OppFi Inc.
NYSE:OPFI
4.36 (USD) • At close September 18, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2001 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 86.281 | 63.214 | 65.751 | 133.165 | 122.486 | 120.374 | 120.03 | 124.244 | 107.875 | 100.71 | 95.958 | 72.894 | 78.376 | 84.257 | 92.321 | 62.759 | 44.732 | 39.441 | 91.977 |
| Cost of Revenue
| 2.49 | 2.725 | 2.908 | 17.902 | 19.405 | 14.521 | 16.56 | 17.901 | 18.601 | 19.968 | 21.556 | 20.022 | 17.116 | 14.272 | 25.872 | 8.933 | 0 | 0 | 0 |
| Gross Profit
| 83.791 | 60.489 | 62.843 | 115.263 | 103.081 | 105.853 | 103.47 | 106.343 | 89.274 | 80.742 | 74.402 | 52.872 | 61.26 | 69.985 | 66.449 | 53.826 | 44.732 | 39.441 | 91.977 |
| Gross Profit Ratio
| 0.971 | 0.957 | 0.956 | 0.866 | 0.842 | 0.879 | 0.862 | 0.856 | 0.828 | 0.802 | 0.775 | 0.725 | 0.782 | 0.831 | 0.72 | 0.858 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 5.363 | 5.558 | 5.756 | 6.041 | 6.38 | 6.366 | 6.631 | 3.301 | 6.387 | 6.135 | 5.511 | 2.696 | 11.157 | 0 | 3.748 | 1.954 | 3.218 | 0 | 0 |
| General & Administrative Expenses
| 9.699 | 10.203 | 8.597 | 9.925 | 9.637 | 22.463 | 25.085 | 25.415 | 7.387 | 26.249 | 28.542 | 34.675 | 0.544 | 19.272 | 32.261 | 13.599 | 6.053 | 6.375 | 21.456 |
| Selling & Marketing Expenses
| 12.808 | 9.512 | 12.559 | 14.075 | 13.4 | 10.528 | 12.466 | 12.861 | 19.079 | 13.888 | 17.96 | 15.58 | 11.439 | 7.483 | 13.197 | 2.17 | 0.804 | 2.472 | 15.633 |
| SG&A
| 43.34 | 43.775 | 42.062 | 24 | 23.037 | 32.991 | 37.551 | 38.276 | 26.466 | 40.137 | 46.502 | 50.255 | 0.544 | 26.755 | 45.458 | 15.769 | 16.327 | 17.812 | 37.089 |
| Other Expenses
| 0.079 | 0.08 | 0.231 | 0.1 | 0.079 | 9.017 | 6.102 | 7.241 | 0 | 5.761 | 5.908 | 4.856 | 0 | 0 | 31.284 | 20.761 | 0 | 0 | 0 |
| Operating Expenses
| 43.34 | 43.775 | 42.062 | 30.303 | 29.473 | 42.008 | 43.653 | 45.517 | 32.84 | 45.898 | 52.41 | 61.382 | 0.544 | 32.876 | 71.516 | 38.764 | 19.613 | 22.544 | 37.089 |
| Operating Income
| 40.451 | 16.714 | 20.781 | 15.581 | 18.334 | 77.795 | 75.684 | 78.145 | 6.402 | 54.203 | 3.374 | 11.512 | -0.544 | 24.384 | 16.158 | 19.342 | 26.826 | 20.232 | 11.512 |
| Operating Income Ratio
| 0.469 | 0.264 | 0.316 | 0.117 | 0.15 | 0.646 | 0.631 | 0.629 | 0.059 | 0.538 | 0.035 | 0.158 | -0.007 | 0.289 | 0.175 | 0.308 | 0.6 | 0.513 | 0.125 |
| Total Other Income Expenses Net
| -11.861 | -6.179 | -17.806 | -56.868 | -43.613 | -73.719 | -82.917 | -77.791 | -38.857 | -53.96 | -20.059 | 19.583 | -15.718 | -22.389 | -2.549 | -1.577 | -1.707 | -3.335 | 19.583 |
| Income Before Tax
| 28.59 | 10.535 | 2.975 | 16.015 | 18.764 | 4.076 | -7.233 | 0.354 | 9.699 | 0.243 | 16.64 | 31.095 | -16.262 | 24.384 | 16.158 | 19.342 | 25.119 | 16.897 | 31.095 |
| Income Before Tax Ratio
| 0.331 | 0.167 | 0.045 | 0.12 | 0.153 | 0.034 | -0.06 | 0.003 | 0.09 | 0.002 | 0.173 | 0.427 | -0.207 | 0.289 | 0.175 | 0.308 | 0.562 | 0.428 | 0.338 |
| Income Tax Expense
| 0.914 | 0.404 | 1.034 | 0.463 | 0.688 | 0.146 | -2.034 | 1.015 | 0.202 | 0.54 | -0.392 | 0.703 | 13.305 | 4.087 | 4.153 | 4.179 | -1.707 | -3.335 | 0.703 |
| Net Income
| 3.066 | 5.537 | -5.567 | 2.169 | 2.142 | 3.93 | -5.199 | -0.661 | 3.458 | -0.297 | 11.429 | 14.125 | -16.262 | 24.384 | 16.158 | 19.342 | 25.119 | 16.897 | 30.392 |
| Net Income Ratio
| 0.036 | 0.088 | -0.085 | 0.016 | 0.017 | 0.033 | -0.043 | -0.005 | 0.032 | -0.003 | 0.119 | 0.194 | -0.207 | 0.289 | 0.175 | 0.308 | 0.562 | 0.428 | 0.33 |
| EPS
| 0.16 | 0.29 | -0.31 | 0.13 | 0.14 | 0.26 | -0.36 | -0.047 | 0.26 | -0.004 | 1.27 | 1.06 | -1.25 | 1.88 | 1.25 | 1.49 | 0 | 0.41 | 0.002 |
| EPS Diluted
| 0.16 | 0.1 | -0.31 | 0.13 | 0.14 | 0.26 | -0.36 | -0.047 | 0.1 | -0.004 | 1.27 | 0.29 | -1.25 | 1.88 | 1.25 | 1.49 | 0 | 0.41 | 0.002 |
| EBITDA
| 42.941 | 19.439 | 23.689 | 87.585 | 76.49 | 81.186 | 79.209 | 81.597 | 59.365 | 57.441 | 45.966 | -8.071 | 15.174 | 53.024 | 22.268 | 25.32 | -1.707 | -3.335 | 11.512 |
| EBITDA Ratio
| 0.498 | 0.308 | 0.36 | 0.658 | 0.624 | 0.674 | 0.66 | 0.657 | 0.55 | 0.57 | 0.479 | -0.111 | 0.194 | 0.629 | 0.241 | 0.403 | -0.038 | -0.085 | 0.125 |