
Peoples Bancorp of North Carolina, Inc.
NASDAQ:PEBK
29.07 (USD) • At close July 1, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue
| 97.794 | 85.778 | 70.717 | 63.881 | 64.586 | 63.507 | 57.518 | 53.571 | 52.644 | 50.99 | 49.679 | 48.525 | 51.782 | 59.772 | 61.564 | 62.583 | 66.817 | 70.547 | 62.947 | 48.581 | 42.312 | 40.78 | 43.115 | 50.161 | 44.775 | 35.682 | 32.8 | 25.86 | 20.5 | 17.5 | 13.5 | 12.6 | 12.3 | 14.2 | 15.1 | 0 | 0 | 0 | 0 | 0 |
Cost of Revenue
| 26.369 | 18.709 | 4.795 | 2.042 | 8.095 | 4.62 | 2.936 | 1.87 | 2.065 | 3.467 | 3.588 | 7.937 | 12.62 | 23.578 | 30.786 | 27.722 | 28.32 | 29.623 | 25.623 | 18.539 | 15.591 | 19.493 | 21.209 | 26.572 | 21.311 | 15.215 | 14.9 | 11.9 | 9.6 | 7.7 | 6.2 | 5.2 | 5.6 | 8 | 8.9 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 71.425 | 67.069 | 65.922 | 61.839 | 56.491 | 58.887 | 54.582 | 51.701 | 50.579 | 47.523 | 46.091 | 40.588 | 39.162 | 36.194 | 30.778 | 34.861 | 38.497 | 40.924 | 37.324 | 30.042 | 26.722 | 21.287 | 21.906 | 23.589 | 23.464 | 20.467 | 17.9 | 13.96 | 10.9 | 9.8 | 7.3 | 7.4 | 6.7 | 6.2 | 6.2 | 0 | 0 | 0 | 0 | 0 |
Gross Profit Ratio
| 0.727 | 0.782 | 0.932 | 0.968 | 0.875 | 0.927 | 0.949 | 0.965 | 0.96 | 0.932 | 0.932 | 0.836 | 0.756 | 0.606 | 0.5 | 0.557 | 0.576 | 0.58 | 0.593 | 0.618 | 0.632 | 0.522 | 0.508 | 0.47 | 0.524 | 0.574 | 0.546 | 0.54 | 0.532 | 0.56 | 0.541 | 0.587 | 0.545 | 0.437 | 0.411 | 0 | 0 | 0 | 0 | 0 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 28.973 | 27.385 | 26.591 | 24.921 | 23.801 | 23.357 | 22.324 | 20.831 | 20.176 | 18.966 | 18.269 | 17.715 | 16.426 | 14.766 | 14.124 | 14.758 | 15.194 | 13.888 | 11.785 | 10.864 | 11.477 | 10.1 | 9.569 | 9.115 | 8.899 | 7.737 | 6.4 | 4.7 | 4.2 | 3.7 | 3.2 | 2.9 | 2.6 | 2.6 | 1.8 | 0 | 0 | 0 | 0 | 0 |
Selling & Marketing Expenses
| 0.791 | 0.75 | 0.693 | 0.536 | 0.787 | 1.021 | 0.922 | 1.195 | 1.136 | 0.784 | 0.804 | 0.685 | 0 | 0 | 0 | 0 | 1.076 | 0.988 | 0.773 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.2 | 0.2 | 0.2 | 0 | 0.2 | 0.1 | 0 | 0 | 0 | 0 | 0 | 0 |
SG&A
