Southside Bancshares, Inc. (SBSI) - Quarterly Income Statement

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SBSI
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30.75 (USD) • At close January 8, 2025

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1	2004 Q4	2004 Q3	2004 Q2	2004 Q1	2003 Q4	2003 Q3	2003 Q2	2003 Q1	2002 Q4	2002 Q3	2002 Q2	2002 Q1	2001 Q4	2001 Q3	2001 Q2	2001 Q1	2000 Q4	2000 Q3	2000 Q2	2000 Q1	1999 Q4	1999 Q3	1999 Q2	1999 Q1	1998 Q4	1998 Q3	1998 Q2	1998 Q1	1997 Q4	1997 Q3	1997 Q2	1997 Q1	1996 Q4	1996 Q3	1996 Q2	1996 Q1	1995 Q4	1995 Q3	1995 Q2	1995 Q1
Revenue Numbers are in millions	63.223	115.766	112.538	101.44	93.078	64.06	65.031	67.248	65.467	59.819	59.35	61.067	60.664	56.308	59.688	59.317	57.456	59.231	59.975	53.405	53.252	54.139	50.483	52.294	52.181	53.875	53.397	46.356	43.344	43.828	44.026	40.534	44.794	43.013	47.501	42.923	41.784	40.574	44.16	32.118	30.412	34.069	33.381	38.545	31.512	34.685	30.809	27.955	32.701	32.011	35.416	64.084	34.296	34.746	30.268	31.507	35.967	32.54	37.524	38.59	36.169	35.385	42.051	35.434	27.427	29.182	24.072	20.771	16.638	16.723	16.164	16.43	16.548	16.504	15.667	15.785	15.762	15.824	15.136	15.308	15.31	14.686	15.993	14.174	13.206	14.053	14.028	12.786	14.677	13.125	11.86	12.996	11.165	11.192	11.982	10.121	9.723	10.069	9.595	9.5	8.7	8.2	7.5	7.6	6.8	6.3	0	6.62	6.32	5.97	5.73	5.57	5.4	5.26	5.28	5.23	5.12	5.27	5.01
Cost of Revenue Numbers are in millions	-50.651	0.023	9.78	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	4.37	4.14	3.97	3.73	3.69	3.66	3.56	3.48	3.44	3.28	3.15	2.98
Gross Profit Numbers are in millions	113.874	115.743	102.758	101.44	93.078	64.06	65.031	67.248	65.467	59.819	59.35	61.067	60.664	56.308	59.688	59.317	57.456	59.231	59.975	53.405	53.252	54.139	50.483	52.294	52.181	53.875	53.397	46.356	43.344	43.828	44.026	40.534	44.794	43.013	47.501	42.923	41.784	40.574	44.16	32.118	30.412	34.069	33.381	38.545	31.512	34.685	30.809	27.955	32.701	32.011	35.416	64.084	34.296	34.746	30.268	31.507	35.967	32.54	37.524	38.59	36.169	35.385	42.051	35.434	27.427	29.182	24.072	20.771	16.638	16.723	16.164	16.43	16.548	16.504	15.667	15.785	15.762	15.824	15.136	15.308	15.31	14.686	15.993	14.174	13.206	14.053	14.028	12.786	14.677	13.125	11.86	12.996	11.165	11.192	11.982	10.121	9.723	10.069	9.595	9.5	8.7	8.2	7.5	7.6	6.8	6.3	0	2.25	2.18	2	2	1.88	1.74	1.7	1.8	1.79	1.84	2.12	2.03
