OceanFirst Financial Corp. (OCFC) - Quarterly Income Statement

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OCFC
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18.1 (USD) • At close December 31, 2024

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1	2004 Q4	2004 Q3	2004 Q2	2004 Q1	2003 Q4	2003 Q3	2003 Q2	2003 Q1	2002 Q4	2002 Q3	2002 Q2	2002 Q1	2001 Q4	2001 Q3	2001 Q2	2001 Q1	2000 Q4	2000 Q3	2000 Q2	2000 Q1	1999 Q4	1999 Q3	1999 Q2	1999 Q1	1998 Q4	1998 Q3	1998 Q2	1998 Q1	1997 Q4	1997 Q3	1997 Q2	1997 Q1	1996 Q4	1996 Q3	1996 Q2	1996 Q1
Revenue Numbers are in millions	161.525	170.413	173.875	172.266	100.604	99.823	99.594	132.796	109.884	96.823	92.097	88.826	85.678	84.516	93.067	103.631	83.582	88.807	92.066	73.028	73.296	73.394	72.462	69.284	68.99	69.214	63.632	48.328	49.544	48.332	46.525	41.349	39.208	34.256	23.515	24.379	23.237	22.151	21.563	21.76	22.886	22.512	21.617	17.789	21.656	21.862	20.187	22.115	22.878	22.935	23.416	23.486	22.951	23.542	22.796	23.406	23.787	23.295	21.938	20.641	21.247	20.309	18.856	17.723	18.237	16.882	18.005	17.101	17.393	12.924	8.036	9.868	21.062	20.952	19.844	21.395	21.724	20.847	21.05	21.09	19.221	18.021	18.429	19.168	19.429	18.728	19.067	18.916	16.912	17.769	18.093	19.446	16.73	16.233	15.531	15.223	12.583	14.066	13.966	13.7	13.6	13.1	13.2	11.2	11.7	12	11.7	11.6	11.5	11.4	11.1	11.2	10.8	8.9	0
Cost of Revenue Numbers are in millions	12.354	11.56	11.206	0	11.725	11.826	11.006	0	11.045	10.672	10.677	0	10.606	10.105	9.992	0	10.82	12.512	11.021	0	10.123	10.217	9.845	0	9.876	10.152	9.486	0	6.828	7.295	7.142	0	5.31	5.412	3.872	0	3.828	3.524	3.469	0	3.542	3.564	3.609	0	3.526	3.614	3.318	0	3.74	3.518	3.612	0	3.433	3.596	1.842	0	1.893	1.865	1.94	0	1.876	2.315	1.923	0	2.016	1.649	1.712	0	2.112	1.787	1.759	0	2.011	1.718	1.81	0	1.768	1.747	1.703	0	1.622	1.459	1.419	0	1.485	1.46	1.528	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Gross Profit Numbers are in millions	149.171	158.853	162.669	172.266	88.879	87.997	88.588	132.796	98.839	86.151	81.42	88.826	75.072	74.411	83.075	103.631	72.762	76.295	81.045	73.028	63.173	63.177	62.617	69.284	59.114	59.062	54.146	48.328	42.716	41.037	39.383	41.349	33.898	28.844	19.643	24.379	19.409	18.627	18.094	21.76	19.344	18.948	18.008	17.789	18.13	18.248	16.869	22.115	19.138	19.417	19.804	23.486	19.518	19.946	20.954	23.406	21.894	21.43	19.998	20.641	19.371	17.994	16.933	17.723	16.221	15.233	16.293	17.101	15.281	11.137	6.277	9.868	19.051	19.234	18.034	21.395	19.956	19.1	19.347	21.09	17.599	16.562	17.01	19.168	17.944	17.268	17.539	18.916	16.912	17.769	18.093	19.446	16.73	16.233	15.531	15.223	12.583	14.066	13.966	13.7	13.6	13.1	13.2	11.2	11.7	12	11.7	11.6	11.5	11.4	11.1	11.2	10.8	8.9	0
