Richmond Mutual Bancorporation, Inc.
NASDAQ:RMBI
14.05 (USD) • At close July 3, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||
| Net Income
| 1.968 | 2.476 | 2.472 | 2.061 | 2.369 | 1.942 | 1.949 | 2.692 | 2.904 | 3.304 | 3.158 | 3.485 | 3.018 | 2.719 | 3.082 | 2.781 | 2.562 | 2.528 | 2.532 | 2.506 | 2.452 | -12.542 | -3.25 | 0.335 | 1.372 | 1.471 | 1.62 | 1.375 | 1.212 |
| Depreciation & Amortization
| 0.269 | 0.264 | 0.263 | 0.258 | 0.258 | 0.277 | 0.3 | 0.312 | 0.301 | 0.312 | 0.322 | 0.348 | 0.306 | 0.359 | 0.385 | 0.372 | 0.422 | 0.371 | 0.444 | 0.346 | 0.305 | 0.265 | 0.293 | 0.267 | 0.266 | 0.257 | 0.276 | 0.268 | 0.312 |
| Deferred Income Tax
| -0.118 | 0.184 | -0.081 | 0.019 | 0.036 | 0.668 | 0.036 | 0.026 | -0.088 | 1.226 | -0.114 | -0.005 | -0.073 | 2.661 | -0.182 | -0.118 | -0.093 | 0.645 | -1.038 | 0.442 | -0.084 | -5.446 | -0.014 | -0.418 | -0.361 | 1.832 | -0.31 | -0.324 | -0.26 |
| Stock Based Compensation
| 0.542 | 0.556 | 0.538 | 0.519 | 0.522 | 0.624 | 0.541 | 0.525 | 0.55 | 0.565 | 0.576 | 0.591 | 0.606 | 0.604 | 0.595 | 0.719 | 0.69 | 0.977 | 0.152 | 0.143 | 0.187 | 0.195 | 0.121 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Working Capital
| -0.376 | 2.369 | 0.183 | -0.485 | -0.459 | -0.222 | -1.117 | -0.932 | 0.393 | -2.202 | 1.647 | 1.217 | 0.072 | -1.079 | 2.165 | -3.459 | -4.166 | 4.345 | -0.523 | -3.235 | 0.239 | 0.935 | -0.673 | 1.55 | 0.043 | -2.15 | 0.894 | -2.482 | 2.782 |
| Accounts Receivables
| -0.03 | -0.156 | 0.239 | -0.124 | -0.145 | -0.528 | -0.279 | -0.353 | 0.027 | -0.75 | 0.17 | -0.049 | 0.111 | -0.181 | 0.34 | -0.148 | 0.5 | 0.127 | -0.109 | -1.473 | -0.196 | -0.252 | 0.133 | -0.228 | -0.019 | -0.151 | -0.003 | -0.159 | -0.105 |
| Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| -1.129 | 1.398 | -0.409 | -0.021 | -0.533 | 0.724 | 0.385 | 0.742 | 1.177 | 0.693 | 0.408 | -0.022 | 0.032 | 0.059 | -0.002 | -0.007 | -0.014 | -0.02 | -0.106 | -0.002 | 0.054 | -0.258 | -0.199 | 0.096 | 0.106 | 0.045 | 0.128 | -0.053 | 0.192 |
| Other Working Capital
| 0.783 | 1.127 | 0.354 | -0.34 | 0.218 | -0.418 | -1.223 | -1.321 | -0.812 | -2.145 | 1.068 | 1.288 | -0.07 | -0.957 | 1.827 | -3.305 | -4.652 | 4.238 | -0.307 | -1.76 | 0.381 | 1.445 | -0.607 | 1.681 | -0.044 | -2.045 | 0.768 | -2.27 | 2.695 |
| Other Non Cash Items
| -0.105 | 0.943 | -0.494 | 0.545 | -0.564 | 0.5 | 0.219 | 0.188 | -0.471 | 0.359 | -0.974 | 0.463 | -0.048 | -18.242 | -0.218 | -0.354 | -1.851 | 0.139 | -1.452 | 2.483 | 1.67 | 19.77 | 5.923 | 1.123 | 0.341 | 0.371 | 5.088 | -4.471 | 0.701 |
| Operating Cash Flow
| 2.181 | 6.791 | 2.882 | 2.917 | 2.162 | 3.789 | 1.926 | 2.811 | 3.588 | 3.565 | 4.616 | 6.099 | 3.881 | -12.978 | 5.827 | -0.059 | -2.436 | 9.005 | 0.114 | 2.685 | 4.77 | 3.178 | 2.401 | 2.856 | 1.662 | 1.781 | 7.567 | -5.635 | 4.748 |
| Investing Activities: | |||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -0.076 | -0.116 | -0.115 | -0.114 | -0.115 | -0.194 | -0.047 | -0.292 | -0.086 | -0.158 | -0.033 | -0.13 | -0.064 | -0.387 | -0.068 | -0.005 | -0.12 | -0.469 | -0.574 | -0.678 | -0.158 | -0.29 | -0.297 | -0.182 | -0.191 | -0.313 | -0.247 | -0.484 | -0.284 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -1.026 | -3.999 | -0.843 | -0.723 | -1.936 | -1.687 | -2.457 | 0 | -7.098 | -3.092 | -4.492 | -2.592 | -12.357 | -11.916 | -49.588 | -89.558 | -37.779 | -37.477 | -47.304 | -11.853 | -70.745 | -54.396 | -74.733 | -22.276 | -12.886 | -6.556 | -7.269 | -7.57 | -0.945 |