Gross Profit Ratio Numbers are in millions	1.801	1	0.913	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	0	0.34	0.345	0.335	0.349	0.338	0.322	0.323	0.341	0.342	0.359	0.402	0.405
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	23.172	22.961	24.056	22.044	1.472	22.596	22.4	21.478	24.086	23.054	22.575	22.529	22.286	22.457	22.335	21.775	21.523	20.604	21.388	21.15	19.984	19.903	20.031	19.812	19.394	18.534	20.617	17.014	16.027	16.524	17.611	17.668	16.989	16.701	19.603	18.182	17.71	19.338	20.337	25.706	14.07	14.332	14.329	12.858	14.419	14.636	14.595	14.232	13.217	13.52	13.184	11.893	12.284	13.17	13.263	13.029	12.848	13.115	12.794	13.525	12.344	13.673	12.146	9.707	10.002	8.806	8.713	7.717	7.242	7.298	7.104	6.601	6.944	7.31	7.42	6.697	6.776	7.148	6.858	6.262	6.333	6.302	6.498	5.484	5.751	6.028	5.919	5.317	5.629	5.342	5.265	4.693	4.366	4.569	4.068	3.778	3.764	3.965	3.658	3.2	3.6	3.4	3.2	2.9	2.9	2.7	0	4.74	4.49	4.46	4.26	4.05	4.07	3.89	3.87	3.65	3.55	3.51	3.68
Selling & Marketing Expenses Numbers are in millions	0.734	0.795	0.95	1.127	1.062	0.854	1.05	1.188	0.789	0.716	0.737	0.876	0.579	0.475	0.437	0.504	0.519	0.292	0.832	0.791	0.593	0.733	0.847	0.786	0.648	0.775	0.685	0.601	0.487	0.548	0.583	0.648	0.588	0.722	0.685	0.726	0.642	0.683	0.657	0.582	0.489	0.605	0.543	0.746	0.599	0.656	0.641	-0.617	1.022	1.048	1.01	1.078	0.876	0.895	0.89	0.622	0.616	0.544	0.537	0.795	0.546	0.494	0.509	0.69	0.447	0.496	0.464	0.579	0.363	0.449	0.421	0.452	0.366	0.472	0.452	0.51	0.44	0.471	0.546	0.544	0.385	0.42	0.503	0.494	0.343	0.454	0.484	0.421	0.422	0.482	0.396	0.381	0.357	0.479	0.433	0.448	0.394	0.441	0.34	0.4	0.3	0.4	0.3	0.3	0.3	0.3	0	4.37	4.14	3.97	3.73	3.69	3.66	3.56	3.48	3.44	3.28	3.15	2.98
SG&A Numbers are in millions	23.906	23.756	25.006	23.171	1.472	23.45	23.45	22.666	24.875	23.77	23.312	23.405	22.865	22.932	22.772	22.279	22.042	20.896	22.22	21.941	20.577	20.636	20.878	20.598	20.042	19.309	21.302	17.615	16.514	17.072	18.194	18.316	17.577	17.423	20.288	18.908	18.352	20.021	20.994	26.288	14.559	14.937	14.872	13.604	15.018	15.292	15.236	13.615	14.239	14.568	14.194	12.971	13.16	14.065	14.153	13.651	13.464	13.659	13.331	14.32	12.89	14.167	12.655	10.397	10.449	9.302	9.177	8.296	7.605	7.747	7.525	7.053	7.31	7.782	7.872	7.207	7.216	7.619	7.404	6.806	6.718	6.722	7.001	5.978	6.094	6.482	6.403	5.738	6.051	5.824	5.661	5.074	4.723	5.048	4.501	4.226	4.158	4.406	3.998	3.6	3.9	3.8	3.5	3.2	3.2	3	0	9.11	8.63	8.43	7.99	7.74	7.73	7.45	7.35	7.09	6.83	6.66	6.66
