Primerica, Inc.
NYSE:PRI
271.5 (USD) • At close December 20, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | 2010 Q2 | 2010 Q1 | 2009 Q4 | 2009 Q3 | 2009 Q2 | 2009 Q1 | 2008 Q4 | 2008 Q3 | 2001 Q4 | 2001 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 774.129 | 819.034 | 758.615 | 726.338 | 710.932 | 688.385 | 690.036 | 686.939 | 673.289 | 668.682 | 691.226 | 724.094 | 693.239 | 654.686 | 637.711 | 598.33 | 568.461 | 525.815 | 524.936 | 531.96 | 520.653 | 504.904 | 494.987 | 487.323 | 484.781 | 467.814 | 459.923 | 442.941 | 427.3 | 413.697 | 405.164 | 393.864 | 383.626 | 379.243 | 362.962 | 354.128 | 355.824 | 350.866 | 345.139 | 345.384 | 339.187 | 331.13 | 324.329 | 327.241 | 319.458 | 312.307 | 308.446 | 304.501 | 299.088 | 300.525 | 286.601 | 275.855 | 275.791 | 275.095 | 276.352 | 279.387 | 241.236 | 234.299 | 606.942 | 578.602 | 551.376 | 547.587 | 542.836 | 470.881 | 535.574 | 686.939 | 673.289 |
| Cost of Revenue
| 83.612 | 88.566 | 100.944 | 84.569 | 79.353 | 83.189 | 89.536 | 80.442 | 73.791 | 79.73 | 86.435 | 296.851 | 79.864 | 66.726 | 72.963 | -1,374.017 | 59.347 | 56.152 | 65.914 | -1,283.398 | 54.843 | 55.913 | 65.707 | -1,182.912 | 54.712 | 55.083 | 63.227 | -1,056.86 | 45.527 | 45.274 | 52.736 | -944.217 | 45.309 | 44.838 | 47.37 | -882.3 | 40.475 | 41.757 | 44.653 | -820.282 | 45.236 | 42.293 | 40.8 | -753.001 | 41.273 | 45.03 | 45.754 | -721.498 | 39.934 | 40.446 | 41.105 | -661.713 | 42.962 | 41.743 | 40.111 | -901.698 | 39.372 | 65.183 | 36.268 | 0 | 0 | 0 | 0 | 0 | 0 | 80.442 | 73.791 |
| Gross Profit
| 690.517 | 730.468 | 657.671 | 641.769 | 631.579 | 605.196 | 600.5 | 606.497 | 599.498 | 588.952 | 604.791 | 427.243 | 613.375 | 587.96 | 564.748 | 1,972.347 | 509.114 | 469.663 | 459.022 | 1,815.358 | 465.81 | 448.991 | 429.28 | 1,670.235 | 430.069 | 412.731 | 396.696 | 1,499.801 | 381.773 | 368.423 | 352.428 | 1,338.081 | 338.317 | 334.405 | 315.592 | 1,236.428 | 315.349 | 309.109 | 300.486 | 1,165.666 | 293.951 | 288.837 | 283.529 | 1,080.242 | 278.185 | 267.277 | 262.692 | 1,025.999 | 259.154 | 260.079 | 245.496 | 937.568 | 232.829 | 233.352 | 236.241 | 1,181.085 | 201.864 | 169.116 | 570.674 | 578.602 | 551.376 | 547.587 | 542.836 | 470.881 | 535.574 | 606.497 | 599.498 |
| Gross Profit Ratio
