PB Fintech Limited
NSE:POLICYBZR.NS
1931.45 (INR) • At close September 20, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 10,104.9 | 10,895.7 | 8,708.912 | 8,116.275 | 6,655.866 | 8,690.947 | 6,100.929 | 5,734.73 | 5,051.865 | 5,402.971 | 3,672.794 | 2,795.828 | 2,377.31 | 2,707.619 | 2,120.726 | 1,750.21 |
| Cost of Revenue
| 7,572.9 | 7,315.6 | 3,977.53 | 4,228.407 | 3,839.026 | 3,911.711 | 3,564.852 | 4,102.936 | 3,816.502 | 174.887 | 183.149 | 2,765.354 | 2,099.16 | 5,669.646 | 149.301 | 1,226.1 |
| Gross Profit
| 2,532 | 3,580.1 | 4,731.382 | 3,887.868 | 2,816.84 | 4,779.236 | 2,536.077 | 1,631.794 | 1,235.363 | 5,228.084 | 3,489.645 | 30.474 | 278.15 | -2,962.027 | 1,971.425 | 524.11 |
| Gross Profit Ratio
| 0.251 | 0.329 | 0.543 | 0.479 | 0.423 | 0.55 | 0.416 | 0.285 | 0.245 | 0.968 | 0.95 | 0.011 | 0.117 | -1.094 | 0.93 | 0.299 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 315.4 | 1,384.433 | 277.202 | 300.366 | 268.417 | 254.89 | 263.388 | 243.378 | 205.916 | 172.925 | 183.149 | 178.072 | 69.8 | 114.45 | 149.301 | 28.51 |
| Selling & Marketing Expenses
| 2,452.7 | 2,379.467 | 2,148.518 | 2,473.593 | 1,988.522 | 4,565.492 | 2,985.092 | 3,123.898 | 2,897.982 | 3,607.477 | 2,360.263 | 1,614.331 | 1,062.46 | 1,147.713 | 787.128 | 819.01 |
| SG&A
| 3,174.7 | 3,763.9 | 2,148.518 | 2,473.593 | 1,988.522 | 4,565.492 | 2,985.092 | 3,123.898 | 2,897.982 | 4,126.642 | 2,360.263 | 1,614.331 | 1,132.26 | 1,262.163 | 787.128 | 847.52 |
| Other Expenses
| 1,002.6 | 983.017 | 936.12 | 974.947 | 911.616 | 822.403 | 689.069 | 603.658 | 474.791 | -734.497 | 335.648 | 205.116 | 270.33 | -511.955 | 178.929 | 2.18 |
| Operating Expenses
| 3,174.7 | 3,763.9 | 5,217.186 | 5,001.976 | 3,783.051 | 5,634.704 | 4,043.28 | 4,048.221 | 3,710.492 | 2,000.184 | 6,953.228 | 2,247.24 | 1,561.64 | -2,110.582 | 2,452.406 | 1,216.57 |
| Operating Income
| -642.7 | -183.8 | 436.708 | -142.485 | -966.211 | -32.06 | -820.338 | -1,810.614 | -2,475.129 | -2,669.355 | -3,280.434 | -2,216.766 | -1,283.49 | -722.269 | -331.68 | -692.46 |
| Operating Income Ratio
| -0.064 | -0.017 | 0.05 | -0.018 | -0.145 | -0.004 | -0.134 | -0.316 | -0.49 | -0.494 | -0.893 | -0.793 | -0.54 | -0.267 | -0.156 | -0.396 |
| Total Other Income Expenses Net
| 1,349.4 | 917.4 | -64.413 | -71.839 | 850.413 | -61.651 | -55.626 | -55.436 | 431.27 | 468.267 | 300.46 | 172.313 | 175.08 | 102.037 | 151.627 | 123.06 |
| Income Before Tax
| 706.7 | 733.6 | 372.295 | -214.324 | -115.798 | -93.711 | -875.964 | -1,866.05 | -2,043.859 | -2,201.088 | -2,979.974 | -2,044.453 | -1,108.41 | -620.232 | -180.053 | -569.4 |
| Income Before Tax Ratio
| 0.07 | 0.067 | 0.043 | -0.026 | -0.017 | -0.011 | -0.144 | -0.325 | -0.405 | -0.407 | -0.811 | -0.731 | -0.466 | -0.229 | -0.085 | -0.325 |
| Income Tax Expense
| 108.2 | 127 | -8.16 | -3.243 | 3.243 | -0.269 | 0.254 | 0.342 | -0.519 | -5.007 | 0.197 | -0.013 | 0.03 | 23.632 | 15.813 | 28.13 |
| Net Income
| 601.8 | 605.943 | 380.455 | -202.438 | -119.041 | -96.698 | -872.962 | -1,866.392 | -2,043.34 | -2,196.081 | -2,980.171 | -2,044.44 | -1,108.44 | -643.864 | -195.866 | -597.53 |
| Net Income Ratio
| 0.06 | 0.056 | 0.044 | -0.025 | -0.018 | -0.011 | -0.143 | -0.325 | -0.404 | -0.406 | -0.811 | -0.731 | -0.466 | -0.238 | -0.092 | -0.341 |
| EPS
| 1.34 | 1.35 | 0.85 | -0.45 | -0.27 | -0.22 | -1.99 | -4.25 | -4.65 | -5.34 | -7 | -4.55 | -2.47 | -1.43 | -0.44 | -1.33 |
| EPS Diluted
| 1.31 | 1.31 | 0.83 | -0.45 | -0.27 | -0.22 | -1.99 | -4.19 | -4.62 | -5.34 | -7 | -4.55 | -2.47 | -1.43 | -0.44 | -1.33 |
| EBITDA
| -392.5 | 54.2 | 667.519 | 80.676 | 142.059 | 142.871 | -645.133 | -1,654.794 | -1,870.685 | -2,041.577 | -2,838.022 | -1,911.128 | -1,010.76 | -492.898 | -36.156 | -458.45 |
| EBITDA Ratio
| -0.039 | 0.005 | 0.077 | 0.01 | 0.021 | 0.016 | -0.106 | -0.289 | -0.37 | -0.378 | -0.773 | -0.684 | -0.425 | -0.182 | -0.017 | -0.262 |