
IF Bancorp, Inc.
NASDAQ:IROQ
24.54 (USD) • At close July 2, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2025 Q3 | 2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | 2012 Q2 | 2012 Q1 | 2011 Q4 | 2011 Q3 | 2011 Q2 | 2011 Q1 | 2010 Q4 | 2010 Q3 | |
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Revenue
| 11.821 | 12.267 | 12.321 | 11.865 | 11.943 | 11.142 | 10.419 | 9.731 | 9.14 | 8.974 | 8.324 | 7.297 | 7.438 | 7.746 | 7.809 | 7.313 | 7.545 | 7.72 | 8.007 | 7.708 | 7.971 | 8.012 | 8.074 | 8.008 | 7.481 | 7.701 | 7.697 | 7.014 | 6.588 | 6.647 | 6.636 | 7.077 | 6.101 | 6.356 | 6.546 | 6.394 | 6.075 | 6.013 | 5.986 | 5.658 | 5.515 | 5.506 | 5.43 | 5.671 | 5.468 | 5.437 | 5.251 | 5.516 | 5.327 | 5.404 | 5.797 | 5.428 | 5.461 | 5.615 | 5.21 | 4.908 | 4.908 | 5.356 | 5.58 | 5.653 | 5.375 |
Cost of Revenue
| 5.159 | 5.543 | 6.474 | 5.998 | 6.154 | 6.205 | 4.93 | 3.543 | 3.402 | 2.162 | 0.74 | 1.065 | 0.853 | 0.551 | 0.552 | 1.39 | 0.801 | 1.139 | 1.692 | 1.545 | 2.491 | 2.418 | 2.368 | 2.432 | 2.33 | 2.305 | 2.194 | 1.948 | 1.48 | 1.173 | 1.465 | 2.431 | 1.09 | 0.831 | 0.986 | 1.16 | 1.088 | 1.177 | 1.254 | 0.994 | 0.807 | 0.959 | 0.926 | 0.935 | 0.929 | 0.835 | 0.951 | 0.801 | 0.8 | 1.192 | 0.901 | 1.242 | 1.314 | 1.179 | 1.174 | 1.606 | 1.379 | 1.688 | 1.666 | 2.243 | 1.767 |
Gross Profit
| 6.662 | 6.724 | 5.847 | 5.867 | 5.789 | 4.937 | 5.489 | 6.188 | 5.738 | 6.812 | 7.584 | 6.232 | 6.585 | 7.195 | 7.257 | 5.923 | 6.744 | 6.581 | 6.315 | 6.163 | 5.48 | 5.594 | 5.706 | 5.576 | 5.151 | 5.396 | 5.503 | 5.066 | 5.108 | 5.474 | 5.171 | 4.646 | 5.011 | 5.525 | 5.56 | 5.234 | 4.987 | 4.836 | 4.732 | 4.664 | 4.708 | 4.547 | 4.504 | 4.736 | 4.539 | 4.602 | 4.3 | 4.715 | 4.527 | 4.212 | 4.896 | 4.186 | 4.147 | 4.436 | 4.036 | 3.302 | 3.529 | 3.668 | 3.914 | 3.41 | 3.608 |
Gross Profit Ratio
| 0.564 | 0.548 | 0.475 | 0.494 | 0.485 | 0.443 | 0.527 | 0.636 | 0.628 | 0.759 | 0.911 | 0.854 | 0.885 | 0.929 | 0.929 | 0.81 | 0.894 | 0.846 | 0.789 | 0.8 | 0.687 | 0.694 | 0.7 | 0.693 | 0.689 | 0.701 | 0.715 | 0.722 | 0.775 | 0.816 | 0.779 | 0.656 | 0.821 | 0.862 | 0.849 | 0.819 | 0.821 | 0.804 | 0.791 | 0.824 | 0.857 | 0.826 | 0.829 | 0.835 | 0.83 | 0.846 | 0.819 | 0.855 | 0.858 | 0.779 | 0.845 | 0.771 | 0.759 | 0.79 | 0.775 | 0.673 | 0.719 | 0.685 | 0.701 | 0.603 | 0.671 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 3.624 | 3.376 | 3.264 | 3.28 | 3.28 | 3.048 | 3.213 | 3.517 | 3.31 | 3.19 | 3.234 | 3.598 | 3.489 | 3.278 | 3.187 | 3.152 | 3.191 | 3.126 | 3.053 | 2.951 | 3.013 | 2.817 | 2.814 | 2.937 | 2.782 | 2.883 | 2.691 | 2.607 | 2.608 | 2.733 | 2.524 | 2.587 | 2.631 | 2.571 | 2.414 | 2.49 | 2.476 | 2.5 | 2.446 | 2.417 | 2.398 | 2.256 | 2.263 | 2.237 | 2.347 | 2.293 | 2.306 | 2.304 | 2.247 | 2.128 | 2.066 | 2.231 | 2.014 | 1.959 | 5.597 | 1.925 | 1.892 | 1.807 | 1.868 | 1.888 | 1.609 |
