Pareto Bank ASA
OSE:PARB.OL
51.4 (NOK) • At close November 17, 2023
Overview | Financials
Numbers are in millions (except for per share data and ratios) NOK.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 568.671 | 569.712 | 554.409 | 559.419 | 284.311 | 266.131 | 259.476 | 274.398 | 243.963 | 230.318 | 214.961 | 216.972 | 215.557 | 211.395 | 205.04 | 202.035 | 173.37 | 207.232 | 166.268 | 188.437 | 169.227 | 163.869 | 168.815 | 141.71 | 136.902 | 147.437 | 132.751 | 131.275 | 140.307 | 131.589 | 132.801 | 123.831 | 121.337 | 114.237 | 96.1 | 90.661 | 90.516 | 105.287 | 70.1 |
| Cost of Revenue
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 568.671 | 569.712 | 554.409 | 559.419 | 284.311 | 266.131 | 259.476 | 274.398 | 243.963 | 230.318 | 214.961 | 216.972 | 215.557 | 211.395 | 205.04 | 202.035 | 173.37 | 207.232 | 166.268 | 188.437 | 169.227 | 163.869 | 168.815 | 141.71 | 136.902 | 147.437 | 132.751 | 131.275 | 140.307 | 131.589 | 132.801 | 123.831 | 121.337 | 114.237 | 96.1 | 90.661 | 90.516 | 105.287 | 70.1 |
| Gross Profit Ratio
| 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 10.927 | 10.754 | 10.789 | 8.663 | 8.811 | 9.917 | 12.393 | 10.693 | 8.757 | 8.695 | 8.7 | 9.037 | 7.756 | 7.844 | 7.683 | 15.945 | 6.243 | 6.065 | 6.571 | 16.394 | 5.827 | 6.638 | 6.31 | 13.574 | 4.902 | 5.717 | 6.918 | 9.085 | 4.17 | 5.404 | 4.596 | 11.32 | 3.259 | 5.29 | 7.1 | 14.237 | 3.355 | 3.822 | 5.8 |
| Selling & Marketing Expenses
| 0 | 40.372 | 0 | 11.538 | 0 | 0 | 0 | 7.864 | 0 | 0 | 0 | 6.884 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.672 | 0 | 0 | 0 | 3.891 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 10.927 | 10.754 | 10.789 | 20.201 | 8.811 | 9.917 | 12.393 | 18.557 | 8.757 | 8.695 | 8.7 | 15.921 | 7.756 | 7.844 | 7.683 | 15.945 | 6.243 | 6.065 | 6.571 | 16.394 | 5.827 | 6.638 | 6.31 | 13.574 | 4.902 | 5.717 | 6.918 | 11.757 | 4.17 | 5.404 | 4.596 | 15.211 | 3.259 | 5.29 | 7.1 | 14.237 | 3.355 | 3.822 | 5.8 |
| Other Expenses
| 304.198 | -16.152 | -15.92 | -13.116 | -13.526 | 41.532 | 38.117 | 30.374 | 37.905 | 36.911 | 36.619 | 24.167 | 32.602 | 33.177 | 33.217 | 24.937 | 26.188 | 32.068 | 26.515 | 19.737 | 26.405 | 28.086 | 28.652 | 14.627 | 26.161 | 23.87 | 24.096 | 21.725 | 20.055 | 21.43 | 23.438 | 11.205 | 19.439 | 22.11 | 15.2 | 8.503 | 17.567 | 17.225 | 12.1 |
| Operating Expenses
| 315.125 | 16.152 | 15.92 | 13.116 | 50.417 | 51.449 | 50.51 | 48.931 | 46.662 | 45.606 | 45.319 | 40.088 | 40.358 | 41.021 | 40.9 | 40.882 | 32.431 | 38.133 | 33.086 | 36.131 | 32.232 | 34.724 | 34.962 | 28.201 | 31.063 | 29.587 | 31.014 | 33.482 | 24.225 | 26.834 | 28.034 | 26.416 | 22.698 | 27.4 | 22.3 | 22.74 | 20.922 | 21.047 | 17.9 |
| Operating Income
| 231.168 | -0.001 | -0.001 | -0.968 | 203.571 | 386.543 | 326.515 | 351.253 | 252.732 | 233.297 | 204.118 | 203.768 | 202.777 | 211.054 | 196.099 | 207.312 | 184.831 | 231.105 | 162.192 | 217.887 | 197.831 | 178.689 | 191.732 | 162.748 | 154.839 | 170.598 | 143.099 | 135.122 | 153.836 | 142.547 | 151.14 | 136.889 | 142.13 | 134.69 | 117.6 | 90.4 | 116.747 | 135.105 | 114.3 |
| Operating Income Ratio
| 0.407 | -0 | -0 | -0.002 | 0.716 | 1.452 | 1.258 | 1.28 | 1.036 | 1.013 | 0.95 | 0.939 | 0.941 | 0.998 | 0.956 | 1.026 | 1.066 | 1.115 | 0.975 | 1.156 | 1.169 | 1.09 | 1.136 | 1.148 | 1.131 | 1.157 | 1.078 | 1.029 | 1.096 | 1.083 | 1.138 | 1.105 | 1.171 | 1.179 | 1.224 | 0.997 | 1.29 | 1.283 | 1.631 |
