Punjab & Sind Bank
NSE:PSB.NS
52.03 (INR) • At close November 4, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 30,978.6 | 28,460.2 | 28,942.2 | 11,009.6 | 9,431.4 | 9,161.4 | 12,308.2 | 9,426.3 | 9,154.3 | 8,244.6 | 9,641.916 | 9,284.7 | 8,213.2 | 9,282 | 7,235.764 | 8,357 | 8,125 | 6,915.9 | 6,701.484 | 6,128.9 | 7,182.3 | 7,345.6 | 4,481.562 | 7,154.3 | 8,147.1 | 8,619.8 | 6,291.3 | 7,347.8 | 7,640.4 | 6,884.4 | 7,158.6 | 6,594.3 | 6,758.2 | 68,632 | 7,049.5 | 6,759.7 | 6,447.5 | 6,286 | 5,153.872 | 5,147.1 | 5,580.4 | 5,197.7 | 4,902.726 | 5,203.6 | 4,839.4 | 5,531.4 | 5,694.524 | 5,446.6 | 4,891.8 | 4,547.6 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | -349.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 30,978.6 | 28,460.2 | 28,942.2 | 11,009.6 | 9,781.3 | 9,161.4 | 12,308.2 | 9,426.3 | 9,154.3 | 8,244.6 | 9,641.916 | 9,284.7 | 8,213.2 | 9,282 | 7,235.764 | 8,357 | 8,125 | 6,915.9 | 6,701.484 | 6,128.9 | 7,182.3 | 7,345.6 | 4,481.562 | 7,154.3 | 8,147.1 | 8,619.8 | 6,291.3 | 7,347.8 | 7,640.4 | 6,884.4 | 7,158.6 | 6,594.3 | 6,758.2 | 68,632 | 7,049.5 | 6,759.7 | 6,447.5 | 6,286 | 5,153.872 | 5,147.1 | 5,580.4 | 5,197.7 | 4,902.726 | 5,203.6 | 4,839.4 | 5,531.4 | 5,694.524 | 5,446.6 | 4,891.8 | 4,547.6 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1.037 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 872.007 | 0 | 0 | 0 | 997.466 | 0 | 0 | 0 | 449.689 | 0 | 0 | 0 | 402.315 | 0 | 0 | 0 | 419.834 | 0 | 0 | 0 | 386.851 | 0 | 0 | 0 | 407.526 | 0 | 0 | 0 | 401.506 | 0 | 0 | 0 | 448.345 | 0 | 0 | 0 | 421.072 | 0 | 0 | 0 | 370.708 | 0 | 0 | 0 | -2,287.529 | 809.4 | 879.6 | 750.5 |
| Selling & Marketing Expenses
| 0 | 0 | 74.342 | 0 | 0 | 0 | 76.181 | 0 | 0 | 0 | 38.716 | 0 | 0 | 0 | 27.179 | 0 | 0 | 0 | 56.266 | 0 | 0 | 0 | 30.457 | 0 | 0 | 0 | 15.74 | 0 | 0 | 0 | 14.843 | 0 | 0 | 0 | 14.368 | 0 | 0 | 0 | 22.381 | 0 | 0 | 0 | 21.709 | 0 | 0 | 0 | 80.928 | 0 | 0 | 0 |
| SG&A
| 0 | 4,602.4 | 5,129.4 | 5,476.7 | 4,311.9 | 4,524 | 10,418.028 | 3,799.6 | 3,557.4 | 3,273.2 | 8,470.465 | 3,895.3 | 3,661.2 | 3,380.1 | 8,451.705 | 5,204.1 | 4,168.4 | 3,195.2 | 6,413.017 | 3,011.2 | 2,993.2 | 3,200.2 | 4,997.855 | 3,290.2 | 3,098 | 3,107.5 | 6,729.526 | 2,598.6 | 2,710 | 2,536 | 5,646.146 | 2,571.2 | 2,444.7 | 2,395.9 | 4,556.184 | 2,559.2 | 2,488.8 | 2,441 | 4,844.353 | 2,315.6 | 2,266 | 2,228.4 | 4,409.902 | 2,229.5 | 2,060.9 | 2,340.3 | -2,206.601 | 809.4 | 879.6 | 750.5 |
| Other Expenses
