LendingClub Corporation
NYSE:LC
12.92 (USD) • At close October 17, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 329.742 | 309.84 | 316.34 | 197.919 | 229.99 | 240.727 | 257.84 | 300.303 | 324.388 | 284.013 | 257.827 | 241.9 | 200.141 | 102.548 | 59.14 | 68.631 | 38.196 | 123.07 | 166.283 | 176.9 | 165.876 | 146.145 | 155.814 | 159.214 | 151.386 | 129.022 | 132.608 | 132.709 | 118.299 | 104.033 | 112.226 | 98.224 | 82.506 | 133.096 | 119.723 | 99.544 | 82.211 | 69.031 | 55.97 | 45.897 | 39.659 | 31.316 | 27.325 | 22.419 | 20.839 | 16.251 |
| Cost of Revenue
| 103.265 | 96.636 | 88.206 | 80.759 | 78.159 | 65.627 | 47.305 | 25.865 | 16.635 | 14.477 | 13.078 | 10.349 | 11.208 | 95.053 | 58.019 | 61.41 | 70.297 | 93.015 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.02 | 0.04 | 0.001 | 0.005 | 84.841 | 33.809 | 26.405 | 24.749 | 19.752 | 0 | 28.66 | 9.217 |
| Gross Profit
| 226.477 | 213.204 | 228.134 | 117.16 | 151.831 | 175.1 | 210.535 | 274.438 | 307.753 | 269.536 | 244.749 | 231.551 | 188.933 | 7.495 | 1.121 | 7.221 | -32.101 | 30.055 | 166.283 | 176.9 | 165.876 | 146.145 | 155.814 | 159.214 | 151.386 | 129.022 | 132.608 | 132.709 | 118.299 | 104.033 | 112.226 | 98.224 | 82.506 | 133.096 | 119.703 | 99.504 | 82.21 | 69.026 | -28.871 | 12.088 | 13.254 | 6.567 | 7.573 | 22.419 | -7.821 | 7.034 |
| Gross Profit Ratio
| 0.687 | 0.688 | 0.721 | 0.592 | 0.66 | 0.727 | 0.817 | 0.914 | 0.949 | 0.949 | 0.949 | 0.957 | 0.944 | 0.073 | 0.019 | 0.105 | -0.84 | 0.244 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | -0.516 | 0.263 | 0.334 | 0.21 | 0.277 | 1 | -0.375 | 0.433 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0.2 | 4.3 | 38.71 | 41.08 | 41.455 | 43.299 | 42.546 | 39.552 | 41.216 | 37.65 | 36.837 | 37.926 | 32.86 | 35.718 | 35.76 | 32.522 | 29.428 | 29.209 | 24.198 | 23.887 | 21.063 | 18.214 | 13.898 | 15.531 | 9.235 | 8.03 | 5.722 | 4.782 | 3.849 | 3.043 | 2.248 |
| General & Administrative Expenses
| 56.54 | 59.554 | 58.591 | 58.497 | 71.553 | 73.307 | 87.768 | 84.916 | 85.103 | 81.61 | 78.741 | 73.304 | 71.925 | 64.42 | 43.583 | 58.649 | 65.797 | 76.709 | 57.607 | 59.485 | 64.324 | 56.876 | 61.303 | 57.446 | 57.583 | 52.309 | 48.689 | 46.925 | 52.495 | 43.574 | 56.74 | 58.94 | 53.457 | 38.035 | -13.856 | 32.28 | 28.247 | 26.41 | 38.206 | 31.848 | 28.981 | 18.033 | 12.007 | 9.331 | 4.19 | 3.622 |
| Selling & Marketing Expenses
| 26.665 | 24.136 | 23.465 | 19.555 | 23.94 | 26.88 | 35.139 | 46.031 | 61.497 | 55.08 | 50.708 | 50.782 | 35.107 | 19.545 | 13.347 | 2.135 | 1.814 | 39.081 | 67.222 | 76.255 | 69.323 | 66.623 | 68.353 | 73.601 | 69.046 | 57.517 | 60.13 | 59.57 | 55.582 | 54.583 | 55.457 | 44.901 | 49.737 | 66.575 | 51.364 | 44.018 | 39.501 | 34.47 | 26.47 | 21.001 | 19.225 | 20.582 | 12.46 | 10.46 | 11.824 | 10.341 |
| SG&A
