
Provident Bancorp, Inc.
NASDAQ:PVBC
12.66 (USD) • At close July 2, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 21.642 | 24.198 | 23.732 | 23.161 | 23.149 | 24.848 | 24.721 | 24.297 | 22.338 | 22.025 | 21.791 | 20.479 | 19.562 | 18.287 | 18.159 | 16.616 | 16.907 | 17.4 | 16.089 | 15.358 | 15.099 | 14.331 | 14.356 | 13.787 | 13.175 | 12.365 | 11.892 | 11.495 | 10.766 | 14.102 | 12.136 | 9.886 | 9.614 | 8.632 | 8.789 | 7.993 | 7.915 | 7.641 | 7.608 | 7.111 | 6.897 | 7.021 | 6.797 | 6.919 | 6.442 |
Cost of Revenue
| 7.693 | 7.911 | 11.713 | 16.377 | 3.968 | 8.767 | 9.184 | 6.907 | 6.59 | 1.303 | 57.267 | 1.588 | 0.608 | 1.88 | 1.064 | 2.579 | 1.734 | 1.978 | 1.943 | 2.491 | 5.116 | 3.465 | 3.092 | 3.484 | 3.433 | 2.151 | 2.85 | 1.851 | 1.69 | 1.524 | 2.017 | 1.771 | 1.344 | 0.913 | 0.876 | 0.891 | 0.808 | 0.67 | 0.741 | 0.743 | 0.825 | 1.088 | 0.765 | 0.925 | 0.965 |
Gross Profit
| 13.949 | 16.287 | 12.019 | 6.784 | 19.181 | 16.081 | 15.537 | 17.39 | 15.748 | 20.683 | -35.476 | 18.891 | 18.954 | 16.407 | 17.095 | 14.037 | 15.173 | 15.422 | 14.146 | 12.867 | 9.983 | 10.866 | 11.264 | 10.303 | 9.742 | 10.214 | 9.042 | 9.644 | 9.076 | 12.578 | 10.119 | 8.115 | 8.27 | 7.719 | 7.913 | 7.102 | 7.107 | 6.971 | 6.867 | 6.368 | 6.072 | 5.933 | 6.032 | 5.994 | 5.477 |
Gross Profit Ratio
| 0.645 | 0.673 | 0.506 | 0.293 | 0.829 | 0.647 | 0.628 | 0.716 | 0.705 | 0.939 | -1.628 | 0.922 | 0.969 | 0.897 | 0.941 | 0.845 | 0.897 | 0.886 | 0.879 | 0.838 | 0.661 | 0.758 | 0.785 | 0.747 | 0.739 | 0.826 | 0.76 | 0.839 | 0.843 | 0.892 | 0.834 | 0.821 | 0.86 | 0.894 | 0.9 | 0.889 | 0.898 | 0.912 | 0.903 | 0.896 | 0.88 | 0.845 | 0.887 | 0.866 | 0.85 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 8.324 | 7.783 | 8.137 | 8.094 | 8.953 | 7.791 | 8.905 | 9.091 | 9.474 | 10.828 | 8.517 | 8.191 | 8.041 | 9.194 | 7.557 | 7.39 | 7.158 | 7.046 | 6.477 | 6.285 | 5.797 | 5.577 | 4.854 | 4.612 | 4.678 | 4.659 | 4.491 | 4.625 | 4.531 | 4.463 | 4.328 | 4.135 | 4.079 | 3.558 | 3.566 | 3.42 | 3.379 | 3.364 | 3.251 | 3.026 | 3.102 | 3.227 | 2.895 | 2.677 | 2.756 |
Selling & Marketing Expenses
| 0.045 | 0.043 | 0.057 | 0.076 | 0.018 | 0.193 | 0.203 | 0.161 | 0.083 | 0.149 | 0.066 | 0.07 | 0.127 | 0.125 | 0.036 | 0.081 | 0.037 | 0.042 | 0.046 | 0.071 | 0.064 | 0.146 | 0.115 | 0.069 | 0.055 | 0.077 | 0.054 | 0.061 | 0.053 | 0.069 | 0.081 | 0.1 | 0.05 | 0.071 | 0.07 | 0.051 | 0.057 | -0.017 | 0.018 | 0.069 | 0.057 | -0.051 | 0.008 | 0.06 | 0.062 |
SG&A
