Richmond Mutual Bancorporation, Inc.
NASDAQ:RMBI
13.84 (USD) • At close July 31, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| -22.03 | 22.03 | 21.815 | 21.586 | 21.186 | 20.638 | 19.737 | 18.52 | 17.346 | 16.241 | 15.656 | 14.311 | 13.593 | 13.028 | 13.104 | 13.006 | 12.723 | 12.379 | 12.919 | 12.698 | 12.553 | 11.367 | 11.474 | 11.92 | 11.259 | 10.63 | 10.987 | 9.945 | 9.468 | 8.978 |
| Cost of Revenue
| 11.341 | 11.341 | 10.999 | 10.729 | 10.78 | 9.861 | 9.554 | 8.336 | 6.898 | 5.492 | 3.774 | 2.857 | 2.099 | 2.088 | 1.936 | 2.442 | 2.452 | 2.281 | 2.986 | 3.608 | 3.795 | 2.774 | 3.591 | 3.603 | 3.401 | 3.162 | 2.654 | 2.481 | 2.235 | 2.062 |
| Gross Profit
| -10.643 | 10.643 | 10.815 | 10.791 | 10.361 | 10.718 | 10.155 | 10.185 | 10.457 | 10.749 | 11.881 | 11.454 | 11.493 | 10.939 | 11.168 | 10.564 | 10.271 | 10.098 | 9.933 | 9.09 | 8.758 | 8.593 | 7.883 | 8.317 | 7.858 | 7.468 | 8.332 | 7.464 | 7.234 | 6.916 |
| Gross Profit Ratio
| 0.483 | 0.483 | 0.496 | 0.5 | 0.489 | 0.519 | 0.515 | 0.55 | 0.603 | 0.662 | 0.759 | 0.8 | 0.846 | 0.84 | 0.852 | 0.812 | 0.807 | 0.816 | 0.769 | 0.716 | 0.698 | 0.756 | 0.687 | 0.698 | 0.698 | 0.703 | 0.758 | 0.75 | 0.764 | 0.77 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 5.051 | 5.051 | 4.889 | 4.961 | 5.052 | 4.977 | 2.436 | 4.657 | 4.464 | 4.41 | 3.131 | 5.585 | 4.596 | 4.532 | 5.878 | 4.851 | 4.987 | 5.074 | 5.037 | 4.206 | 3.834 | 3.923 | 22.865 | 4.352 | 5.925 | 4.067 | 4.126 | 3.963 | 4.014 | 3.923 |
| Selling & Marketing Expenses
| -0.066 | 0.066 | 0.096 | 0.111 | 0.082 | 0.089 | 0.124 | 0.095 | 0.078 | 0.088 | 0.178 | 0.085 | 0.104 | 0.092 | 0.127 | 0.103 | 0.082 | 0.084 | 0.111 | 0.071 | 0.08 | 0.11 | 0.329 | 0.198 | 0.173 | 0.123 | 0.185 | 0.123 | 0.117 | 0.119 |
| SG&A
| 5.117 | 5.117 | 4.984 | 5.072 | 5.134 | 5.065 | 2.56 | 4.752 | 4.542 | 4.498 | 3.31 | 5.67 | 4.7 | 4.624 | 6.005 | 4.955 | 5.069 | 5.158 | 5.148 | 4.278 | 3.915 | 4.033 | 23.194 | 4.55 | 6.099 | 4.19 | 4.311 | 4.085 | 4.131 | 4.042 |
| Other Expenses
| 0 | 3.209 | 2.895 | 2.877 | 2.861 | 2.931 | 5.418 | 3.21 | 2.739 | 2.814 | 4.599 | 2.01 | 2.426 | 2.68 | 1.914 | 1.85 | 1.782 | 1.787 | 1.681 | 1.667 | 1.704 | 1.454 | 1.905 | 7.915 | 1.466 | 1.583 | 2.294 | 1.364 | 1.389 | 1.374 |
| Operating Expenses
| 5.117 | 8.326 | 7.879 | 7.949 | 7.995 | 7.997 | 7.978 | 7.962 | 7.281 | 7.313 | 7.909 | 7.68 | 7.126 | 7.304 | 7.919 | 6.805 | 6.85 | 6.946 | 6.829 | 5.945 | 5.619 | 5.486 | 25.099 | 12.465 | 7.565 | 5.773 | 6.605 | 5.449 | 5.52 | 5.416 |
| Operating Income
| -2.316 | 2.316 | 2.936 | 2.841 | 2.366 | 2.721 | 2.177 | 2.223 | 3.167 | 3.436 | 3.973 | 3.774 | 4.367 | 3.635 | 3.249 | 3.759 | 3.421 | 3.152 | 3.104 | 3.145 | 3.139 | 3.107 | -17.216 | -4.149 | 0.293 | 1.694 | 1.727 | 2.015 | 1.714 | 1.5 |