| 83.205 | 83.69 | 82.056 | 78.052 | 95.493 | 100.187 | 122.907 | 130.947 | 146.6 | 136.69 | 129.449 | 124.086 | 107.032 | 83.965 | 56.93 | 60.784 | 67.611 | 115.79 | 124.829 | 135.74 | 133.647 | 123.499 | 129.656 | 131.047 | 126.629 | 109.826 | 108.819 | 106.495 | 108.077 | 98.157 | 112.197 | 103.841 | 103.194 | 104.61 | 37.508 | 76.298 | 67.748 | 60.88 | 64.676 | 52.849 | 48.206 | 38.615 | 24.467 | 19.791 | 16.014 | 13.963 |
| Other Expenses
| -158.705 | -164.249 | -171.954 | -158.151 | -162.883 | -160.368 | -184.264 | -176.157 | -420.882 | -374.879 | 0 | 0 | -165.492 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 52.462 | 164.249 | 171.954 | 158.151 | 162.883 | 160.368 | 184.264 | 176.157 | -274.282 | -238.189 | 100.313 | 92.416 | 165.492 | 60.402 | 42.919 | 42.495 | 46.995 | 84.405 | 186.673 | 204.016 | 200.861 | 193.311 | 194.75 | 207.355 | 237.689 | 182.808 | 247.842 | 160.676 | 165.069 | 154.366 | 164.699 | 151.728 | 186.576 | 148.006 | 130.365 | 114.093 | 100.668 | 86.979 | 161.692 | 29.259 | 30.381 | 21.3 | 26.957 | 24.787 | 19.057 | 16.211 |
| Operating Income
| 55.896 | 48.955 | 56.18 | 8.335 | 14.796 | 17.802 | 21.152 | 35.955 | 50.106 | 45.824 | 28.874 | 29.867 | 9.608 | -49.905 | -26.979 | -34.399 | -78.471 | -47.768 | 0.374 | -0.286 | -11.099 | -19.935 | -13.444 | -22.842 | -60.837 | -31.142 | -91.296 | -6.517 | -25.506 | -29.884 | -32.493 | -36.695 | -85.297 | 4.288 | 5.153 | 2.183 | -3.751 | -5.747 | -8.706 | -6.952 | -8.547 | -7.299 | 2.858 | 2.628 | 1.782 | 0.04 |
| Operating Income Ratio
| 0.17 | 0.158 | 0.178 | 0.042 | 0.064 | 0.074 | 0.082 | 0.12 | 0.154 | 0.161 | 0.112 | 0.123 | 0.048 | -0.487 | -0.456 | -0.501 | -2.054 | -0.388 | 0.002 | -0.002 | -0.067 | -0.136 | -0.086 | -0.143 | -0.402 | -0.241 | -0.688 | -0.049 | -0.216 | -0.287 | -0.29 | -0.374 | -1.034 | 0.032 | 0.043 | 0.022 | -0.046 | -0.083 | -0.156 | -0.151 | -0.216 | -0.233 | 0.105 | 0.117 | 0.086 | 0.002 |
| Total Other Income Expenses Net
| -36.474 | -32.427 | -42.496 | -65.377 | -67.908 | -73.02 | -64.517 | -87.099 | -76.73 | -61.344 | -57.056 | -55.296 | -56.756 | -26.137 | -34.651 | -34.079 | -50.123 | -45.413 | -47.683 | -0.009 | 0.029 | 0.035 | 0.05 | 0.055 | 0.049 | 0.001 | -0.091 | -0.129 | 0.01 | -149.007 | -167.375 | -171.094 | -212.996 | -176.683 | -161.04 | -145.596 | -129.727 | -113.28 | -103.542 | -94.761 | -86.972 | -74.141 | -62.72 | 0 | -92.402 | -32.325 |
| Income Before Tax
| 19.422 | 16.528 | 13.684 | 8.335 | 14.796 | 17.802 | 21.152 | 35.955 | 50.106 | 45.824 | 28.874 | 29.867 | 9.608 | -49.905 | -26.979 | -34.399 | -78.471 | -47.768 | 0.374 | -0.295 | -11.07 | -19.9 | -13.394 | -22.787 | -60.788 | -31.141 | -91.387 | -6.646 | -25.496 | -29.884 | -32.493 | -36.695 | -85.297 | 4.288 | 5.153 | 2.183 | -3.751 | -5.747 | -8.706 | -6.952 | -8.547 | -7.299 | 2.858 | 2.628 | 1.782 | 0.04 |
| Income Before Tax Ratio
| 0.059 | 0.053 | 0.043 | 0.042 | 0.064 | 0.074 | 0.082 | 0.12 | 0.154 | 0.161 | 0.112 | 0.123 | 0.048 | -0.487 | -0.456 | -0.501 | -2.054 | -0.388 | 0.002 | -0.002 | -0.067 | -0.136 | -0.086 | -0.143 | -0.402 | -0.241 | -0.689 | -0.05 | -0.216 | -0.287 | -0.29 | -0.374 | -1.034 | 0.032 | 0.043 | 0.022 | -0.046 | -0.083 | -0.156 | -0.151 | -0.216 | -0.233 | 0.105 | 0.117 | 0.086 | 0.002 |
| Income Tax Expense
| 4.519 | 4.278 | 3.529 | 3.327 | 4.686 | 4.136 | -2.439 | -7.243 | -131.954 | 4.988 | -0.234 | 2.682 | 0.237 | -2.821 | -0.324 | -0.074 | -50.123 | 0.319 | 0.14 | 0.097 | -0.438 | 0.035 | 0.018 | -0.038 | 0.024 | 0.039 | 0.711 | 0.013 | -0.052 | -0.04 | -0.224 | -0.209 | -3.946 | 0.151 | 0.584 | 1.233 | 0.389 | 0.627 | 0.331 | 0.419 | 0.64 | -74.141 | -62.72 | -0.085 | 0.085 | -32.325 |
| Net Income
| 14.903 | 12.25 | 10.155 | 5.008 | 10.11 | 13.666 | 23.591 | 43.198 | 182.06 | 40.836 | 29.108 | 27.185 | 9.371 | -47.084 | -26.655 | -34.325 | -78.471 | -48.087 | 0.234 | -0.383 | -10.661 | -19.935 | -13.462 | -22.804 | -60.861 | -31.181 | -92.007 | -6.53 | -25.454 | -29.844 | -32.269 | -36.486 | -81.351 | 4.137 | 4.569 | 0.95 | -4.14 | -6.374 | -9.037 | -7.371 | -9.187 | -7.299 | 2.858 | 2.713 | 1.697 | 0.04 |
| Net Income Ratio
| 0.045 | 0.04 | 0.032 | 0.025 | 0.044 | 0.057 | 0.091 | 0.144 | 0.561 | 0.144 | 0.113 | 0.112 | 0.047 | -0.459 | -0.451 | -0.5 | -2.054 | -0.391 | 0.001 | -0.002 | -0.064 | -0.136 | -0.086 | -0.143 | -0.402 | -0.242 | -0.694 | -0.049 | -0.215 | -0.287 | -0.288 | -0.371 | -0.986 | 0.031 | 0.038 | 0.01 | -0.05 | -0.092 | -0.161 | -0.161 | -0.232 | -0.233 | 0.105 | 0.121 | 0.081 | 0.002 |
| EPS
| 0.13 | 0.11 | 0.092 | 0.046 | 0.094 | 0.13 | 0.22 | 0.41 | 1.77 | 0.4 | 0.29 | 0.27 | 0.1 | -0.51 | -0.33 | -0.47 | -1.12 | -0.56 | 0.003 | -0.004 | -0.12 | -0.23 | -0.16 | -0.27 | -0.72 | -0.37 | -1.11 | -0.079 | -0.31 | -0.37 | -0.41 | -0.47 | -1.06 | 0.05 | 0.05 | 0.013 | -0.056 | -0.086 | -0.35 | -0.1 | -0.79 | -0.63 | 0.017 | 0.23 | 0.15 | 0.004 |
| EPS Diluted
| 0.13 | 0.11 | 0.092 | 0.046 | 0.094 | 0.13 | 0.22 | 0.41 | 1.73 | 0.39 | 0.27 | 0.26 | 0.09 | -0.51 | -0.33 | -0.47 | -1.12 | -0.56 | 0.003 | -0.004 | -0.12 | -0.23 | -0.16 | -0.27 | -0.72 | -0.37 | -1.11 | -0.079 | -0.31 | -0.37 | -0.41 | -0.47 | -1.06 | 0.05 | 0.05 | 0.012 | -0.056 | -0.086 | -0.35 | -0.1 | -0.79 | -0.63 | 0.011 | 0.23 | 0.15 | 0.004 |
| EBITDA
| 68.968 | 61.628 | 68.133 | 19.585 | 26.434 | 30.156 | 32.706 | 46.636 | 60.663 | 56.863 | 25.176 | 40.416 | 21.116 | -38.139 | -14.782 | -21.26 | -61.285 | -34.038 | 15.492 | 13.592 | 3.202 | -4.08 | 1.393 | -7.191 | -48.262 | -19.441 | -77.493 | 4.789 | -14.661 | -19.63 | -23.985 | -29.067 | -78.206 | 10.943 | 11.206 | 7.955 | 1.309 | -1.054 | -5.068 | -3.795 | -6.091 | -6.292 | 3.614 | 3.04 | 2.103 | 0.214 |
| EBITDA Ratio
| 0.209 | 0.199 | 0.215 | 0.099 | 0.115 | 0.125 | 0.127 | 0.155 | 0.187 | 0.2 | 0.098 | 0.167 | 0.106 | -0.372 | -0.25 | -0.31 | -1.604 | -0.277 | 0.093 | 0.077 | 0.019 | -0.028 | 0.009 | -0.045 | -0.319 | -0.151 | -0.584 | 0.036 | -0.124 | -0.189 | -0.214 | -0.296 | -0.948 | 0.082 | 0.094 | 0.08 | 0.016 | -0.015 | -0.091 | -0.083 | -0.154 | -0.201 | 0.132 | 0.136 | 0.101 | 0.013 |