Other Expenses Numbers are in millions	39.317	-10.031	-10.406	-10.557	-10.516	-58.049	-9.259	-18.854	-8.249	-22.623	-7.57	68.569	-7.336	-7.089	0	65.158	0	0	0	62.091	0	0	0	60.653	0	0	0	51.78	0	0	0	55.288	0	0	0	59.367	0	0	0	44.368	0	0	0	45.546	0	0	0	43.001	0.195	1.404	0.613	41.378	0	0	0	40.454	0	0	0.075	0.57	0.993	0.537	0.9	28.928	0	0	0	22.877	0	0	0	22.964	0	0	0	22.239	-8.174	0	0	20.441	-9.698	0	0	-15.18	-16.197	-8.955	-8.162	-6.328	-6.546	-15.039	-4.985	-2.871	-0.787	-0.488	0.283	1.791	1.16	-0.33	-0.295	-0.2	-0.8	-1	-0.8	-1.1	-8.3	-2.3	1.1	0	0	0	0	0	0	0	0	0	0	0	0
Operating Expenses Numbers are in millions	63.223	10.031	10.406	10.557	1.472	-34.599	1.372	3.812	1.412	1.147	0.927	4.015	1.135	1.04	0.991	4.224	0.961	1.082	1.195	4.717	1.192	1.069	1.314	4.035	0.824	0.952	1.07	3.844	0.996	1.05	0.939	4.946	1.148	1.478	1.338	3.877	0.825	0.793	0.742	7.827	1.132	1.304	0.927	2.782	0.73	0.562	0.64	2.034	0.606	0.39	0.551	2.16	0.571	0.457	0.555	2.015	0.418	0.539	0.406	2.218	0.572	0.455	0.63	1.864	0.452	0.353	0.434	1.268	0.413	0.24	0.311	1.386	0.373	0.318	0.315	1.339	-0.958	0.192	0.198	1.023	-2.98	0.195	0.244	-9.202	-10.103	-2.473	-1.759	-0.59	-0.495	-9.215	0.676	2.203	3.936	4.56	4.784	6.017	5.318	4.076	3.703	3.4	3.1	2.8	2.7	2.1	-5.1	0.7	1.1	9.11	8.63	8.43	7.99	7.74	7.73	7.45	7.35	7.09	6.83	6.66	6.66
Operating Income Numbers are in millions	24.914	31.169	26.133	20.784	21.569	29.461	58.072	50.247	44.412	36.934	35.252	38.858	43.312	33.311	48.219	44.165	42.142	37.688	22.524	37.546	41.635	39.72	39.856	35.514	37.237	37.249	31.402	27.999	29.914	28.419	27.605	22.451	22.808	20.877	22.884	18.397	18.659	17.976	16.098	-3.604	9.974	15.525	13.73	20.542	12.088	16.145	15.48	15.394	16.621	16.234	20.949	19.762	23.783	23.434	18.179	19.693	26.323	23.237	27.511	26.206	26.853	25.904	34.714	29.725	22.942	25.434	24.208	-5.05	19.716	5.05	19.982	5.455	19.941	17.881	15.952	4.266	14.804	13.596	12.843	-5.701	12.33	11.184	5.701	4.972	3.103	11.58	12.269	12.196	14.182	3.91	12.536	15.199	15.101	15.752	16.766	16.138	15.041	14.145	13.298	12.9	11.8	11	10.2	9.7	1.7	7	1.1	1.89	1.83	1.5	1.48	1.52	1.33	1.38	1.41	1.58	1.58	1.76	1.33