| Total Other Income Expenses Net
| -4.68 | -256.49 | -254.425 | -3.873 | -4.449 | -4.147 | -4.165 | -4.681 | -3.989 | -3.535 | -4.374 | -3.125 | -3.83 | -3.41 | -3.407 | -16.055 | -3.516 | -3.469 | -2.911 | -5.276 | -3.197 | -0.815 | -5.365 | -56.262 | -3.477 | -1.316 | -0.453 | -3.394 | -1.829 | -4.384 | -2.885 | 1.518 | -2.997 | -5.899 | -2.458 | -50.041 | -2.335 | -52.866 | -64.2 |
| Income Before Tax
| 226.488 | 233.239 | 231.277 | 217.162 | 203.571 | 201.782 | 172.651 | 226.453 | 176.48 | 175.925 | 154.938 | 166.431 | 168.936 | 174.349 | 158.441 | 165.248 | 136.526 | 169.672 | 93.699 | 147.344 | 128.721 | 115.586 | 132.885 | 106.486 | 102.377 | 124.246 | 105.63 | 95.875 | 115.423 | 99.211 | 104.459 | 88.136 | 91.227 | 84.883 | 64.2 | 40.359 | 69.594 | 82.239 | 50.1 |
| Income Before Tax Ratio
| 0.398 | 0.409 | 0.417 | 0.388 | 0.716 | 0.758 | 0.665 | 0.825 | 0.723 | 0.764 | 0.721 | 0.767 | 0.784 | 0.825 | 0.773 | 0.818 | 0.787 | 0.819 | 0.564 | 0.782 | 0.761 | 0.705 | 0.787 | 0.751 | 0.748 | 0.843 | 0.796 | 0.73 | 0.823 | 0.754 | 0.787 | 0.712 | 0.752 | 0.743 | 0.668 | 0.445 | 0.769 | 0.781 | 0.715 |
| Income Tax Expense
| 53.275 | 55.064 | 55.151 | 51.23 | 48.365 | 47.358 | 41.784 | 54.307 | 42.991 | 42.93 | 38.073 | 40.382 | 41.172 | 43.02 | 39.045 | 38.702 | 33.65 | 41.75 | 22.676 | 32.608 | 32.18 | 28.897 | 33.221 | 24.896 | 25.594 | 31.062 | 26.407 | 22.608 | 29.439 | 24.219 | 26.115 | 21.083 | 22.807 | 21.221 | 16.1 | 12.981 | 18.856 | 22.283 | 13.6 |
| Net Income
| 173.214 | 178.174 | 176.125 | 164.964 | 155.206 | 154.423 | 130.868 | 172.146 | 133.489 | 132.995 | 116.865 | 126.047 | 127.764 | 131.329 | 119.397 | 126.546 | 102.876 | 127.922 | 71.023 | 114.735 | 96.541 | 86.69 | 99.664 | 81.589 | 76.783 | 93.185 | 79.222 | 73.267 | 85.984 | 74.992 | 78.344 | 67.055 | 68.42 | 63.662 | 48.2 | 27.378 | 50.738 | 59.957 | 36.5 |
| Net Income Ratio
| 0.305 | 0.313 | 0.318 | 0.295 | 0.546 | 0.58 | 0.504 | 0.627 | 0.547 | 0.577 | 0.544 | 0.581 | 0.593 | 0.621 | 0.582 | 0.626 | 0.593 | 0.617 | 0.427 | 0.609 | 0.57 | 0.529 | 0.59 | 0.576 | 0.561 | 0.632 | 0.597 | 0.558 | 0.613 | 0.57 | 0.59 | 0.542 | 0.564 | 0.557 | 0.502 | 0.302 | 0.561 | 0.569 | 0.521 |
| EPS
| 2.08 | 2.32 | 2.29 | 2.15 | 2.02 | 2.21 | 1.87 | 2.46 | 1.91 | 1.9 | 1.67 | 1.78 | 1.8 | 1.85 | 1.68 | 1.78 | 1.45 | 1.79 | 0.97 | 1.62 | 1.34 | 1.23 | 1.67 | 1.15 | 1.28 | 1.57 | 1.34 | 1.03 | 1.46 | 1.27 | 1.3 | 0.95 | 1.31 | 1.23 | 0.93 | 0.39 | 1.16 | 1.37 | 0.7 |
| EPS Diluted
| 2.08 | 2.32 | 2.29 | 2.15 | 2.02 | 2.21 | 1.87 | 2.46 | 1.85 | 1.84 | 1.64 | 1.78 | 1.8 | 1.85 | 1.68 | 1.78 | 1.45 | 1.79 | 0.97 | 1.62 | 1.34 | 1.23 | 1.67 | 1.15 | 1.28 | 1.57 | 1.34 | 1.03 | 1.46 | 1.27 | 1.3 | 0.95 | 1.31 | 1.23 | 0.93 | 0.39 | 1.16 | 1.37 | 0.7 |
| EBITDA
| 231.168 | 0 | 0 | 0 | 207.753 | 205.929 | 176.817 | 230.608 | 180.309 | 179.129 | 158.006 | 169.554 | 172.148 | 177.318 | 161.849 | 164.601 | 136.632 | 171.917 | 95.799 | 152.619 | 130.046 | 116.402 | 134.963 | 0 | 103.784 | 125.563 | 106.082 | 98.185 | 114.776 | 99.225 | 103.94 | 86.62 | 92.244 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBITDA Ratio
| 0.407 | 0.008 | 0.008 | 0.006 | 0.731 | 1.468 | 1.275 | 1.295 | 1.053 | 1.031 | 0.967 | 0.956 | 0.958 | 1.015 | 0.973 | 1.036 | 1.077 | 1.128 | 0.993 | 1.183 | 1.182 | 1.104 | 1.148 | 1.163 | 1.145 | 1.17 | 1.091 | 1.04 | 1.103 | 1.09 | 1.145 | 1.114 | 1.18 | 1.189 | 1.235 | 1.011 | 1.303 | 1.294 | 1.645 |