Gross Profit Ratio Numbers are in millions	0.924	0.932	0.936	1	0.883	0.882	0.889	1	0.899	0.89	0.884	1	0.876	0.88	0.893	1	0.871	0.859	0.88	1	0.862	0.861	0.864	1	0.857	0.853	0.851	1	0.862	0.849	0.846	1	0.865	0.842	0.835	1	0.835	0.841	0.839	1	0.845	0.842	0.833	1	0.837	0.835	0.836	1	0.837	0.847	0.846	1	0.85	0.847	0.919	1	0.92	0.92	0.912	1	0.912	0.886	0.898	1	0.889	0.902	0.905	1	0.879	0.862	0.781	1	0.905	0.918	0.909	1	0.919	0.916	0.919	1	0.916	0.919	0.923	1	0.924	0.922	0.92	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	0
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	1.97	35.821	35.894	9.288	38.091	36.687	35.669	35.867	42.441	41.111	38.321	40.513	37.552	35.413	34.261	33.806	34.741	33.217	34.729	26.892	24.971	28.19	26.9	23.12	23.746	27.911	25.357	16.486	17.753	18.079	19.195	16.77	16.441	14.036	10.26	10.315	10.003	9.307	9.125	9.446	9.391	9.656	9.301	9.284	9.002	8.537	8.075	8.053	9.347	8.722	8.743	8.581	9.035	9.198	10.95	11.522	11.353	10.872	10.458	10.061	9.723	10.291	9.286	12.787	6.166	5.806	5.935	17.164	6.755	7.612	10.958	16.78	7.497	7.877	7.378	7.965	8.206	7.484	7.529	7.445	6.614	6.494	6.689	6.421	5.699	5.028	5.093	4.959	5.107	4.997	5.262	12.293	5.1	4.737	5.368	10.901	4.397	4.229	4.33	9.2	3.9	3.7	3.7	7.6	3.7	4.9	4.4	4.7	4.3	4.2	4.1	3.7	3.3	3.4	0
Selling & Marketing Expenses Numbers are in millions	1.385	1.175	0.99	1.112	1.183	0.961	0.982	0.705	0.655	0.971	0.616	0.614	0.496	0.625	0.434	0.632	0.963	0.753	0.769	0.84	0.562	1.137	0.93	0.94	1.021	0.893	0.561	0.433	0.775	0.73	0.74	0.609	0.479	0.543	0.251	0.428	0.398	0.415	0.274	0.359	0.294	0.61	0.532	0.49	0.444	0.447	0.25	0.401	0.451	0.435	0.346	0.554	0.456	0.42	0.336	0.404	0.514	0.523	0.304	0.596	0.467	0.38	0.324	0.535	0.452	0.453	0.393	0.436	0.359	0.37	0.316	0.287	0.531	0.391	0.307	0.701	0.75	0.764	0.698	0.772	0.603	0.442	0.203	2.193	0.369	0.548	0.421	1.988	0	0.433	0.424	0.44	0.477	0.457	0.337	0.674	0.32	0.375	0.316	0.4	0.4	0.4	0.4	0.3	0.3	0.4	0.2	0.2	0.1	0.3	0.1	0.3	0.2	0.2	0
SG&A Numbers are in millions	3.355	36.996	36.884	48.916	39.274	37.648	36.651	36.572	43.096	42.082	38.937	41.127	38.048	36.038	34.695	34.438	35.704	33.97	35.498	27.732	25.533	29.327	27.83	24.06	24.767	28.804	25.918	16.919	18.528	18.809	19.935	17.379	16.92	14.579	10.511	10.743	10.401	9.722	9.399	9.805	9.685	10.266	9.833	9.774	9.446	8.984	8.325	8.454	9.798	9.157	9.089	9.135	9.491	9.618	11.286	11.926	11.867	11.395	10.762	10.657	10.19	10.671	9.61	13.322	6.618	6.259	6.328	17.6	7.114	7.982	11.274	17.067	8.028	8.268	7.685	8.666	8.956	8.248	8.227	8.217	7.217	6.936	6.892	8.614	5.699	5.576	5.514	6.947	5.107	5.43	5.686	12.733	5.577	5.194	5.705	11.575	4.717	4.604	4.646	9.6	4.3	4.1	4.1	7.9	4	5.3	4.6	4.9	4.4	4.5	4.2	4	3.5	3.6	0
