
Guaranty Bancshares, Inc.
NASDAQ:GNTY
43.71 (USD) • At close August 6, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
2025 Q2 | 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2005 Q2 | 2005 Q1 | 2004 Q4 | 2004 Q3 | 2004 Q2 | 2004 Q1 | 2003 Q4 | 2003 Q3 | 2003 Q2 | 2003 Q1 | 2002 Q4 | 2002 Q3 | 2002 Q2 | 2002 Q1 | 2001 Q4 | 2001 Q3 | 2001 Q2 | 2001 Q1 | 2000 Q4 | 2000 Q3 | 2000 Q2 | 2000 Q1 | 1999 Q4 | 1999 Q3 | 1999 Q2 | 1999 Q1 | 1998 Q4 | 1998 Q3 | 1998 Q2 | 1998 Q1 | 1997 Q4 | 1997 Q3 | 1997 Q2 | 1997 Q1 | |
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Revenue
| 46.711 | 44.555 | 46.169 | 44.796 | 44.527 | 45.401 | 44.829 | 43.954 | 45.868 | 41.45 | 40.102 | 37.556 | 34.527 | 31.794 | 30.913 | 31.038 | 30.638 | 32.092 | 30.728 | 31.11 | 31.089 | 29.795 | 29.175 | 30.469 | 29.663 | 28.869 | 27.765 | 27.224 | 24.942 | 22.703 | 21.569 | 21.867 | 21.308 | 20.418 | 19.198 | 19.829 | 19.404 | 18.36 | 8.936 | 8.533 | 7.931 | 8.179 | 7.747 | 7.928 | 7.841 | 7.931 | 8.301 | 8.428 | 8.644 | 8.584 | 8.669 | 8.114 | 9.835 | 8.769 | 8.585 | 8.874 | 8.811 | 8.397 | 7.98 | 7.552 | 7.8 | 6.3 | 5.4 | 5.5 | 5.314 | 5.2 | 5.1 | 5.7 | 5.2 | 0 | 0 | 0 |
Cost of Revenue
| 13.487 | 13.257 | 14.791 | 15.742 | 15.633 | 16.915 | 16.983 | 16.516 | 14.031 | 11.982 | 10.162 | 4.779 | 2.269 | 0.32 | 1.498 | 0.965 | 0.807 | 2.022 | 2.301 | 2.377 | 15.499 | 6.083 | 5.354 | 5.87 | 6.842 | 6.875 | 6.363 | 5.946 | 5.217 | 4.266 | 3.801 | 3.863 | 3.793 | 3.545 | 3.092 | 3.599 | 4.701 | 3.116 | 2.975 | 2.843 | 2.759 | 2.507 | 2.401 | 2.4 | 2.529 | 2.663 | 2.921 | 3.204 | 3.197 | 3.396 | 3.549 | 3.39 | 4.27 | 4.365 | 4.458 | 4.655 | 4.841 | 4.628 | 4.165 | 3.703 | 3.2 | 2.8 | 2.5 | 2.4 | 2.286 | 2.3 | 2.4 | 2.7 | 2.523 | 0 | 0 | 0 |
Gross Profit
| 33.224 | 31.298 | 31.378 | 29.054 | 28.894 | 28.486 | 27.846 | 27.438 | 31.837 | 29.468 | 29.94 | 32.777 | 32.258 | 31.474 | 29.415 | 30.073 | 29.831 | 30.07 | 28.427 | 28.733 | 15.59 | 23.712 | 23.821 | 24.599 | 22.821 | 21.994 | 21.402 | 21.278 | 19.725 | 18.437 | 17.768 | 18.004 | 17.515 | 16.873 | 16.106 | 16.23 | 14.703 | 15.244 | 5.961 | 5.69 | 5.172 | 5.672 | 5.346 | 5.528 | 5.312 | 5.268 | 5.38 | 5.224 | 5.447 | 5.188 | 5.12 | 4.724 | 5.565 | 4.404 | 4.127 | 4.219 | 3.97 | 3.769 | 3.815 | 3.849 | 4.6 | 3.5 | 2.9 | 3.1 | 3.028 | 2.9 | 2.7 | 3 | 2.677 | 0 | 0 | 0 |