| 29.764 | 28.135 | 27.284 | 25.457 | 24.588 | 24.378 | 23.246 | 22.026 | 21.312 | 19.75 | 19.073 | 18.4 | 16.426 | 14.766 | 14.124 | 14.758 | 15.194 | 14.876 | 12.558 | 10.864 | 11.477 | 10.1 | 9.569 | 9.115 | 8.899 | 7.737 | 6.4 | 4.7 | 4.2 | 3.9 | 3.4 | 2.9 | 2.8 | 2.7 | 1.8 | 0 | 0 | 0 | 0 | 0 |
Other Expenses
| 20.732 | 19.011 | 18.343 | 17.453 | 18.057 | 17.306 | 15.33 | 15.46 | 17.529 | 15.04 | 15.693 | 13.618 | 15.356 | 14.806 | 14.824 | 15.848 | 13.699 | 11.117 | 10.425 | 9.467 | 8.58 | 8.128 | 7.189 | 7.636 | 6.61 | 6.094 | 5.7 | 5.76 | 4 | 3.5 | 2.8 | 2.4 | 2 | 1.8 | 2.6 | 1.3 | 1.4 | 1.7 | 1.3 | 0.9 |
Operating Expenses
| 50.496 | 47.146 | 45.627 | 42.91 | 42.645 | 41.684 | 38.576 | 37.486 | 38.841 | 34.79 | 34.766 | 32.018 | 31.782 | 29.572 | 28.948 | 30.606 | 28.893 | 25.993 | 22.983 | 20.33 | 20.057 | 18.228 | 16.758 | 16.752 | 15.509 | 13.832 | 12.1 | 10.46 | 8.2 | 7.4 | 6.2 | 5.3 | 4.8 | 4.5 | 4.4 | 1.3 | 1.4 | 1.7 | 1.3 | 0.9 |
Operating Income
| 20.929 | 19.923 | 20.295 | 18.824 | 13.846 | 17.203 | 16.006 | 14.215 | 11.738 | 12.733 | 11.325 | 8.57 | 7.38 | 6.622 | 1.83 | 4.255 | 9.604 | 14.932 | 14.341 | 9.75 | 6.664 | 3.059 | 5.148 | 6.837 | 7.955 | 6.635 | 5.8 | 3.5 | 2.7 | 2.4 | 1.1 | 2.1 | 1.9 | 1.7 | 1.8 | 1.3 | 1.4 | 1.7 | 1.3 | 0.9 |
Operating Income Ratio
| 0.214 | 0.232 | 0.287 | 0.295 | 0.214 | 0.271 | 0.278 | 0.265 | 0.223 | 0.25 | 0.228 | 0.177 | 0.143 | 0.111 | 0.03 | 0.068 | 0.144 | 0.212 | 0.228 | 0.201 | 0.157 | 0.075 | 0.119 | 0.136 | 0.178 | 0.186 | 0.177 | 0.135 | 0.132 | 0.137 | 0.081 | 0.167 | 0.154 | 0.12 | 0.119 | 0 | 0 | 0 | 0 | 0 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 20.929 | 19.923 | 20.295 | 18.929 | 13.846 | 17.203 | 16.006 | 14.215 | 11.738 | 12.733 | 11.325 | 8.57 | 7.38 | 6.622 | 1.83 | 4.255 | 9.604 | 14.932 | 14.341 | 9.712 | 6.664 | 3.059 | 5.148 | 6.837 | 7.955 | 6.635 | 5.8 | 3.5 | 2.7 | 2.4 | 1.1 | 2.1 | 1.9 | 1.7 | 1.8 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax Ratio
| 0.214 | 0.232 | 0.287 | 0.296 | 0.214 | 0.271 | 0.278 | 0.265 | 0.223 | 0.25 | 0.228 | 0.177 | 0.143 | 0.111 | 0.03 | 0.068 | 0.144 | 0.212 | 0.228 | 0.2 | 0.157 | 0.075 | 0.119 | 0.136 | 0.178 | 0.186 | 0.177 | 0.135 | 0.132 | 0.137 | 0.081 | 0.167 | 0.154 | 0.12 | 0.119 | 0 | 0 | 0 | 0 | 0 |
