Porto Seguro S.A.
B3:PSSA3.SA
54.6 (BRL) • At close July 2, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) BRL.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | 2010 Q2 | 2010 Q1 | 2009 Q4 | 2009 Q3 | 2009 Q2 | 2009 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 10,396.483 | 4,909.773 | 9,620.036 | 9,215.694 | 8,991.309 | 5,683.795 | 8,537.798 | 8,270.288 | 7,886.504 | 7,994.516 | 7,759.38 | 6,905.169 | 6,116.613 | 6,149.446 | 5,680.622 | 5,428.243 | 5,068.442 | 5,675.01 | 4,949.098 | 4,724.639 | 4,450.007 | 6,196.243 | 4,830.364 | 4,604.757 | 4,275.096 | 5,866.913 | 4,371.233 | 4,594.92 | 4,280.649 | 5,502.478 | 4,530.776 | 4,260.884 | 4,063.285 | 4,398.398 | 4,154.702 | 3,954.094 | 4,053.49 | 4,436.956 | 4,021.86 | 3,901.571 | 4,038.164 | 3,861.856 | 3,870.118 | 3,564.482 | 3,475.9 | 3,694.255 | 3,532.829 | 3,126.043 | 2,988.486 | 3,429.313 | 3,043.968 | 2,732.273 | 2,671.498 | 2,940.976 | 2,593.006 | 2,346.912 | 2,587.61 | 3,202.227 | 2,597.642 | 2,110.696 | 2,175.982 | 1,418.805 | 1,646.104 | 1,516.215 | 1,429.803 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 10,196.555 | 4,909.773 | 9,620.036 | 9,215.694 | 8,991.309 | 5,683.795 | 8,537.798 | 8,270.288 | 7,886.504 | 7,994.516 | 7,759.38 | 6,905.169 | 6,116.613 | 6,149.446 | 5,680.622 | 5,428.243 | 5,068.442 | 5,675.01 | 4,949.098 | 4,724.639 | 4,450.007 | 6,196.243 | 4,830.364 | 4,604.757 | 4,275.096 | 5,866.913 | 4,371.233 | 4,594.92 | 4,280.649 | 5,502.478 | 4,530.776 | 4,260.884 | 4,063.285 | 4,398.398 | 4,154.702 | 3,954.094 | 4,053.49 | 4,436.956 | 4,021.86 | 3,901.571 | 4,038.164 | 3,861.856 | 3,870.118 | 3,564.482 | 3,475.9 | 3,694.255 | 3,532.829 | 3,126.043 | 2,988.486 | 3,429.313 | 3,043.968 | 2,732.273 | 2,671.498 | 2,940.976 | 2,593.006 | 2,346.912 | 2,587.61 | 3,202.227 | 2,597.642 | 2,110.696 | 2,175.982 | 1,418.805 | 1,646.104 | 1,516.215 | 1,429.803 |
| Gross Profit Ratio
| 0.981 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 490.821 | 769.374 | 465.752 | 479.542 | 415.839 | 504.419 | 415.288 | 388.399 | 400.909 | 430.382 | 395.56 | 362.783 | 287.74 | 339.695 | 330.12 | 312.388 | 292.236 | 379.535 | 255.153 | 293.232 | 263.719 | 297.47 | 281.371 | 276.029 | 294.434 | 313.112 | 235.312 | 217.432 | 194.926 | 319.77 | 256.354 | 239.935 | 214.219 | 189.665 | 263.753 | 260.217 | 251.488 | 313.811 | 288.473 | 297.127 | 271.219 | 569.598 | 262.856 | 248.525 | 240.543 | 255.559 | 103.65 | 239.759 | 210.865 | -670.49 | 203.292 | 199.68 | 192.729 | 0 | 481.855 | 0 | 429.613 | -531.109 | 730.204 | 706.272 | 683.191 | -1,352.555 | 520.905 | 507.12 | 1,384.717 |
