Pioneer Credit Limited
ASX:PNC.AX
0.61 (AUD) • At close November 8, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) AUD.
2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 42.636 | 2.787 | 46.525 | 13.702 | 42.381 | 13.246 | 38.485 | 11.492 | 25.506 | 7.391 | 28.36 | 5.457 | 26.988 | 5.397 | 26.408 | 9.072 | 22.231 | 1.595 | 31.441 | 13.471 | 20.381 | 17.189 | 17.131 | 17.131 | 20.744 | 20.744 | 17.694 | 17.694 | 15.264 | 15.264 | 11.774 | 11.774 | 13.068 | 13.068 | 10.001 | 10.001 | 11.414 | 11.414 | 7.521 | 7.521 | 7.045 | 7.045 | 5.222 | 5.222 | 0 | 0 | 0 |
Cost of Revenue
| 3.035 | 0 | 2.986 | 0 | 2.989 | 0 | 2.812 | 0 | 2.537 | 0 | 2.976 | 0 | 2.785 | 0 | 2.995 | -4.379 | 4.455 | -11.856 | 3.947 | 0 | 3.135 | -0.333 | -0.391 | 0 | 0 | 0.58 | -2.471 | 0 | 0 | 1.197 | -2.293 | 0 | 0 | -2.161 | -5.227 | 0.327 | 0 | 1.74 | -2.154 | 1.097 | 0.622 | 0.622 | -1.202 | 0 | 0 | 0 | 0 |
Gross Profit
| 39.601 | 2.787 | 43.539 | 13.702 | 39.392 | 13.246 | 35.673 | 11.492 | 22.969 | 7.391 | 25.384 | 5.457 | 24.203 | 5.397 | 23.413 | 13.451 | 17.776 | 13.451 | 27.494 | 13.471 | 17.246 | 17.522 | 17.522 | 17.131 | 20.744 | 20.164 | 20.164 | 17.694 | 15.264 | 14.067 | 14.067 | 11.774 | 13.068 | 15.228 | 15.228 | 9.674 | 11.414 | 9.674 | 9.674 | 6.424 | 6.424 | 6.424 | 6.424 | 5.222 | 0 | 0 | 0 |
Gross Profit Ratio
| 0.929 | 1 | 0.936 | 1 | 0.929 | 1 | 0.927 | 1 | 0.901 | 1 | 0.895 | 1 | 0.897 | 1 | 0.887 | 1.483 | 0.8 | 8.433 | 0.874 | 1 | 0.846 | 1.019 | 1.023 | 1 | 1 | 0.972 | 1.14 | 1 | 1 | 0.922 | 1.195 | 1 | 1 | 1.165 | 1.523 | 0.967 | 1 | 0.848 | 1.286 | 0.854 | 0.912 | 0.912 | 1.23 | 1 | 0 | 0 | 0 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 3.543 | 3.543 | 0.96 | 0.96 | 0.461 | 0.461 | 0.41 | 0.41 | 0.582 | 0.582 | 0.67 | 0.67 | 0.33 | 0.33 | 0.863 | 0.863 | 1.473 | 1.473 | 1.688 | 1.688 | 0.78 | 0.78 | 0.277 | 0.277 | 0.457 | 0.457 | 0.325 | 0.325 | 0.478 | 0.478 | 0.472 | 0.472 | 0.216 | 0.216 | 0.345 | 0.345 | 0.303 | 0.303 | 0.282 | 0.282 | 1.171 | 1.171 | 0.283 | 0.283 | 0 | 0 | 0 |
Selling & Marketing Expenses
| 9.207 | 9.207 | 9.347 | 9.347 | 9.059 | 9.059 | 8.609 | 8.609 | 8.457 | 8.457 | 8.659 | 8.659 | 6.315 | 6.315 | 9.49 | -4.116 | -4.116 | -4.116 | -4.116 | 9.986 | -7.541 | -7.541 | -7.541 | 9.988 | 10.247 | -6.769 | -6.769 | 8.92 | 7.649 | 0.95 | 0.95 | 6.149 | 6.283 | 0.56 | 0.56 | 0.592 | 5.011 | 0.592 | 0.592 | 1.568 | 1.568 | 1.568 | 1.568 | 2.764 | 0 | 0 | 0 |
SG&A
| 0.846 | 12.75 | 0.988 | 10.307 | 1.095 | 9.52 | 1.134 | 9.019 | 9.038 | 9.038 | 9.329 | 9.329 | 6.644 | 6.644 | 10.353 | 10.353 | 9.569 | 9.569 | 11.674 | 11.674 | 12.42 | 12.42 | 10.265 | 10.265 | 10.703 | 10.703 | 9.245 | 9.245 | 8.127 | 8.127 | 6.62 | 6.62 | 6.498 | 6.498 | 5.932 | 5.932 | 5.314 | 5.314 | 4.747 | 4.747 | 4.914 | 4.914 | 3.047 | 3.047 | 0 | 0 | 0 |
