OFG Bancorp (OFG) - Quarterly Income Statement

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OFG
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43.85 (USD) • At close July 1, 2025

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1	2004 Q4	2004 Q3	2004 Q2	2004 Q1	2003 Q4	2003 Q3	2003 Q2	2003 Q1	2002 Q4	2002 Q3	2002 Q2	2002 Q1	2001 Q4	2001 Q3	2001 Q2	2001 Q1	2000 Q4	2000 Q3	2000 Q2	2000 Q1	1999 Q4	1999 Q3	1999 Q2	1999 Q1	1998 Q4	1998 Q3	1998 Q2	1998 Q1	1997 Q4	1997 Q3	1997 Q2	1997 Q1	1996 Q4	1996 Q3	1996 Q2	1996 Q1	1995 Q4	1995 Q3	1995 Q2	1995 Q1	1994 Q4	1994 Q3	1994 Q2	1994 Q1	1993 Q4	1993 Q3	1993 Q2	1993 Q1	1992 Q4	1992 Q3	1992 Q2	1992 Q1	1991 Q4	1991 Q3	1991 Q2	1991 Q1	1990 Q4	1990 Q3	1989 Q2	1989 Q1	1988 Q3	1988 Q2	1988 Q1	1987 Q4	1987 Q3	1987 Q2	1987 Q1	1986 Q4	1986 Q3
Revenue Numbers are in millions	206.835	210.063	204.855	206.557	201.298	202.905	184.03	175.933	164.798	168.536	153.186	146.467	132.847	140.238	133.133	134.396	131.316	136.111	131.719	136.272	143.807	101.075	106.245	108.338	102.726	109.255	101.974	97.778	91.912	93.378	99.003	100.182	95.209	98.389	96.189	89.784	106.835	99.846	135.752	86.312	106.162	118.113	116.285	119.942	121.591	128.963	118.597	127.088	118.007	41.392	101.154	75.174	80.556	69.685	93.291	97.871	85.439	73.944	85.497	77.306	79.006	40.661	103.131	132.518	101.177	116.446	86.532	91.808	90.965	94.58	82.06	78.597	76.751	49.439	70.75	64.415	64.945	0	58.638	55.314	53.673	59.86	55.351	55.025	53.646	51.442	50.292	51.258	47.743	46.443	45.281	46.048	44.183	43.006	39.709	37.257	37.448	34.535	30.023	36.542	38.427	37.676	35.9	35.6	35.65	39.2	32.8	33.5	30.5	31.6	28.5	27.1	25.7	0	0	0	0	0	0	0	0	0	0	0	14.7	0	12.7	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Cost of Revenue Numbers are in millions	65.839	71.215	62.514	55.914	54.445	52.376	40.351	33.388	22.533	19.202	15.285	13.819	9.306	15.61	4.437	2.901	19.102	28.459	29.073	34.328	65.727	35.034	56.715	30.875	25.17	24.371	26.461	25.165	24.636	34.568	53.919	36.913	29.214	25.954	37.126	29.041	30.12	69.475	69.003	32.66	59.559	35.731	35.687	34.637	31.367	33.981	34.984	58.745	29.144	25.656	28.763	32.899	41.091	40.938	40.93	43.189	45.106	51.782	47.161	46.981	44.873	47.38	50.059	50.213	56.466	60.54	58.653	58.703	58.842	61.622	56.89	54.486	49.309	50.778	52.782	47.133	41.881	0	34.436	30.439	27.822	25.96	21.994	21.061	20.741	20.153	19.792	20.293	20.27	20.514	20.388	20.772	20.349	21.111	22.582	22.089	23.837	22.974	25.284	26.34	22.686	21.246	19.6	18.7	19.517	23.3	18.5	18	16.7	18.1	14.9	13.7	12.8	0	0	0	0	0	0	0	0	0	0	0	