| Selling & Marketing Expenses
| 27.317 | 27.268 | 44.433 | 50.333 | 29.495 | 38.69 | 37.278 | 38.77 | 27.277 | 38.298 | 39.73 | 34.818 | 19.51 | 22.88 | 33.996 | 27.239 | 48.261 | 37.592 | 17.751 | 19.068 | 18.88 | 43.954 | 21.577 | 17.922 | 20.235 | 35.356 | 22.815 | 9.672 | 11.025 | 36.847 | 29.24 | 18.216 | 12.777 | 30.683 | 27.052 | 59.174 | 21.683 | 48.114 | 47.192 | 27.737 | 27.263 | 144.511 | 29.993 | 37.154 | 30.643 | 73.202 | 28.373 | 19.361 | 16.251 | 108.499 | 25.77 | 16.192 | 31.214 | 0 | 0 | 0 | 0 | 0 | -340.693 | -319.61 | 0 | 1,182.249 | 0 | 0 | 0 |
| SG&A
| 518.138 | 796.642 | 510.185 | 529.875 | 445.334 | 543.109 | 452.566 | 427.169 | 428.186 | 468.68 | 435.29 | 397.601 | 307.25 | 362.575 | 364.116 | 339.627 | 340.497 | 417.127 | 272.904 | 312.3 | 282.599 | 341.424 | 302.948 | 293.951 | 314.669 | 348.468 | 258.127 | 227.104 | 205.951 | 356.617 | 285.594 | 258.151 | 226.996 | 220.348 | 290.805 | 319.391 | 273.171 | 361.925 | 335.665 | 324.864 | 298.482 | 714.109 | 292.849 | 285.679 | 271.186 | 328.761 | 103.65 | 259.12 | 227.116 | -561.991 | 229.062 | 215.872 | 223.943 | 541.955 | 481.855 | 462.377 | 429.613 | -531.109 | 389.511 | 386.662 | 683.191 | -170.306 | 520.905 | 507.12 | 1,384.717 |
| Other Expenses
| 8,429.438 | 3,115.211 | 8,082.059 | 7,799.533 | 7,513.407 | 4,123.28 | 7,139.723 | 6,927.147 | 6,859.729 | 6,884.795 | 7,060.379 | 6,353.529 | 5,566.241 | 5,485.74 | 5,179.02 | 4,294.5 | 4,232.128 | 4,687.263 | 4,007.383 | 3,424.185 | 3,789.765 | 5,330.631 | 4,024.625 | 3,800.027 | 3,471.129 | 4,918.594 | 3,545.355 | 3,847.926 | 3,596.111 | 4,817.128 | 3,669.875 | 3,741.373 | 3,469.003 | 3,898.477 | 3,511.987 | 3,328.921 | 3,379.572 | 3,738.338 | 3,426.895 | 3,140.681 | 3,359.57 | 2,789.533 | 3,208.985 | 2,925.199 | 2,952.263 | 1,925.966 | 3,139.437 | 2,546.869 | 2,584.327 | 3,731.336 | 2,559.713 | 2,304.705 | 2,219.492 | 2,244.029 | 1,860.765 | 1,727.042 | 1,924.645 | 3,670.447 | 1,901.873 | 1,515.319 | 1,272.574 | 1,419.509 | 1,007.831 | 896.076 | -68.801 |
| Operating Expenses
