Regional Management Corp.
NYSE:RM
31.01 (USD) • At close November 8, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | 2010 Q2 | 2010 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Income
| 7.663 | 8.445 | 15.205 | -7.574 | 8.82 | 6.023 | 8.689 | 2.391 | 10.068 | 11.982 | 26.783 | 20.778 | 22.221 | 20.166 | 25.522 | 14.347 | 11.238 | 7.47 | -6.325 | 15.683 | 12.572 | 8.369 | 8.108 | 10.77 | 7.449 | 8.482 | 8.644 | 10.885 | 5.309 | 6.135 | 7.634 | 6.467 | 6.476 | 5.912 | 5.176 | 7.367 | 6.507 | 5.408 | 4.083 | 3.381 | 1.397 | 4.414 | 5.61 | 7.585 | 7.625 | 6.656 | 6.928 | 6.637 | 6.988 | 6.62 | 5.122 | 6.404 | 5.185 | 4.72 | 4.935 | 3.845 | 4.489 | 4.157 | 3.953 |
| Depreciation & Amortization
| 3.582 | 3.383 | 3.498 | 3.434 | 3.556 | 3.566 | 4.078 | 3.54 | 2.915 | 2.996 | 3.238 | 3.187 | 2.894 | 2.681 | 2.891 | 3.88 | 3.702 | 2.855 | 2.871 | 2.89 | 2.639 | 2.694 | 2.633 | 2.402 | 2.33 | 2.047 | 2.024 | 2.02 | 2.106 | 1.628 | 1.603 | 1.496 | 1.615 | 1.802 | 1.531 | 1.055 | 0.948 | 0.908 | 0.863 | 0.895 | 0.861 | 1.033 | 1.001 | 0.995 | 0.802 | 0.932 | 0.73 | 0.701 | 0.648 | 0.556 | 0.677 | 0.357 | 0.345 | 0.337 | 0.305 | 0.661 | 0.522 | 0.267 | 0.293 |
| Deferred Income Tax
| -1.175 | 1.067 | 0.108 | 0.492 | 1.146 | -0.591 | -0.935 | 3.061 | 3.083 | -1.705 | 0.327 | -5.885 | 1.574 | 0.257 | -0.245 | 8.84 | -2.278 | -0.658 | -5.228 | 0.826 | -1.007 | -1.697 | 0.512 | -1.216 | -1.869 | -0.167 | -0.962 | 10.082 | -3.345 | -1.051 | -0.692 | -0.512 | -0.014 | 2.899 | -0.471 | -1.727 | 2.04 | -0.933 | 0.498 | 1.045 | -3.762 | -0.955 | -0.851 | -4.147 | -0.48 | 1.544 | -0.211 | 0.477 | 1.409 | 1.599 | 2.477 | 3.207 | 1.244 | 0.26 | -0.35 | 0.529 | 2.251 | 0 | 0.15 |
| Stock Based Compensation
| 3.724 | 3.268 | 1.832 | 3.957 | 3.358 | 2.336 | 2.104 | 2.629 | 3.286 | 2.747 | 2.106 | 2.134 | 1.836 | 1.866 | 1.563 | 1.732 | 1.393 | 1.055 | 1.419 | 1.737 | 1.218 | 1.195 | 0.997 | 1.698 | 1.844 | 1.784 | 1.585 | 1.092 | 1.164 | 1.268 | 0.822 | 1.152 | 1.153 | 1.405 | 0.448 | 0.043 | 0.372 | 1.317 | 1.906 | 1.487 | 0.352 | 0.272 | 0.201 | 1.034 | 0.179 | 0.179 | 0.179 | 0.237 | 7.523 | 0 | 0 | 5.994 | 4.603 | 3.522 | 3.926 | 4.955 | 3.676 | 0 | 3.992 |
| Change In Working Capital
| -0.227 | 5.163 | -4.936 | 1.112 | 3.293 | 1.335 | -5.29 | -8.547 | -11.064 | -1.455 | -3.464 | 19.621 | -4.538 | -2.203 | 2.016 | -6.165 | 4.757 | 1.177 | 2.249 | 2.969 | 8.315 | -0.439 | -5.106 | 3.722 | 11.284 | -4.077 | 1.101 | -11.408 | 6.64 | -4.385 | 0.278 | 5.309 | 2.572 | -7.37 | -0.325 | 2.58 | 0.564 | -2.49 | 3.013 | -2.165 | 4.581 | -4.442 | 2.193 | 6.227 | 0.582 | -4.572 | 1.064 | 0.652 | -2.456 | 1.479 | -4.351 | -1.113 | 1.076 | -5.309 | 1.148 | 0.159 | -0.247 | 0.425 | 2.216 |