Selling & Marketing Expenses
| 0.099 | 0.086 | 0.101 | 0.123 | 0.104 | 0.105 | 0.077 | 0.159 | 0.109 | 0.169 | 0.101 | 0.123 | 0.098 | 0.095 | 0.088 | 0.097 | 0.124 | 0.136 | 0.084 | 0.119 | 0.162 | 0.097 | 0.121 | 0.118 | 0.13 | 0.113 | 0.142 | 0.137 | 0.123 | 0.13 | 0.084 | 0.079 | 0.107 | 0.087 | 0.069 | 0.099 | 0.09 | 0.076 | 0.087 | 0.082 | 0.096 | 0.101 | 0.107 | 0.126 | 0.102 | 0.109 | 0.089 | 0.103 | 0.084 | 0.086 | 0.07 | 0.067 | 0.082 | 0.089 | 0.078 | 0.078 | 0.081 | 0.077 | 0.064 | 0.067 | 0.097 |
SG&A
| 3.723 | 3.462 | 3.365 | 3.403 | 3.384 | 3.153 | 3.29 | 3.676 | 3.419 | 3.359 | 3.335 | 3.721 | 3.587 | 3.373 | 3.275 | 3.249 | 3.315 | 3.262 | 3.137 | 3.07 | 3.175 | 2.914 | 2.935 | 3.055 | 2.912 | 2.996 | 2.833 | 2.744 | 2.731 | 2.863 | 2.608 | 2.666 | 2.738 | 2.658 | 2.483 | 2.589 | 2.566 | 2.576 | 2.533 | 2.499 | 2.494 | 2.357 | 2.37 | 2.363 | 2.449 | 2.402 | 2.395 | 2.407 | 2.331 | 2.214 | 2.136 | 2.298 | 2.096 | 2.048 | 5.675 | 2.003 | 1.973 | 1.884 | 1.932 | 1.955 | 1.706 |
Other Expenses
| 1.548 | 1.58 | 1.631 | 1.933 | 1.454 | 1.552 | 1.558 | 1.743 | 1.427 | 1.563 | 1.54 | 1.127 | 1.442 | 1.489 | 1.428 | 1.33 | 1.269 | 1.285 | 1.335 | 1.186 | 1.179 | 1.344 | 1.256 | 1.105 | 1.149 | 1.334 | 1.391 | 1.597 | 1.103 | 1.66 | 1.05 | 1.046 | 0.95 | 1.006 | 1.002 | 0.96 | 0.935 | 1.086 | 0.964 | 0.895 | 0.858 | 0.907 | 0.934 | 0.799 | 0.816 | 0.802 | 0.812 | 0.832 | 0.754 | 0.929 | 0.98 | 0.564 | 0.725 | 0.768 | 0.671 | 0.63 | 0.502 | 0.64 | 0.611 | 0.492 | 0.535 |
Operating Expenses
| 5.271 | 5.042 | 4.996 | 5.336 | 4.838 | 4.705 | 4.848 | 5.419 | 4.846 | 4.922 | 4.875 | 4.848 | 5.029 | 4.862 | 4.703 | 4.579 | 4.584 | 4.547 | 4.472 | 4.256 | 4.354 | 4.258 | 4.191 | 4.16 | 4.061 | 4.33 | 4.224 | 4.341 | 3.834 | 4.523 | 3.658 | 3.712 | 3.688 | 3.664 | 3.485 | 3.549 | 3.501 | 3.662 | 3.497 | 3.394 | 3.352 | 3.264 | 3.304 | 3.162 | 3.265 | 3.204 | 3.207 | 3.239 | 3.085 | 3.143 | 3.116 | 2.862 | 2.821 | 2.816 | 6.346 | 2.633 | 2.485 | 2.524 | 2.543 | 2.447 | 2.241 |
Operating Income
| 1.391 | 1.682 | 0.851 | 0.531 | 0.951 | 0.232 | 0.641 | 0.769 | 0.892 | 1.89 | 2.709 | 1.384 | 1.556 | 2.333 | 2.554 | 1.344 | 2.16 | 2.034 | 1.843 | 1.907 | 1.126 | 1.336 | 1.515 | 1.416 | 1.09 | 1.066 | 1.279 | 0.725 | 1.274 | 0.951 | 1.513 | 0.934 | 1.323 | 1.861 | 2.075 | 1.685 | 1.486 | 1.174 | 1.235 | 1.27 | 1.356 | 1.283 | 1.2 | 1.574 | 1.274 | 1.398 | 1.093 | 1.476 | 1.442 | 1.069 | 1.78 | 1.324 | 1.326 | 1.62 | -2.31 | 0.669 | 1.044 | 1.144 | 1.371 | 0.963 | 1.367 |