Operating Income Ratio Numbers are in millions	0.394	0.269	0.232	0.205	0.232	0.46	0.893	0.747	0.678	0.617	0.594	0.636	0.714	0.592	0.808	0.745	0.733	0.636	0.376	0.703	0.782	0.734	0.789	0.679	0.714	0.691	0.588	0.604	0.69	0.648	0.627	0.554	0.509	0.485	0.482	0.429	0.447	0.443	0.365	-0.112	0.328	0.456	0.411	0.533	0.384	0.465	0.502	0.551	0.508	0.507	0.592	0.308	0.693	0.674	0.601	0.625	0.732	0.714	0.733	0.679	0.742	0.732	0.826	0.839	0.836	0.872	1.006	-0.243	1.185	0.302	1.236	0.332	1.205	1.083	1.018	0.27	0.939	0.859	0.849	-0.372	0.805	0.762	0.356	0.351	0.235	0.824	0.875	0.954	0.966	0.298	1.057	1.17	1.353	1.407	1.399	1.595	1.547	1.405	1.386	1.358	1.356	1.341	1.36	1.276	0.25	1.111	0	0.285	0.29	0.251	0.258	0.273	0.246	0.262	0.267	0.302	0.309	0.334	0.265
Total Other Income Expenses Net Numbers are in millions	0	0	-4.997	128.624	0	0	0	0	0	0	0	-4.003	-4.685	0	0	-4.711	0	0	0	0	0	0	0	-5.389	-5.135	-6.137	-6.209	-8.504	0	0	0	-5.669	0	-4.564	-5.084	-5.366	-4.766	-5.147	-5.152	-7.863	-2.99	-2.833	-3.077	-4.353	-4.167	-2.376	-1.011	-0.431	-6.456	-6.897	-7.72	-8.191	-8.637	-8.664	-8.781	-10.823	-11.212	-10.936	-11.381	-12.373	-12.401	-12.761	-13.67	-15.505	-14.452	-13.68	-16.726	11.373	-15.24	0	-15.171	0	-14.739	-13.388	-12	0	-10.05	-9.077	-8.497	10.219	-7.015	-6.667	0	0	0	-7.563	-8.215	-8.754	-9.09	0	-9.472	-10.291	-11.683	-12.495	-12.1	-12.958	-12.087	-10.962	-10.13	-9.6	-9.3	-8.8	-8.3	-7.6	-0.1	-4.2	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Numbers are in millions	24.914	29.885	26.133	19.522	21.569	29.461	30.577	31.961	30.826	28.702	28.142	33.499	34.283	24.204	38.841	33.837	30.857	24.363	4.432	20.189	23.453	22.179	21.954	19.902	22.495	23.563	18.341	16.201	18.401	17.834	17.997	13.412	15.606	14.167	16.489	13.13	13.733	13.131	11.282	-7.863	5.854	11.295	9.383	16.189	7.918	11.801	10.379	9.572	10.165	9.337	13.229	11.571	15.146	14.77	9.398	8.87	15.111	12.301	16.13	13.833	14.452	13.143	21.044	14.22	8.49	11.754	7.482	6.323	4.476	5.05	4.811	5.455	5.202	4.493	3.952	4.266	4.754	4.519	4.346	4.518	5.315	4.517	5.701	4.972	3.103	4.017	4.054	3.442	5.092	3.91	3.064	4.908	3.418	3.257	4.666	3.18	2.954	3.183	3.168	3.3	2.5	2.2	1.9	2.1	1.6	1.4	0	1.89	1.83	1.5	1.48	1.52	1.33	1.38	1.41	1.58	1.58	1.76	1.33
Income Before Tax Ratio Numbers are in millions	0.394	0.258	0.232	0.192	0.232	0.46	0.47	0.475	0.471	0.48	0.474	0.549	0.565	0.43	0.651	0.57	0.537	0.411	0.074	0.378	0.44	0.41	0.435	0.381	0.431	0.437	0.343	0.349	0.425	0.407	0.409	0.331	0.348	0.329	0.347	0.306	0.329	0.324	0.255	-0.245	0.192	0.332	0.281	0.42	0.251	0.34	0.337	0.342	0.311	0.292	0.374	0.181	0.442	0.425	0.31	0.282	0.42	0.378	0.43	0.358	0.4	0.371	0.5	0.401	0.31	0.403	0.311	0.304	0.269	0.302	0.298	0.332	0.314	0.272	0.252	0.27	0.302	0.286	0.287	0.295	0.347	0.308	0.356	0.351	0.235	0.286	0.289	0.269	0.347	0.298	0.258	0.378	0.306	0.291	0.389	0.314	0.304	0.316	0.33	0.347	0.287	0.268	0.253	0.276	0.235	0.222	0	0.285	0.29	0.251	0.258	0.273	0.246	0.262	0.267	0.302	0.309	0.334	0.265