6.2	0	5.7	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit Numbers are in millions	140.996	138.848	142.341	150.643	146.853	150.529	143.679	142.545	142.749	148.92	137.901	132.648	123.541	124.628	128.696	131.495	112.214	107.652	102.646	101.944	78.08	66.041	49.53	77.463	77.556	84.884	75.513	72.613	67.276	58.81	45.084	63.269	65.995	72.435	59.063	60.743	76.715	30.371	66.749	53.652	46.603	82.382	80.598	85.305	90.224	94.982	83.613	68.343	88.863	15.736	72.391	42.275	39.465	28.747	52.361	54.682	40.333	22.162	38.336	30.325	34.133	-6.719	53.072	81.539	44.711	55.906	27.879	33.105	32.123	32.958	25.17	24.111	27.442	-1.339	17.968	17.282	23.064	0	24.202	24.875	25.851	33.9	33.357	33.964	32.905	31.289	30.5	30.965	27.473	25.929	24.893	25.276	23.834	21.895	17.127	15.168	13.611	11.561	4.739	10.202	15.741	16.43	16.3	16.9	16.133	15.9	14.3	15.5	13.8	13.5	13.6	13.4	12.9	0	0	0	0	0	0	0	0	0	0	0	8.5	0	7	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit Ratio Numbers are in millions	0.682	0.661	0.695	0.729	0.73	0.742	0.781	0.81	0.866	0.884	0.9	0.906	0.93	0.889	0.967	0.978	0.855	0.791	0.779	0.748	0.543	0.653	0.466	0.715	0.755	0.777	0.741	0.743	0.732	0.63	0.455	0.632	0.693	0.736	0.614	0.677	0.718	0.304	0.492	0.622	0.439	0.697	0.693	0.711	0.742	0.737	0.705	0.538	0.753	0.38	0.716	0.562	0.49	0.413	0.561	0.559	0.472	0.3	0.448	0.392	0.432	-0.165	0.515	0.615	0.442	0.48	0.322	0.361	0.353	0.348	0.307	0.307	0.358	-0.027	0.254	0.268	0.355	0	0.413	0.45	0.482	0.566	0.603	0.617	0.613	0.608	0.606	0.604	0.575	0.558	0.55	0.549	0.539	0.509	0.431	0.407	0.363	0.335	0.158	0.279	0.41	0.436	0.454	0.475	0.453	0.406	0.436	0.463	0.452	0.427	0.477	0.494	0.502	0	0	0	0	0	0	0	0	0	0	0	0.578	0	0.551	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	42.698	45.596	41.289	41.584	42.771	44.177	40.528	40.53	41.649	40.809	37.987	37.505	37.652	36.861	36.518	35.916	35.373	33.924	34.685	37.583	39.332	23.351	20.508	21.482	21.717	21.28	20.338	19.918	22.326	21.891	21.155	20.774	22.227	20.764	20.643	21.897	23.682	22.079	23.524	21.8	22.427	26.833	20.941	23.333	24.112	23.851	24.648	27.189	26.163	8.265	13.075	12.968	12.494	12.119	15.305	15.157	17.473	8.941	17.821	15.954	12.478	12.3	12.268	14.474	11.166	5.492	10.879	10.373	10.574	7.154	7.561	6.916	6.745	6.588	6.241	5.627	6.173	0	6.26	7.366	6.618	5.911	6.768	6.424	6.381	5.719	6.055	5.297	6.098	4.526	4.642	4.513	4.411	3.782	4.471	5.17	3.703	3.423	3.375	4.6	3.862	3.702	3.8	4.1	3.8	3.8	3.5	4	3.6	3.7	3.9	4.1	3.8	0	0	0	0	0	0	0	0	0	0	0	2.6	0	2	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Selling & Marketing