HDFC Life Insurance Company Limited
NSE:HDFCLIFE.NS
715.05 (INR) • At close April 29, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 172,467.4 | 284,997.2 | 269,304.6 | 280,610.04 | 269,680.4 | 231,771.1 | 234,141 | 208,585.7 | 195,776.8 | 230,771 | 66,893.8 | 175,083.086 | 143,319.8 | 205,973.4 | 150,059.6 | 193,958.24 | 212,994.4 | 165,083.1 | 146,539.1 | -1,932.112 | 116,540.9 | 86,765.6 | 85,206.7 | 142,796.865 | 93,639.6 | 78,805.7 | 68,717.8 | 89,252.2 | 89,252.2 | 79,780.4 | 65,331.4 | 52,189.887 | 52,189.887 | 43,352.097 | 34,018.377 | 69,498.321 | 69,498.321 | 53,710.025 | 79,837.714 |
| Cost of Revenue
| 0 | -1,577.3 | 0 | -367.16 | 0 | -958.4 | 0 | 0 | -0.1 | 0 | 0 | 0 | 0 | -0.1 | 0 | 733.455 | 0 | 0 | 0 | -540.809 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 172,467.4 | 286,574.5 | 269,304.6 | 280,977.2 | 269,680.4 | 232,729.5 | 234,141 | 208,585.7 | 195,776.9 | 230,771 | 66,893.8 | 175,083.086 | 143,319.8 | 205,973.5 | 150,059.6 | 193,224.785 | 212,994.4 | 165,083.1 | 146,539.1 | -1,391.303 | 116,540.9 | 86,765.6 | 85,206.7 | 142,796.865 | 93,639.6 | 78,805.7 | 68,717.8 | 89,252.2 | 89,252.2 | 79,780.4 | 65,331.4 | 52,189.887 | 52,189.887 | 43,352.097 | 34,018.377 | 69,498.321 | 69,498.321 | 53,710.025 | 79,837.714 |
| Gross Profit Ratio
| 1 | 1.006 | 1 | 1.001 | 1 | 1.004 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0.996 | 1 | 1 | 1 | 0.72 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 5,596.6 | 0 | 54.9 | 71.3 | 6,352.057 | 70.4 | 104.4 | 6.3 | 4,429.177 | 0 | 68.3 | 0.3 | 3,687.817 | 0 | 0 | 0 | -5,929.456 | 0 | 4,375.4 | 4,053.1 | -5,080.789 | 0 | 3,746.8 | 3,324 | 2,870.508 | 2,870.508 | 4,378.2 | 3,807.1 | 495.701 | 495.701 | 518.387 | 454.49 | 479.814 | 479.814 | 522.592 | 419.445 |
| Selling & Marketing Expenses
| 2,310 | 3,412.8 | 1,612.2 | 10,205.397 | 5,096.6 | 4,040.7 | 3,290.6 | 24,196.151 | 5,812.4 | 5,748.4 | 4,737.2 | 14,849.767 | 5,212.7 | 4,668.7 | 2,728 | 11,094.037 | 3,632.7 | 4,328.6 | 1,708.3 | 16,818.218 | 2,656.2 | 2,746.7 | 2,903.4 | 16,063.641 | 2,324.3 | 2,474.5 | 2,320.9 | 6,037.137 | 6,037.137 | 2,644.7 | 1,675.8 | 1,507.119 | 1,633.862 | 870.126 | 466.854 | 728.862 | 728.862 | 805.612 | 360.943 |
| SG&A
| 2,310 | 3,412.8 | 1,612.2 | 15,801.997 | 5,096.6 | 4,040.7 | 3,290.6 | 30,548.208 | 5,882.8 | 5,748.4 | 4,737.2 | 19,278.944 | 5,212.7 | 4,668.7 | 2,728 | 14,781.854 | 3,632.7 | 4,328.6 | 1,708.3 | 10,888.762 | 2,656.2 | 2,746.7 | 6,956.5 | 10,982.852 | 2,324.3 | 2,474.5 | 5,644.9 | 8,907.645 | 8,907.645 | 7,022.9 | 5,482.9 | 5,672.894 | 5,709.391 | 3,838.551 | 3,105.564 | 4,166.896 | 4,166.896 | 3,677.793 | 2,720.372 |