Income Tax Expense Numbers are in millions	4.39	5.212	4.622	2.206	3.12	4.568	4.543	4.293	3.875	3.297	3.146	4.812	4.977	2.887	4.75	4.265	3.783	2.809	0.479	2.854	3.661	3.569	3.137	2.521	2.192	3.36	2.09	5.87	3.89	3.353	3.008	1.839	2.741	2.772	2.973	1.438	1.971	1.967	1.903	-3.918	-0.243	0.838	1.159	1.21	0.304	1.729	1.854	1.352	1.558	1.608	3.09	2.308	3.629	3.241	1.216	1.67	3.811	2.53	3.955	3.588	3.62	3.255	6.146	3.851	2.24	3.223	1.936	1.489	0.976	0.463	1.048	1.276	1.15	0.95	0.724	0.779	0.921	0.822	0.771	0.818	1.082	0.846	1.206	0.942	0.353	0.59	0.697	0.388	0.948	0.549	0.298	1.034	0.629	0.679	1.182	0.628	0.592	0.714	0.726	0.7	0.5	0.4	0.3	0.4	0.2	0.2	0	0.47	0.48	0.38	0.37	0.4	0.32	0.35	0.36	0.4	0.44	0.51	0.36
Net Income Numbers are in millions	20.524	24.673	21.511	17.316	18.449	24.893	26.034	27.668	26.951	25.405	24.996	28.687	29.306	21.317	34.091	29.572	27.074	21.554	3.953	17.335	19.792	18.61	18.817	17.381	20.303	20.203	16.251	10.331	14.511	14.481	14.989	11.573	12.865	11.395	13.516	11.692	11.762	11.164	9.379	-3.945	6.097	10.457	8.224	14.979	7.614	10.072	8.525	8.22	8.607	7.729	10.139	9.263	11.517	11.036	7.317	7.546	11.048	9.252	11.645	10.377	10.497	9.377	14.145	10.369	6.25	8.531	5.546	4.834	3.5	4.587	3.763	4.179	4.052	3.543	3.228	3.487	3.833	3.697	3.575	3.7	4.233	3.671	4.495	4.03	2.75	3.427	3.357	3.054	4.144	3.361	2.766	3.874	2.789	2.578	2.49	2.552	2.362	2.469	2.442	2.6	2	1.8	1.6	1.7	1.4	1.2	1.1	1.42	1.35	1.13	1.1	1.12	1.01	1.03	1.05	1.19	1.13	1.24	0.97
Net Income Ratio Numbers are in millions	0.325	0.213	0.191	0.171	0.198	0.389	0.4	0.411	0.412	0.425	0.421	0.47	0.483	0.379	0.571	0.499	0.471	0.364	0.066	0.325	0.372	0.344	0.373	0.332	0.389	0.375	0.304	0.223	0.335	0.33	0.34	0.286	0.287	0.265	0.285	0.272	0.281	0.275	0.212	-0.123	0.2	0.307	0.246	0.389	0.242	0.29	0.277	0.294	0.263	0.241	0.286	0.145	0.336	0.318	0.242	0.24	0.307	0.284	0.31	0.269	0.29	0.265	0.336	0.293	0.228	0.292	0.23	0.233	0.21	0.274	0.233	0.254	0.245	0.215	0.206	0.221	0.243	0.234	0.236	0.242	0.276	0.25	0.281	0.284	0.208	0.244	0.239	0.239	0.282	0.256	0.233	0.298	0.25	0.23	0.208	0.252	0.243	0.245	0.255	0.274	0.23	0.22	0.213	0.224	0.206	0.19	0	0.215	0.214	0.189	0.192	0.201	0.187	0.196	0.199	0.228	0.221	0.235	0.194