Other Expenses Numbers are in millions	48.027	-19.241	-19.584	-21.673	-112.752	-100.678	61.309	146.82	55.84	-101.004	-97.301	-19.555	-17.575	-14.666	38.42	336.239	41.65	39.984	48.704	259.025	30.092	38.153	34.787	257.448	27.57	38.462	45.488	177.119	22.284	28.013	22.119	140.132	18.556	21.991	12.095	86.916	11.531	9.914	9.6	83.486	9.909	10.15	9.747	83.14	9.456	8.96	8.486	76.756	9.648	8.914	8.982	81.037	0.148	9.369	9.382	78.94	2.254	9.325	8.75	73.621	8.291	8.946	8.153	-26.104	7.246	6.895	7.093	0	7.782	8.612	9.916	0	8.489	8.816	8.418	0	9.189	8.385	8.437	0	7.485	7.349	7.544	0	6.527	5.985	5.901	-17.905	-15.381	-15.615	-16.064	-24.025	-15.313	-14.517	-15.07	-20.794	-13.232	-12.065	-12.08	-17.5	-11.3	-11	-10.9	-14.6	-10.6	-12.2	-10.8	-11.2	-10.4	-10.6	-9.9	-10	-27.8	-8.7	2.5
Operating Expenses Numbers are in millions	51.382	19.241	19.584	21.673	-73.478	-63.03	61.309	117.223	58.997	-58.922	-58.364	19.555	17.575	14.666	51.683	70.916	56.787	55.932	62.796	47.599	43.357	50.915	47.271	39.082	39.533	50.904	56.818	27.696	30.733	37.133	30.961	32.465	25.026	28.646	16.716	16.387	16.147	14.392	13.738	13.988	14.431	14.83	14.107	19.436	13.654	13.6	12.665	13.245	10.099	9.349	9.328	52.664	9.639	9.789	11.286	53.647	11.867	11.395	10.762	50.544	10.477	10.925	9.861	-12.782	10.247	9.719	9.922	26.37	10.498	11.957	13.331	23.981	11.503	11.817	11.366	25.431	12.424	11.41	11.666	21.045	10.653	10.219	10.013	16.789	9.572	9.355	9.088	-10.958	-10.274	-10.185	-10.378	-11.292	-9.736	-9.323	-9.365	-9.219	-8.515	-7.461	-7.434	-7.9	-7	-6.9	-6.8	-6.7	-6.6	-6.9	-6.2	-6.3	-6	-6.1	-5.7	-6	-24.3	-5.1	2.5
Operating Income Numbers are in millions	97.789	35.009	43.226	41.705	27.126	36.793	76.769	94.414	62.249	37.901	33.733	26.735	31.521	40.609	43.376	43.483	-7.534	24.516	20.577	26.631	31.273	23.445	26.009	31.001	29.349	18.72	6.432	20.142	18.517	10.849	15.817	9.036	13.917	5.589	6.656	8.007	7.28	7.912	8.006	7.423	7.955	7.884	7.27	2.723	7.626	7.761	6.833	6.165	7.639	8.368	8.776	8.466	7.822	7.957	7.968	7.481	8.427	7.835	7.036	5.274	7.394	5.869	6.272	4.941	5.574	5.114	5.996	4.551	4.708	-0.93	-7.394	-2.338	7.498	7.417	6.618	7.279	7.432	7.49	7.631	7.565	6.896	6.293	6.947	6.784	8.324	7.663	8.076	7.958	6.638	7.584	7.715	8.154	6.994	6.91	6.166	6.004	4.068	6.605	6.532	5.8	6.6	6.2	6.4	4.5	5.1	5.1	5.5	5.3	5.5	5.3	5.4	5.2	-13.5	3.8	2.5
