PennyMac Financial Services, Inc.
NYSE:PFSI
121.05 (USD) • At close September 8, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|
| Revenue
| 1,593.731 | 2,746.689 | 2,728.406 | 4,733.648 | 5,181.304 |
| Cost of Revenue
| 37.992 | 285.284 | 1,303.908 | 1,831.124 | 1,486.8 |
| Gross Profit
| 1,555.739 | 2,461.405 | 663.098 | 2,143.879 | 3,967.824 |
| Gross Profit Ratio
| 0.976 | 0.896 | 0.243 | 0.453 | 0.766 |
| Reseach & Development Expenses
| 149.547 | 143.152 | 139.95 | 141.426 | 112.57 |
| General & Administrative Expenses
| 632.738 | 220.451 | 113.394 | 130.093 | 313.849 |
| Selling & Marketing Expenses
| 21.969 | 17.631 | 46.762 | 44.806 | 8.658 |
| SG&A
| 654.707 | 238.082 | 1,035.337 | 1,315.399 | 322.507 |
| Other Expenses
| -149.547 | 596.698 | 0 | -672.129 | 1,292.138 |
| Operating Expenses
| 654.707 | 977.932 | 1,175.287 | 784.696 | 1,727.215 |
| Operating Income
| 901.032 | 1,264.525 | 952.867 | 1,637.627 | 2,415.278 |
| Operating Income Ratio
| 0.565 | 0.46 | 0.349 | 0.346 | 0.466 |
| Total Other Income Expenses Net
| -500.006 | 0 | -287.62 | -278.444 | -174.669 |
| Income Before Tax
| 401.026 | 183.631 | 665.247 | 1,359.183 | 2,240.609 |
| Income Before Tax Ratio
| 0.252 | 0.067 | 0.244 | 0.287 | 0.432 |
| Income Tax Expense
| 89.603 | 38.975 | 189.74 | 355.693 | 593.725 |
| Net Income
| 311.423 | 144.656 | 475.507 | 1,003.49 | 1,646.884 |
| Net Income Ratio
| 0.195 | 0.053 | 0.174 | 0.212 | 0.318 |
| EPS
| 6.11 | 2.89 | 8.96 | 15.73 | 21.91 |
| EPS Diluted
| 5.84 | 2.74 | 8.5 | 14.87 | 20.92 |
| EBITDA
| 473.167 | 424.056 | 1,003.107 | 1,680.567 | 2,453.137 |
| EBITDA Ratio
| 0.297 | 0.154 | 0.368 | 0.355 | 0.473 |