
IF Bancorp, Inc.
NASDAQ:IROQ
24.27 (USD) • At close May 23, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | |
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Revenue
| 11.821 | 11.01 | 6.229 | 11.865 | 5.399 | 5.301 | 5.711 | 6.188 | 5.738 | 6.913 | 7.496 | 6.232 | 6.827 | 7.119 | 7.117 | 5.935 | 6.643 | 6.513 | 6.63 | 6.186 | 5.762 | 5.564 | 5.652 | 5.573 | 5.212 | 5.534 | 5.74 | 5.066 | 5.218 | 5.424 | 5.579 | 4.646 | 5.196 | 5.479 | 5.632 | 5.234 | 5.24 | 5.244 | 5.212 | 4.708 | 4.725 | 4.685 | 4.608 | 4.729 | 4.679 | 4.649 | 4.479 | 4.792 | 4.571 | 4.617 | 4.872 | 4.584 | 4.533 | 4.63 | 4.175 | 3.803 | 3.754 | 4.068 | 4.139 | 4.122 | 3.802 |
Cost of Revenue
| 4.736 | 4.736 | 0 | 7.067 | 0 | 0 | 0 | 0.481 | -0.24 | 0 | 0 | -0.453 | 0 | 0 | 0 | -0.667 | 0 | -0.019 | 0 | 0.093 | 0 | 0 | 0 | 0.026 | 0 | 0 | 0 | -0.285 | 0 | 0 | 0 | -1.482 | -0.007 | 0 | -0.007 | -0.224 | -0.001 | 0 | 0 | 0.044 | 0 | 0 | 0 | -0.136 | 0 | 0 | 0 | 0.077 | 0 | 0 | -0.126 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Gross Profit
| 7.085 | 6.274 | 6.229 | 4.798 | 5.399 | 5.301 | 5.711 | 5.707 | 5.978 | 6.913 | 7.496 | 6.685 | 6.827 | 7.119 | 7.117 | 6.602 | 6.643 | 6.532 | 6.63 | 6.093 | 5.762 | 5.564 | 5.652 | 5.547 | 5.212 | 5.534 | 5.74 | 5.351 | 5.218 | 5.424 | 5.579 | 6.128 | 5.203 | 5.479 | 5.639 | 5.458 | 5.241 | 5.244 | 5.212 | 4.664 | 4.725 | 4.685 | 4.608 | 4.865 | 4.679 | 4.649 | 4.479 | 4.715 | 4.571 | 4.617 | 4.998 | 4.584 | 4.533 | 4.63 | 4.175 | 3.803 | 3.754 | 4.068 | 4.139 | 4.122 | 3.802 |
Gross Profit Ratio
| 0.599 | 0.57 | 1 | 0.404 | 1 | 1 | 1 | 0.922 | 1.042 | 1 | 1 | 1.073 | 1 | 1 | 1 | 1.112 | 1 | 1.003 | 1 | 0.985 | 1 | 1 | 1 | 0.995 | 1 | 1 | 1 | 1.056 | 1 | 1 | 1 | 1.319 | 1.001 | 1 | 1.001 | 1.043 | 1 | 1 | 1 | 0.991 | 1 | 1 | 1 | 1.029 | 1 | 1 | 1 | 0.984 | 1 | 1 | 1.026 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 0 | 3.376 | 3.264 | 3.28 | 3.28 | 3.048 | 3.213 | 3.517 | 3.31 | 3.19 | 3.234 | 3.598 | 3.489 | 3.278 | 3.187 | 3.152 | 3.191 | 3.126 | 3.053 | 2.951 | 3.013 | 2.817 | 2.814 | 2.937 | 2.782 | 2.883 | 2.691 | 2.607 | 2.608 | 2.733 | 2.524 | 2.587 | 2.631 | 2.571 | 2.414 | 2.49 | 2.476 | 2.5 | 2.446 | 2.417 | 2.398 | 2.256 | 2.263 | 2.237 | 2.347 | 2.293 | 2.306 | 2.304 | 2.247 | 2.128 | 2.066 | 2.231 | 2.014 | 1.959 | 5.597 | 1.925 | 1.892 | 1.807 | 1.868 | 1.888 | 1.609 |
Selling & Marketing Expenses