| 8.369 | 7.826 | 8.194 | 8.17 | 8.971 | 7.984 | 9.108 | 9.252 | 9.557 | 10.977 | 8.583 | 8.261 | 8.168 | 9.319 | 7.593 | 7.471 | 7.195 | 7.088 | 6.523 | 6.356 | 5.861 | 5.723 | 4.969 | 4.681 | 4.733 | 4.736 | 4.545 | 4.686 | 4.584 | 4.532 | 4.409 | 4.235 | 4.129 | 3.629 | 3.636 | 3.471 | 3.436 | 3.347 | 3.269 | 3.095 | 3.159 | 3.176 | 2.903 | 2.737 | 2.818 |
Other Expenses
| 2.745 | 2.04 | 2.977 | 3.19 | 3.522 | 4.107 | 3.335 | 3.218 | 3.418 | 5.298 | 3.206 | 2.821 | 3.035 | 2.491 | 2.475 | 2.019 | 1.984 | 2.367 | 3.163 | 2.005 | 2.39 | 1.744 | 1.491 | 2.202 | 2.013 | 1.668 | 1.678 | 1.725 | 1.792 | 1.807 | 1.5 | 1.64 | 1.492 | 1.632 | 1.576 | 1.609 | 1.488 | 1.531 | 3.602 | 1.584 | 1.507 | 1.348 | 1.322 | 1.703 | 1.414 |
Operating Expenses
| 11.114 | 9.866 | 11.171 | 11.36 | 12.493 | 12.091 | 12.443 | 12.47 | 12.975 | 16.275 | 11.789 | 11.082 | 11.203 | 11.81 | 10.068 | 9.528 | 9.213 | 9.455 | 9.686 | 8.361 | 8.306 | 7.467 | 6.46 | 6.883 | 6.746 | 6.404 | 6.223 | 6.411 | 6.376 | 6.339 | 5.914 | 5.875 | 5.621 | 5.261 | 5.212 | 5.08 | 4.924 | 4.878 | 6.871 | 4.679 | 4.666 | 4.524 | 4.225 | 4.44 | 4.232 |
Operating Income
| 2.835 | 6.421 | 0.848 | -4.576 | 6.688 | 3.99 | 3.094 | 4.92 | 2.773 | 4.447 | -47.265 | 7.809 | 7.751 | 4.597 | 7.027 | 4.509 | 5.96 | 5.967 | 4.46 | 4.506 | 1.677 | 3.399 | 4.804 | 3.42 | 2.996 | 3.81 | 2.819 | 3.233 | 2.7 | 6.239 | 4.205 | 2.24 | 2.649 | 2.458 | 2.701 | 2.022 | 2.183 | 2.093 | -0.004 | 1.689 | 1.406 | 1.409 | 1.807 | 1.554 | 1.245 |
Operating Income Ratio
| 0.131 | 0.265 | 0.036 | -0.198 | 0.289 | 0.161 | 0.125 | 0.202 | 0.124 | 0.202 | -2.169 | 0.381 | 0.396 | 0.251 | 0.387 | 0.271 | 0.353 | 0.343 | 0.277 | 0.293 | 0.111 | 0.237 | 0.335 | 0.248 | 0.227 | 0.308 | 0.237 | 0.281 | 0.251 | 0.442 | 0.346 | 0.227 | 0.276 | 0.285 | 0.307 | 0.253 | 0.276 | 0.274 | -0.001 | 0.238 | 0.204 | 0.201 | 0.266 | 0.225 | 0.193 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 2.835 | 6.421 | 0.848 | -4.576 | 6.688 | 3.99 | 3.094 | 4.92 | 2.773 | 4.447 | -47.265 | 7.809 | 7.751 | 4.597 | 7.027 | 4.509 | 5.96 | 5.967 | 4.46 | 4.506 | 1.677 | 3.4 | 4.804 | 3.42 | 2.996 | 3.81 | 2.819 | 3.233 | 2.7 | 6.239 | 4.205 | 2.24 | 2.649 | 2.458 | 2.701 | 2.022 | 2.183 | 2.098 | -0.004 | 1.689 | 1.406 | 1.409 | 1.807 | 1.554 | 1.245 |
Income Before Tax Ratio
| 0.131 | 0.265 | 0.036 | -0.198 | 0.289 | 0.161 | 0.125 | 0.202 | 0.124 | 0.202 | -2.169 | 0.381 | 0.396 | 0.251 | 0.387 | 0.271 | 0.353 | 0.343 | 0.277 | 0.293 | 0.111 | 0.237 | 0.335 | 0.248 | 0.227 | 0.308 | 0.237 | 0.281 | 0.251 | 0.442 | 0.346 | 0.227 | 0.276 | 0.285 | 0.307 | 0.253 | 0.276 | 0.275 | -0.001 | 0.238 | 0.204 | 0.201 | 0.266 | 0.225 | 0.193 |