| 8,947.576 | 3,911.853 | 8,592.244 | 8,329.408 | 7,958.741 | 4,666.389 | 7,592.289 | 7,354.316 | 7,287.915 | 7,353.475 | 7,495.669 | 6,751.13 | 5,873.491 | 5,848.315 | 5,543.136 | 4,634.127 | 4,572.625 | 5,104.39 | 4,280.287 | 3,736.485 | 4,072.364 | 5,672.055 | 4,327.573 | 4,093.978 | 3,785.798 | 5,267.062 | 3,803.482 | 4,075.03 | 3,802.062 | 5,173.745 | 3,955.469 | 3,999.524 | 3,695.999 | 4,118.825 | 3,802.792 | 3,648.312 | 3,652.743 | 4,100.263 | 3,762.56 | 3,465.545 | 3,658.052 | 3,503.642 | 3,501.834 | 3,210.878 | 3,223.449 | 2,254.727 | 3,243.087 | 2,805.989 | 2,811.443 | 3,169.345 | 2,788.775 | 2,520.577 | 2,443.435 | 2,785.984 | 2,342.62 | 2,189.419 | 2,354.258 | 3,139.338 | 2,291.384 | 1,901.981 | 1,955.765 | 1,249.203 | 1,528.736 | 1,403.196 | 1,315.916 |
| Operating Income
| 1,248.979 | 997.92 | 1,027.792 | 886.286 | 1,032.568 | 1,017.406 | 945.509 | 915.972 | 598.589 | 641.041 | 263.711 | 154.039 | 243.122 | 301.131 | 137.486 | 794.116 | 495.817 | 570.62 | 668.811 | 988.154 | 377.643 | 524.188 | 502.791 | 510.779 | 489.298 | 599.851 | 567.751 | 519.89 | 478.587 | 328.733 | 575.307 | 261.36 | 367.286 | 279.573 | 351.91 | 305.782 | 400.747 | 336.693 | 259.3 | 436.026 | 380.112 | 358.214 | 368.284 | 353.604 | 252.451 | 1,439.528 | 289.742 | 320.054 | 177.043 | 259.968 | 255.193 | 211.696 | 228.063 | 154.992 | 250.386 | 157.493 | 233.352 | 62.889 | 306.258 | 208.715 | 220.217 | 169.602 | 117.368 | 113.019 | 113.887 |
| Operating Income Ratio
| 0.12 | 0.203 | 0.107 | 0.096 | 0.115 | 0.179 | 0.111 | 0.111 | 0.076 | 0.08 | 0.034 | 0.022 | 0.04 | 0.049 | 0.024 | 0.146 | 0.098 | 0.101 | 0.135 | 0.209 | 0.085 | 0.085 | 0.104 | 0.111 | 0.114 | 0.102 | 0.13 | 0.113 | 0.112 | 0.06 | 0.127 | 0.061 | 0.09 | 0.064 | 0.085 | 0.077 | 0.099 | 0.076 | 0.064 | 0.112 | 0.094 | 0.093 | 0.095 | 0.099 | 0.073 | 0.39 | 0.082 | 0.102 | 0.059 | 0.076 | 0.084 | 0.077 | 0.085 | 0.053 | 0.097 | 0.067 | 0.09 | 0.02 | 0.118 | 0.099 | 0.101 | 0.12 | 0.071 | 0.075 | 0.08 |
| Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9.897 | 0 | 0 | 0 | 0 | -12.799 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.001 | -0.001 | -0.001 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.001 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 1,248.979 | 997.92 | 1,027.792 | 886.286 | 1,032.568 | 1,017.406 | 945.509 | 915.972 | 598.589 | 650.938 | 263.711 | 154.039 | 243.122 | 301.131 | 124.687 | 794.116 | 495.817 | 570.62 | 668.811 | 988.154 | 377.643 | 524.188 | 502.791 | 510.779 | 489.298 | 599.851 | 567.752 | 519.889 | 478.586 | 328.733 | 575.307 | 261.36 | 367.286 | 279.573 | 351.91 | 305.782 | 400.747 | 336.693 | 259.3 | 436.026 | 380.112 | 358.214 | 368.284 | 353.604 | 252.451 | 1,439.527 | 289.742 | 320.054 | 177.043 | 259.968 | 255.193 | 211.696 | 228.063 | 154.992 | 250.386 | 157.493 | 233.352 | 62.889 | 306.258 | 208.715 | 220.217 | 169.602 | 117.368 | 113.019 | 113.887 |
| Income Before Tax Ratio
| 0.12 | 0.203 | 0.107 | 0.096 | 0.115 | 0.179 | 0.111 | 0.111 | 0.076 | 0.081 | 0.034 | 0.022 | 0.04 | 0.049 | 0.022 | 0.146 | 0.098 | 0.101 | 0.135 | 0.209 | 0.085 | 0.085 | 0.104 | 0.111 | 0.114 | 0.102 | 0.13 | 0.113 | 0.112 | 0.06 | 0.127 | 0.061 | 0.09 | 0.064 | 0.085 | 0.077 | 0.099 | 0.076 | 0.064 | 0.112 | 0.094 | 0.093 | 0.095 | 0.099 | 0.073 | 0.39 | 0.082 | 0.102 | 0.059 | 0.076 | 0.084 | 0.077 | 0.085 | 0.053 | 0.097 | 0.067 | 0.09 | 0.02 | 0.118 | 0.099 | 0.101 | 0.12 | 0.071 | 0.075 | 0.08 |
| Income Tax Expense
| 403.533 | 314.501 | 276.877 | 291.472 | 370.934 | 362.014 | 375.228 | 222.618 | 243.113 | 81.69 | -12.771 | 22.584 | 68.017 | -231.699 | 64.589 | 137.452 | 201.146 | 163.346 | 269.219 | 333.337 | 151.11 | 153.283 | 169.624 | 133.25 | 191.79 | 215.144 | 251.883 | 186.938 | 202.737 | 61.241 | 192.876 | 26.494 | 153.837 | -21.2 | 150.341 | 134.186 | 163.339 | 45.195 | 54.847 | 162.76 | 150.987 | 78.159 | 135.705 | 137.659 | 104.842 | 512.285 | 116.218 | 129.738 | 70.814 | 8.671 | 100.088 | 75.895 | 90.268 | -37.265 | 100.371 | 63.154 | 89.797 | -89.954 | 112.17 | 81.629 | 89.242 | -19.439 | 44 | 46.042 | 34.408 |
| Net Income
| 832.264 | 670.765 | 739.083 | 583.979 | 651.018 | 648.527 | 558.85 | 676.201 | 342.216 | 555.614 | 272.736 | 131.394 | 175.103 | 532.806 | 60.104 | 656.67 | 294.669 | 407.269 | 399.584 | 654.813 | 226.525 | 369.039 | 333.344 | 379.03 | 297.67 | 385.05 | 316.357 | 333.089 | 276.124 | 267.689 | 383.175 | 235.703 | 214.3 | 301.613 | 202.682 | 172.794 | 238.51 | 292.139 | 207.233 | 273.15 | 228.995 | 275.738 | 232.277 | 217.116 | 150.698 | 932.755 | 174.841 | 191.169 | 106.442 | 252.189 | 155.863 | 136.5 | 138.028 | 192.257 | 149.993 | 94.339 | 143.555 | 152.843 | 194.088 | 127.086 | 130.975 | 118.858 | 73.368 | 66.977 | 69.379 |
| Net Income Ratio