Operating Income Ratio
| 0.118 | 0.137 | 0.069 | 0.045 | 0.08 | 0.021 | 0.062 | 0.079 | 0.098 | 0.211 | 0.325 | 0.19 | 0.209 | 0.301 | 0.327 | 0.184 | 0.286 | 0.263 | 0.23 | 0.247 | 0.141 | 0.167 | 0.188 | 0.177 | 0.146 | 0.138 | 0.166 | 0.103 | 0.193 | 0.143 | 0.228 | 0.132 | 0.217 | 0.293 | 0.317 | 0.264 | 0.245 | 0.195 | 0.206 | 0.224 | 0.246 | 0.233 | 0.221 | 0.278 | 0.233 | 0.257 | 0.208 | 0.268 | 0.271 | 0.198 | 0.307 | 0.244 | 0.243 | 0.289 | -0.443 | 0.136 | 0.213 | 0.214 | 0.246 | 0.17 | 0.254 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 1.391 | 1.682 | 0.851 | 0.531 | 0.951 | 0.232 | 0.641 | 0.769 | 0.892 | 1.89 | 2.709 | 1.384 | 1.556 | 2.333 | 2.554 | 1.344 | 2.16 | 2.034 | 1.843 | 1.907 | 1.126 | 1.336 | 1.515 | 1.416 | 1.09 | 1.066 | 1.279 | 0.725 | 1.274 | 0.951 | 1.513 | 0.934 | 1.323 | 1.861 | 2.075 | 1.685 | 1.486 | 1.174 | 1.235 | 1.27 | 1.356 | 1.283 | 1.2 | 1.574 | 1.274 | 1.398 | 1.093 | 1.476 | 1.442 | 1.069 | 1.78 | 1.324 | 1.326 | 1.62 | -2.31 | 0.669 | 1.044 | 1.144 | 1.371 | 0.963 | 1.367 |
Income Before Tax Ratio
| 0.118 | 0.137 | 0.069 | 0.045 | 0.08 | 0.021 | 0.062 | 0.079 | 0.098 | 0.211 | 0.325 | 0.19 | 0.209 | 0.301 | 0.327 | 0.184 | 0.286 | 0.263 | 0.23 | 0.247 | 0.141 | 0.167 | 0.188 | 0.177 | 0.146 | 0.138 | 0.166 | 0.103 | 0.193 | 0.143 | 0.228 | 0.132 | 0.217 | 0.293 | 0.317 | 0.264 | 0.245 | 0.195 | 0.206 | 0.224 | 0.246 | 0.233 | 0.221 | 0.278 | 0.233 | 0.257 | 0.208 | 0.268 | 0.271 | 0.198 | 0.307 | 0.244 | 0.243 | 0.289 | -0.443 | 0.136 | 0.213 | 0.214 | 0.246 | 0.17 | 0.254 |
Income Tax Expense
| 0.38 | 0.463 | 0.218 | 0.1 | 0.243 | 0.047 | 0.175 | 0.172 | 0.202 | 0.486 | 0.74 | 0.349 | 0.402 | 0.629 | 0.663 | 0.351 | 0.6 | 0.571 | 0.512 | 0.536 | 0.316 | 0.372 | 0.415 | 0.383 | 0.286 | 0.279 | 0.345 | 0.228 | 0.28 | 1.679 | 0.538 | 0.332 | 0.479 | 0.691 | 0.772 | 0.617 | 0.542 | 0.419 | 0.436 | 0.48 | 0.466 | 0.46 | 0.429 | 0.57 | 0.44 | 0.501 | 0.351 | 0.532 | 0.518 | 0.36 | 0.647 | 0.421 | 0.478 | 0.596 | -0.935 | 0.104 | 0.379 | 0.432 | 0.483 | 0.293 | 0.511 |
Net Income
| 1.011 | 1.219 | 0.633 | 0.431 | 0.708 | 0.185 | 0.466 | 0.597 | 0.69 | 1.404 | 1.969 | 1.035 | 1.154 | 1.704 | 1.891 | 0.993 | 1.56 | 1.463 | 1.331 | 1.371 | 0.81 | 0.964 | 1.1 | 1.033 | 0.804 | 0.787 | 0.934 | 0.497 | 0.994 | -0.728 | 0.975 | 0.602 | 0.844 | 1.17 | 1.303 | 1.068 | 0.944 | 0.755 | 0.799 | 0.79 | 0.89 | 0.823 | 0.771 | 1.004 | 0.834 | 0.897 | 0.742 | 0.944 | 0.924 | 0.709 | 1.133 | 0.903 | 0.848 | 1.024 | -1.375 | 0.565 | 0.665 | 0.712 | 0.888 | 0.67 | 0.856 |