| Other Expenses
| 165,633.7 | 277,179.8 | 262,700.8 | 260,308.28 | 260,889.5 | 0 | 227,411.2 | 178,473.046 | 189,964.4 | 225,022.6 | 62,186.3 | 155,804.142 | 138,107.4 | 201,304.7 | 147,331.7 | 178,442.931 | 209,361.7 | 160,754.5 | 144,830.8 | -12,280.065 | 113,884.7 | 84,019.3 | 83,216.3 | 129,406.875 | 91,315.3 | 76,331.2 | 67,233.2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 167,943.7 | 280,592.6 | 264,313 | 276,110.277 | 265,986.1 | 231,512.2 | 230,701.8 | 209,021.254 | 195,776.8 | 230,771 | 66,893.8 | 175,083.086 | 143,320.1 | 205,973.4 | 150,059.7 | 193,224.785 | 212,994.4 | 165,083.1 | 146,539.1 | -1,391.303 | 116,540.9 | 86,766 | 85,206.7 | 142,796.865 | 93,639.6 | 78,805.7 | 68,717.8 | 8,907.645 | 8,907.645 | 7,022.9 | 5,482.9 | 5,672.894 | 5,709.391 | 41,179.712 | 3,105.564 | 67,214.881 | 67,214.881 | 51,872.621 | 76,976.109 |
| Operating Income
| 4,523.7 | 4,377.1 | 4,991.6 | 4,499.763 | 3,694.4 | 209,149.4 | 3,439.2 | 2,733.8 | 3,152.8 | 3,305.4 | 3,713.5 | 0 | 2,774.6 | 0.1 | 2,741.5 | 0 | 2,654.6 | 3,279.5 | 4,506.5 | 0 | 2,644.6 | 3,270.6 | 4,379.7 | 3,459.398 | 2,554.3 | 2,973.7 | 3,922.8 | 80,344.556 | 3,606.254 | 72,757.5 | 3,131.4 | 2,550.495 | 2,550.495 | 2,172.385 | 2,547.054 | 65,331.425 | 65,331.425 | 1,622.12 | 2,861.605 |
| Operating Income Ratio
| 0.026 | 0.015 | 0.019 | 0.016 | 0.014 | 0.902 | 0.015 | 0.013 | 0.016 | 0.014 | 0.056 | 0 | 0.019 | 0 | 0.018 | 0 | 0.012 | 0.02 | 0.031 | 0 | 0.023 | 0.038 | 0.051 | 0.024 | 0.027 | 0.038 | 0.057 | 0.9 | 0.04 | 0.912 | 0.048 | 0.049 | 0.049 | 0.05 | 0.075 | 0.94 | 0.94 | 0.03 | 0.036 |
| Total Other Income Expenses Net
| 0 | 27.5 | 0.1 | -0.163 | 0 | -205,827.5 | 741.6 | 0 | 0 | 0 | -83.3 | 4,728.355 | 2.4 | 2,780.5 | 0 | 3,102.173 | 0 | 0 | 0 | 2,844.227 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -76,792.098 | -53.796 | -70,272.9 | 316.7 | 144.959 | 144.959 | -18.872 | -12.138 | -63,048.006 | -63,048.006 | 215.284 | -26.502 |
| Income Before Tax
| 4,523.7 | 4,404.6 | 4,991.7 | 4,499.6 | 3,694.4 | 3,321.9 | 4,180.8 | 2,733.8 | 3,152.8 | 3,305.4 | 3,630.2 | 4,728.355 | 2,777 | 2,780.6 | 2,741.5 | 3,102.173 | 2,654.6 | 3,279.5 | 4,506.5 | 2,844.1 | 2,644.6 | 3,270.6 | 4,379.7 | 3,459.398 | 2,554.3 | 2,973.7 | 3,922.8 | 3,552.458 | 3,552.458 | 2,484.6 | 3,448.1 | 2,695.454 | 2,695.454 | 2,153.513 | 2,534.916 | 2,283.42 | 2,283.42 | 1,837.404 | 2,835.103 |
| Income Before Tax Ratio