| 0.08 | 0.137 | 0.077 | 0.063 | 0.072 | 0.114 | 0.065 | 0.082 | 0.043 | 0.069 | 0.035 | 0.019 | 0.029 | 0.087 | 0.011 | 0.121 | 0.058 | 0.072 | 0.081 | 0.139 | 0.051 | 0.06 | 0.069 | 0.082 | 0.07 | 0.066 | 0.072 | 0.072 | 0.065 | 0.049 | 0.085 | 0.055 | 0.053 | 0.069 | 0.049 | 0.044 | 0.059 | 0.066 | 0.052 | 0.07 | 0.057 | 0.071 | 0.06 | 0.061 | 0.043 | 0.252 | 0.049 | 0.061 | 0.036 | 0.074 | 0.051 | 0.05 | 0.052 | 0.065 | 0.058 | 0.04 | 0.055 | 0.048 | 0.075 | 0.06 | 0.06 | 0.084 | 0.045 | 0.044 | 0.049 |
| EPS
| 1.3 | 1.03 | 1.16 | 0.92 | 1.01 | 1.01 | 0.9 | 1.09 | 0.52 | 0.86 | 0.43 | 0.2 | 0.27 | 0.83 | 0.093 | 1.02 | 0.46 | 0.63 | 0.62 | 1.01 | 0.35 | 0.57 | 0.52 | 0.58 | 0.46 | 0.6 | 0.49 | 0.52 | 0.43 | 0.41 | 0.59 | 0.36 | 0.33 | 0.47 | 0.31 | 0.27 | 0.37 | 0.45 | 0.32 | 0.42 | 0.35 | 0.43 | 0.36 | 0.33 | 0.23 | 1.44 | 0.27 | 0.29 | 0.16 | 0.39 | 0.24 | 0.21 | 0.21 | 0.3 | 0.23 | 0.14 | 0.22 | 0.23 | 0.3 | 0.19 | 0.2 | 0.18 | 0.16 | 0.14 | 0.15 |
| EPS Diluted
| 1.3 | 1.03 | 1.16 | 0.9 | 1.01 | 1.01 | 0.9 | 1.09 | 0.52 | 0.86 | 0.42 | 0.2 | 0.27 | 0.83 | 0.093 | 1.02 | 0.46 | 0.63 | 0.62 | 1.01 | 0.35 | 0.57 | 0.52 | 0.58 | 0.46 | 0.6 | 0.49 | 0.52 | 0.43 | 0.41 | 0.59 | 0.36 | 0.33 | 0.47 | 0.31 | 0.27 | 0.37 | 0.45 | 0.32 | 0.42 | 0.35 | 0.43 | 0.36 | 0.33 | 0.23 | 1.44 | 0.27 | 0.29 | 0.16 | 0.39 | 0.24 | 0.21 | 0.21 | 0.3 | 0.23 | 0.14 | 0.22 | 0.23 | 0.3 | 0.19 | 0.2 | 0.18 | 0.16 | 0.14 | 0.15 |
| EBITDA
| 1,365.376 | 1,119.859 | 1,158.937 | 1,009.363 | 1,157.086 | 1,120.83 | 1,090.923 | 1,090.882 | 752.672 | 741.75 | 428.58 | 290.275 | 363.632 | 0 | 358.932 | 867.53 | 558.539 | 634.45 | 738.099 | 1,079.6 | 461.704 | 586.248 | 573.595 | 575.166 | 554.679 | 0 | 631.097 | 581.034 | 536.809 | 406.418 | 642.053 | 333.289 | 432.531 | 229.394 | 419.234 | 364.378 | 462.113 | 295.717 | 355.516 | 510.928 | 453.766 | 136.755 | 426.661 | 420.043 | 277.61 | 1,483.706 | 407.018 | 355.235 | 207.768 | 0 | 284.873 | 249.702 | 264.65 | 0 | 0 | 291.398 | 316.657 | 0 | 0 | 318.201 | 307.793 | 0 | 0 | 0 | 181.649 |
| EBITDA Ratio
| 0.131 | 0.228 | 0.12 | 0.11 | 0.129 | 0.197 | 0.128 | 0.132 | 0.095 | 0.093 | 0.055 | 0.042 | 0.059 | 0 | 0.063 | 0.16 | 0.11 | 0.112 | 0.149 | 0.229 | 0.104 | 0.095 | 0.119 | 0.125 | 0.13 | 0 | 0.144 | 0.126 | 0.125 | 0.074 | 0.142 | 0.078 | 0.106 | 0.052 | 0.101 | 0.092 | 0.114 | 0.067 | 0.088 | 0.131 | 0.112 | 0.035 | 0.11 | 0.118 | 0.08 | 0.402 | 0.115 | 0.114 | 0.07 | 0 | 0.094 | 0.091 | 0.099 | 0 | 0 | 0.124 | 0.122 | 0 | 0 | 0.151 | 0.141 | 0 | 0 | 0 | 0.127 |