
Penns Woods Bancorp, Inc.
NASDAQ:PWOD
30.36 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 119.316 | 99.97 | 73.641 | 70.083 | 74.806 | 77.226 | 68.207 | 60.721 | 58.926 | 58.313 | 60.114 | 55.341 | 47.207 | 44.595 | 43.821 | 38.478 | 41.564 | 43.427 | 42.782 | 40.334 | 38.763 | 37.686 | 34.557 | 33.02 | 30.812 | 29.557 | 14.269 | 14.377 | 10.645 | 10.308 |
Cost of Revenue
| 50.939 | 35.152 | 9.058 | 9.336 | 17.04 | 18.694 | 12.671 | 6.627 | 6.763 | 7.519 | 7.812 | 7.539 | 8.736 | 10.356 | 12.018 | 13.315 | 15.207 | 16.597 | 14.845 | 11.101 | 9.233 | 9.52 | 11.211 | 12.853 | 13.064 | 10.83 | 10.834 | 8.537 | 8.184 | 8.093 |
Gross Profit
| 68.377 | 64.818 | 64.583 | 60.747 | 57.766 | 58.532 | 55.536 | 54.094 | 52.163 | 50.794 | 52.302 | 47.802 | 38.471 | 34.239 | 31.803 | 25.163 | 26.357 | 26.98 | 27.937 | 29.233 | 29.53 | 28.166 | 23.346 | 20.167 | 17.748 | 18.727 | 3.435 | 5.84 | 2.461 | 2.215 |
Gross Profit Ratio
| 0.573 | 0.648 | 0.877 | 0.867 | 0.772 | 0.758 | 0.814 | 0.891 | 0.885 | 0.871 | 0.87 | 0.864 | 0.815 | 0.768 | 0.726 | 0.654 | 0.634 | 0.621 | 0.653 | 0.725 | 0.762 | 0.747 | 0.676 | 0.611 | 0.576 | 0.634 | 0.241 | 0.406 | 0.231 | 0.215 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 27.82 | 26.64 | 25.205 | 23.977 | 22.571 | 22.407 | 21.973 | 19.668 | 18.58 | 17.89 | 18.019 | 16.009 | 12.23 | 11.004 | 10.951 | 10.189 | 9.634 | 9.078 | 8.833 | 8.314 | 7.804 | 7.262 | 6.944 | 5.308 | 5.004 | 4.9 | 4.788 | 4.118 | 3.642 | 4.012 |
Selling & Marketing Expenses
| 0.283 | 0.684 | 0.69 | 0.545 | 0.261 | 0.425 | 0.767 | 0.958 | 0.74 | 0.612 | 0.532 | 0.517 | 0.516 | 0.377 | 0 | 0 | 0 | 0 | 0 | 0 | 0.344 | 0.388 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SG&A
| 28.103 | 27.324 | 25.895 | 24.522 | 22.832 | 22.832 | 22.74 | 20.626 | 19.32 | 18.502 | 18.551 | 16.526 | 12.746 | 11.381 | 10.951 | 10.189 | 9.634 | 9.078 | 8.833 | 8.314 | 7.804 | 7.65 | 6.944 | 5.308 | 5.004 | 4.9 | 4.788 | 4.118 | 3.642 | 4.012 |
Other Expenses
| 18.381 | 17.172 | 17.103 | 16.383 | 16.236 | 16.876 | 15.267 | 16.236 | 15.771 | 14.658 | 15.339 | 13.741 | 9.277 | 8.583 | 8.541 | 9.623 | 8.315 | 8.238 | 7.496 | 6.794 | 6.38 | 5.639 | 5.269 | 5.139 | 4.559 | 4.427 | -9.985 | -9.02 | -8.488 | -7.081 |
Operating Expenses
| 46.484 | 44.496 | 42.998 | 40.905 | 39.068 | 39.708 | 38.007 | 36.862 | 35.091 | 33.16 | 33.89 | 30.267 | 22.023 | 19.964 | 19.492 | 19.812 | 17.949 | 17.316 | 16.329 | 15.108 | 14.184 | 13.289 | 12.213 | 10.447 | 9.563 | 9.327 | -5.197 | -4.902 | -4.846 | -3.068 |
Operating Income
| 21.893 | 20.322 | 21.585 | 19.842 | 18.698 | 18.81 | 17.529 | 17.232 | 17.072 | 17.634 | 18.412 | 17.535 | 16.448 | 14.275 | 12.311 | 5.351 | 8.408 | 9.514 | 11.608 | 14.125 | 15.346 | 14.877 | 11.133 | 9.72 | 8.185 | 9.4 | 8.632 | 10.742 | 7.307 | 5.283 |