Expenses Numbers are in millions	2.617	2.421	2.469	2.445	2.379	2.439	2.206	2.063	2.036	2.425	1.926	1.827	2.062	2.216	1.646	1.707	1.431	1.208	1.481	1.533	1.629	1.349	1.333	1.315	1.211	1.384	1.329	1.024	1.347	1.411	1.405	1.405	1.395	1.352	1.347	1.294	1.294	1.689	1.577	1.558	1.629	1.74	1.825	1.669	1.781	2.475	1.471	1.67	1.409	2.248	1.594	1.564	0.848	1.589	1.686	1.508	1.192	1.639	1.275	1.361	0.699	0.879	1.097	1.028	1.204	1.213	0.847	0.836	1.074	1.492	1.069	1.118	0.793	0.952	1.148	1.3	1.066	0	1.35	1.42	1.487	2.282	1.341	1.379	1.919	2.097	2.07	2.24	1.228	1.783	1.8	1.68	2.184	1.765	1.088	1.357	1.157	1.003	0.781	1.043	0.845	0.549	0.7	0.9	0.846	0.7	0.6	0.8	0.7	0.5	0.7	0.6	0.7	0	0	0	0	0	0	0	0	0	0	0	0.6	0	0.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
SG&A Numbers are in millions	45.315	48.017	43.758	44.029	45.15	46.616	42.734	42.593	43.685	43.234	39.913	39.332	39.714	39.077	38.164	37.623	36.804	35.132	36.166	39.116	40.961	24.7	21.841	22.797	22.928	22.664	21.667	20.942	23.673	23.302	22.56	22.179	23.622	22.116	21.99	23.191	24.976	23.768	25.101	23.358	24.056	28.573	22.766	25.002	25.893	26.326	26.119	28.859	27.572	10.513	14.669	14.532	13.342	13.708	16.991	16.665	18.665	10.58	19.096	17.318	13.177	13.179	13.365	15.502	12.37	6.705	11.726	11.209	11.648	8.646	8.63	8.034	7.538	7.54	7.389	6.927	7.239	0	7.61	8.786	8.105	8.193	8.109	7.803	8.3	7.816	8.125	7.537	7.326	6.309	6.442	6.193	6.595	5.547	5.559	6.527	4.86	4.426	4.156	5.643	4.707	4.251	4.5	5	4.6	4.5	4.1	4.8	4.3	4.2	4.6	4.7	4.5	0	0	0	0	0	0	0	0	0	0	0	3.2	0	2.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Expenses Numbers are in millions	36.233	38.044	36.799	35.354	34.065	35.481	35.047	34.167	33.931	37.548	35.47	33.961	29.733	36.941	29.237	33.795	30.789	42.573	32.734	33.793	35.021	44.402	19.298	19.79	19.584	18.946	18.491	22.427	18.676	16.749	18.645	19.993	18.019	23.915	18.326	17.355	31.907	27.443	36.517	32.634	24.556	26.36	30.302	28.381	28.799	39.048	31.288	33.879	32.973	25.626	38.067	11.728	13.533	31.72	18.002	12.941	12.115	21.068	28.348	12.328	7.848	55.627	15.379	11.128	6.903	12.03	65.275	6.871	6.082	8.386	7.892	9.443	8.289	11.36	7.756	7.857	7.644	8.498	7.78	8.073	7.367	7.315	7.074	6.649	6.697	6.787	7.256	7.041	6.444	6.162	6.394	8.361	6.341	5.443	4.92	4.948	4.581	4.686	4.031	9.163	4.527	4.546	4	4.1	3.818	3.7	3.2	3.7	3.3	3.2	3.1	3.2	2.8	3.7	3.7	3.6	3.7	3.7	3.7	3.1	3	3	3	2.4	1.9	2.5	1.6	4.5	1	0.7	0.7	0.6	0.