| 0 | 0.086 | 0.101 | 0.123 | 0.104 | 0.105 | 0.077 | 0.159 | 0.109 | 0.169 | 0.101 | 0.123 | 0.098 | 0.095 | 0.088 | 0.097 | 0.124 | 0.136 | 0.084 | 0.119 | 0.162 | 0.097 | 0.121 | 0.118 | 0.13 | 0.113 | 0.142 | 0.137 | 0.123 | 0.13 | 0.084 | 0.079 | 0.107 | 0.087 | 0.069 | 0.099 | 0.09 | 0.076 | 0.087 | 0.082 | 0.096 | 0.101 | 0.107 | 0.126 | 0.102 | 0.109 | 0.089 | 0.103 | 0.084 | 0.086 | 0.07 | 0.067 | 0.082 | 0.089 | 0.078 | 0.078 | 0.081 | 0.077 | 0.064 | 0.067 | 0.097 |
SG&A
| 3.451 | 0.086 | 3.365 | 3.403 | 3.384 | 3.153 | 3.29 | 3.676 | 3.419 | 3.359 | 3.335 | 4.532 | 3.643 | 3.373 | 3.275 | 3.249 | 3.315 | 3.262 | 3.137 | 3.07 | 3.175 | 2.914 | 2.935 | 3.055 | 2.912 | 2.996 | 2.833 | 2.744 | 2.731 | 2.863 | 2.608 | 2.666 | 2.738 | 2.658 | 2.483 | 2.589 | 2.566 | 2.576 | 2.533 | 2.499 | 2.494 | 2.357 | 2.37 | 2.363 | 2.449 | 2.402 | 2.395 | 2.407 | 2.331 | 2.214 | 2.136 | 2.298 | 2.096 | 2.048 | 5.675 | 2.003 | 1.973 | 1.884 | 1.932 | 1.955 | 1.706 |
Other Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.559 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.848 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -5.755 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -4.714 | -2.096 | -2.048 | -5.675 | -4.032 | -1.983 | -3.52 | -3.259 | -3.583 | -2.568 |
Operating Expenses
| 3.451 | 0.086 | 4.37 | 4.132 | 4.838 | 0.992 | 4.204 | 4.751 | 4.362 | 4.385 | 4.389 | 4.532 | 4.422 | 4.257 | 4.174 | 4.547 | 4.034 | 4.045 | 3.926 | 2.571 | 3.897 | 0.097 | 0.121 | 3.665 | 0.13 | 3.684 | 3.513 | -3.011 | 3.387 | 3.607 | 3.209 | -4.273 | 3.326 | 3.26 | 3.052 | 3.024 | 3.012 | 3.086 | 3.092 | 2.601 | 2.939 | 2.815 | 2.913 | 2.775 | 2.863 | 2.793 | 2.869 | 2.481 | 3.084 | 3.146 | 0.07 | 8.16 | 0.082 | 0.089 | 0.078 | -2.029 | 0.081 | -1.636 | -1.327 | -1.628 | -0.862 |
Operating Income
| 1.391 | 10.924 | 0.851 | 1.734 | 0.951 | 0.232 | 0.641 | 0.769 | 0 | 2.427 | 3.167 | 1.435 | 2.167 | 2.96 | 3.07 | 2.055 | 2.738 | 2.034 | 2.398 | 3.522 | 1.585 | 1.855 | 1.951 | 1.882 | 1.596 | 1.712 | 1.99 | 2.364 | 1.721 | 1.867 | 1.962 | 1.869 | 1.678 | 2.265 | 2.501 | 2.621 | 1.974 | 1.751 | 1.64 | 2.063 | 1.776 | 1.772 | 1.606 | 2.373 | 1.693 | 1.885 | 1.547 | 2.234 | 1.522 | 1.141 | 0 | -3.576 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Operating Income Ratio
