MoneyLion Inc.
NYSE:ML
86.3 (USD) • At close March 14, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 158.587 | 135.466 | 130.846 | 121.006 | 112.963 | 110.258 | 106.541 | 93.669 | 94.943 | 88.748 | 87.34 | 69.714 | 55.562 | 44.22 | 38.176 | 33.13 | 22.55 | 23.117 | 16.97 | 16.673 |
| Cost of Revenue
| -53.558 | 44.857 | 76.82 | 68.527 | 66.056 | 38.303 | 32.23 | 29.802 | 26.992 | 28.837 | 29.386 | 21.204 | 1.881 | 1.828 | 2.355 | 9.903 | 1.199 | 1.183 | 1.014 | 6.941 |
| Gross Profit
| 212.145 | 90.609 | 54.026 | 52.479 | 46.907 | 71.955 | 74.311 | 63.867 | 67.951 | 59.911 | 57.954 | 48.51 | 53.681 | 42.392 | 35.821 | 23.227 | 21.351 | 21.934 | 15.956 | 9.732 |
| Gross Profit Ratio
| 1.338 | 0.669 | 0.413 | 0.434 | 0.415 | 0.653 | 0.697 | 0.682 | 0.716 | 0.675 | 0.664 | 0.696 | 0.966 | 0.959 | 0.938 | 0.701 | 0.947 | 0.949 | 0.94 | 0.584 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 6.516 | 5.891 | 0 | 0 | 6.295 | 5.327 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 33.595 | 36.64 | 11.007 | 30.552 | 28.024 | 28.479 | 27.09 | 29.407 | 21.366 | 38.492 | 38.559 | 33.836 | 27.582 | 23.468 | 16.877 | 12.842 | 16.337 | 9.727 | 9.308 | 3.199 |
| Selling & Marketing Expenses
| 17.03 | 10.591 | 10.53 | 10.866 | 8.155 | 7.029 | 6.549 | 6.392 | 9.398 | 6.954 | 9.477 | 11.563 | 16.11 | 13.531 | 9.166 | 4.363 | 3.656 | 2.921 | 1.633 | 2.85 |
| SG&A
| 36.631 | 10.591 | 43.961 | 31.096 | 34.379 | 7.029 | 33.639 | 35.799 | 30.764 | 45.446 | 48.036 | 45.399 | 43.692 | 36.999 | 26.043 | 17.205 | 19.993 | 12.648 | 10.941 | 10.56 |
| Other Expenses
| 169.657 | 76.015 | -4.338 | -10.32 | -13.778 | 63.825 | 1.257 | 31.544 | 54.232 | 38.637 | 36.823 | 33.813 | 7.684 | 23.966 | -9.622 | -39.912 | 7.766 | 10.485 | 0.428 | 0 |
| Operating Expenses
| 206.288 | 86.606 | 48.299 | 41.416 | 48.157 | 70.854 | 76.031 | 67.343 | 84.996 | 84.083 | 84.859 | 79.212 | 81.638 | 60.965 | 39.488 | 23.995 | 27.759 | 23.133 | 11.369 | 15.881 |
| Operating Income
| 5.857 | 4.003 | 5.727 | 11.063 | -1.25 | 1.101 | -1.72 | -8.011 | -21.328 | -23.712 | -26.896 | -35.039 | -33.09 | -18.573 | -3.667 | -0.446 | -6.408 | -1.199 | 4.587 | -1.541 |
| Operating Income Ratio
| 0.037 | 0.03 | 0.044 | 0.091 | -0.011 | 0.01 | -0.016 | -0.086 | -0.225 | -0.267 | -0.308 | -0.503 | -0.596 | -0.42 | -0.096 | -0.013 | -0.284 | -0.052 | 0.27 | -0.092 |
| Total Other Income Expenses Net
| 12.277 | -3.486 | -4.414 | -4.377 | -4.135 | -4.811 | -26.265 | -5.765 | -110.964 | 3.208 | 3.856 | -7.84 | -3.082 | -4.362 | -27.089 | -72.935 | -24.007 | -4.291 | -3.44 | -5.28 |
| Income Before Tax
| 18.134 | 0.517 | 1.313 | 6.686 | -5.385 | 1.101 | -27.985 | -9.241 | -132.292 | -20.964 | -23.049 | -34.564 | -31.982 | -20.284 | -39.196 | -73.381 | -30.415 | -5.49 | 1.147 | -6.821 |
| Income Before Tax Ratio
| 0.114 | 0.004 | 0.01 | 0.055 | -0.048 | 0.01 | -0.263 | -0.099 | -1.393 | -0.236 | -0.264 | -0.496 | -0.576 | -0.459 | -1.027 | -2.215 | -1.349 | -0.237 | 0.068 | -0.409 |
| Income Tax Expense
| -0.742 | 3.309 | -1.824 | -0.389 | -1.19 | 0.4 | -0.262 | -0.024 | 3.949 | 0.053 | 0.016 | -34.695 | 0.015 | -0.001 | 0.017 | 0.025 | 0.019 | -0.012 | 2.85 | 0.013 |
| Net Income
| 1.726 | -2.792 | 3.137 | 7.075 | -4.195 | -4.11 | -27.723 | -9.217 | -136.241 | -21.017 | -23.065 | 0.131 | -35.409 | -23.803 | -42.29 | -76.173 | -32.363 | -7.457 | -0.924 | -13.37 |
| Net Income Ratio
| 0.011 | -0.021 | 0.024 | 0.058 | -0.037 | -0.037 | -0.26 | -0.098 | -1.435 | -0.237 | -0.264 | 0.002 | -0.637 | -0.538 | -1.108 | -2.299 | -1.435 | -0.323 | -0.054 | -0.802 |
| EPS
| -0.68 | -0.26 | 0.29 | 0.67 | -0.4 | -0.4 | -3 | -1.07 | -15.87 | -2.58 | -2.93 | 0.017 | -4.63 | -3.89 | -26.08 | -47.27 | -21.68 | -4.99 | -10.14 | -147.97 |
| EPS Diluted
| -0.062 | -0.23 | 0.26 | 0.6 | -0.4 | -0.4 | -3 | -1.07 | -15.87 | -2.58 | -2.93 | 0.017 | -4.63 | -3.26 | -26.08 | -47.27 | -21.6 | -4.99 | -10.14 | -147.97 |
| EBITDA
| 11.797 | 13.53 | 12.058 | 17.275 | 5.173 | 7.207 | -14.542 | 4.454 | -118.042 | -6.927 | -9.459 | -28.8 | -29.035 | -22.533 | -19.299 | -40.166 | -39.08 | -0.285 | 6.047 | -1.287 |
| EBITDA Ratio
| 0.074 | 0.1 | 0.092 | 0.143 | 0.046 | 0.01 | 0.053 | -0.02 | -0.161 | -0.198 | -0.239 | -0.454 | 0.296 | -0.562 | -0.506 | -1.212 | -0.659 | -0.199 | 0.125 | -0.077 |