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Expenses Numbers are in millions	81.548	86.061	80.557	79.383	78.936	82.097	77.781	76.76	77.616	80.782	75.383	73.293	69.447	76.018	67.401	71.418	67.593	77.705	68.9	72.909	75.982	69.102	41.139	42.587	42.512	41.61	40.158	43.369	42.349	40.051	41.205	42.172	41.641	46.031	40.316	40.546	56.883	51.211	61.618	55.992	48.612	54.933	53.068	53.383	54.692	65.374	57.407	62.738	60.545	36.139	52.736	26.26	26.875	45.428	34.993	29.606	30.78	31.648	47.444	29.646	21.025	68.806	28.744	26.63	19.273	18.735	77.001	18.08	17.73	17.032	16.522	17.477	15.827	18.9	15.145	14.784	14.883	8.498	15.39	16.859	15.472	15.508	15.183	14.452	14.997	14.603	15.381	14.578	13.77	12.471	12.836	14.554	12.936	10.99	10.479	11.475	9.441	9.112	8.187	14.806	9.234	8.797	8.5	9.1	8.44	8.2	7.3	8.5	7.6	7.4	7.7	7.9	7.3	3.7	3.7	3.6	3.7	3.7	3.7	3.1	3	3	3	2.4	5.1	2.5	3.9	4.5	1	0.7	0.7	0.6	0.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income Numbers are in millions	59.448	52.787	61.784	71.26	67.917	68.432	65.898	65.785	65.133	68.138	62.518	59.355	54.094	48.61	61.295	60.077	44.621	29.947	33.746	29.035	2.098	-3.061	8.391	34.876	35.044	43.274	35.355	29.244	24.927	18.759	3.879	21.097	24.354	26.404	18.747	20.197	19.832	-20.84	5.131	-2.34	-2.009	27.449	27.53	31.922	35.532	29.608	26.206	5.605	28.318	-20.403	19.655	16.015	12.59	-16.681	17.368	25.076	9.553	-9.486	-9.108	0.679	13.108	-75.525	24.328	55.675	25.438	37.171	-49.122	15.025	14.393	15.926	8.648	6.634	11.615	-20.239	2.823	2.498	8.181	0	8.812	8.016	10.379	18.392	18.174	19.512	17.908	16.686	15.119	16.387	13.703	13.458	12.057	10.722	10.898	10.905	6.648	3.693	4.17	2.449	-3.448	-4.604	6.507	7.633	7.8	7.8	7.693	7.7	7	7	6.2	6.1	5.9	5.5	5.6	0	0	0	0	0	0	0	0	0	0	0	3.4	0	3.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating Income Ratio Numbers are in millions	0.287	0.251	0.302	0.345	0.341	0.337	0.358	0.374	0.395	0.404	0.408	0.405	0.407	0.347	0.46	0.447	0.34	0.22	0.256	0.213	0.015	-0.03	0.079	0.322	0.341	0.396	0.347	0.299	0.271	0.201	0.039	0.211	0.256	0.268	0.195	0.225	0.186	-0.209	0.038	-0.027	-0.019	0.232	0.237	0.266	0.292	0.23	0.221	0.044	0.24	-0.493	0.194	0.213	0.156	-0.239	0.186	0.256	0.112	-0.128	-0.107	0.009	0.166	-1.857	0.236	0.42	0.251	0.319	-0.568	0.164	0.158	0.168	0.105	0.084	0.151	-0.409	0.04	0.039	0.126	0	0.15	0.145	0.193	0.307	0.328	0.355	0.334	0.324	0.301	0.32	0.287	0.29	0.266	0.233	0.247	0.254	0.167	0.099	0.111	0.071	-0.115	-0.126	0.169	0.203	0.217	0.219	0.216	0.196	0.213	0.209	0.203	0.193	0.207	0.203	0.218	0	0	0	0	0	0	0	0	0	0	0	0.231	0	0.244	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Other Income Expenses Net Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Numbers