| Sales Maturities Of Investments
| 5.099 | 4.743 | 11.72 | 7.836 | 4.695 | 4.243 | 5.329 | 4.271 | 8.685 | 5.197 | 7.583 | 8.805 | 12.953 | 12.514 | 17.267 | 19.719 | 20.794 | 24.912 | 37.163 | 30.332 | 39.107 | 20.888 | 44.123 | 14.088 | 14.856 | 7.445 | 3.215 | 4.587 | 4.407 |
| Other Investing Activites
| -16.039 | -19.618 | 0.117 | -17.935 | -32.862 | -24.291 | -24.813 | -54.74 | -29.355 | -47.201 | -21.4 | -42.53 | -16.613 | -36.392 | -10.252 | -21.429 | -24.99 | 15.255 | 3.925 | -68.492 | -2.2 | 7.509 | -4.483 | -20.493 | -18.005 | -30.479 | -20.163 | -9.535 | -37.343 |
| Investing Cash Flow
| -12.042 | -18.99 | 10.879 | -10.969 | -30.218 | -21.929 | -21.989 | -50.761 | -27.854 | -45.252 | -18.342 | -36.448 | -16.081 | -36.18 | -42.641 | -91.273 | -42.095 | 2.221 | -6.79 | -50.691 | -33.996 | -26.288 | -35.391 | -28.864 | -16.226 | -29.904 | -24.465 | -13.003 | -34.164 |
| Financing Activities: | |||||||||||||||||||||||||||||
| Debt Repayment
| 9 | 13 | 0 | -21 | 2 | 33 | 12 | 42.5 | 3.5 | -7 | 7 | -2 | 2 | -22 | 13 | 19 | 0 | -6 | -4 | -2 | 28 | 13 | -21.307 | 12 | 9 | 5.6 | 26 | 1.5 | -1 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| -4.234 | -1.947 | -0.886 | -1.137 | -1.072 | -0.976 | -1.692 | -2.431 | -1.151 | -0.238 | -0.647 | -7.475 | -1.499 | -0.734 | -4.006 | -5.235 | -1.939 | -2.465 | -6.616 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -1.493 | -1.404 | -1.419 | -1.437 | -1.437 | -1.447 | -1.471 | -1.484 | -1.52 | -1.084 | -1.086 | -1.099 | -1.138 | -0.799 | -0.802 | -6.83 | -0.847 | -0.611 | -0.605 | -0.623 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.5 |
| Other Financing Activities
| 11.862 | 4.736 | -10.905 | 30.355 | 28.616 | -12.849 | 14.413 | 9.438 | 24.904 | 46.581 | 13.392 | 35.766 | 9.375 | 75.891 | 31.372 | 35.961 | 64.072 | 29.919 | -76.011 | 133.78 | -11.915 | 9.33 | -106.746 | 185.485 | 21.536 | 27.824 | -15.816 | 20.091 | 28.178 |
| Financing Cash Flow
| 15.136 | 14.385 | -13.209 | 6.781 | 28.106 | 17.728 | 23.251 | 48.024 | 25.734 | 38.258 | 18.659 | 25.192 | 8.738 | 52.359 | 39.564 | 42.897 | 61.286 | 20.844 | -87.232 | 131.157 | 16.085 | 22.33 | -128.053 | 197.485 | 30.536 | 33.424 | 10.184 | 21.591 | 26.678 |
| Other Information: | |||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| 5.275 | 2.187 | 0.551 | -1.271 | 0.05 | -0.412 | 3.188 | 0.074 | 1.468 | -3.429 | 4.932 | -5.157 | -3.462 | 3.201 | 2.75 | -48.436 | 16.755 | 32.071 | -93.909 | 83.151 | -13.141 | -0.78 | -161.043 | 171.477 | 15.972 | 5.3 | -6.714 | 2.954 | -2.738 |
| Cash At End Of Period
| 27.032 | 21.757 | 19.57 | 19.019 | 20.29 | 20.24 | 20.652 | 17.464 | 17.39 | 15.922 | 19.352 | 14.419 | 19.576 | 23.038 | 19.837 | 17.087 | 65.523 | 48.768 | 16.698 | 110.606 | 27.456 | 40.597 | 41.377 | 202.42 | 30.943 | 14.971 | 9.671 | 16.385 | 13.431 |