Income Tax Expense
| 0.665 | 1.539 | 0.132 | -1.268 | 1.707 | 1.066 | 0.628 | 1.459 | 0.67 | 1.75 | -11.956 | 2.19 | 2.226 | 1.008 | 1.94 | 1.343 | 1.663 | 1.665 | 1.258 | 1.256 | 0.446 | 0.849 | 1.295 | 0.889 | 0.778 | 0.975 | 0.741 | 0.843 | 0.678 | 4.498 | 1.434 | 0.639 | 0.847 | 0.73 | 0.94 | 0.659 | 0.696 | 0.647 | -0.134 | 0.46 | 0.394 | 0.395 | 0.556 | 0.18 | 0.322 |
Net Income
| 2.17 | 4.882 | 0.716 | -3.308 | 4.981 | 2.924 | 2.466 | 3.461 | 2.103 | 2.697 | -35.309 | 5.619 | 5.525 | 3.589 | 5.087 | 3.166 | 4.297 | 4.302 | 3.202 | 3.25 | 1.231 | 2.551 | 3.509 | 2.531 | 2.218 | 2.835 | 2.078 | 2.39 | 2.022 | 1.741 | 2.771 | 1.601 | 1.802 | 1.728 | 1.761 | 1.363 | 1.487 | 1.451 | 0.13 | 1.229 | 1.012 | 1.014 | 1.251 | 1.374 | 0.923 |
Net Income Ratio
| 0.1 | 0.202 | 0.03 | -0.143 | 0.215 | 0.118 | 0.1 | 0.142 | 0.094 | 0.122 | -1.62 | 0.274 | 0.282 | 0.196 | 0.28 | 0.191 | 0.254 | 0.247 | 0.199 | 0.212 | 0.082 | 0.178 | 0.244 | 0.184 | 0.168 | 0.229 | 0.175 | 0.208 | 0.188 | 0.123 | 0.228 | 0.162 | 0.187 | 0.2 | 0.2 | 0.171 | 0.188 | 0.19 | 0.017 | 0.173 | 0.147 | 0.144 | 0.184 | 0.199 | 0.143 |
EPS
| 0.13 | 0.29 | 0.04 | -0.2 | 0.3 | 0.18 | 0.15 | 0.21 | 0.13 | 0.16 | -2.15 | 0.34 | 0.33 | 0.22 | 0.31 | 0.19 | 0.25 | 0.24 | 0.18 | 0.18 | 0.07 | 0.14 | 0.38 | 0.27 | 0.24 | 0.31 | 0.22 | 0.26 | 0.22 | 0.19 | 0.3 | 0.17 | 0.2 | 0.19 | 0.19 | 0.15 | 0.16 | 0.15 | 0.014 | 0.13 | 0.1 | 0.11 | 0.13 | 0.14 | 0.093 |
EPS Diluted
| 0.13 | 0.29 | 0.04 | -0.2 | 0.3 | 0.18 | 0.15 | 0.21 | 0.13 | 0.16 | -2.15 | 0.33 | 0.32 | 0.21 | 0.3 | 0.18 | 0.24 | 0.24 | 0.18 | 0.18 | 0.07 | 0.14 | 0.37 | 0.27 | 0.24 | 0.3 | 0.22 | 0.26 | 0.22 | 0.19 | 0.3 | 0.17 | 0.2 | 0.19 | 0.19 | 0.15 | 0.16 | 0.15 | 0.014 | 0.13 | 0.1 | 0.11 | 0.13 | 0.14 | 0.093 |
EBITDA
| 3.051 | 6.656 | 1.129 | -4.296 | 6.966 | 4.269 | 3.369 | 5.193 | 3.041 | 4.73 | -46.99 | 8.081 | 8.021 | 4.863 | 7.284 | 4.76 | 6.212 | 6.244 | 4.736 | 4.778 | 1.943 | 3.83 | 4.996 | 3.784 | 3.4 | 3.981 | 2.999 | 3.418 | 2.885 | 6.424 | 4.411 | 2.452 | 2.857 | 2.662 | 2.91 | 2.234 | 2.39 | 2.257 | 0.183 | 1.87 | 1.587 | 1.598 | 1.987 | 1.753 | 1.444 |
EBITDA Ratio
| 0.141 | 0.275 | 0.048 | -0.185 | 0.301 | 0.172 | 0.136 | 0.214 | 0.136 | 0.215 | -2.156 | 0.395 | 0.41 | 0.266 | 0.401 | 0.286 | 0.367 | 0.359 | 0.294 | 0.311 | 0.129 | 0.267 | 0.348 | 0.274 | 0.258 | 0.322 | 0.252 | 0.297 | 0.268 | 0.456 | 0.363 | 0.248 | 0.297 | 0.308 | 0.331 | 0.279 | 0.302 | 0.295 | 0.024 | 0.263 | 0.23 | 0.228 | 0.292 | 0.253 | 0.224 |