are in millions	59.448	52.787	61.784	71.26	67.917	68.432	65.898	65.785	65.133	68.138	62.518	59.355	54.094	48.61	61.295	60.077	44.621	29.947	33.746	29.035	2.098	-3.061	8.391	34.876	35.044	43.274	35.355	29.244	24.927	18.759	3.879	21.097	24.354	26.404	18.747	20.197	19.832	-20.84	5.131	-2.34	-2.009	27.449	27.53	31.922	35.532	29.608	26.206	5.605	28.318	-20.403	19.655	16.015	12.59	-16.681	17.368	25.076	9.553	-9.486	-9.108	0.679	13.108	-75.525	24.328	55.675	25.438	37.171	-49.122	15.025	14.393	15.926	8.648	6.634	11.615	-20.239	2.823	2.498	8.181	0	8.812	8.016	10.379	18.392	18.174	19.512	17.908	16.686	15.119	16.387	13.703	13.458	12.057	10.722	10.898	10.905	6.648	3.693	4.17	2.449	-3.448	-4.604	6.507	7.633	7.8	7.8	7.7	7.7	7	7	6.2	6.1	5.9	5.5	5.6	0	0	0	0	0	0	0	0	0	0	0	3.4	0	3.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Ratio Numbers are in millions	0.287	0.251	0.302	0.345	0.337	0.337	0.358	0.374	0.395	0.404	0.408	0.405	0.407	0.347	0.46	0.447	0.34	0.22	0.256	0.213	0.015	-0.03	0.079	0.322	0.341	0.396	0.347	0.299	0.271	0.201	0.039	0.211	0.256	0.268	0.195	0.225	0.186	-0.209	0.038	-0.027	-0.019	0.232	0.237	0.266	0.292	0.23	0.221	0.044	0.24	-0.493	0.194	0.213	0.156	-0.239	0.186	0.256	0.112	-0.128	-0.107	0.009	0.166	-1.857	0.236	0.42	0.251	0.319	-0.568	0.164	0.158	0.168	0.105	0.084	0.151	-0.409	0.04	0.039	0.126	0	0.15	0.145	0.193	0.307	0.328	0.355	0.334	0.324	0.301	0.32	0.287	0.29	0.266	0.233	0.247	0.254	0.167	0.099	0.111	0.071	-0.115	-0.126	0.169	0.203	0.217	0.219	0.216	0.196	0.213	0.209	0.203	0.193	0.207	0.203	0.218	0	0	0	0	0	0	0	0	0	0	0	0.231	0	0.244	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Tax Expense Numbers are in millions	13.876	2.44	14.784	20.129	18.225	21.835	21.025	21.612	18.904	21.771	20.599	18.923	16.573	15.33	19.624	19.25	14.248	6.646	6.308	7.248	0.297	-2.07	1.008	10.897	11.574	18.53	12.255	9.595	8.01	1.686	0.56	3.993	9.204	10.848	3.627	5.858	5.661	-19.864	0.562	0.769	0.979	6.856	7.998	10.613	11.785	9.514	6.585	-31.934	7.126	-1.587	1.894	1.057	1.937	-4.795	0.58	-1.391	6.472	-4.036	-1.287	0.034	1.172	-1.48	3.001	4.761	0.69	-3.24	-4.226	0.598	-2.455	0.551	0.196	0.187	0.624	-2.188	0.446	-0.021	0.131	-8.498	0.391	0.377	-2.671	-0.123	0.768	1.434	1.585	0.998	1.56	2.162	0.697	0.943	0.483	-0.322	0.471	0.532	0.039	0.584	-0.353	-0.269	-1.457	-1.564	0.406	0.298	0.6	0.2	1.07	1.3	0.9	1.2	0.8	0.9	1	0.8	1	-3.7	-3.7	-3.6	-3.7	-3.7	-3.7	-3.1	-3	-3	-3	-2.4	0.8	-2.5	0.8	-4.5	-1	-0.7	-0.7	-0.6	-0.