NMI Holdings, Inc.
NASDAQ:NMIH
35.68 (USD) • At close January 8, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 166.092 | 162.122 | 156.253 | 151.38 | 148.159 | 142.685 | 136.779 | 133.107 | 130.577 | 133.24 | 127.534 | 125.184 | 124.041 | 121.423 | 114.989 | 108.524 | 107.346 | 106.712 | 113.608 | 102.265 | 102.727 | 89.495 | 75.627 | 79.797 | 66.297 | 67.562 | 59.972 | 51.112 | 48.451 | 42.217 | 36.858 | 34.915 | 34.723 | 29.422 | 22.855 | 19.294 | 15.035 | 10.792 | 10.393 | 6.832 | 6.616 | 4.513 | 4.247 | 2.18 | 2.161 | 0.746 | 0.473 | 0.283 | 0.001 | 0 | 0 |
| Cost of Revenue
| 0.266 | 0.266 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17.848 | 18.595 | 19.283 | 60.743 | 7,302.397 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 165.826 | 161.856 | 156.253 | 151.38 | 148.159 | 142.685 | 136.779 | 133.107 | 130.577 | 133.24 | 127.534 | 125.184 | 124.041 | 121.423 | 114.989 | 108.524 | 107.346 | 106.712 | 113.608 | 102.265 | 102.727 | 89.495 | 75.627 | 79.797 | 66.297 | 67.562 | 59.972 | 51.112 | 48.451 | 42.217 | 36.858 | 34.915 | 34.723 | 29.422 | 22.855 | 19.294 | 15.035 | 10.792 | 10.393 | 6.832 | -11.232 | -14.082 | -15.036 | -58.563 | -7,300.236 | 0.746 | 0.473 | 0.283 | 0.001 | 0 | 0 |
| Gross Profit Ratio
| 0.998 | 0.998 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | -1.698 | -3.12 | -3.54 | -26.868 | -3,377.675 | 1 | 1 | 1 | 1 | 0 | 0 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.824 | 0 | 1.09 | 0.734 | 0.937 | 0 | 0.353 | 0.049 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.061 | 2.916 | 36.791 | 11.407 | 13.767 | 11.142 | 10.862 | 7.599 | 4.05 | 0.376 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 11.214 | 11.866 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0.5 | 0 | 0 | 0 | 0.6 | 0.6 | 0.6 | 0.6 | -1.824 | 0 | 1.09 | 0.734 | 0.937 | 0 | 0.353 | 0.049 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.41 | 8.174 | 0 | 2.08 | 2.005 | 9.18 | 0 | 14.275 | 14.782 | -36.791 | 11.407 | 13.767 | 11.142 | 10.862 | 7.599 | 4.05 | 0.376 |
| Other Expenses
| 166.092 | -28.524 | -29.952 | -29.901 | 27.749 | 27.448 | 25.786 | 86.79 | 27.144 | -31.036 | 32.935 | 0.412 | 34.669 | 34.725 | 34.065 | 73.621 | 33.969 | 30.37 | 32.277 | 12.636 | 33.244 | 32.543 | 30.849 | 14.122 | 30.379 | 29.02 | 28.453 | 15.186 | 24.645 | 28.048 | 25.989 | 10.616 | 24.037 | 23.234 | 22.672 | 21.407 | 19.653 | 20.91 | 18.35 | 17.208 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 166.092 | 28.524 | 29.952 | 29.901 | 27.749 | 27.448 | 25.786 | 86.79 | 31.988 | 26.98 | 40.787 | 47.021 | 46.59 | 47.768 | 47.533 | 46.908 | 57.989 | 1.09 | 0.734 | 0.937 | 38.795 | 38.537 | 36.653 | 34.553 | 34.45 | 35.223 | 33.441 | 34.053 | 28.954 | 32.721 | 30.118 | 27.856 | 28.434 | 27.411 | 26.762 | 24.115 | 19.834 | 20.904 | 18.454 | 17.665 | 17.869 | 18.665 | 19.302 | 15.264 | 11.882 | 13.767 | 11.142 | 10.862 | 7.599 | 4.05 | 0.376 |