| 0.118 | 0.992 | 0.137 | 0.146 | 0.176 | 0.044 | 0.112 | 0.124 | 0 | 0.351 | 0.422 | 0.23 | 0.317 | 0.416 | 0.431 | 0.346 | 0.412 | 0.312 | 0.362 | 0.569 | 0.275 | 0.333 | 0.345 | 0.338 | 0.306 | 0.309 | 0.347 | 0.467 | 0.33 | 0.344 | 0.352 | 0.402 | 0.323 | 0.413 | 0.444 | 0.501 | 0.377 | 0.334 | 0.315 | 0.438 | 0.376 | 0.378 | 0.349 | 0.502 | 0.362 | 0.405 | 0.345 | 0.466 | 0.333 | 0.247 | 0 | -0.78 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Other Income Expenses Net
| 0 | -9.242 | 0 | -1.203 | 0 | 0 | 0 | 0 | 0.892 | -0.537 | -0.458 | -0.051 | -0.611 | -0.627 | -0.516 | -0.711 | -0.578 | 0 | -0.555 | -1.615 | -0.459 | -0.519 | -0.436 | -0.466 | -0.506 | -0.646 | -0.711 | -1.639 | -0.447 | -0.916 | -0.449 | -0.935 | -0.355 | -0.404 | -0.426 | -0.936 | -0.488 | -0.577 | -0.405 | -0.793 | -0.42 | -0.489 | -0.406 | -0.799 | -0.419 | -0.487 | -0.454 | -0.758 | -0.08 | -0.072 | 1.78 | 4.9 | 1.326 | 1.62 | -2.31 | 0.669 | 1.044 | 1.144 | 1.371 | 0.963 | 1.367 |
Income Before Tax
| 1.391 | 1.682 | 0.851 | 0.531 | 0.951 | 0.232 | 0.641 | 0.769 | 0.892 | 1.89 | 2.709 | 1.384 | 1.556 | 2.333 | 2.554 | 1.344 | 2.16 | 2.034 | 1.843 | 1.907 | 1.126 | 1.336 | 1.515 | 1.416 | 1.09 | 1.066 | 1.279 | 0.725 | 1.274 | 0.951 | 1.513 | 0.934 | 1.323 | 1.861 | 2.075 | 1.685 | 1.486 | 1.174 | 1.235 | 1.27 | 1.356 | 1.283 | 1.2 | 1.574 | 1.274 | 1.398 | 1.093 | 1.476 | 1.442 | 1.069 | 1.78 | 1.324 | 1.326 | 1.62 | -2.31 | 0.669 | 1.044 | 1.144 | 1.371 | 0.963 | 1.367 |
Income Before Tax Ratio
| 0.118 | 0.153 | 0.137 | 0.045 | 0.176 | 0.044 | 0.112 | 0.124 | 0.155 | 0.273 | 0.361 | 0.222 | 0.228 | 0.328 | 0.359 | 0.226 | 0.325 | 0.312 | 0.278 | 0.308 | 0.195 | 0.24 | 0.268 | 0.254 | 0.209 | 0.193 | 0.223 | 0.143 | 0.244 | 0.175 | 0.271 | 0.201 | 0.255 | 0.34 | 0.368 | 0.322 | 0.284 | 0.224 | 0.237 | 0.27 | 0.287 | 0.274 | 0.26 | 0.333 | 0.272 | 0.301 | 0.244 | 0.308 | 0.315 | 0.232 | 0.365 | 0.289 | 0.293 | 0.35 | -0.553 | 0.176 | 0.278 | 0.281 | 0.331 | 0.234 | 0.36 |
Income Tax Expense
| 0.38 | 0.463 | 0.218 | 0.1 | 0.243 | 0.047 | 0.175 | 0.172 | 0.202 | 0.486 | 0.74 | 0.349 | 0.402 | 0.629 | 0.663 | 0.351 | 0.6 | 0.571 | 0.512 | 0.536 | 0.316 | 0.372 | 0.415 | 0.383 | 0.286 | 0.279 | 0.345 | 0.228 | 0.28 | 1.679 | 0.538 | 0.332 | 0.479 | 0.691 | 0.772 | 0.617 | 0.542 | 0.419 | 0.436 | 0.48 | 0.466 | 0.46 | 0.429 | 0.57 | 0.44 | 0.501 | 0.351 | 0.532 | 0.518 | 0.36 | 0.647 | 0.421 | 0.478 | 0.596 | -0.935 | 0.104 | 0.379 | 0.432 | 0.483 | 0.293 | 0.511 |
Net Income