| 0.892 | 0.892 | 0.867 | 0.884 | 0.888 | 0.879 | 0.87 | 0.883 | 0.89 | 0.881 | 0.875 | 0.59 | 0.885 | 0.898 | 0.886 | 3.296 | 0.896 | 0.893 | 0.874 | 3.413 | 0.895 | 0.889 | 0.867 | 3.427 | 0.887 | 0.882 | 0.863 | 3.386 | 0.893 | 0.891 | 0.87 | 3.397 | 0.882 | 0.882 | 0.869 | 3.491 | 0.886 | 0.881 | 0.871 | 3.375 | 0.867 | 0.872 | 0.874 | 3.301 | 0.871 | 0.856 | 0.852 | 3.369 | 0.866 | 0.865 | 0.857 | 3.399 | 0.844 | 0.848 | 0.855 | 4.227 | 0.837 | 0.722 | 0.94 | 1 | 1 | 1 | 1 | 1 | 1 | 0.883 | 0.89 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 62.685 | 63.149 | 57.421 | 57.821 | 59.093 | 61.126 | 58.884 | 57.552 | 59.461 | 59.508 | 53.359 | 51.901 | 48.579 | 48.766 | 49.545 | 46.109 | 43.753 | 48.709 | 45.992 | 44.854 | 44.57 | 43.402 | 41.671 | 41.925 | 43.451 | 41.109 | 35.103 | 37.637 | 36.92 | 37.621 | 33.475 | 32.837 | 32.906 | 33.13 | 29.665 | 30.266 | 28.744 | 34.348 | 24.64 | 28.649 | 28.192 | 28.502 | 26.855 | 26.576 | 26.513 | 25.512 | 136.858 | 23.744 | 68.925 | 67.933 | 57.635 | 0 | 0 | 57.635 | 313.282 | 49.811 | 55.207 | 208.264 | 181.437 | 154.631 | 187.647 | 185.837 | 503.091 | 191.048 | 0 | 0 |
| Selling & Marketing Expenses
| 0 | 142.154 | 131.138 | 116.747 | 116.2 | 113.623 | 110.874 | 103.162 | 105.915 | 119.763 | 133.924 | 139.843 | 129.268 | 131.303 | 121.894 | 102.587 | 91.95 | 85.492 | 96.607 | 94.238 | 89.061 | 90.099 | 83.799 | 85.322 | 84.588 | 82.954 | 82.519 | 76.823 | 72.022 | 75.44 | 73.704 | 69.326 | 66.7 | 70.146 | 66.643 | 67.535 | 67.402 | 71.499 | 68.457 | 68.79 | 67.5 | 67.364 | 65.121 | 61.163 | 58.388 | 57.638 | 55.048 | -172.2 | 56.054 | 57.932 | 58.212 | 48.985 | 51.88 | 54.382 | 55.356 | 54.47 | 47.363 | 47.744 | 50.252 | 52.964 | 46.561 | 46.785 | 54.809 | 52.838 | 64.067 | 0 | 0 |
| SG&A
| 495.78 | 204.839 | 194.287 | 174.168 | 174.021 | 172.716 | 172 | 162.046 | 163.467 | 179.224 | 193.432 | 193.202 | 181.169 | 179.882 | 170.66 | 152.132 | 138.059 | 129.245 | 145.316 | 140.23 | 133.915 | 134.669 | 127.201 | 126.993 | 126.513 | 126.405 | 123.628 | 111.926 | 109.659 | 112.36 | 111.325 | 102.801 | 99.537 | 103.052 | 99.773 | 97.2 | 97.668 | 100.243 | 102.805 | 97.33 | 99.449 | 95.556 | 93.623 | 77.329 | 87.701 | 86.906 | 80.56 | -309.058 | 56.054 | 126.857 | 126.145 | 48.985 | 51.88 | 54.382 | 112.991 | -211.2 | 97.174 | 102.951 | 258.516 | 234.401 | 201.192 | 234.432 | 240.646 | 555.929 | 255.115 | 0 | 0 |
| Other Expenses
| 0 | -327.486 | -327.298 | -295.806 | -432.778 | -436.455 | -430.673 | 80.442 | 73.791 | -311.75 | -578.715 | -321.915 | -457.727 | -411.353 | -429.294 | 129.896 | -355.41 | -328.401 | -357.284 | 117.823 | -333.462 | -314.33 | -319.732 | 1,346.142 | -311.418 | -291.737 | -306.56 | 1,149.547 | -274.5 | -264.891 | -270.459 | 1,118.055 | -242.696 | -235.347 | -238.207 | 1,045.913 | 0 | 0 | 0 | 985.833 | 0 | 0 | 0 | 7.024 | -202.905 | -191.038 | -193.665 | 350.284 | -235.824 | -332.294 | -325.306 | 266.885 | -213.858 | -212.575 | -261.09 | 596.481 | -230.191 | -228.801 | -608.788 | -614.032 | -564.693 | -583.685 | -608.707 | -1,243.493 | -628.637 | -438.951 | -513.599 |