Operating Income Ratio
| 0.183 | 0.203 | 0.293 | 0.283 | 0.25 | 0.244 | 0.257 | 0.284 | 0.29 | 0.302 | 0.306 | 0.317 | 0.348 | 0.32 | 0.281 | 0.139 | 0.202 | 0.219 | 0.271 | 0.35 | 0.396 | 0.395 | 0.322 | 0.294 | 0.266 | 0.318 | 0.605 | 0.747 | 0.686 | 0.513 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 21.893 | 20.322 | 21.585 | 19.842 | 18.698 | 18.824 | 17.529 | 17.232 | 17.072 | 17.634 | 18.412 | 17.535 | 16.448 | 14.275 | 12.311 | 5.351 | 8.408 | 9.514 | 11.608 | 14.125 | 15.346 | 14.877 | 11.133 | 9.72 | 8.185 | 9.4 | 8.632 | 10.742 | 7.307 | 5.283 |
Income Before Tax Ratio
| 0.183 | 0.203 | 0.293 | 0.283 | 0.25 | 0.244 | 0.257 | 0.284 | 0.29 | 0.302 | 0.306 | 0.317 | 0.348 | 0.32 | 0.281 | 0.139 | 0.202 | 0.219 | 0.271 | 0.35 | 0.396 | 0.395 | 0.322 | 0.294 | 0.266 | 0.318 | 0.605 | 0.747 | 0.686 | 0.513 |
Income Tax Expense
| 4.154 | 3.714 | 4.163 | 3.794 | 3.474 | 3.138 | 2.819 | 7.459 | 4.597 | 3.736 | 3.804 | 3.451 | 2.598 | 1.913 | 1.382 | -0.742 | 0.405 | 0.637 | 1.961 | 3.224 | 4.263 | 3.703 | 2.247 | 1.978 | 1.619 | 2.2 | 2.164 | 2.991 | 1.965 | 1.421 |
Net Income
| 17.739 | 16.608 | 17.422 | 16.033 | 15.206 | 15.672 | 14.704 | 9.773 | 12.475 | 13.898 | 14.608 | 14.084 | 13.85 | 12.362 | 10.929 | 6.093 | 8.003 | 8.877 | 9.647 | 10.901 | 11.083 | 11.174 | 8.886 | 7.742 | 6.566 | 7.2 | 6.468 | 7.751 | 5.342 | 3.862 |
Net Income Ratio
| 0.149 | 0.166 | 0.237 | 0.229 | 0.203 | 0.203 | 0.216 | 0.161 | 0.212 | 0.238 | 0.243 | 0.254 | 0.293 | 0.277 | 0.249 | 0.158 | 0.193 | 0.204 | 0.225 | 0.27 | 0.286 | 0.297 | 0.257 | 0.234 | 0.213 | 0.244 | 0.453 | 0.539 | 0.502 | 0.375 |
EPS
| 2.35 | 2.34 | 2.47 | 2.27 | 2.16 | 2.23 | 2.09 | 1.39 | 1.76 | 1.94 | 2.02 | 2.13 | 2.41 | 2.15 | 1.9 | 1.06 | 1.38 | 1.52 | 1.63 | 1.83 | 1.54 | 1.86 | 1.12 | 0.97 | 1.06 | 1.16 | 0.96 | 0.7 | 0.96 | 0.7 |
EPS Diluted
| 2.35 | 2.34 | 2.47 | 2.27 | 2.16 | 2.06 | 2.09 | 1.39 | 1.76 | 1.94 | 2.02 | 2.13 | 2.41 | 2.15 | 1.9 | 1.06 | 1.38 | 1.52 | 1.63 | 1.83 | 1.54 | 1.86 | 1.12 | 0.97 | 1.06 | 1.16 | 0.95 | 0.69 | 0.96 | 0.7 |
EBITDA
| 26.004 | 23.271 | 25.205 | 23.744 | 22.001 | 22.039 | 20.344 | 20.201 | 20.584 | 21.311 | 21.835 | 19.196 | 17.525 | 14.976 | 13.042 | 6.075 | 9.071 | 10.194 | 12.352 | 14.674 | 15.799 | 15.314 | 10.753 | 10.209 | 8.126 | 9.8 | 9.063 | 11.121 | 7.672 | 5.627 |
EBITDA Ratio
| 0.218 | 0.233 | 0.342 | 0.339 | 0.294 | 0.285 | 0.298 | 0.333 | 0.349 | 0.365 | 0.363 | 0.347 | 0.371 | 0.336 | 0.298 | 0.158 | 0.218 | 0.235 | 0.289 | 0.364 | 0.408 | 0.406 | 0.311 | 0.309 | 0.264 | 0.332 | 0.635 | 0.774 | 0.721 | 0.546 |