 2.566 | 2.325 | -11.693 | -0.111 | 2.867 | -4.03 | 13.95 | 13.884 | 13.434 | 15.683 | 15.996 | 15.741 | 15.982 | 15.749 | 6.531 | 12.092 | 8.938 | 10.416 | 6.127 | 9.941 | 8.583 | 8.583 |
| Net Income Ratio
| 0.038 | -0.006 | 0.154 | 0.019 | 0.14 | -0.028 | -0.982 | 0.061 | -0.113 | 0.232 | 0.19 | 0.411 | 0.11 | 0.098 | -0.454 | -0.004 | 0.101 | -0.138 | 0.431 | 0.419 | 0.41 | 0.46 | 0.436 | 0.449 | 0.442 | 0.46 | 0.22 | 0.382 | 0.357 | 0.379 | 0.284 | 0.401 | 0.382 | 0.382 |
| EPS
| 0.026 | -0.004 | 0.1 | 0.006 | 0.05 | -0.01 | -0.37 | 0.023 | -0.044 | 0.1 | 0.1 | 0.19 | 0.07 | 0.05 | -0.23 | -0.002 | 0.06 | -0.081 | 0.28 | 0.28 | 0.26 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.13 | 0.23 | 0.17 | 0.2 | 0.12 | 0.19 | 0.19 | 0.19 |
| EPS Diluted
| 0.026 | -0.004 | 0.099 | 0.006 | 0.05 | -0.01 | -0.37 | 0.023 | -0.044 | 0.1 | 0.1 | 0.19 | 0.07 | 0.05 | -0.23 | -0.002 | 0.06 | -0.081 | 0.28 | 0.28 | 0.26 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.13 | 0.23 | 0.17 | 0.2 | 0.12 | 0.19 | 0.19 | 0.19 |
| EBITDA
| -0.262 | -0.056 | 0.3 | 0.618 | 3.656 | 11.19 | 7.619 | 7.599 | 26.176 | 11.586 | 12.242 | 19.143 | 12.684 | 12.211 | -6.005 | 11.442 | 16.061 | 6.832 | -1.757 | 34.226 | 33.469 | 35.409 | 34.841 | 33.608 | 32.53 | 31.113 | 25.443 | 27.664 | 20.999 | 23.418 | 16.071 | 21.455 | -0.22 | -0.22 |
| EBITDA Ratio
| -0.008 | -0.002 | 0.009 | 0.038 | 0.202 | 0.623 | 0.406 | 0.396 | 1.341 | 0.511 | 0.484 | 0.822 | 0.544 | 0.516 | -0.233 | 0.427 | 0.566 | 0.234 | -0.054 | 1.032 | 1.021 | 1.038 | 0.949 | 0.959 | 0.9 | 0.909 | 0.855 | 0.874 | 0.838 | 0.853 | 0.745 | 0.865 | -0.01 | -0.01 |