Gross Profit Ratio
| 0.711 | 0.702 | 0.68 | 0.649 | 0.649 | 0.627 | 0.621 | 0.624 | 0.694 | 0.711 | 0.747 | 0.873 | 0.934 | 0.99 | 0.952 | 0.969 | 0.974 | 0.937 | 0.925 | 0.924 | 0.501 | 0.796 | 0.816 | 0.807 | 0.769 | 0.762 | 0.771 | 0.782 | 0.791 | 0.812 | 0.824 | 0.823 | 0.822 | 0.826 | 0.839 | 0.818 | 0.758 | 0.83 | 0.667 | 0.667 | 0.652 | 0.693 | 0.69 | 0.697 | 0.677 | 0.664 | 0.648 | 0.62 | 0.63 | 0.604 | 0.591 | 0.582 | 0.566 | 0.502 | 0.481 | 0.475 | 0.451 | 0.449 | 0.478 | 0.51 | 0.59 | 0.556 | 0.537 | 0.564 | 0.57 | 0.558 | 0.529 | 0.526 | 0.515 | 0 | 0 | 0 |
Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
General & Administrative Expenses
| 0 | 12.778 | 11.553 | 12.133 | 12.286 | 12.997 | 13.222 | 12.499 | 12.662 | 12.764 | 12.922 | 12.336 | 12.186 | 11.97 | 11.704 | 11.409 | 10.539 | 10.367 | 16.895 | 9.902 | 8.364 | 9.88 | 14.491 | 8.896 | 8.693 | 8.986 | 13.281 | 8.156 | 7.789 | 7.778 | 11.473 | 6.729 | 6.44 | 6.987 | 11.353 | 6.37 | 6.237 | 6.45 | 2.579 | 2.556 | 2.148 | 2.356 | 2.346 | 2.476 | 2.374 | 2.313 | 2.345 | 2.339 | 2.357 | 2.14 | 2.107 | 2.107 | 1.949 | 1.933 | 1.79 | 1.92 | 1.694 | 1.688 | 1.639 | 1.77 | 1.8 | 1.4 | 1.2 | 1.3 | 0.341 | 1.2 | 1 | 1.1 | 0.105 | 0 | 0 | 0 |
Selling & Marketing Expenses
| 0 | 0.189 | 0.267 | 0.239 | 0.208 | 0.169 | 0.352 | 0.288 | 0.269 | 0.267 | 0.488 | 0.378 | 0.32 | 0.407 | 0.47 | 0.495 | 0.338 | 0.455 | 1.498 | 0.301 | 0.408 | 0.433 | 1.655 | 0 | 0 | 0 | 1.41 | 0 | 0 | 0 | 1.193 | 0 | 0 | 0 | 1.015 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SG&A
| 0 | 12.967 | 11.82 | 12.372 | 12.494 | 13.166 | 13.574 | 12.787 | 12.931 | 13.031 | 13.41 | 12.714 | 12.506 | 12.377 | 12.174 | 11.904 | 10.877 | 10.822 | 18.393 | 10.203 | 8.772 | 10.313 | 16.146 | 8.896 | 8.693 | 8.986 | 14.691 | 8.156 | 7.789 | 7.778 | 12.666 | 6.729 | 6.44 | 6.987 | 12.368 | 6.37 | 6.237 | 6.45 | 2.579 | 2.556 | 2.148 | 2.356 | 2.346 | 2.476 | 2.374 | 2.313 | 2.345 | 2.339 | 2.357 | 2.14 | 2.107 | 2.107 | 1.949 | 1.933 | 1.79 | 1.92 | 1.694 | 1.688 | 1.639 | 1.77 | 1.8 | 1.4 | 1.2 | 1.3 | 0.341 | 1.2 | 1 | 1.1 | 0.105 | 0 | 0 | 0 |