| Accounts Receivables
| 1.811 | 0.406 | -2.217 | -0.872 | -0.295 | -0.067 | -1.882 | 1.219 | 0.803 | 1.911 | -0.762 | 3.695 | 4.673 | 4.718 | 0.206 | -93.011 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Inventory
| 0 | 0 | 0 | -9.401 | -3.586 | -1.743 | 1.882 | -1.219 | 0 | -1.911 | 0 | 0 | 0 | 0 | 0 | 1,632.438 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| 4.456 | 4.265 | -10.802 | 10.273 | 3.586 | 1.81 | -8.041 | -0.121 | 0 | -14.521 | -2.891 | 10.153 | -2.971 | -2.309 | 1.739 | 11.136 | 0 | 0 | 1.353 | 0 | 0 | 0 | -7.292 | 0 | 0 | 0 | -2.874 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| -8.575 | 0.492 | 8.083 | 1.112 | 3.588 | 1.335 | 2.751 | -8.426 | 0.803 | 13.066 | -0.573 | 9.468 | -1.567 | 0.106 | 0.277 | -1,556.728 | 4.757 | 1.177 | 0.896 | 2.969 | 8.315 | -0.439 | 2.186 | 3.722 | 11.284 | -4.077 | 3.975 | -11.408 | 6.64 | -4.385 | 0.278 | 5.309 | 2.572 | -7.37 | -0.325 | 2.58 | 0.564 | -2.49 | 3.013 | -2.165 | 4.581 | -4.442 | 2.193 | 6.227 | 0.582 | -4.572 | 1.064 | 0.652 | -2.456 | 1.479 | -4.351 | -1.113 | 1.076 | -5.309 | 0 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| 61.552 | 56.599 | 64.611 | 65.472 | 47.375 | 49.407 | 44.003 | 56.995 | 49.563 | 49.071 | 16.797 | 13.155 | 26.387 | 20.559 | 10.578 | 24.805 | 22.222 | 27.654 | 49.57 | 26.063 | 24.55 | 25.789 | 23.552 | 24.136 | 23.645 | 20.227 | 19.402 | 19.557 | 20.227 | 18.683 | 19.181 | 19.402 | 16.406 | 13.469 | 13.91 | 11.48 | 14.329 | 12.246 | 10.066 | 15.94 | 22.526 | 13.596 | 16.91 | 11.573 | 11.496 | 7.619 | 8.071 | 9.085 | 0.003 | 6.057 | 5.666 | 0.016 | 0.064 | 0.151 | 0.021 | -0.142 | 0.144 | 4.353 | 0.567 |
| Operating Cash Flow
| 75.119 | 71.495 | 58.471 | 66.893 | 67.548 | 62.076 | 52.649 | 60.069 | 54.84 | 63.636 | 45.787 | 52.99 | 50.374 | 43.326 | 42.325 | 47.439 | 41.034 | 39.553 | 44.556 | 50.168 | 48.287 | 35.911 | 30.696 | 41.512 | 44.683 | 28.296 | 31.794 | 32.228 | 32.101 | 22.278 | 28.826 | 33.314 | 28.208 | 18.117 | 20.269 | 20.798 | 24.76 | 16.456 | 20.429 | 20.583 | 25.955 | 13.918 | 25.064 | 23.267 | 20.204 | 12.358 | 16.761 | 17.552 | 14.115 | 16.311 | 9.591 | 14.865 | 12.517 | 3.681 | 9.985 | 10.007 | 10.835 | 9.202 | 11.171 |
| Investing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| 4.323 | -4.232 | -3.629 | -2.815 | -2.828 | -3.047 | -3.38 | -4.868 | -2.362 | -2.41 | -1.768 | -2.654 | -1.646 | -1.381 | -1.18 | -1.371 | -1.325 | -1.829 | -1.275 | -2.374 | -1.622 | -1.872 | -1.539 | -2.418 | -1.53 | -1.192 | -1.658 | -1.527 | -4.301 | -2.698 | -2.594 | -3.292 | -3.475 | -2.369 | -2.599 | -1.872 | -1.49 | -1.125 | -0.303 | -0.974 | -1.222 | -1.296 | -0.95 | -0.684 | -0.634 | -1.891 | -0.943 | -0.235 | -0.484 | -0.748 | -0.529 | -0.612 | -0.525 | -0.879 | -0.565 | -0.34 | -0.253 | -0.423 | -0.194 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 5.993 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.128 | 0 | 0 | 0 | 0 | -0.575 | 0 | -0.421 | 0 | 0 | -27.967 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -19.37 | 0 | -3.832 | 0 | -4 | 0 | -1.9 | -23.974 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.357 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sales Maturities Of Investments
| 0 | 20.607 | 4.108 | 0 | 1.944 | 2.117 | 0 | 3.13 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activites
| -96.791 | -63.023 | -3.832 | -81.799 | -110.444 | -63.644 | -14.92 | -125.885 | -133.139 | -110.15 | -47.587 | -121.912 | -141.57 | -93.815 | 9.1 | -90.883 | -54 | 50.585 | 1.289 | -87.365 | -89.558 | -86.049 | -5.25 | -64.864 | -57.628 | -61.786 | -8.168 | -63.498 | -66.06 | -51.093 | 3.353 | -39.292 | -63.56 | -48.564 | 5.798 | -46.217 | -42.546 | -59.494 | 7.02 | -21.569 | -39.091 | -29.578 | 30.276 | -40.609 | -60.063 | -36.992 | 0.071 | -50.625 | -57.542 | -32.898 | 11.993 | -28.308 | -28.765 | -24.572 | 5.293 | -27.475 | -19.08 | -13.331 | 10.497 |
| Investing Cash Flow
| -111.838 | -64.232 | -20.329 | -84.614 | -109.335 | -64.574 | -20.2 | -151.597 | -133.782 | -112.56 | -49.355 | -124.566 | -143.216 | -95.196 | 7.92 | -92.254 | -55.325 | 48.756 | 0.014 | -89.739 | -91.18 | -87.921 | -6.789 | -67.282 | -59.158 | -62.978 | -9.826 | -65.025 | -70.361 | -53.791 | 0.759 | -42.584 | -67.035 | -50.933 | 3.199 | -48.089 | -44.036 | -60.619 | 6.717 | -22.543 | -40.441 | -30.874 | 29.326 | -41.65 | -60.697 | -39.458 | -0.872 | -51.281 | -58.026 | -33.646 | -16.503 | -28.92 | -29.29 | -25.451 | 4.728 | -27.815 | -19.333 | -13.754 | 10.303 |
| Financing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Debt Repayment
| -58.366 | -17.067 | -41.299 | -375.195 | -394.167 | -398.043 | -434.221 | -113.642 | -423.744 | -59.964 | -26.469 | -1,981.33 | -13.546 | -6.306 | -135.276 | -68.67 | -13.594 | -85.669 | -38.684 | -8.513 | -3.668 | -23.087 | -32.548 | -65.598 | -0.307 | -79.061 | -46.689 | -16.446 | -1.417 | -10.022 | -28.684 | -7.537 | -8.176 | -3.718 | -14.537 | -34.92 | -19.88 | 0 | -28.881 | -2.096 | -14.753 | -14.255 | -52.435 | -15.014 | -45.457 | -19.342 | -19.342 | -0.001 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 394.205 | 0.289 | 0.145 | -0.003 | 0 | 0 | 0 | 2,110.548 | 139.282 | 107.173 | 118.567 | 0.