Operating Income Ratio Numbers are in millions	0.605	0.205	0.249	0.242	0.27	0.369	0.771	0.711	0.566	0.391	0.366	0.301	0.368	0.48	0.466	0.42	-0.09	0.276	0.224	0.365	0.427	0.319	0.359	0.447	0.425	0.27	0.101	0.417	0.374	0.224	0.34	0.219	0.355	0.163	0.283	0.328	0.313	0.357	0.371	0.341	0.348	0.35	0.336	0.153	0.352	0.355	0.338	0.279	0.334	0.365	0.375	0.36	0.341	0.338	0.35	0.32	0.354	0.336	0.321	0.256	0.348	0.289	0.333	0.279	0.306	0.303	0.333	0.266	0.271	-0.072	-0.92	-0.237	0.356	0.354	0.334	0.34	0.342	0.359	0.363	0.359	0.359	0.349	0.377	0.354	0.428	0.409	0.424	0.421	0.393	0.427	0.426	0.419	0.418	0.426	0.397	0.394	0.323	0.47	0.468	0.423	0.485	0.473	0.485	0.402	0.436	0.425	0.47	0.457	0.478	0.465	0.486	0.464	-1.25	0.427	0
Total Other Income Expenses Net Numbers are in millions	-65.139	-69.292	-63.683	-11.273	-9.785	-10.133	-41.172	-9.596	-8.718	-9.801	-10.012	-16.178	-12.866	-7.72	-9.376	-27.523	7.807	-13.162	0	-10.676	-9.32	-14.647	-12.088	-8.013	-8.117	0	0	-5.712	-7.911	0	-6.262	-11.068	-4.401	-10.895	-3.641	-3.145	-3.438	-2.582	-2.19	-1.86	-2.37	-2.643	-2.225	2.884	-2.349	-0.536	-0.524	-0.466	-0.036	-0.814	-1.147	9.09	7.902	7.993	8.334	8.182	8.472	7.863	7.371	5.275	-4.094	-5.107	6.273	-13.954	-7.397	-9.185	6.017	68.339	4.7	-0.968	-7.375	0	7.558	0	-7.992	66.499	-4.704	-4.213	7.632	56.58	6.899	6.296	6.944	49.95	8.327	7.665	7.966	-11.989	0	-14.105	-14.545	1.085	-18.227	-18.638	-18.243	-18.989	0	-17.454	-16.797	-17.5	-15.5	-16.4	-15.8	-17.8	-17.3	0	-17.2	-17.5	-16.9	-15.6	-13.9	-10.5	-11.4	-10.2	0
Income Before Tax Numbers are in millions	32.65	31.514	39.247	36.343	26.991	36.878	36.553	70.664	51.102	38.423	33.733	26.735	31.521	40.609	43.376	43.483	-7.534	24.516	20.577	26.631	31.273	23.445	26.009	31.001	29.349	18.72	6.432	20.142	18.517	10.849	15.817	9.036	13.917	5.589	6.656	8.007	7.28	7.912	8.006	7.423	7.955	7.884	7.27	2.723	7.626	7.761	6.833	6.165	7.639	8.368	8.776	8.466	7.822	7.957	7.968	7.481	8.427	7.835	7.036	5.274	7.394	5.869	6.272	4.941	5.574	5.114	5.996	4.551	4.708	-0.93	-7.394	-2.338	7.498	7.417	6.618	7.279	7.432	7.49	7.631	7.565	6.896	6.293	6.947	6.784	8.324	7.663	8.076	7.958	6.638	7.584	7.715	9.239	6.994	6.91	6.166	6.004	4.068	6.605	6.532	5.8	6.6	6.2	6.4	4.5	5.1	5.1	5.5	5.3	5.5	5.3	5.4	5.2	-13.5	3.8	0
