Bank OZK
NASDAQ:OZK
47.06 (USD) • At close June 30, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 2,773.99 | 2,250.722 | 1,380.571 | 1,186.845 | 1,177.071 | 1,262.624 | 1,201.066 | 1,045.423 | 755.568 | 506.898 | 366.832 | 277.087 | 249.397 | 241.649 | 188.393 | 216.959 | 202.352 | 199.945 | 178.429 | 132.133 | 103.456 | 86.274 | 72.602 | 67.472 | 66.294 | 56.7 | 43.9 | 30.4 | 23.7 |
| Cost of Revenue
| 1,291.405 | 854.158 | 207.32 | 3.649 | 395.796 | 304.601 | 273.785 | 143.256 | 84.842 | 46.983 | 37.87 | 30.709 | 33.345 | 42.21 | 50.337 | 92.385 | 103.327 | 105.502 | 86.928 | 46.605 | 27.938 | 23.98 | 24.736 | 33.815 | 39.414 | 30.3 | 22.5 | 14.1 | 11.5 |
| Gross Profit
| 1,482.585 | 1,396.564 | 1,173.251 | 1,183.196 | 781.275 | 958.023 | 927.281 | 902.167 | 670.726 | 459.915 | 328.962 | 246.378 | 216.052 | 199.439 | 138.056 | 124.574 | 99.025 | 94.443 | 91.501 | 85.528 | 75.518 | 62.294 | 47.866 | 33.657 | 26.88 | 26.4 | 21.4 | 16.3 | 12.2 |
| Gross Profit Ratio
| 0.534 | 0.62 | 0.85 | 0.997 | 0.664 | 0.759 | 0.772 | 0.863 | 0.888 | 0.907 | 0.897 | 0.889 | 0.866 | 0.825 | 0.733 | 0.574 | 0.489 | 0.472 | 0.513 | 0.647 | 0.73 | 0.722 | 0.659 | 0.499 | 0.405 | 0.466 | 0.487 | 0.536 | 0.515 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 321.6 | 289.197 | 235.983 | 225.752 | 222.081 | 206.276 | 185.218 | 165.308 | 134.533 | 101.639 | 89.914 | 76.214 | 67.875 | 65.267 | 48.844 | 58.892 | 30.132 | 28.661 | 27.506 | 23.477 | 20.666 | 18.411 | 14.395 | 10.551 | 8.928 | 8.8 | 7.2 | 5.3 | 4.3 |
| Selling & Marketing Expenses
| 20.576 | 16.15 | 8.797 | 2.772 | 6.05 | 7.242 | 11.557 | 5.989 | 5.617 | 2.805 | 3.029 | 2.205 | 4.089 | 3.571 | 2.076 | 0 | 1.204 | 1.057 | 1.545 | 1.325 | 1.434 | 1.016 | 0.877 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 342.176 | 305.347 | 244.78 | 228.524 | 228.131 | 213.518 | 196.775 | 171.297 | 140.15 | 104.444 | 92.943 | 78.419 | 71.964 | 68.838 | 50.92 | 58.892 | 30.132 | 29.718 | 29.051 | 24.802 | 22.1 | 19.427 | 15.272 | 10.551 | 8.928 | 8.8 | 7.2 | 5.3 | 4.3 |
| Other Expenses
| 209.117 | 224.214 | 206.941 | 201.751 | 176.964 | 180.168 | 176.448 | 150.347 | 106.218 | 78.702 | 63.572 | 36.545 | 33.089 | -20.91 | -3.402 | 9.74 | 24.277 | 18.534 | 17.339 | 15.278 | 15.505 | 12.565 | 9.643 | 10.066 | 8.036 | 7.7 | 6 | 4 | 2.9 |
| Operating Expenses
| 551.293 | 529.561 | 451.721 | 430.275 | 405.095 | 393.686 | 373.223 | 321.644 | 246.368 | 183.146 | 156.515 | 114.964 | 105.053 | 47.928 | 47.518 | 68.632 | 54.409 | 48.252 | 46.39 | 40.08 | 37.605 | 31.992 | 24.915 | 20.617 | 16.964 | 16.5 | 13.2 | 9.3 | 7.2 |
| Operating Income