| 0.026 | 0.015 | 0.019 | 0.016 | 0.014 | 0.014 | 0.018 | 0.013 | 0.016 | 0.014 | 0.054 | 0.027 | 0.019 | 0.013 | 0.018 | 0.016 | 0.012 | 0.02 | 0.031 | -1.472 | 0.023 | 0.038 | 0.051 | 0.024 | 0.027 | 0.038 | 0.057 | 0.04 | 0.04 | 0.031 | 0.053 | 0.052 | 0.052 | 0.05 | 0.075 | 0.033 | 0.033 | 0.034 | 0.036 |
| Income Tax Expense
| 310.6 | 52.8 | 202 | 383.2 | 19 | -460.1 | 13.7 | -885.775 | -6.3 | 15.2 | 16.2 | -333.576 | 24.2 | 21.6 | 46 | -88.448 | 20.2 | 1.2 | 1.1 | -272.42 | 133.7 | 180.8 | 122.6 | -187.353 | 108.5 | 93.4 | 116.4 | 766.443 | 766.443 | 101.5 | 289.8 | 684.866 | 684.866 | 288.43 | 253.307 | 627.587 | 627.587 | 102.366 | 26.55 |
| Net Income
| 4,213.1 | 4,351.8 | 4,789.7 | 4,116.42 | 3,675.4 | 3,782 | 4,167.2 | 3,619.571 | 3,159.2 | 3,290.2 | 3,652.9 | 5,061.931 | 2,752.8 | 2,759.1 | 2,695.5 | 3,190.6 | 2,634.4 | 3,278.3 | 4,505.4 | 3,116.647 | 2,510.9 | 3,089.8 | 4,257.1 | 3,646.751 | 2,445.8 | 2,880.3 | 3,806.4 | 2,786.015 | 2,786.015 | 2,383.1 | 3,158.3 | 2,010.588 | 2,010.588 | 1,865.083 | 2,281.609 | 1,655.833 | 1,655.833 | 1,735.038 | 2,808.553 |
| Net Income Ratio
| 0.024 | 0.015 | 0.018 | 0.015 | 0.014 | 0.016 | 0.018 | 0.017 | 0.016 | 0.014 | 0.055 | 0.029 | 0.019 | 0.013 | 0.018 | 0.016 | 0.012 | 0.02 | 0.031 | -1.613 | 0.022 | 0.036 | 0.05 | 0.026 | 0.026 | 0.037 | 0.055 | 0.031 | 0.031 | 0.03 | 0.048 | 0.039 | 0.039 | 0.043 | 0.067 | 0.024 | 0.024 | 0.032 | 0.035 |
| EPS
| 1.96 | 2.02 | 2.23 | 1.91 | 1.71 | 1.76 | 1.94 | 1.68 | 1.48 | 1.55 | 1.71 | 2.48 | 1.36 | 1.36 | 1.33 | 1.57 | 1.3 | 1.62 | 2.23 | 1.54 | 1.24 | 1.53 | 2.11 | 1.8 | 1.21 | 1.43 | 1.89 | 1.38 | 1.38 | 1.19 | 1.57 | 1.01 | 1.01 | 0.93 | 1.14 | 0.83 | 0.83 | 0.87 | 1.41 |
| EPS Diluted
| 1.96 | 2.02 | 2.23 | 1.91 | 1.71 | 1.76 | 1.94 | 1.68 | 1.48 | 1.55 | 1.71 | 2.39 | 1.36 | 1.36 | 1.33 | 1.57 | 1.3 | 1.62 | 2.23 | 1.54 | 1.24 | 1.53 | 2.11 | 1.8 | 1.21 | 1.43 | 1.89 | 1.38 | 1.38 | 1.18 | 1.57 | 1.01 | 1.01 | 0.93 | 1.14 | 0.83 | 0.83 | 0.87 | 1.41 |
| EBITDA
| 0 | 4,404.6 | 0 | 0.1 | -3,670.1 | 3,321.9 | 0 | 0 | 0 | 3,230.1 | -713.3 | 0 | -975.8 | -3,479.9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -48.4 | 3,459.398 | 0 | 0 | -234.5 | 3,498.662 | -53.796 | -24.8 | 316.7 | 144.959 | 144.959 | -18.872 | -12.138 | -94.411 | -94.411 | 215.284 | -26.502 |
| EBITDA Ratio
| 0 | 0.015 | 0 | 0 | -0.014 | 0.014 | 0 | 0 | 0 | 0.014 | -0.011 | 0 | -0.007 | -0.017 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.001 | 0.024 | 0 | 0 | -0.003 | 0.039 | -0.001 | -0 | 0.005 | 0.003 | 0.003 | -0 | -0 | -0.001 | -0.001 | 0.004 | -0 |