Other Expenses
| -0 | 0 | -23.848 | 0 | 0 | 0 | -0 | 0 | -20.536 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -15.49 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.728 | -4.728 | 0 | 0 | -4.242 | -4.242 | -3.068 | 0 | -3.068 | -3.068 | -1.111 | -1.111 | -1.111 | -1.111 | 0 | 0 | 0 | 0 |
Operating Expenses
| 0.846 | 12.75 | 13.684 | 13.684 | 12.523 | 12.523 | 12.13 | 12.13 | 12.508 | 12.508 | 16.861 | 16.861 | 9.94 | 9.94 | 12.975 | 12.975 | 19.338 | 19.338 | 17.645 | 17.645 | 15.49 | 17.473 | 13.548 | 13.548 | 13.95 | 13.95 | 11.992 | 11.992 | 10.634 | 10.634 | 8.78 | 8.78 | 8.608 | 8.608 | 7.597 | 7.597 | 7.002 | 7.002 | 6.577 | 6.577 | 6.811 | 6.811 | 4.276 | 4.276 | 0 | 0 | 0 |
Operating Income
| -10.071 | -9.964 | 0.032 | 0.288 | 1.441 | 0.678 | -1.275 | -0.502 | 2.433 | -5.105 | 3.679 | -10.8 | 5.341 | -4.269 | 2.173 | -4.79 | -4.662 | -17.153 | 0.388 | -3.035 | 1.756 | 0.124 | 3.679 | 3.679 | 6.531 | 6.531 | 5.732 | 5.732 | 4.677 | 4.677 | 3.015 | 3.015 | 4.46 | 4.46 | 2.415 | 2.415 | 4.408 | 4.408 | 0.944 | 0.944 | 0.276 | 0.276 | 0.996 | 0.996 | 0 | 0 | 0 |
Operating Income Ratio
| -0.236 | -3.576 | 0.001 | 0.021 | 0.034 | 0.051 | -0.033 | -0.044 | 0.095 | -0.691 | 0.13 | -1.979 | 0.198 | -0.791 | 0.082 | -0.528 | -0.21 | -10.754 | 0.012 | -0.225 | 0.086 | 0.007 | 0.215 | 0.215 | 0.315 | 0.315 | 0.324 | 0.324 | 0.306 | 0.306 | 0.256 | 0.256 | 0.341 | 0.341 | 0.241 | 0.241 | 0.386 | 0.386 | 0.126 | 0.126 | 0.039 | 0.039 | 0.191 | 0.191 | 0 | 0 | 0 |
Total Other Income Expenses Net
| 0 | -5.756 | 0 | -0.27 | 0 | 0.045 | 0 | -0.135 | -12.667 | -0.012 | -26.486 | -0.604 | -14.428 | -0.275 | -9.98 | 0.887 | -33.527 | -0.59 | -6.032 | -1.139 | -2.778 | -0.408 | -0.096 | -0.096 | 0.263 | 0.263 | -0.03 | -0.03 | -0.047 | -0.047 | -0.021 | -0.021 | 0 | -3.873 | -0.011 | -0.011 | 0.004 | 0.004 | -0.354 | -0.344 | -0.042 | -0.042 | -0.05 | -0.05 | 0 | 0 | 0 |
Income Before Tax
| -0 | -15.719 | 0.019 | 0.019 | 0 | 0.723 | -0 | -0.638 | -10.234 | -5.117 | -22.807 | -11.404 | -9.087 | -4.544 | -7.807 | -3.904 | -38.189 | -17.743 | -5.644 | -4.174 | -1.022 | -0.284 | 3.583 | 3.583 | 6.794 | 6.794 | 5.702 | 5.702 | 4.63 | 4.63 | 2.994 | 2.994 | 4.46 | 4.46 | 2.404 | 2.404 | 4.412 | 4.412 | 0.944 | 0.944 | 0.234 | 0.234 | 0.946 | 0.946 | 0 | 0 | 0 |
Income Before Tax Ratio
| -0 | -5.641 | 0 | 0.001 | 0 | 0.055 | -0 | -0.055 | -0.401 | -0.692 | -0.804 | -2.09 | -0.337 | -0.842 | -0.296 | -0.43 | -1.718 | -11.124 | -0.18 | -0.31 | -0.05 | -0.017 | 0.209 | 0.209 | 0.328 | 0.328 | 0.322 | 0.322 | 0.303 | 0.303 | 0.254 | 0.254 | 0.341 | 0.341 | 0.24 | 0.24 | 0.387 | 0.387 | 0.126 | 0.126 | 0.033 | 0.033 | 0.181 | 0.181 | 0 | 0 | 0 |