Income Before Tax Ratio Numbers are in millions	0.202	0.185	0.226	0.211	0.268	0.369	0.367	0.532	0.465	0.397	0.366	0.301	0.368	0.48	0.466	0.42	-0.09	0.276	0.224	0.365	0.427	0.319	0.359	0.447	0.425	0.27	0.101	0.417	0.374	0.224	0.34	0.219	0.355	0.163	0.283	0.328	0.313	0.357	0.371	0.341	0.348	0.35	0.336	0.153	0.352	0.355	0.338	0.279	0.334	0.365	0.375	0.36	0.341	0.338	0.35	0.32	0.354	0.336	0.321	0.256	0.348	0.289	0.333	0.279	0.306	0.303	0.333	0.266	0.271	-0.072	-0.92	-0.237	0.356	0.354	0.334	0.34	0.342	0.359	0.363	0.359	0.359	0.349	0.377	0.354	0.428	0.409	0.424	0.421	0.393	0.427	0.426	0.475	0.418	0.426	0.397	0.394	0.323	0.47	0.468	0.423	0.485	0.473	0.485	0.402	0.436	0.425	0.47	0.457	0.478	0.465	0.486	0.464	-1.25	0.427	0
Income Tax Expense Numbers are in millions	7.464	7.082	10.637	8.591	6.459	8.996	8.654	17.353	12.298	8.94	7.974	4.078	7.354	10.054	10.679	10.419	-2.608	5.878	4.044	3.181	6.302	4.465	4.836	4.269	5.278	3.018	1.005	10.186	5.7	3.17	3.799	2.984	4.789	1.928	2.451	2.777	2.582	2.779	2.744	2.491	2.79	2.767	2.563	0.784	2.658	2.774	2.397	2.124	2.68	2.995	3.129	3.007	2.748	2.854	2.862	1.697	3.189	2.884	2.632	1.707	2.86	2.27	2.319	1.44	1.852	1.579	1.99	1.457	1.582	-1.207	-1.972	-0.898	2.592	2.565	2.304	2.433	2.602	2.615	2.685	2.572	2.444	2.272	2.469	2.436	2.994	2.716	2.827	2.79	1.848	2.448	2.666	3.191	2.312	2.417	2.145	2.093	0.248	2.267	2.218	1.8	2.4	2.2	2.3	1.5	1.8	1.9	2	1.8	2	1.9	2	2	-3.7	1.3	-2.5
Net Income Numbers are in millions	25.116	24.373	28.667	27.682	20.667	27.797	27.883	53.272	37.607	27.957	24.755	21.653	23.163	29.551	31.693	32.06	-4.926	18.638	16.533	23.45	24.971	18.98	21.173	26.732	24.071	15.702	5.427	9.956	12.817	7.679	12.018	6.052	9.128	3.661	4.205	5.229	4.698	5.133	5.262	4.932	5.165	5.117	4.707	1.938	4.968	4.987	4.436	4.041	4.959	5.373	5.647	5.459	5.074	5.103	5.106	5.784	5.238	4.951	4.404	3.567	3.997	3.061	3.495	3.501	3.722	3.535	4.006	3.094	3.126	0.277	-5.422	-1.44	4.906	4.852	4.314	4.846	4.83	4.875	4.946	4.993	4.452	4.021	4.478	4.348	5.33	4.947	5.249	5.168	4.79	5.136	5.049	4.963	4.682	4.493	4.021	3.911	3.82	4.338	4.314	4	4.2	4	4.1	3	3.3	3.2	3.5	3.5	3.5	3.4	3.4	3.2	-9.8	2.5	2.5
Net Income Ratio Numbers are in millions	0.155	0.143	0.165	0.161	0.205	0.278	0.28	0.401	0.342	0.289	0.269	0.244	0.27	0.35	0.341	0.309	-0.059	0.21	0.18	0.321	0.341	0.259	0.292	0.386	0.349	0.227	0.085	0.206	0.259	0.159	0.258	0.146	0.233	0.107	0.179	0.214	0.202	0.232	0.244	0.227	0.226	0.227	0.218	0.109	0.229	0.228	0.22	0.183	0.217	0.234	0.241	0.232	0.221	0.217	0.224	0.247	0.22	0.213	0.201	0.173	0.188	0.151	0.185	0.198	0.204	0.209	0.222	0.181	0.18	0.021	-0.675	-0.146	0.233	0.232	0.217	0.227	0.222	0.234	0.235	0.237	0.232	0.223	0.243	0.227	0.274	0.264	0.275	0.273	0.283	0.289	0.279	0.255	0.28	0.277	0.259	0.257	0.304	0.308	0.309	0.292	0.309	0.305	0.311	0.268	0.282	0.267	0.299	0.302	0.304	0.298	0.306	0.286	-0.907	0.281	0