| Operating Income
| -0.285 | 133.322 | 122.607 | 113.247 | 107.3 | 104.049 | 101.414 | 91.734 | 106.625 | 104.22 | 94.788 | 86.192 | 85.381 | 81.577 | 75.371 | -399.463 | 57.153 | 40.918 | 74.9 | -280.485 | 66.911 | 54.029 | 42.035 | -207.953 | 34.819 | 37.899 | 29.95 | -142.712 | 22.849 | 12.796 | 10.234 | -97.616 | 10.022 | 5.718 | -0.275 | -57.627 | -4.799 | -10.112 | -8.061 | -32.584 | -11.253 | -14.152 | -15.055 | -21.773 | -7,489.848 | -16.274 | -11.953 | -12.797 | -8.113 | -4.577 | -0.386 |
| Operating Income Ratio
| -0.002 | 0.822 | 0.785 | 0.748 | 0.724 | 0.729 | 0.741 | 0.689 | 0.817 | 0.782 | 0.743 | 0.689 | 0.688 | 0.672 | 0.655 | -3.681 | 0.532 | 0.383 | 0.659 | -2.743 | 0.651 | 0.604 | 0.556 | -2.606 | 0.525 | 0.561 | 0.499 | -2.792 | 0.472 | 0.303 | 0.278 | -2.796 | 0.289 | 0.194 | -0.012 | -2.987 | -0.319 | -0.937 | -0.776 | -4.769 | -1.701 | -3.136 | -3.545 | -9.989 | -3,465.404 | -21.825 | -25.252 | -45.258 | -9,282.235 | 0 | 0 |
| Total Other Income Expenses Net
| 119.612 | -43.478 | -41.686 | -44.199 | -13.11 | -11.188 | -40.606 | -36.327 | -4.844 | -7.031 | -7.948 | -46.309 | -11.921 | -7.264 | -8.12 | -45.987 | -8.233 | -9.777 | 3.215 | -39.908 | -1.84 | -4.756 | -8.54 | -31.015 | -8.436 | -7.651 | -2.999 | 17.059 | -3.854 | -32.702 | -30.314 | -29.569 | -29.231 | -27.47 | -3.907 | -4.821 | -4.799 | -10.112 | 0.178 | -8.545 | -3.544 | -3.438 | -3.703 | -9.023 | -2.805 | -1.114 | 0.035 | 1.906 | -0.514 | -1.62 | 0 |
| Income Before Tax
| 119.327 | 118.644 | 114.567 | 105.181 | 107.3 | 104.049 | 96.173 | 94.78 | 98.589 | 97.189 | 86.747 | 78.162 | 77.451 | 73.655 | 67.456 | 61.616 | 49.357 | 34.977 | 72.156 | 62.789 | 63.932 | 50.958 | 38.974 | 45.244 | 31.847 | 32.339 | 26.531 | 17.059 | 19.497 | 9.496 | 6.74 | 7.058 | 6.289 | 2.011 | -3.907 | -4.821 | -4.799 | -10.112 | -8.061 | -10.833 | -11.253 | -14.152 | -15.055 | -13.084 | -13.873 | -16.274 | -11.953 | -12.797 | -8.113 | -6.196 | -0.386 |
| Income Before Tax Ratio
| 0.718 | 0.732 | 0.733 | 0.695 | 0.724 | 0.729 | 0.703 | 0.712 | 0.755 | 0.729 | 0.68 | 0.624 | 0.624 | 0.607 | 0.587 | 0.568 | 0.46 | 0.328 | 0.635 | 0.614 | 0.622 | 0.569 | 0.515 | 0.567 | 0.48 | 0.479 | 0.442 | 0.334 | 0.402 | 0.225 | 0.183 | 0.202 | 0.181 | 0.068 | -0.171 | -0.25 | -0.319 | -0.937 | -0.776 | -1.586 | -1.701 | -3.136 | -3.545 | -6.003 | -6.419 | -21.825 | -25.252 | -45.258 | -9,282.235 | 0 | 0 |
| Income Tax Expense