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income Numbers are in millions	45.572	50.347	47	51.131	49.692	46.597	44.873	44.173	46.229	46.367	41.919	40.432	37.521	33.28	41.671	40.827	30.373	23.301	27.438	21.787	1.801	-0.991	7.383	23.979	23.47	24.744	23.1	19.649	16.917	17.073	3.319	17.104	15.15	15.556	15.12	14.339	14.171	-0.976	4.569	-3.109	-2.988	20.593	19.532	21.309	23.747	20.094	19.621	37.539	21.192	-18.816	17.761	14.958	10.653	-11.886	16.788	26.467	3.081	-5.45	-7.821	0.645	11.936	-74.045	21.327	50.914	24.748	40.411	-44.896	14.427	16.848	15.375	8.452	6.447	10.991	-18.051	2.377	2.519	8.05	8.498	8.421	7.639	13.05	18.515	17.406	18.078	16.323	15.688	13.559	14.225	13.006	12.515	11.574	11.044	10.427	10.373	6.609	3.109	4.523	2.718	-0.061	-3.04	6.101	7.335	7.2	7.6	6.623	6.4	6.1	5.8	5.4	5.2	4.9	4.7	4.6	3.7	3.7	3.6	3.7	3.7	3.7	3.1	3	3	3	2.4	2.6	2.5	2.3	4.5	1	0.7	0.7	0.6	0.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Income Ratio Numbers are in millions	0.22	0.24	0.229	0.248	0.247	0.23	0.244	0.251	0.281	0.275	0.274	0.276	0.282	0.237	0.313	0.304	0.231	0.171	0.208	0.16	0.013	-0.01	0.069	0.221	0.228	0.226	0.227	0.201	0.184	0.183	0.034	0.171	0.159	0.158	0.157	0.16	0.133	-0.01	0.034	-0.036	-0.028	0.174	0.168	0.178	0.195	0.156	0.165	0.295	0.18	-0.455	0.176	0.199	0.132	-0.171	0.18	0.27	0.036	-0.074	-0.091	0.008	0.151	-1.821	0.207	0.384	0.245	0.347	-0.519	0.157	0.185	0.163	0.103	0.082	0.143	-0.365	0.034	0.039	0.124	0	0.144	0.138	0.243	0.309	0.314	0.329	0.304	0.305	0.27	0.278	0.272	0.269	0.256	0.24	0.236	0.241	0.166	0.083	0.121	0.079	-0.002	-0.083	0.159	0.195	0.201	0.213	0.186	0.163	0.186	0.173	0.177	0.165	0.172	0.173	0.179	0	0	0	0	0	0	0	0	0	0	0	0.177	0	0.181	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
EPS Numbers are in millions	1.01	1.1	1.01	1.09	1.06	0.99	0.95	0.93	0.97	0.97	0.88	0.84	0.77	0.67	0.82	0.79	0.57	0.45	0.5	0.39	0.003	-0.04	0.11	0.44	0.43	0.47	0.45	0.36	0.31	0.31	-0.003	0.3	0.27	0.28	0.27	0.25	0.24	-0.1	0.03	-0.15	-0.14	0.38	0.36	0.4	0.45	0.36	0.35	0.75	0.39	-0.53	0.36	0.34	0.23	-0.29	0.35	0.6	0.04	-0.12	-0.75	0.38	0.42	-2.86	0.83	2.05	0.97	1.67	-1.9	0.54	0.65	0.64	0.91	0.21	0.4	-0.74	0.05	0.05	0.28	0.34	0.29	0.31	0.48	0.71	0.6	0.75	0.68	0.66	0.6	0.66	0.59	0.46	0.53	0.53	0.48	0.47	0.29	0.15	0.19	0.1	-0.03	-0.14	0.16	0.19	0.19	0.21	0.18	0.18	0.12	0.12	0.11	0.11	0.078	0.077	0.076	0.072	0.038	0.16	0.047	0.047	0.038	0.17	0.033	0.033	0.025	0.15	0.025	0.025	0.024	0.28	0.007	0.006	0.006	0.043	0.006	0.004	0.003	0.024	0.002	0.001	0.001	-0.042	-0.006	0.001	-0.072	-0.008	-0.008	-0.008	0.048	0.005	0.005	0.005