EPS Numbers are in millions	0.42	0.4	0.47	0.45	0.33	0.45	0.46	0.89	0.64	0.47	0.42	0.37	0.4	0.49	0.53	0.53	-0.082	0.31	0.28	0.47	0.5	0.37	0.43	0.56	0.5	0.33	0.12	0.31	0.4	0.24	0.38	0.22	0.36	0.16	0.25	0.31	0.28	0.31	0.32	0.3	0.31	0.31	0.28	0.12	0.29	0.29	0.26	0.23	0.28	0.3	0.31	0.3	0.28	0.28	0.28	0.32	0.29	0.27	0.24	0.23	0.34	0.26	0.3	0.3	0.32	0.3	0.34	0.27	0.27	0.02	-0.47	-0.13	0.43	0.42	0.37	0.41	0.41	0.41	0.41	0.41	0.37	0.33	0.37	0.37	0.43	0.4	0.42	0.41	0.38	0.4	0.25	0.37	0.34	0.31	0.28	0.27	0.25	0.28	0.27	0.21	0.16	0.14	0.15	0.14	0.11	0.1	0.056	0.15	0.053	0.049	0.047	0.12	-0.36	0.092	0.092
EPS Diluted Numbers are in millions	0.42	0.4	0.47	0.45	0.33	0.45	0.46	0.89	0.64	0.47	0.42	0.37	0.39	0.49	0.53	0.53	-0.082	0.31	0.27	0.47	0.49	0.37	0.42	0.55	0.5	0.32	0.12	0.3	0.39	0.23	0.36	0.22	0.35	0.16	0.25	0.31	0.28	0.31	0.32	0.3	0.31	0.3	0.28	0.11	0.29	0.29	0.26	0.23	0.28	0.3	0.31	0.3	0.28	0.28	0.28	0.32	0.29	0.27	0.24	0.22	0.34	0.26	0.3	0.3	0.32	0.3	0.34	0.27	0.27	0.02	-0.47	-0.13	0.42	0.41	0.36	0.4	0.4	0.4	0.4	0.4	0.35	0.32	0.35	0.34	0.41	0.38	0.4	0.39	0.35	0.37	0.24	0.35	0.32	0.3	0.27	0.25	0.24	0.27	0.26	0.21	0.15	0.14	0.15	0.14	0.11	0.1	0.056	0.15	0.051	0.049	0.047	0.12	-0.36	0.092	0.092
EBITDA Numbers are in millions	37.713	0	0	0	31.094	40.973	0	74.98	58.599	42.467	37.716	31.297	34.503	44.573	46.86	47.199	0	28.156	24.293	30.649	34.277	26.678	29.282	34.121	-1.582	-0.981	-0.412	20.687	20.539	16.022	-0.733	10.717	15.446	-0.313	-0.406	0	0	0	0	0	0	0	0	0	-0.188	0	0	0	0	0	0	0	0	0	-0.366	0	0	0	-0.335	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	3.8	2.5
EBITDA Ratio Numbers are in millions	0.233	-0.027	-0.028	-0.037	0.279	0.379	0.781	0.72	0.577	0.404	0.379	0.316	0.384	0.497	0.481	0.434	-0.072	0.293	0.241	0.378	0.44	0.333	0.373	0.462	0.44	0.285	0.114	0.427	0.384	0.235	0.351	0.226	0.36	0.167	0.284	0.329	0.314	0.394	0.413	0.382	0.393	0.395	0.382	0.21	0.401	0.405	0.391	0.328	0.381	0.411	0.419	0.326	0.388	0.384	0.397	0.356	0.377	0.359	0.345	0.399	0.375	0.316	0.362	0.497	0.238	0.381	0.4	0.226	0.355	0.058	-0.591	-0.14	0.431	0.437	0.4	0.358	0.416	0.458	0.435	0.378	0.48	0.406	0.462	0.372	0.534	0.596	0.562	0.474	0.596	0.534	0.526	0.552	0.569	0.559	0.504	0.491	0.467	0.568	0.564	0.591	0.537	0.611	0.598	0.625	0.573	0.608	0.65	0.638	0.67	0.649	0.658	0.429	-1.139	0.427	0

OceanFirst Financial Corp.

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