| 931.292 | 867.003 | 721.53 | 752.889 | 376.212 | 564.335 | 554.058 | 580.523 | 424.358 | 276.769 | 172.447 | 131.414 | 110.999 | 151.511 | 90.538 | 55.942 | 44.627 | 46.191 | 45.111 | 45.448 | 37.913 | 30.302 | 22.951 | 13.04 | 9.916 | 9.9 | 8.2 | 7 | 5 |
| Operating Income Ratio
| 0.336 | 0.385 | 0.523 | 0.634 | 0.32 | 0.447 | 0.461 | 0.555 | 0.562 | 0.546 | 0.47 | 0.474 | 0.445 | 0.627 | 0.481 | 0.258 | 0.221 | 0.231 | 0.253 | 0.344 | 0.366 | 0.351 | 0.316 | 0.193 | 0.15 | 0.175 | 0.187 | 0.23 | 0.211 |
| Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 931.292 | 867.003 | 721.53 | 752.921 | 376.18 | 564.337 | 554.058 | 580.523 | 424.358 | 276.769 | 172.447 | 131.414 | 110.999 | 151.511 | 90.538 | 55.942 | 44.627 | 46.191 | 45.111 | 45.448 | 37.913 | 30.302 | 22.951 | 13.04 | 9.916 | 9.9 | 8.2 | 7 | 5 |
| Income Before Tax Ratio
| 0.336 | 0.385 | 0.523 | 0.634 | 0.32 | 0.447 | 0.461 | 0.555 | 0.562 | 0.546 | 0.47 | 0.474 | 0.445 | 0.627 | 0.481 | 0.258 | 0.221 | 0.231 | 0.253 | 0.344 | 0.366 | 0.351 | 0.316 | 0.193 | 0.15 | 0.175 | 0.187 | 0.23 | 0.211 |
| Income Tax Expense
| 214.789 | 176.164 | 157.44 | 173.888 | 84.314 | 138.429 | 136.977 | 158.586 | 154.278 | 94.455 | 53.859 | 40.149 | 33.935 | 50.208 | 26.614 | 12.859 | 9.926 | 14.445 | 13.418 | 13.959 | 12.03 | 10.101 | 8.545 | 4.081 | 2.289 | 2.5 | 2.6 | 2.5 | 2 |
| Net Income
| 716.456 | 690.783 | 564.141 | 579.001 | 291.898 | 425.906 | 417.106 | 421.891 | 269.979 | 182.253 | 118.606 | 91.237 | 77.044 | 101.321 | 64.001 | 43.102 | 34.247 | 31.746 | 31.693 | 31.489 | 25.883 | 20.201 | 14.406 | 8.959 | 7.627 | 7.4 | 5.6 | 4.5 | 3 |
| Net Income Ratio
| 0.258 | 0.307 | 0.409 | 0.488 | 0.248 | 0.337 | 0.347 | 0.404 | 0.357 | 0.36 | 0.323 | 0.329 | 0.309 | 0.419 | 0.34 | 0.199 | 0.169 | 0.159 | 0.178 | 0.238 | 0.25 | 0.234 | 0.198 | 0.133 | 0.115 | 0.131 | 0.128 | 0.148 | 0.127 |
| EPS
| 6.16 | 5.89 | 4.55 | 4.49 | 2.26 | 3.3 | 3.24 | 3.36 | 2.59 | 2.1 | 1.53 | 1.21 | 1.11 | 1.5 | 0.94 | 0.55 | 0.51 | 0.47 | 0.48 | 0.47 | 0.39 | 0.32 | 0.24 | 0.15 | 0.1 | 0.11 | 0.093 | 0.086 | 0.066 |
| EPS Diluted
| 6.14 | 5.87 | 4.54 | 4.47 | 2.26 | 3.3 | 3.24 | 3.35 | 2.58 | 2.09 | 1.52 | 1.2 | 1.1 | 1.5 | 0.94 | 0.55 | 0.51 | 0.47 | 0.47 | 0.47 | 0.39 | 0.31 | 0.23 | 0.15 | 0.1 | 0.11 | 0.092 | 0.086 | 0.066 |
| EBITDA
| 1,020.534 | 930.805 | 777.047 | 796.052 | 419.971 | 606.846 | 589.498 | 620.146 | 453.546 | 294.23 | 185.429 | 141.415 | 119.797 | 158.546 | 95.44 | 60.224 | 48.382 | 49.739 | 47.238 | 47.5 | 40.662 | 33.184 | 24.708 | 14.776 | 11.595 | 11.5 | 9.3 | 7.6 | 5.6 |
| EBITDA Ratio
| 0.368 | 0.414 | 0.563 | 0.671 | 0.357 | 0.481 | 0.491 | 0.593 | 0.6 | 0.58 | 0.505 | 0.51 | 0.48 | 0.656 | 0.507 | 0.278 | 0.239 | 0.249 | 0.265 | 0.359 | 0.393 | 0.385 | 0.34 | 0.219 | 0.175 | 0.203 | 0.212 | 0.25 | 0.236 |