EPS Numbers are in millions	0.68	0.81	0.71	0.57	0.6	0.81	0.83	0.87	0.84	0.79	0.77	0.89	0.9	0.65	1.04	0.89	0.82	0.65	0.12	0.51	0.59	0.55	0.56	0.52	0.58	0.58	0.46	0.29	0.49	0.49	0.51	0.4	0.48	0.42	0.5	0.43	0.43	0.41	0.34	-0.14	0.29	0.49	0.36	0.7	0.42	0.52	0.42	0.39	0.4	0.35	0.47	0.43	0.4	0.59	0.39	0.35	0.51	0.43	0.51	0.46	0.49	0.44	0.63	0.49	0.3	0.41	0.26	0.23	0.17	0.22	0.18	0.2	0.19	0.18	0.16	0.17	0.19	0.19	0.17	0.18	0.21	0.19	0.22	0.2	0.16	0.2	0.2	0.18	0.25	0.2	0.16	0.23	0.17	0.16	0.15	0.15	0.14	0.069	0.14	0.15	0.11	0.11	0.093	0.099	0.081	0.068	0.073	0.079	0.073	0.064	0.061	0.066	0.057	0.061	0.062	0.064	0.067	0.077	0.061
EPS Diluted Numbers are in millions	0.68	0.81	0.71	0.57	0.6	0.81	0.83	0.87	0.84	0.79	0.77	0.88	0.9	0.65	1.04	0.89	0.82	0.65	0.12	0.51	0.58	0.55	0.56	0.52	0.58	0.57	0.46	0.29	0.49	0.49	0.51	0.4	0.48	0.42	0.5	0.43	0.43	0.41	0.34	-0.14	0.29	0.49	0.36	0.7	0.42	0.52	0.42	0.39	0.4	0.35	0.47	0.43	0.4	0.59	0.39	0.35	0.51	0.43	0.51	0.46	0.48	0.44	0.62	0.49	0.29	0.4	0.26	0.23	0.16	0.21	0.17	0.2	0.19	0.17	0.15	0.17	0.19	0.17	0.17	0.18	0.2	0.18	0.21	0.2	0.13	0.17	0.17	0.18	0.2	0.16	0.14	0.23	0.14	0.13	0.13	0.15	0.14	0.067	0.13	0.15	0.11	0.11	0.093	0.099	0.077	0.068	0.069	0.079	0.073	0.064	0.061	0.066	0.057	0.061	0.062	0.064	0.067	0.077	0.061
EBITDA Numbers are in millions	27.47	32.379	28.601	22.127	24.252	32.114	33.213	34.734	33.597	31.498	30.907	35.914	37.137	27.102	41.723	36.793	33.932	27.395	0	22.797	26.51	25.209	24.977	22.944	25.988	27.075	21.907	19.158	20.806	20.263	20.414	15.884	17.89	0	0	0	0	0	0	-3.268	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	12.2	0	5.56	6.67	6.08	5.8	4.51	5.59	5.54	5.39	5.53	5.15	5.3	4.71
EBITDA Ratio Numbers are in millions	0.434	-0.011	0.232	0.004	0.232	0.467	0.9	0.755	0.687	0.627	0.604	0.682	0.725	0.605	0.821	0.758	0.749	0.652	0.392	0.759	0.839	0.79	0.849	0.746	0.781	0.757	0.655	0.668	0.746	0.704	0.682	0.615	0.56	0.536	0.527	0.479	0.504	0.493	0.411	-0.086	0.355	0.48	0.435	0.557	0.414	0.492	0.532	0.583	0.537	0.536	0.616	0.322	0.719	0.699	0.627	0.651	0.755	0.738	0.754	0.699	0.764	0.752	0.84	0.704	0.923	0.952	1.11	1.221	1.291	1.262	1.347	1.366	1.336	1.2	1.152	1.117	1.112	1.03	1.025	0.967	1.003	1.012	0.955	1.069	1.146	1.113	1.133	1.253	1.162	1.196	1.335	1.384	1.617	1.662	1.48	1.686	1.735	1.379	1.471	1.463	1.621	1.5	1.573	1.5	1.603	1.048	0	0.84	1.055	1.018	1.012	0.81	1.035	1.053	1.021	1.057	1.006	1.006	0.94

Southside Bancshares, Inc.

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