| Operating Expenses
| 495.78 | 327.486 | 327.298 | 295.806 | -432.778 | -436.455 | -430.673 | 80.442 | 73.791 | 499.031 | -578.715 | -1,837.61 | -457.727 | -411.353 | -429.294 | 129.896 | -355.41 | -328.401 | -357.284 | 117.823 | -333.462 | -314.33 | -319.732 | 1,346.142 | -311.418 | -291.737 | -306.56 | 1,149.547 | -274.5 | -264.891 | -270.459 | 1,118.055 | -242.696 | -235.347 | -238.207 | 1,045.913 | 265.999 | 259.937 | 257.085 | 985.833 | 252.338 | 239.566 | 240.043 | 7.024 | -202.905 | -191.038 | -193.665 | 41.226 | -179.77 | -205.437 | -199.161 | 47.632 | -161.978 | -158.193 | -148.099 | 137.84 | -133.017 | -125.85 | -350.272 | -379.631 | -363.501 | -349.253 | -368.061 | -687.564 | -373.522 | -438.951 | -513.599 |
| Operating Income
| 194.737 | 283.163 | 201.792 | 430.532 | 198.801 | 168.741 | 169.827 | 174.314 | 78.707 | 185.466 | 112.511 | 75.46 | 155.648 | 176.607 | 135.454 | 1,842.45 | 153.704 | 141.262 | 101.738 | 1,697.537 | 132.348 | 134.661 | 109.548 | 324.094 | 118.651 | 120.994 | 90.136 | 350.255 | 107.273 | 103.532 | 81.969 | 219.414 | 95.621 | 99.058 | 77.385 | 189.871 | 49.35 | 49.173 | 43.401 | 179.834 | 41.613 | 49.271 | 43.485 | 1,073.216 | 75.28 | 76.239 | 69.027 | 984.773 | 79.384 | 54.642 | 46.335 | 889.936 | 70.851 | 75.159 | 88.142 | 1,043.244 | 68.847 | 43.266 | 220.402 | 198.971 | 187.875 | 198.334 | 174.775 | -216.683 | 162.052 | 167.546 | 85.899 |
| Operating Income Ratio
| 0.252 | 0.346 | 0.266 | 0.593 | 0.28 | 0.245 | 0.246 | 0.254 | 0.117 | 0.277 | 0.163 | 0.104 | 0.225 | 0.27 | 0.212 | 3.079 | 0.27 | 0.269 | 0.194 | 3.191 | 0.254 | 0.267 | 0.221 | 0.665 | 0.245 | 0.259 | 0.196 | 0.791 | 0.251 | 0.25 | 0.202 | 0.557 | 0.249 | 0.261 | 0.213 | 0.536 | 0.139 | 0.14 | 0.126 | 0.521 | 0.123 | 0.149 | 0.134 | 3.28 | 0.236 | 0.244 | 0.224 | 3.234 | 0.265 | 0.182 | 0.162 | 3.226 | 0.257 | 0.273 | 0.319 | 3.734 | 0.285 | 0.185 | 0.363 | 0.344 | 0.341 | 0.362 | 0.322 | -0.46 | 0.303 | 0.244 | 0.128 |
| Total Other Income Expenses Net
| 59.841 | -259.706 | 264.395 | -371.255 | -865.556 | -343.381 | -23.125 | -139.339 | 7.192 | -6.914 | -23.268 | 50.471 | -380.709 | -157.341 | -166.737 | -22.448 | -224.572 | -206.356 | -219.16 | -1,575.393 | -206.756 | -186.862 | -199.711 | -262.875 | -192.121 | -172.561 | -190.105 | -230.755 | -171.914 | -159.674 | -166.261 | -209.162 | -87.734 | -188.667 | -196.769 | -187.948 | -186.86 | -176.156 | -177.707 | -180.786 | 22.407 | -159.834 | 23.347 | -183.927 | -159.936 | -8.793 | -8.795 | -8.857 | 70.556 | 17.279 | 17.131 | -827.249 | 55.507 | 58.465 | -14.886 | 80.523 | -6.968 | -6.928 | 0 | 198.971 | 187.875 | 198.334 | 174.775 | -216.683 | 162.052 | 0 | 0 |