Income Tax Expense
| 4.576 | 4.377 | 4.172 | 3.796 | 2.489 | 3.136 | 2.624 | 3.947 | 2.561 | 3.1 | 1.937 | 1.879 | 1.587 | 1.463 | -0.011 | 1.339 | 3.213 | 5.34 | 5.17 | 3.381 | 2.233 | 1.056 | 1.712 | 2.262 | 2.576 | 2.093 | 1.8 | 1.1 | 0.7 | 0.7 | 0.1 | 0.4 | 0.3 | 0.3 | 0.4 | -1.3 | -1.4 | -1.7 | -1.3 | -0.9 |
Net Income
| 16.353 | 15.546 | 16.123 | 15.133 | 11.357 | 14.067 | 13.382 | 10.268 | 9.177 | 9.633 | 9.388 | 6.691 | 5.793 | 5.159 | 1.841 | 2.916 | 6.391 | 9.592 | 9.171 | 6.331 | 4.431 | 2.004 | 3.436 | 4.575 | 5.378 | 4.542 | 4 | 2.4 | 2 | 1.7 | 1 | 1.9 | 1.6 | 1.4 | 1.4 | 1.3 | 1.4 | 1.7 | 1.3 | 0.9 |
Net Income Ratio
| 0.167 | 0.181 | 0.228 | 0.237 | 0.176 | 0.222 | 0.233 | 0.192 | 0.174 | 0.189 | 0.189 | 0.138 | 0.112 | 0.086 | 0.03 | 0.047 | 0.096 | 0.136 | 0.146 | 0.13 | 0.105 | 0.049 | 0.08 | 0.091 | 0.12 | 0.127 | 0.122 | 0.093 | 0.098 | 0.097 | 0.074 | 0.151 | 0.13 | 0.099 | 0.093 | 0 | 0 | 0 | 0 | 0 |
EPS
| 3.08 | 2.87 | 2.94 | 2.71 | 1.95 | 2.37 | 2.23 | 1.71 | 1.53 | 1.57 | 1.52 | 0.98 | 0.78 | 0.62 | 0.073 | 0.27 | 1.04 | 1.53 | 0.98 | 0.92 | 0.39 | 0.32 | 0.55 | 0.71 | 0.84 | 0.64 | 0.44 | 0.16 | 0.12 | 0.094 | 0.046 | 0.09 | 0.07 | 0.055 | 0.053 | 0.23 | 0.25 | 0.33 | 0.26 | 0.18 |
EPS Diluted
| 2.98 | 2.77 | 2.85 | 2.63 | 1.95 | 2.36 | 2.22 | 1.69 | 1.5 | 1.56 | 1.51 | 0.97 | 0.78 | 0.62 | 0.073 | 0.27 | 1.03 | 1.5 | 0.96 | 0.9 | 0.39 | 0.32 | 0.55 | 0.71 | 0.84 | 0.64 | 0.44 | 0.16 | 0.12 | 0.094 | 0.046 | 0.09 | 0.07 | 0.055 | 0.053 | 0.23 | 0.25 | 0.33 | 0.26 | 0.18 |
EBITDA
| 23.819 | 23.049 | 26.326 | 24.498 | 18.029 | 21.167 | 20.577 | 19.233 | 17.161 | 18.786 | 18.214 | 17.023 | 16.256 | 12.848 | 6.801 | 7.186 | 11.283 | 16.485 | 16.398 | 11.333 | 8.205 | 5.023 | 6.833 | 8.421 | 9.487 | 8.43 | 7.4 | 4.8 | 4 | 3.3 | 1.7 | 2.5 | 2.2 | 1.9 | 1.9 | 1.3 | 1.4 | 1.7 | 1.3 | 0.9 |
EBITDA Ratio
| 0.244 | 0.269 | 0.372 | 0.383 | 0.279 | 0.333 | 0.358 | 0.359 | 0.326 | 0.368 | 0.367 | 0.351 | 0.314 | 0.215 | 0.11 | 0.115 | 0.169 | 0.234 | 0.261 | 0.233 | 0.194 | 0.123 | 0.158 | 0.168 | 0.212 | 0.236 | 0.226 | 0.186 | 0.195 | 0.189 | 0.126 | 0.198 | 0.179 | 0.134 | 0.126 | 0 | 0 | 0 | 0 | 0 |