| 26.517 | 26.565 | 25.517 | 21.768 | 23.345 | 23.765 | 21.715 | 21.84 | 21.751 | 21.745 | 19.067 | 17.639 | 17.258 | 16.133 | 14.565 | 13.348 | 11.178 | 8.129 | 13.885 | 12.594 | 14.169 | 11.858 | 6.075 | 9.724 | 7.036 | 7.098 | 4.176 | 18.825 | 7.185 | 3.484 | 1.248 | -54.502 | 0.114 | 3.744 | 3.664 | -35.039 | 0.332 | 0.241 | -0.241 | -0.812 | -0.277 | -1.297 | 0.037 | 68.68 | 0.813 | -1.114 | 0.035 | 1.907 | 0 | 0 | 0 |
| Net Income
| 92.81 | 92.079 | 89.05 | 83.413 | 83.955 | 80.284 | 74.458 | 72.94 | 76.838 | 75.444 | 67.68 | 60.524 | 60.193 | 57.522 | 52.891 | 48.268 | 38.179 | 26.848 | 58.271 | 50.195 | 49.763 | 39.1 | 32.899 | 35.52 | 24.811 | 25.241 | 22.355 | -1.766 | 12.312 | 6.012 | 5.492 | 61.562 | 6.175 | 2.011 | -3.907 | -4.821 | -4.799 | -10.353 | -7.82 | -10.021 | -10.976 | -12.855 | -15.055 | -13.084 | -13.873 | -16.274 | -11.953 | -12.797 | -8.113 | -6.196 | -0.386 |
| Net Income Ratio
| 0.559 | 0.568 | 0.57 | 0.551 | 0.567 | 0.563 | 0.544 | 0.548 | 0.588 | 0.566 | 0.531 | 0.483 | 0.485 | 0.474 | 0.46 | 0.445 | 0.356 | 0.252 | 0.513 | 0.491 | 0.484 | 0.437 | 0.435 | 0.445 | 0.374 | 0.374 | 0.373 | -0.035 | 0.254 | 0.142 | 0.149 | 1.763 | 0.178 | 0.068 | -0.171 | -0.25 | -0.319 | -0.959 | -0.752 | -1.467 | -1.659 | -2.848 | -3.545 | -6.003 | -6.419 | -21.825 | -25.252 | -45.258 | -9,282.235 | 0 | 0 |
| EPS
| 1.17 | 1.15 | 1.1 | 1.03 | 1.02 | 0.97 | 0.89 | 0.87 | 0.91 | 0.88 | 0.79 | 0.71 | 0.7 | 0.67 | 0.62 | 0.57 | 0.45 | 0.36 | 0.85 | 0.74 | 0.73 | 0.58 | 0.49 | 0.54 | 0.38 | 0.38 | 0.36 | -0.029 | 0.21 | 0.1 | 0.09 | 1.04 | 0.1 | 0.03 | -0.066 | -0.082 | -0.082 | -0.18 | -0.13 | -0.17 | -0.19 | -0.22 | -0.26 | -0.23 | -0.25 | -0.29 | -0.22 | -0.23 | -0.15 | -0.11 | -0.007 |
| EPS Diluted
| 1.15 | 1.13 | 1.08 | 1.01 | 1 | 0.95 | 0.88 | 0.86 | 0.9 | 0.86 | 0.78 | 0.69 | 0.69 | 0.65 | 0.61 | 0.56 | 0.45 | 0.36 | 0.74 | 0.71 | 0.69 | 0.56 | 0.48 | 0.46 | 0.36 | 0.37 | 0.34 | -0.029 | 0.2 | 0.1 | 0.09 | 1.01 | 0.1 | 0.03 | -0.066 | -0.082 | -0.08 | -0.18 | -0.13 | -0.17 | -0.19 | -0.22 | -0.26 | -0.23 | -0.25 | -0.29 | -0.22 | -0.22 | -0.15 | -0.11 | -0.007 |
| EBITDA
| 126.118 | 193.916 | 192.895 | 3.025 | 118.233 | 114.941 | 107.01 | 105.709 | 82.413 | 108.191 | 97.881 | 89.173 | 54.218 | 84.246 | 78.046 | 72.074 | 59.617 | 43.391 | 77.341 | 68.401 | 69.233 | 56.265 | 44.138 | 50.258 | 36.834 | 39.851 | 31.808 | 22.233 | 24.601 | 14.413 | 11.736 | 12.194 | 12.027 | 7.023 | 0 | -4.861 | 0 | -8.686 | 0 | 0 | 0 | 0 | 0 | 0 | -11.176 | -13.621 | -11.894 | -12.794 | 0 | 0 | 0 |
| EBITDA Ratio
| 0.759 | -0.091 | -0.051 | 0.02 | 0.724 | 0.729 | 0.762 | 0.711 | 0.839 | -0.053 | 0.767 | 0.712 | 0.712 | 0.694 | 0.679 | 0.664 | 0.555 | 0.407 | 0.681 | 0.669 | 0.674 | 0.629 | 0.584 | 0.63 | 0.556 | 0.59 | 0.53 | 0.435 | 0.508 | 0.341 | 0.318 | 0.349 | 0.346 | 0.228 | 0.046 | -0.187 | -0.245 | -0.805 | -0.67 | -1.369 | -1.348 | -2.622 | -3.085 | -4.761 | -5.171 | -18.266 | -25.127 | -45.248 | -9,282.235 | 0 | 0 |