| Income Before Tax
| 254.578 | 7.797 | 179.236 | 197.041 | 198.801 | 188.896 | 163.137 | 167.546 | 85.899 | 162.837 | 103.003 | 66.297 | 147.102 | 169.466 | 128.309 | 131.64 | 146.483 | 134.062 | 94.546 | 122.145 | 125.138 | 127.459 | 102.368 | 107.922 | 111.435 | 113.764 | 82.963 | 108.089 | 100.2 | 96.389 | 74.842 | 87.064 | 88.437 | 91.88 | 70.212 | 72.393 | 74.953 | 76.825 | 66.809 | 69.13 | 64.02 | 75.74 | 66.832 | 56.966 | 66.554 | 67.446 | 60.232 | 60.946 | 70.556 | 71.92 | 63.466 | 62.687 | 63.851 | 68.161 | 81.145 | 80.523 | 61.879 | 36.338 | 220.402 | 198.971 | 187.875 | 198.334 | 174.775 | -216.683 | 162.052 | 167.546 | 85.899 |
| Income Before Tax Ratio
| 0.329 | 0.01 | 0.236 | 0.271 | 0.28 | 0.274 | 0.236 | 0.244 | 0.128 | 0.244 | 0.149 | 0.092 | 0.212 | 0.259 | 0.201 | 0.22 | 0.258 | 0.255 | 0.18 | 0.23 | 0.24 | 0.252 | 0.207 | 0.221 | 0.23 | 0.243 | 0.18 | 0.244 | 0.234 | 0.233 | 0.185 | 0.221 | 0.231 | 0.242 | 0.193 | 0.204 | 0.211 | 0.219 | 0.194 | 0.2 | 0.189 | 0.229 | 0.206 | 0.174 | 0.208 | 0.216 | 0.195 | 0.2 | 0.236 | 0.239 | 0.221 | 0.227 | 0.232 | 0.248 | 0.294 | 0.288 | 0.257 | 0.155 | 0.363 | 0.344 | 0.341 | 0.362 | 0.322 | -0.46 | 0.303 | 0.244 | 0.128 |
| Income Tax Expense
| 90.205 | 6.626 | 41.332 | 45.106 | 46.738 | 44.392 | 38.031 | 35.706 | 34.092 | 37.265 | 24.239 | 31.788 | 35.663 | 41.304 | 30.437 | 31.556 | 34.382 | 32.552 | 22.077 | 28.588 | 28.916 | 30.014 | 23.203 | 21.38 | 26.296 | 27.065 | 17.248 | -60.355 | 33.565 | 33.282 | 22.772 | 30.191 | 30.4 | 32.554 | 25.036 | 24.445 | 25.603 | 27.653 | 23.408 | 23.664 | 22.407 | 26.469 | 23.347 | 19.765 | 23.364 | 23.956 | 21.387 | 20.675 | 24.957 | 25.741 | 21.71 | 21.502 | 23.25 | 24.138 | 28.678 | 27.634 | 22.284 | 14.33 | 77.116 | 72.89 | 64.044 | 66.214 | 62.218 | -9.975 | 56.718 | 139.016 | 61.553 |
| Net Income
| 164.373 | 1.171 | 137.904 | 151.935 | 152.063 | 144.504 | 128.099 | 131.84 | 51.807 | 127.39 | 81.419 | 34.868 | 111.998 | 127.637 | 97.455 | 100.084 | 112.101 | 101.51 | 72.469 | 93.557 | 95.808 | 97.018 | 78.764 | 86.056 | 84.654 | 86.217 | 65.29 | 167.242 | 66.17 | 62.677 | 51.649 | 56.392 | 57.543 | 58.835 | 44.806 | 47.947 | 48.971 | 48.807 | 43.401 | 45.465 | 41.595 | 49.271 | 45.08 | 36.702 | 42.633 | 42.938 | 37.828 | 40.271 | 44.483 | 45.069 | 40.399 | 41.185 | 35.098 | 37.62 | 47.271 | 52.889 | 39.595 | 22.008 | 143.286 | 126.081 | 123.831 | 132.12 | 112.557 | -206.708 | 105.334 | 28.53 | 24.346 |
| Net Income Ratio