| Operating Income Ratio
| 0.105 | 0.105 | 0.135 | 0.132 | 0.112 | 0.132 | 0.11 | 0.12 | 0.183 | 0.212 | 0.254 | 0.264 | 0.321 | 0.279 | 0.248 | 0.289 | 0.269 | 0.255 | 0.24 | 0.248 | 0.25 | 0.273 | -1.501 | -0.348 | 0.026 | 0.159 | 0.157 | 0.203 | 0.181 | 0.167 |
| Total Other Income Expenses Net
| 5.301 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 2.985 | 2.316 | 2.936 | 2.841 | 2.366 | 2.721 | 2.177 | 2.223 | 3.167 | 3.436 | 3.973 | 3.774 | 4.367 | 3.635 | 3.249 | 3.759 | 3.421 | 3.152 | 3.104 | 3.145 | 3.139 | 3.107 | -17.216 | -4.149 | 0.293 | 1.694 | 1.727 | 2.015 | 1.714 | 1.5 |
| Income Before Tax Ratio
| -0.135 | 0.105 | 0.135 | 0.132 | 0.112 | 0.132 | 0.11 | 0.12 | 0.183 | 0.212 | 0.254 | 0.264 | 0.321 | 0.279 | 0.248 | 0.289 | 0.269 | 0.255 | 0.24 | 0.248 | 0.25 | 0.273 | -1.501 | -0.348 | 0.026 | 0.159 | 0.157 | 0.203 | 0.181 | 0.167 |
| Income Tax Expense
| 0.383 | 0.348 | 0.46 | 0.369 | 0.305 | 0.352 | 0.235 | 0.274 | 0.475 | 0.532 | 0.668 | 0.616 | 0.882 | 0.618 | 0.53 | 0.676 | 0.639 | 0.59 | 0.577 | 0.614 | 0.633 | 0.655 | -4.675 | -0.898 | -0.042 | 0.322 | 0.257 | 0.395 | 0.339 | 0.288 |
| Net Income
| 2.602 | 1.968 | 2.476 | 2.472 | 2.061 | 2.369 | 1.942 | 1.949 | 2.692 | 2.904 | 3.304 | 3.158 | 3.485 | 3.018 | 2.719 | 3.082 | 2.781 | 2.562 | 2.528 | 2.532 | 2.506 | 2.452 | -12.542 | -3.25 | 0.335 | 1.372 | 1.471 | 1.62 | 1.375 | 1.212 |
| Net Income Ratio
| -0.118 | 0.089 | 0.114 | 0.115 | 0.097 | 0.115 | 0.098 | 0.105 | 0.155 | 0.179 | 0.211 | 0.221 | 0.256 | 0.232 | 0.207 | 0.237 | 0.219 | 0.207 | 0.196 | 0.199 | 0.2 | 0.216 | -1.093 | -0.273 | 0.03 | 0.129 | 0.134 | 0.163 | 0.145 | 0.135 |
| EPS
| 0.27 | 0.2 | 0.25 | 0.25 | 0.2 | 0.23 | 0.19 | 0.19 | 0.26 | 0.27 | 0.31 | 0.3 | 0.32 | 0.27 | 0.24 | 0.28 | 0.24 | 0.22 | 0.21 | 0.21 | 0.2 | 0.2 | -1.01 | -0.26 | 0.026 | 0.11 | 0.11 | 0.12 | 0.11 | 0.093 |
| EPS Diluted
| 0.26 | 0.2 | 0.24 | 0.24 | 0.2 | 0.23 | 0.19 | 0.19 | 0.26 | 0.27 | 0.31 | 0.29 | 0.31 | 0.26 | 0.24 | 0.27 | 0.24 | 0.22 | 0.21 | 0.21 | 0.2 | 0.2 | -1.01 | -0.26 | 0.026 | 0.11 | 0.11 | 0.12 | 0.11 | 0.093 |
| EBITDA
| 13.302 | 2.586 | 3.199 | 3.105 | 2.624 | 2.979 | 2.454 | 2.522 | 3.479 | 3.737 | 4.284 | 4.096 | 4.715 | 3.941 | 3.608 | 4.143 | 3.793 | 3.574 | 3.475 | 3.589 | 3.485 | 3.412 | -16.951 | -3.855 | 0.56 | 1.961 | 1.985 | 2.29 | 1.981 | 1.812 |
| EBITDA Ratio
| -0.604 | 0.117 | 0.147 | 0.144 | 0.124 | 0.144 | 0.124 | 0.136 | 0.201 | 0.23 | 0.274 | 0.286 | 0.347 | 0.303 | 0.275 | 0.319 | 0.298 | 0.289 | 0.269 | 0.283 | 0.278 | 0.3 | -1.477 | -0.323 | 0.05 | 0.184 | 0.181 | 0.23 | 0.209 | 0.202 |