| -2,805.1 | -2,669.4 | -2,529.8 | -2,763 | -2,516.9 | -2,064 | -2,370.8 | -2,183.4 | -2,420.6 | -2,451.7 | -2,349.6 | -2,065.7 | -2,063.9 | -1,793 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 2,805.1 | 2,669.4 | 2,529.8 | 6,003.5 | 6,846.3 | 7,483.7 | -142.9 | 6,621.1 | 6,594.8 | 5,151.4 | 7,320.729 | 5,961 | 967.7 | 5,718.6 | 7,237.465 | 6,955.6 | 5,998.9 | 5,174.4 | 3,300.675 | 4,962.5 | 4,675.4 | 5,884.2 | 3,472.123 | 4,813.5 | 6,570.3 | 4,538.4 | 5,015.8 | 3,816.5 | 4,054.5 | 3,830 | 3,810.7 | 3,823.3 | 3,752.9 | 35,686 | 2,675.7 | 3,774.5 | 3,848.5 | 3,545.1 | 3,133.476 | 3,534.2 | 3,435.4 | 3,221.9 | 2,861.912 | 3,303.6 | 3,119 | 3,188.7 | -11.728 | 4,058.5 | 3,515.1 | 3,631.4 |
| Operating Income
| 3,073.1 | 2,132.2 | 2,267.9 | 1,807 | 2,952.5 | 2,342.4 | 5,931.3 | 5,517.9 | 1,927.2 | 2,822 | 4,490.446 | 3,060.2 | 980.3 | 3,335.9 | 1,693.496 | -27,845.5 | -6,323.9 | -1,566.5 | -3,880.683 | -3,473.7 | -7,219.3 | -649.9 | -296.332 | 312.9 | -2,432.2 | -6,172.1 | -4,764.8 | -2,353.9 | 637.6 | 532.7 | -644.5 | 1,013.3 | 750.7 | 13,852 | 1,702.6 | 1,269.6 | 1,433.9 | 577.9 | -702.417 | 563.6 | 1,175.4 | 343.3 | 358.464 | 1,046.3 | -153.4 | 1,960.1 | 1,244.402 | 1,388.1 | 1,376.7 | 916.2 |
| Operating Income Ratio
| 0.099 | 0.075 | 0.078 | 0.164 | 0.313 | 0.256 | 0.482 | 0.585 | 0.211 | 0.342 | 0.466 | 0.33 | 0.119 | 0.359 | 0.234 | -3.332 | -0.778 | -0.227 | -0.579 | -0.567 | -1.005 | -0.088 | -0.066 | 0.044 | -0.299 | -0.716 | -0.757 | -0.32 | 0.083 | 0.077 | -0.09 | 0.154 | 0.111 | 0.202 | 0.242 | 0.188 | 0.222 | 0.092 | -0.136 | 0.109 | 0.211 | 0.066 | 0.073 | 0.201 | -0.032 | 0.354 | 0.219 | 0.255 | 0.281 | 0.201 |
| Total Other Income Expenses Net
| 0 | 2,132.2 | 2,267.9 | 1,807 | 2,952.5 | 2,342.4 | 5,931.3 | 5,517.9 | 1,927.2 | 2,822 | -0.041 | 3,060.2 | 980.3 | 3,335.9 | -0.092 | 0 | 0 | 0 | 0.031 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -166.4 | 0 | 0 | 0 | -205.2 | 0 | 0 | 0 | -1,533.2 | 0 | 0 | 0 |
| Income Before Tax
| 3,073.1 | 2,132.2 | 2,267.9 | 1,807 | 2,952.5 | 2,342.4 | 5,931.3 | 5,517.9 | 1,927.2 | 2,822 | 4,490.405 | 3,060.2 | 980.3 | 3,335.9 | 1,693.404 | -27,845.5 | -6,323.9 | -1,566.5 | -3,880.652 | -3,473.7 | -7,219.3 | -649.9 | -296.332 | 312.9 | -2,432.2 | -6,172.1 | -4,764.8 | -2,353.9 | 637.6 | 532.7 | -644.5 | 1,013.3 | 750.7 | 13,852 | 1,702.6 | 1,269.6 | 1,433.9 | 577.9 | -868.817 | 563.6 | 1,175.4 | 343.3 | 153.264 | 1,046.3 | -153.4 | 1,960.1 | -288.798 | 1,388.1 | 1,376.7 | 916.2 |
| Income Before Tax Ratio
| 0.099 | 0.075 | 0.078 | 0.164 | 0.313 | 0.256 | 0.482 | 0.585 | 0.211 | 0.342 | 0.466 | 0.33 | 0.119 | 0.359 | 0.234 | -3.332 | -0.778 | -0.227 | -0.579 | -0.567 | -1.005 | -0.088 | -0.066 | 0.044 | -0.299 | -0.716 | -0.757 | -0.32 | 0.083 | 0.077 | -0.09 | 0.154 | 0.111 | 0.202 | 0.242 | 0.188 | 0.222 | 0.092 | -0.169 | 0.109 | 0.211 | 0.066 | 0.031 | 0.201 | -0.032 | 0.354 | -0.051 | 0.255 | 0.281 | 0.201 |
| Income Tax Expense
| 677.2 | 317.2 | 874.4 | 663.9 | 1,061.6 | 815.7 | 1,361.4 | 1,785.5 | -853.8 | 775 | 1,029.4 | 52 | -1,202.5 | 1,597.4 | 85.6 | -4,090.2 | -2,311.2 | -397.6 | -1,517.7 | -918.8 | -2,532 | -347.1 | 289.347 | 89.5 | -1,339.9 | -2,191.9 | 481.4 | 228.6 | 500.6 | 279 | -727.8 | 238.2 | 131.8 | 8,517 | 721.4 | 566.4 | 190.2 | 146.3 | -166.4 | -15.9 | 53.3 | 129 | -205.2 | 45.2 | -583 | 743 | -1,533.2 | 651.3 | 206 | 675.9 |