| 0.212 | 0.001 | 0.182 | 0.209 | 0.214 | 0.21 | 0.186 | 0.192 | 0.077 | 0.191 | 0.118 | 0.048 | 0.162 | 0.195 | 0.153 | 0.167 | 0.197 | 0.193 | 0.138 | 0.176 | 0.184 | 0.192 | 0.159 | 0.177 | 0.175 | 0.184 | 0.142 | 0.378 | 0.155 | 0.152 | 0.127 | 0.143 | 0.15 | 0.155 | 0.123 | 0.135 | 0.138 | 0.139 | 0.126 | 0.132 | 0.123 | 0.149 | 0.139 | 0.112 | 0.133 | 0.137 | 0.123 | 0.132 | 0.149 | 0.15 | 0.141 | 0.149 | 0.127 | 0.137 | 0.171 | 0.189 | 0.164 | 0.094 | 0.236 | 0.218 | 0.225 | 0.241 | 0.207 | -0.439 | 0.197 | 0.042 | 0.036 |
| EPS
| 4.84 | 0.031 | 3.94 | 4.3 | 4.23 | 3.97 | 3.39 | 3.57 | 1.38 | 3.32 | 2.08 | 0.88 | 2.83 | 3.23 | 2.47 | 2.53 | 2.82 | 2.52 | 1.75 | 2.25 | 2.28 | 2.28 | 1.84 | 1.99 | 1.95 | 1.96 | 1.46 | 3.73 | 1.46 | 1.36 | 1.12 | 1.21 | 1.22 | 1.23 | 0.92 | 0.97 | 0.98 | 0.94 | 0.82 | 0.84 | 0.75 | 0.89 | 0.81 | 0.67 | 0.78 | 0.76 | 0.67 | 0.68 | 0.74 | 0.73 | 0.63 | 0.63 | 0.46 | 0.5 | 0.62 | 0.73 | 0.53 | 0.29 | 1.91 | 1.73 | 1.65 | 1.76 | 1.5 | -2.76 | 1.4 | 0.77 | 0.65 |
| EPS Diluted
| 4.83 | 0.031 | 3.93 | 4.3 | 4.23 | 3.97 | 3.38 | 3.56 | 1.38 | 3.31 | 2.07 | 0.87 | 2.82 | 3.22 | 2.46 | 2.52 | 2.81 | 2.51 | 1.75 | 2.24 | 2.28 | 2.28 | 1.83 | 1.99 | 1.94 | 1.95 | 1.46 | 3.72 | 1.46 | 1.36 | 1.11 | 1.21 | 1.22 | 1.23 | 0.92 | 0.97 | 0.98 | 0.94 | 0.82 | 0.84 | 0.75 | 0.89 | 0.81 | 0.67 | 0.78 | 0.74 | 0.65 | 0.67 | 0.72 | 0.72 | 0.61 | 0.63 | 0.46 | 0.49 | 0.62 | 0.73 | 0.52 | 0.29 | 1.91 | 1.73 | 1.65 | 1.76 | 1.5 | -2.76 | 1.4 | 0.77 | 0.65 |
| EBITDA
| 194.737 | 21.214 | 108.013 | 226.919 | 220.373 | 204.476 | 182.179 | 489.742 | 136.21 | 178.316 | 161.437 | 85.605 | 163.556 | 508.772 | 435.908 | 159.299 | 529.426 | 485.559 | 419.384 | 147.494 | 469.038 | 453.317 | 415.783 | 128.878 | 425.335 | 410.27 | 366.248 | 126.288 | 382.716 | 363.18 | 326.481 | 103.101 | 275.563 | 103.027 | 80.524 | 82.661 | 86.499 | 88.207 | 78.118 | 81.484 | 41.613 | 87.125 | 43.485 | 57.488 | 74.305 | 79.154 | 71.451 | 62.248 | 82.028 | 82.847 | 72.866 | 61.804 | 65.098 | 68.071 | 82.91 | 90.151 | 71.444 | 45.648 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 167.546 | 85.899 |
| EBITDA Ratio
| 0.252 | -0.336 | -0.03 | 0.01 | 0.28 | 0.245 | 0.258 | 0.242 | 0.129 | -0.031 | 0.175 | 0.118 | 0.237 | 0.278 | 0.221 | 0.241 | 0.279 | 0.276 | 0.201 | 0.253 | 0.263 | 0.275 | 0.23 | 0.243 | 0.251 | 0.265 | 0.203 | 0.267 | 0.259 | 0.259 | 0.211 | 0.249 | 0.259 | 0.272 | 0.222 | 0.233 | 0.243 | 0.251 | 0.226 | 0.236 | 0.223 | 0.263 | 0.246 | 0.209 | 0.245 | 0.253 | 0.232 | 0.238 | 0.274 | 0.276 | 0.254 | 0.263 | 0.266 | 0.283 | 0.329 | 0.323 | 0.296 | 0.195 | 0.367 | 0.348 | 0.346 | 0.367 | 0.327 | -0.454 | 0.309 | 0.244 | 0.128 |