PennyMac Financial Services, Inc.
NYSE:PFSI
102.88 (USD) • At close April 3, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 1,593.731 | 2,039.121 | 1,967.006 | 3,975.003 | 5,454.624 | 1,688.967 | 1,128.894 | 1,099.865 | 1,037.869 | 781.877 | 555.534 | 403.232 | 272.965 | 76.659 | 69.229 |
| Cost of Revenue
| 37.992 | 97.079 | 1,303.908 | 1,831.124 | 1,486.8 | 997.472 | 712.369 | 641.366 | 556.744 | 428.274 | 285.948 | 182.22 | 138.488 | 51.883 | 28.519 |
| Gross Profit
| 1,555.739 | 1,942.042 | 663.098 | 2,143.879 | 3,967.824 | 691.495 | 416.525 | 458.499 | 481.125 | 353.603 | 269.586 | 221.012 | 134.477 | 24.776 | 40.71 |
| Gross Profit Ratio
| 0.976 | 0.952 | 0.337 | 0.539 | 0.727 | 0.409 | 0.369 | 0.417 | 0.464 | 0.452 | 0.485 | 0.548 | 0.493 | 0.323 | 0.588 |
| Reseach & Development Expenses
| 0 | 143.152 | 139.95 | 141.426 | 112.57 | 67.946 | 0 | 0 | 0 | 25.164 | 15.439 | 9.205 | 4.455 | 0 | 0 |
| General & Administrative Expenses
| 632.738 | 220.451 | 113.394 | 130.093 | 97.421 | 61.775 | 54.767 | 40.46 | 18.078 | 15.473 | 11.108 | 13.366 | 7.089 | 5.852 | 3.182 |
| Selling & Marketing Expenses
| 21.969 | 17.631 | 46.762 | 44.806 | 8.658 | 5.165 | 8.207 | 9.118 | 5.264 | 5.664 | 0 | 9.118 | 0 | 0.346 | 0 |
| SG&A
| 654.707 | 834.78 | 160.156 | 174.899 | 97.421 | 61.775 | 62.974 | 49.578 | 18.078 | 15.473 | 11.108 | 22.484 | 7.089 | 6.198 | 3.182 |
| Other Expenses
| 0 | 0 | -162.305 | 609.797 | 1,629.794 | 100.276 | -26.083 | -21.117 | -44.866 | -33.543 | -20.006 | -7.197 | -4.61 | -1.9 | -2.527 |
| Operating Expenses
| 654.707 | 847.466 | -2.149 | 784.696 | 1,727.215 | 162.051 | 148.828 | 122.59 | 98.042 | 74.41 | 46.553 | 38.886 | 16.154 | 10.077 | 7.668 |
| Operating Income
| 901.032 | 1,027.747 | 615.007 | 1,316.243 | 2,202.75 | -79.596 | 267.697 | 335.909 | 383.083 | 279.193 | 223.033 | 182.126 | 118.323 | 14.699 | 33.042 |
| Operating Income Ratio
| 0.565 | 0.504 | 0.313 | 0.331 | 0.404 | -0.047 | 0.237 | 0.305 | 0.369 | 0.357 | 0.401 | 0.452 | 0.433 | 0.192 | 0.477 |
| Total Other Income Expenses Net
| -500.006 | -844.116 | -425.121 | -633.477 | -628.998 | -382.727 | -105.363 | 0 | 0 | -234.958 | -24.345 | -56.327 | 0 | 0 | 0 |
| Income Before Tax
| 401.026 | 183.631 | 665.247 | 1,359.183 | 2,240.609 | 529.444 | 267.697 | 335.909 | 383.083 | 279.193 | 223.033 | 182.126 | 118.323 | 14.699 | 33.042 |
| Income Before Tax Ratio
| 0.252 | 0.09 | 0.338 | 0.342 | 0.411 | 0.313 | 0.237 | 0.305 | 0.369 | 0.357 | 0.401 | 0.452 | 0.433 | 0.192 | 0.477 |
| Income Tax Expense
| 89.603 | 38.975 | 189.74 | 355.693 | 593.725 | 136.479 | 23.254 | 24.387 | 46.103 | 31.635 | 26.722 | 9.961 | -4.61 | -1.9 | -2.527 |
| Net Income
| 311.423 | 144.656 | 475.507 | 1,003.49 | 1,646.884 | 392.965 | 87.694 | 100.757 | 66.079 | 47.228 | 36.842 | 14.4 | 118.323 | 14.699 | 33.042 |
| Net Income Ratio
| 0.195 | 0.071 | 0.242 | 0.252 | 0.302 | 0.233 | 0.078 | 0.092 | 0.064 | 0.06 | 0.066 | 0.036 | 0.433 | 0.192 | 0.477 |
| EPS
| 6.11 | 2.89 | 8.96 | 15.73 | 21.91 | 5.02 | 2.59 | 4.34 | 2.98 | 2.17 | 1.73 | 0.83 | 10.65 | 1.32 | 0.017 |
| EPS Diluted
| 5.84 | 2.74 | 8.5 | 14.87 | 20.92 | 4.89 | 2.48 | 4.03 | 2.94 | 2.17 | 1.73 | 0.82 | 10.65 | 1.32 | 0.017 |
| EBITDA
| 473.167 | 424.056 | 665.247 | 1,359.183 | 2,240.609 | 529.444 | 267.697 | 524.25 | 388.932 | 279.193 | 223.033 | 212.401 | 0 | 24.388 | 33.634 |
| EBITDA Ratio
| 0.297 | 0.208 | 0.338 | 0.342 | 0.411 | 0.313 | 0.237 | 0.477 | 0.375 | 0.357 | 0.401 | 0.527 | 0 | 0.318 | 0.486 |