EPS Diluted Numbers are in millions	1	1.08	1	1.08	1.05	0.98	0.93	0.93	0.96	0.97	0.87	0.84	0.76	0.66	0.81	0.78	0.56	0.45	0.5	0.39	0.003	-0.04	0.11	0.43	0.42	0.45	0.42	0.35	0.29	0.3	-0.003	0.3	0.26	0.27	0.26	0.25	0.24	-0.1	0.03	-0.15	-0.14	0.36	0.34	0.38	0.42	0.35	0.34	0.68	0.37	-0.53	0.35	0.34	0.23	-0.29	0.35	0.59	0.04	-0.12	-0.75	0.38	0.41	-2.86	0.83	2.04	0.97	1.67	-1.9	0.54	0.64	0.64	0.91	0.21	0.4	-0.73	0.05	0.05	0.28	0.34	0.29	0.31	0.46	0.68	0.59	0.75	0.65	0.64	0.57	0.66	0.55	0.43	0.5	0.53	0.46	0.45	0.28	0.15	0.19	0.1	-0.03	-0.14	0.15	0.18	0.18	0.21	0.18	0.17	0.12	0.12	0.11	0.1	0.078	0.077	0.074	0.069	0.036	0.16	0.047	0.047	0.038	0.17	0.033	0.033	0.025	0.15	0.025	0.025	0.024	0.28	0.007	0.006	0.006	0.043	0.006	0.004	0.003	0.024	0.002	0.001	0.001	-0.042	-0.006	0.001	-0.072	-0.008	-0.008	-0.008	0.048	0.005	0.005	0.005
EBITDA Numbers are in millions	65.765	59.112	68.69	78.052	74.592	74.805	72.702	72.892	71.901	75.664	67.896	65.075	59.916	54.821	67.201	66.074	50.438	36.006	39.694	34.85	7.89	-0.52	10.739	37.283	37.331	45.86	37.873	31.824	27.534	21.499	6.67	23.586	26.833	29.014	21.37	23.155	22.738	-17.801	8.215	1.353	1.181	30.775	30.661	34.892	38.473	32.868	29.288	8.422	32.054	-37.364	20.738	17.217	13.836	-15.275	18.956	26.391	11.057	-7.839	-7.515	1.965	14.441	-74.043	25.786	57.254	26.906	38.593	-47.714	16.363	15.668	12.024	6.454	10.828	13.709	-15.108	4.175	4.648	8.988	8.498	12.661	12.02	13.523	21.353	21.148	16.231	19.19	15.538	20.265	20.365	19.814	13.185	12.014	11.388	13.025	11.633	7.438	5.388	4.785	3.362	-2.41	-2.903	7.431	8.496	8.7	7.5	11.491	7.7	7.1	6.6	6.2	6.1	5.9	5.6	5.6	3.7	3.7	3.6	3.7	3.7	3.7	3.1	3	3	3	2.4	3.4	2.5	3.4	4.5	1	0.7	0.7	0.6	0.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
EBITDA Ratio Numbers are in millions	0.318	0.281	0.335	0.378	0.371	0.369	0.395	0.414	0.436	0.449	0.443	0.444	0.451	0.391	0.505	0.492	0.384	0.265	0.301	0.256	0.055	-0.005	0.101	0.344	0.363	0.42	0.371	0.325	0.3	0.23	0.067	0.235	0.282	0.295	0.222	0.258	0.213	-0.178	0.061	0.016	0.011	0.261	0.264	0.291	0.316	0.255	0.247	0.066	0.272	-0.903	0.205	0.229	0.172	-0.219	0.203	0.27	0.129	-0.106	-0.088	0.025	0.183	-1.821	0.25	0.432	0.266	0.331	-0.551	0.178	0.172	0.127	0.079	0.138	0.179	-0.306	0.059	0.072	0.138	0	0.216	0.217	0.252	0.357	0.382	0.295	0.358	0.302	0.403	0.397	0.415	0.284	0.265	0.247	0.295	0.27	0.187	0.145	0.128	0.097	-0.08	-0.079	0.193	0.226	0.242	0.211	0.322	0.196	0.216	0.197	0.203	0.193	0.207	0.207	0.218	0	0	0	0	0	0	0	0	0	0	0	0.231	0	0.268	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0

OFG Bancorp

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NYSE:OFG