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| 0.433 | -0.433 | 0 | -1.887 | -0.038 | -0.853 | -0.145 | -1.661 | -0.101 | -11.985 | -9.859 | -11.434 | -21.984 | -22.19 | -11.834 | -12.014 | -0.048 | -0.007 | -1.231 | -10.582 | -7.302 | -7.158 | -0.8 | 0 | -0.005 | -0.19 | -0.497 | -0.013 | -0.149 | 0 | -1.647 | -0.141 | -0.247 | -16.175 | -8.871 | 0 | -0.219 | -0.219 | -0.283 | -0.001 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| -2.9 | -3.092 | -3.254 | -2.839 | -2.837 | -3.091 | -3.119 | -2.763 | -2.767 | -2.803 | -3.02 | -2.377 | -2.46 | -2.504 | -2.196 | -2.196 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| 74.659 | -0.433 | 0.147 | 399.986 | 27.604 | 411.372 | 407.378 | -2.896 | -0.128 | -0.076 | -2.657 | -6.787 | -2.311 | -4.535 | -5.144 | 136.96 | 27 | -8.561 | 7.004 | 69.39 | 57.069 | 76.346 | -0.252 | 111.665 | 15.471 | 120.587 | 25.015 | 49.282 | 41.19 | 41.708 | -1.842 | 17.294 | 48.135 | 48.1 | -0.278 | 30.023 | 19.405 | 46.896 | -0.217 | 4.237 | 29.508 | 28.508 | 0.189 | 14.575 | 45.491 | 48.516 | 1.012 | 32.668 | 45.957 | 17.22 | 4.492 | 16.104 | 16.599 | 20.36 | -11.185 | 17.478 | 7.566 | 5.908 | -23.73 |
| Financing Cash Flow
| 13.826 | 13.542 | -44.406 | 21.952 | 24.767 | 9.674 | -29.962 | 106.322 | 43.217 | 45.1 | 10.933 | 108.62 | 98.981 | 71.638 | -35.883 | 54.18 | 13.406 | -94.23 | -31.68 | 50.295 | 46.099 | 53.259 | -32.8 | 46.067 | 15.164 | 41.526 | -21.674 | 32.836 | 39.773 | 31.686 | -30.526 | 9.757 | 39.959 | 28.207 | -23.686 | 30.023 | 19.405 | 46.896 | -29.098 | 2.141 | 14.755 | 14.253 | -52.246 | 14.575 | 45.491 | 29.174 | -18.33 | 32.667 | 45.957 | 17.22 | 4.492 | 16.104 | 16.599 | 20.36 | -11.185 | 17.478 | 7.566 | 5.908 | -23.73 |
| Other Information: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| -22.893 | 20.805 | -6.264 | 4.231 | -17.02 | 7.176 | 2.487 | 14.794 | -35.725 | -3.824 | 7.365 | 37.044 | 6.139 | 19.768 | 14.362 | 9.365 | -0.885 | -5.921 | 12.89 | 10.724 | 3.206 | 1.249 | -8.893 | 20.297 | 0.689 | 6.844 | 0.294 | 0.039 | 1.513 | 0.173 | -0.941 | 0.487 | 1.132 | -4.609 | -0.218 | 2.732 | 0.129 | 2.733 | -1.952 | 0.181 | 0.269 | -2.703 | 2.144 | -3.808 | 4.998 | 2.074 | -2.441 | -1.062 | 2.046 | -0.115 | -2.42 | 2.049 | -0.174 | -1.41 | 3.528 | -0.33 | -0.932 | 1.356 | -2.256 |
| Cash At End Of Period
| 120.321 | 143.214 | 122.409 | 128.673 | 124.442 | 141.462 | 134.286 | 131.799 | 117.005 | 152.73 | 156.554 | 149.189 | 112.145 | 106.006 | 86.238 | 71.876 | 62.511 | 63.396 | 69.317 | 56.427 | 45.703 | 42.497 | 41.248 | 50.141 | 29.844 | 29.155 | 22.311 | 5.23 | 5.191 | 3.678 | 3.505 | 4.446 | 3.959 | 2.827 | 7.436 | 7.654 | 4.922 | 4.793 | 2.06 | 4.012 | 3.831 | 3.562 | 6.265 | 4.121 | 7.929 | 2.931 | 0.857 | 3.298 | 4.36 | 2.314 | 2.429 | 4.849 | 2.8 | 2.974 | 4.384 | 0.856 | 1.186 | 2.118 | 0.762 |