Net Income Ratio
| 0.086 | 0.099 | 0.051 | 0.036 | 0.059 | 0.017 | 0.045 | 0.061 | 0.075 | 0.156 | 0.237 | 0.142 | 0.155 | 0.22 | 0.242 | 0.136 | 0.207 | 0.19 | 0.166 | 0.178 | 0.102 | 0.12 | 0.136 | 0.129 | 0.107 | 0.102 | 0.121 | 0.071 | 0.151 | -0.11 | 0.147 | 0.085 | 0.138 | 0.184 | 0.199 | 0.167 | 0.155 | 0.126 | 0.133 | 0.14 | 0.161 | 0.149 | 0.142 | 0.177 | 0.153 | 0.165 | 0.141 | 0.171 | 0.173 | 0.131 | 0.195 | 0.166 | 0.155 | 0.182 | -0.264 | 0.115 | 0.135 | 0.133 | 0.159 | 0.119 | 0.159 |
EPS
| 0.31 | 0.38 | 0.2 | 0.13 | 0.22 | 0.06 | 0.15 | 0.18 | 0.22 | 0.44 | 0.63 | 0.34 | 0.37 | 0.56 | 0.62 | 0.33 | 0.51 | 0.48 | 0.44 | 0.45 | 0.27 | 0.32 | 0.33 | 0.31 | 0.24 | 0.22 | 0.26 | 0.14 | 0.27 | -0.2 | 0.27 | 0.16 | 0.23 | 0.32 | 0.35 | 0.29 | 0.25 | 0.2 | 0.21 | 0.2 | 0.23 | 0.21 | 0.19 | 0.25 | 0.21 | 0.22 | 0.18 | 0.22 | 0.22 | 0.16 | 0.25 | 0.2 | 0.19 | 0.23 | -0.31 | 0.13 | 0.15 | 0.16 | 0.2 | 0.15 | 0.19 |
EPS Diluted
| 0.31 | 0.38 | 0.2 | 0.13 | 0.22 | 0.06 | 0.14 | 0.18 | 0.21 | 0.43 | 0.62 | 0.33 | 0.37 | 0.54 | 0.61 | 0.32 | 0.5 | 0.48 | 0.44 | 0.45 | 0.26 | 0.31 | 0.33 | 0.3 | 0.24 | 0.22 | 0.25 | 0.14 | 0.27 | -0.2 | 0.26 | 0.16 | 0.23 | 0.32 | 0.35 | 0.29 | 0.25 | 0.2 | 0.21 | 0.2 | 0.23 | 0.21 | 0.19 | 0.25 | 0.21 | 0.22 | 0.18 | 0.22 | 0.22 | 0.16 | 0.25 | 0.2 | 0.19 | 0.23 | -0.31 | 0.13 | 0.15 | 0.16 | 0.2 | 0.15 | 0.19 |
EBITDA
| 1.546 | 1.838 | 1.005 | 0.688 | 1.12 | 0.4 | 0.818 | 0.945 | 1.056 | 2.047 | 2.875 | 1.554 | 1.724 | 2.501 | 2.723 | 1.515 | 2.33 | 2.203 | 2.012 | 2.078 | 1.303 | 1.51 | 1.668 | 1.548 | 1.26 | 1.243 | 1.428 | 0.823 | 1.4 | 1.076 | 1.632 | 0.949 | 1.422 | 1.965 | 2.181 | 1.79 | 1.595 | 1.28 | 1.343 | 1.375 | 1.463 | 1.391 | 1.31 | 1.688 | 1.374 | 1.497 | 1.198 | 1.587 | 1.548 | 1.184 | 1.895 | 1.441 | 1.436 | 1.722 | -2.209 | 0.774 | 1.14 | 1.242 | 1.464 | 1.023 | 1.386 |
EBITDA Ratio
| 0.131 | 0.15 | 0.082 | 0.058 | 0.094 | 0.036 | 0.079 | 0.097 | 0.116 | 0.228 | 0.345 | 0.213 | 0.232 | 0.323 | 0.349 | 0.207 | 0.309 | 0.285 | 0.251 | 0.27 | 0.163 | 0.188 | 0.207 | 0.193 | 0.168 | 0.161 | 0.186 | 0.117 | 0.213 | 0.162 | 0.246 | 0.134 | 0.233 | 0.309 | 0.333 | 0.28 | 0.263 | 0.213 | 0.224 | 0.243 | 0.265 | 0.253 | 0.241 | 0.298 | 0.251 | 0.275 | 0.228 | 0.288 | 0.291 | 0.219 | 0.327 | 0.265 | 0.263 | 0.307 | -0.424 | 0.158 | 0.232 | 0.232 | 0.262 | 0.181 | 0.258 |