| 1.011 | 1.219 | 0.633 | 0.431 | 0.708 | 0.185 | 0.466 | 0.597 | 0.69 | 1.404 | 1.969 | 1.035 | 1.154 | 1.704 | 1.891 | 0.993 | 1.56 | 1.463 | 1.331 | 1.371 | 0.81 | 0.964 | 1.1 | 1.033 | 0.804 | 0.787 | 0.934 | 0.497 | 0.994 | -0.728 | 0.975 | 0.602 | 0.844 | 1.17 | 1.303 | 1.068 | 0.944 | 0.755 | 0.799 | 0.79 | 0.89 | 0.823 | 0.771 | 1.004 | 0.834 | 0.897 | 0.742 | 0.944 | 0.924 | 0.709 | 1.133 | 0.903 | 0.848 | 1.024 | -1.375 | 0.565 | 0.665 | 0.712 | 0.888 | 0.67 | 0.856 |
Net Income Ratio
| 0.086 | 0.111 | 0.102 | 0.036 | 0.131 | 0.035 | 0.082 | 0.096 | 0.12 | 0.203 | 0.263 | 0.166 | 0.169 | 0.239 | 0.266 | 0.167 | 0.235 | 0.225 | 0.201 | 0.222 | 0.141 | 0.173 | 0.195 | 0.185 | 0.154 | 0.142 | 0.163 | 0.098 | 0.19 | -0.134 | 0.175 | 0.13 | 0.162 | 0.214 | 0.231 | 0.204 | 0.18 | 0.144 | 0.153 | 0.168 | 0.188 | 0.176 | 0.167 | 0.212 | 0.178 | 0.193 | 0.166 | 0.197 | 0.202 | 0.154 | 0.233 | 0.197 | 0.187 | 0.221 | -0.329 | 0.149 | 0.177 | 0.175 | 0.215 | 0.163 | 0.225 |
EPS
| 0.31 | 0.38 | 0.2 | 0.13 | 0.22 | 0.058 | 0.15 | 0.19 | 0.22 | 0.44 | 0.63 | 0.34 | 0.37 | 0.56 | 0.62 | 0.33 | 0.51 | 0.48 | 0.44 | 0.45 | 0.27 | 0.32 | 0.33 | 0.31 | 0.24 | 0.22 | 0.26 | 0.14 | 0.27 | -0.2 | 0.27 | 0.16 | 0.23 | 0.32 | 0.35 | 0.29 | 0.25 | 0.2 | 0.21 | 0.2 | 0.23 | 0.21 | 0.19 | 0.25 | 0.21 | 0.22 | 0.18 | 0.22 | 0.22 | 0.16 | 0.25 | 0.2 | 0.19 | 0.23 | -0.31 | 0.13 | 0.15 | 0.16 | 0.2 | 0.15 | 0.19 |
EPS Diluted
| 0.31 | 0.38 | 0.2 | 0.13 | 0.22 | 0.058 | 0.14 | 0.18 | 0.21 | 0.43 | 0.62 | 0.33 | 0.37 | 0.54 | 0.61 | 0.32 | 0.5 | 0.48 | 0.44 | 0.45 | 0.26 | 0.31 | 0.33 | 0.3 | 0.24 | 0.22 | 0.25 | 0.14 | 0.27 | -0.2 | 0.26 | 0.16 | 0.23 | 0.32 | 0.35 | 0.29 | 0.25 | 0.2 | 0.21 | 0.2 | 0.23 | 0.21 | 0.19 | 0.25 | 0.21 | 0.22 | 0.18 | 0.22 | 0.22 | 0.16 | 0.25 | 0.2 | 0.19 | 0.23 | -0.31 | 0.13 | 0.15 | 0.16 | 0.2 | 0.15 | 0.19 |
EBITDA
| 1.391 | 0 | 0 | 0 | 0 | 0.4 | 0.818 | 0.945 | 0 | 2.047 | 2.875 | 1.554 | 1.724 | 2.501 | 2.723 | 1.515 | 2.33 | 2.203 | 2.1 | 2.078 | 1.303 | 1.51 | 1.668 | 1.548 | 1.26 | 1.243 | 1.428 | 0 | 1.4 | 1.076 | 1.632 | 0.949 | 1.422 | 1.965 | 2.181 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
EBITDA Ratio
| 0.118 | 0 | 0 | 0 | 0 | 0.075 | 0.143 | 0.153 | 0 | 0.296 | 0.384 | 0.249 | 0.253 | 0.351 | 0.383 | 0.255 | 0.351 | 0.338 | 0.317 | 0.336 | 0.226 | 0.271 | 0.295 | 0.278 | 0.242 | 0.225 | 0.249 | 0 | 0.268 | 0.198 | 0.293 | 0.204 | 0.274 | 0.359 | 0.387 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |