Paisalo Digital Limited
NSE:PAISALO.NS
31.08 (INR) • At close July 31, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets: | |||||||||||||||||
| Current Assets: | |||||||||||||||||
| Cash & Cash Equivalents
| 1,048.093 | 109.19 | 291.106 | 105.713 | 479.848 | 352.106 | 155.122 | 114.627 | 93.766 | 305.375 | 206.582 | 340.751 | 1,029.078 | 1,384.208 | 647.859 | 1,731.396 | 213.397 |
| Short Term Investments
| 41.216 | 0 | 0 | 0 | 0 | 0 | 9.814 | 87.502 | 8.156 | 4.143 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash and Short Term Investments
| 1,048.093 | 145.763 | 291.106 | 91.356 | 479.848 | 339.661 | 140.545 | 113.863 | 93.766 | 305.375 | 206.582 | 340.751 | 1,029.078 | 1,384.208 | 647.859 | 1,731.396 | 213.397 |
| Net Receivables
| 49,756.395 | 123.017 | 97.511 | 280.667 | 316.994 | 118.896 | 125.987 | 152.968 | 1,041.195 | 1,121.061 | 8.353 | 16.94 | 40.106 | 8.252 | 0.7 | 0.045 | 0.202 |
| Inventory
| 0 | 0 | 291.343 | 103.82 | 0 | 356.911 | 24.391 | 17,558.9 | -16,062.972 | 11,067.344 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Assets
| 282.4 | -123.017 | -423.644 | -78.832 | 0 | -475.807 | 19,455.497 | 901.689 | 0 | 0 | 0 | 0 | 0.207 | 0.074 | -648.559 | -1,731.441 | -213.6 |
| Total Current Assets
| 51,086.888 | 145.763 | 256.316 | 397.011 | 796.842 | 339.661 | 19,746.421 | 19,777.962 | 1,135.871 | 1,426.436 | 214.935 | 357.691 | 1,069.185 | 1,416.449 | 0 | 0 | 0 |
| Non-Current Assets: | |||||||||||||||||
| Property, Plant & Equipment, Net
| 744.65 | 661.087 | 655.7 | 624.161 | 626.945 | 642.975 | 72.401 | 29.025 | 31.373 | 30.744 | 31.936 | 26.699 | 26.072 | 28.721 | 502.829 | 543.185 | 438.589 |
| Goodwill
| 0 | 0 | 5.06 | 1.07 | 1.07 | 1.07 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets
| 1.4 | 3.338 | 7.08 | 10.993 | 14.712 | 18.627 | 22.046 | 0.188 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill and Intangible Assets
| 1.4 | 3.338 | 7.08 | 12.063 | 15.782 | 19.697 | 22.046 | 0.188 | -15,792.568 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Investments
| 0 | 799.521 | 951.718 | 742.063 | 1,965.51 | 1,882.098 | 1,812.617 | 239.031 | 239.031 | 239.031 | 253.373 | 253.857 | 264.266 | 265.016 | 0 | 0 | 0 |
| Tax Assets
| 0 | 85.789 | -288.938 | -105.841 | -1,322.779 | -1,219.426 | 94.05 | 20,424.724 | 16,062.972 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets
| 51,799.921 | 40,274.197 | -662.78 | -636.223 | -642.729 | -662.672 | 3.564 | -19,529.379 | -270.404 | -269.775 | -285.309 | -280.556 | -290.338 | -293.737 | -502.829 | -543.185 | -438.589 |
| Total Non-Current Assets
| 52,545.971 | 41,823.932 | 662.78 | 636.223 | 642.729 | 662.672 | 2,004.678 | 1,163.589 | 270.404 | 269.775 | 285.309 | 280.556 | 290.338 | 293.737 | 0 | 0 | 0 |
| Total Assets
| 52,545.971 | 41,231.845 | 33,538.745 | 27,577.608 | 22,701.945 | 22,475.503 | 21,751.1 | 20,941.551 | 16,062.972 | 13,658.282 | 11,223.818 | 11,158.454 | 12,874.724 | 12,154.166 | 11,132.552 | 6,503.575 | 2,640.825 |
| Liabilities & Equity: | |||||||||||||||||
| Current Liabilities: | |||||||||||||||||
| Account Payables
| 342.677 | 154.24 | 15.294 | 98.216 | 168.042 | 50.592 | 380.939 | 15.399 | 0 | 0 | 0 | 0 | 23.64 | 19.544 | 0 | 0 | 0 |
| Short Term Debt
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6,482.959 | 0 | 0 | 0 | 0 | 0 | 2,212.499 | 983.593 | 598.919 |
| Tax Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Revenue
| 0 | 0 | -21,200.902 | -16,686.488 | 0 | -12,320.281 | -11,566.865 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities
| 323.083 | 0 | 21,200.902 | 16,686.488 | 0 | 12,320.281 | -380.939 | -15.399 | -6,482.959 | 0 | 0 | 0 | -23.64 | -19.544 | -2,212.499 | -983.593 | -598.919 |
| Total Current Liabilities
| 665.76 | 154.24 | 15.294 | 98.216 | 168.042 | 50.592 | 437.626 | 11,789.203 | 35.308 | 5,504.72 | 0 | 0 | 23.64 | 19.544 | 0 | 0 | 0 |
| Non-Current Liabilities: | |||||||||||||||||
| Long Term Debt
| 35,594.675 | 26,553.969 | 21,171.882 | 16,759.555 | 4,865.25 | 0 | 12,004.491 | 10,785.205 | 1,054.382 | 5,689.98 | 4,104.035 | 219.797 | 661.543 | 1,428.264 | 3,894.651 | 1,862.23 | 1,077.29 |
| Deferred Revenue Non-Current
| 0 | 530.252 | 191.304 | 33.767 | 0 | 40.967 | 3,043.801 | -8,619.909 | 10,427.597 | 8,417.102 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Tax Liabilities Non-Current
| 50.676 | -1,284.935 | -191.304 | 27.378 | 0 | 12.128 | 7.093 | 36.014 | 0 | 45.552 | 0 | 0 | 0 | 0 | 5.87 | 24.554 | 25.692 |
| Other Non-Current Liabilities
| 1,601.49 | 1,229.47 | 726.192 | 485.184 | 9,186.376 | 0 | 492.093 | 3,466.506 | 9,373.214 | -14,152.634 | -4,104.035 | -219.797 | -661.543 | -1,428.264 | -3,900.52 | -1,886.783 | -1,102.982 |
| Total Non-Current Liabilities
| 37,196.165 | 26,553.969 | 21,898.074 | 16,759.555 | 14,051.626 | 12,370.873 | 14,672.226 | 3,023.05 | 10,427.597 | 8,462.654 | 5,905.634 | 6,209.142 | 3,704.793 | 4,431.042 | 0 | 0 | 0 |
| Total Liabilities
| 37,196.165 | 27,937.679 | 21,913.37 | 17,342.955 | 14,051.625 | 14,815.678 | 15,109.852 | 14,812.253 | 10,427.597 | 8,462.654 | 5,905.634 | 6,209.142 | 8,428.497 | 8,372.327 | 7,587.623 | 3,495.935 | 1,942.57 |
| Equity: | |||||||||||||||||
| Preferred Stock
| 0 | 0 | 84.838 | 33.906 | 13.742 | 12,670.053 | 16.502 | 12.589 | 18.526 | 0 | 25 | 25 | 25 | 25 | 25 | 25 | 25 |
| Common Stock
| 902.181 | 898.106 | 449.084 | 439.122 | 422.922 | 422.921 | 405.6 | 405.6 | 405.6 | 405.6 | 405.6 | 405.6 | 405.6 | 405.6 | 405.6 | 101.4 | 31.4 |
| Retained Earnings
| 0 | 8,287.707 | 84.838 | 33.906 | 13.742 | 4.875 | 16.502 | 12.589 | 18.526 | 35.756 | 47.152 | 68.45 | 79.154 | 58.376 | 0 | 0 | 0 |
| Accumulated Other Comprehensive Income/Loss
| 14,447.625 | 299.264 | 7,282.301 | 6,640.46 | 6,218.391 | -76.297 | -45.981 | -68.017 | -64.078 | -59.859 | -147.244 | -138.586 | -134.229 | -128.474 | 1,174.275 | 941.186 | 416.792 |
| Other Total Stockholders Equity
| 14,447.625 | 3,809.089 | 3,809.152 | 3,121.165 | 1,995.265 | 1,995.265 | 1,464.991 | 1,464.991 | 1,465.054 | 1,465.054 | 1,940.054 | 1,940.054 | 1,948.046 | 3,292.863 | 1,940.054 | 1,940.054 | 225.063 |
| Total Shareholders Equity
| 15,349.806 | 13,294.166 | 11,625.375 | 10,234.653 | 8,650.32 | 7,659.825 | 6,641.248 | 6,129.297 | 5,635.376 | 5,195.628 | 5,318.184 | 4,949.311 | 4,446.228 | 3,781.839 | 3,544.929 | 3,007.64 | 698.254 |
| Total Equity
| 15,349.806 | 13,294.166 | 11,625.377 | 10,234.653 | 8,650.32 | 19,680.755 | 18,067.567 | 16,799.792 | 13,078.041 | 5,195.628 | 5,318.184 | 4,949.311 | 4,446.228 | 3,781.839 | 3,544.929 | 3,007.64 | 698.254 |
| Total Liabilities & Shareholders Equity
| 52,545.971 | 41,231.845 | 33,538.745 | 27,577.608 | 22,701.945 | 22,475.503 | 21,751.1 | 20,941.551 | 16,062.972 | 13,658.282 | 11,223.818 | 11,158.454 | 12,874.724 | 12,154.166 | 11,132.552 | 6,503.575 | 2,640.825 |