| Net Income
| 2,395.9 | 1,815 | 1,393.499 | 1,143.1 | 1,890.9 | 1,526.7 | 4,569.89 | 3,732.4 | 2,781 | 2,047 | 3,461.046 | 3,008.2 | 2,182.8 | 1,738.5 | 1,607.896 | -23,755.3 | -4,012.7 | -1,168.9 | -2,362.983 | -2,554.9 | -4,687.3 | -302.8 | -585.679 | 223.4 | -1,092.3 | -3,980.2 | -5,246.2 | -2,582.5 | 137 | 253.7 | 83.3 | 775.1 | 618.9 | 5,335 | 981.2 | 703.2 | 1,243.7 | 431.6 | -702.417 | 579.5 | 1,122.1 | 214.3 | 358.464 | 1,001.1 | 429.6 | 1,217.1 | 1,244.402 | 736.8 | 1,170.7 | 240.3 |
| Net Income Ratio
| 0.077 | 0.064 | 0.048 | 0.104 | 0.2 | 0.167 | 0.371 | 0.396 | 0.304 | 0.248 | 0.359 | 0.324 | 0.266 | 0.187 | 0.222 | -2.843 | -0.494 | -0.169 | -0.353 | -0.417 | -0.653 | -0.041 | -0.131 | 0.031 | -0.134 | -0.462 | -0.834 | -0.351 | 0.018 | 0.037 | 0.012 | 0.118 | 0.092 | 0.078 | 0.139 | 0.104 | 0.193 | 0.069 | -0.136 | 0.113 | 0.201 | 0.041 | 0.073 | 0.192 | 0.089 | 0.22 | 0.219 | 0.135 | 0.239 | 0.053 |
| EPS
| 0.35 | 0.27 | 0.21 | 0.17 | 0.28 | 0.23 | 0.67 | 0.55 | 0.41 | 0.3 | 0.85 | 0.55 | 0.54 | 0.43 | 0.4 | -5.86 | -5.72 | -1.67 | -3.37 | -3.96 | -7.79 | -0.53 | -1.04 | 0.4 | -1.93 | -7.05 | -12.87 | -6.45 | 0.34 | 0.63 | 0.21 | 1.94 | 1.55 | 1.33 | 2.45 | 1.76 | 3.11 | 1.08 | -1.76 | 1.45 | 4.06 | 0.78 | 1.18 | 3.91 | 1.69 | 4.79 | 4.32 | 3.15 | 5 | 1.03 |
| EPS Diluted
| 0.35 | 0.27 | 0.21 | 0.17 | 0.28 | 0.23 | 0.67 | 0.55 | 0.41 | 0.3 | 0.85 | 0.55 | 0.54 | 0.43 | 0.4 | -5.86 | -5.72 | -1.67 | -3.37 | -3.96 | -7.79 | -0.53 | -1.04 | 0.4 | -1.93 | -7.05 | -12.87 | -6.45 | 0.34 | 0.63 | 0.21 | 1.94 | 1.55 | 1.33 | 2.45 | 1.76 | 3.11 | 1.08 | -1.76 | 1.45 | 4.06 | 0.78 | 1.18 | 3.91 | 1.69 | 4.79 | 4.32 | 3.15 | 5 | 1.03 |
| EBITDA
| 3,073.1 | 0 | -2,267.9 | 1,807 | 2,952.5 | 2,342.4 | 5,931.3 | 5,517.9 | 1,927.2 | 2,822 | 4,490.446 | 3,060.2 | 980.3 | 3,335.9 | 1,693.496 | -27,845.5 | -6,323.9 | -1,566.5 | -3,880.683 | -3,473.7 | -7,219.3 | -649.9 | -296.332 | 312.9 | -2,432.2 | -6,172.1 | -4,764.8 | -2,353.9 | 637.6 | 532.7 | -644.5 | 1,013.3 | 750.7 | 13,852 | 1,702.6 | 1,269.6 | 1,433.9 | 577.9 | -702.417 | 563.6 | 1,175.4 | 343.3 | 358.464 | 1,046.3 | -153.4 | 1,960.1 | 1,244.402 | 1,388.1 | 1,376.7 | 916.2 |
| EBITDA Ratio
| 0.099 | 0 | -0.078 | 0.164 | 0.313 | 0.256 | 0.482 | 0.585 | 0.211 | 0.342 | 0.466 | 0.33 | 0.119 | 0.359 | 0.234 | -3.332 | -0.778 | -0.227 | -0.579 | -0.567 | -1.005 | -0.088 | -0.066 | 0.044 | -0.299 | -0.716 | -0.757 | -0.32 | 0.083 | 0.077 | -0.09 | 0.154 | 0.111 | 0.202 | 0.242 | 0.188 | 0.222 | 0.092 | -0.136 | 0.109 | 0.211 | 0.066 | 0.073 | 0.201 | -0.032 | 0.354 | 0.219 | 0.255 | 0.281 | 0.201 |