Income Tax Expense
| -0 | 10.684 | 0.003 | 0.003 | 0 | 0.002 | -0 | -0.012 | 0 | -0.012 | 0.053 | 0.027 | 2.168 | 1.084 | 0.593 | 0.297 | -4.13 | 2.065 | 0.381 | 0.191 | 0.152 | 0.145 | 1.014 | 1.014 | 2.049 | 2.049 | 1.647 | 1.647 | 1.355 | 1.355 | 0.893 | 0.893 | 1.393 | 1.393 | 0.746 | 0.746 | 1.349 | 1.349 | 0.287 | 0.287 | 0.232 | 0.232 | 0.424 | 0.424 | 0 | 0 | 0 |
Net Income
| 115.84 | -5.036 | 106.876 | 0.016 | 106.237 | 0.721 | 106.25 | -0.638 | -10.234 | -5.117 | -22.86 | -11.43 | -11.255 | -5.628 | -8.4 | -4.2 | -34.059 | -15.678 | -6.466 | -4.365 | -1.174 | -0.429 | 2.569 | 2.569 | 4.745 | 4.745 | 4.055 | 4.055 | 3.275 | 3.275 | 2.102 | 2.102 | 3.067 | 3.067 | 1.659 | 1.659 | 3.063 | 3.063 | 0.658 | 0.658 | 0.002 | 0.002 | 0.521 | 0.521 | 0 | 0 | 0 |
Net Income Ratio
| 2.717 | -1.807 | 2.297 | 0.001 | 2.507 | 0.054 | 2.761 | -0.055 | -0.401 | -0.692 | -0.806 | -2.095 | -0.417 | -1.043 | -0.318 | -0.463 | -1.532 | -9.829 | -0.206 | -0.324 | -0.058 | -0.025 | 0.15 | 0.15 | 0.229 | 0.229 | 0.229 | 0.229 | 0.215 | 0.215 | 0.178 | 0.178 | 0.235 | 0.235 | 0.166 | 0.166 | 0.268 | 0.268 | 0.087 | 0.087 | 0 | 0 | 0.1 | 0.1 | 0 | 0 | 0 |
EPS
| 0.84 | -0.04 | 0.67 | 0 | 0.78 | 0.005 | 1 | -0.006 | -0.11 | -0.061 | -0.29 | -0.15 | -0.17 | -0.086 | -0.13 | -0.066 | -0.55 | -0.25 | -0.1 | -0.069 | -0.019 | -0.007 | 0.04 | 0.04 | 0.075 | 0.075 | 0.064 | 0.064 | 0.059 | 0.059 | 0.042 | 0.042 | 0.064 | 0.064 | 0.036 | 0.036 | 0.068 | 0.068 | 0.015 | 0.015 | 0 | 0 | 0.082 | 0.082 | 0 | 0 | 0 |
EPS Diluted
| 0.84 | -0.04 | 0.67 | 0 | 0.75 | 0.005 | 1 | -0.006 | -0.11 | -0.06 | -0.29 | -0.15 | -0.17 | -0.086 | -0.13 | -0.066 | -0.55 | -0.25 | -0.1 | -0.069 | -0.019 | -0.007 | 0.04 | 0.04 | 0.075 | 0.075 | 0.064 | 0.064 | 0.059 | 0.059 | 0.042 | 0.042 | 0.064 | 0.064 | 0.036 | 0.036 | 0.068 | 0.068 | 0.015 | 0.015 | 0 | 0 | 0.082 | 0.082 | 0 | 0 | 0 |
EBITDA
| -21.367 | 11.404 | 0.005 | -0.27 | 0.004 | 0.045 | -0.135 | -0.135 | 3.429 | -0.012 | 5.505 | -0.604 | 7.26 | -0.275 | 4.037 | 0.887 | -2.061 | 3.54 | 2.132 | -1.139 | 3.233 | -0.408 | -0.096 | -0.096 | 0.263 | 0.263 | -0.03 | -0.03 | -0.047 | -0.047 | -0.021 | -0.021 | 0 | 4.331 | -0.011 | -0.011 | 0.004 | 0.004 | 3.291 | 1.045 | -0.042 | -0.042 | -0.05 | -0.05 | 0 | 0 | 0 |
EBITDA Ratio
| -0.501 | 4.092 | 0 | -0.02 | 0 | 0.003 | -0.004 | -0.012 | 0.134 | -0.002 | 0.194 | -0.111 | 0.269 | -0.051 | 0.153 | 0.098 | -0.093 | 2.219 | 0.068 | -0.085 | 0.159 | -0.024 | -0.006 | -0.006 | 0.013 | 0.013 | -0.002 | -0.002 | -0.003 | -0.003 | -0.002 | -0.002 | 0 | 0.331 | -0.001 | -0.001 | 0 | 0 | 0.438 | 0.139 | -0.006 | -0.006 | -0.01 | -0.01 | 0 | 0 | 0 |