Other Expenses
| 20.706 | 7.481 | 7.241 | 7.515 | 7.323 | 6.917 | 7.065 | 6.924 | 6.801 | 6.337 | 6.747 | 6.8 | 6.514 | 6.124 | 6.159 | 6.737 | 6.21 | 5.95 | -2.171 | 6.046 | 5.933 | 5.676 | -1.267 | 6.539 | 6.701 | 6.484 | -1.274 | 6.871 | 6.28 | 5.356 | -1.3 | 5.437 | 5.466 | 5.058 | -1.261 | 5.11 | 5.146 | 5.027 | 1.747 | 1.691 | 1.859 | 1.916 | 1.744 | 1.638 | 1.431 | 1.65 | 1.772 | 1.613 | 1.588 | 1.543 | 1.467 | 1.383 | 1.753 | 1.413 | 1.417 | 1.345 | 1.37 | 1.345 | 1.285 | 1.349 | 1.4 | 1.2 | 0.9 | 0.9 | 1.817 | 1.7 | 1.1 | 0.9 | 1.82 | 0.6 | 0.6 | 0.6 |
Operating Expenses
| 20.706 | 20.448 | 19.061 | 19.887 | 19.817 | 20.083 | 20.639 | 19.711 | 19.732 | 19.368 | 20.157 | 19.514 | 19.02 | 18.501 | 18.333 | 18.641 | 17.087 | 16.772 | 16.222 | 16.249 | 14.705 | 15.989 | 14.879 | 15.435 | 15.394 | 15.47 | 13.417 | 15.027 | 14.069 | 13.134 | 11.366 | 12.166 | 11.906 | 12.045 | 11.107 | 11.48 | 11.383 | 11.477 | 4.326 | 4.247 | 4.007 | 4.272 | 4.09 | 4.114 | 3.805 | 3.963 | 4.117 | 3.952 | 3.945 | 3.683 | 3.574 | 3.49 | 3.702 | 3.346 | 3.207 | 3.265 | 3.064 | 3.033 | 2.924 | 3.119 | 3.2 | 2.6 | 2.1 | 2.2 | 2.158 | 2.9 | 2.1 | 2 | 1.925 | 0.6 | 0.6 | 0.6 |
Operating Income
| 12.518 | 10.85 | 12.317 | 9.167 | 9.077 | 8.403 | 7.207 | 7.727 | 12.105 | 10.1 | 9.783 | 13.263 | 13.238 | 12.973 | 11.082 | 11.432 | 12.744 | 13.298 | 12.205 | 12.484 | 0.885 | 7.723 | 8.942 | 9.164 | 7.427 | 6.524 | 7.985 | 6.251 | 5.656 | 5.303 | 6.402 | 5.838 | 5.609 | 4.828 | 4.999 | 4.75 | 3.32 | 3.767 | 1.635 | 1.443 | 1.165 | 1.4 | 1.256 | 1.414 | 1.507 | 1.305 | 1.263 | 1.272 | 1.502 | 1.505 | 1.546 | 1.234 | 1.863 | 1.058 | 0.92 | 0.954 | 0.906 | 0.736 | 0.891 | 0.73 | 1.4 | 0.9 | 0.8 | 0.9 | 0.87 | 0 | 0.6 | 1 | 0.752 | 0.6 | 0.6 | 0.6 |
Operating Income Ratio
| 0.268 | 0.244 | 0.267 | 0.205 | 0.204 | 0.185 | 0.161 | 0.176 | 0.264 | 0.244 | 0.244 | 0.353 | 0.383 | 0.408 | 0.358 | 0.368 | 0.416 | 0.414 | 0.397 | 0.401 | 0.028 | 0.259 | 0.306 | 0.301 | 0.25 | 0.226 | 0.288 | 0.23 | 0.227 | 0.234 | 0.297 | 0.267 | 0.263 | 0.236 | 0.26 | 0.24 | 0.171 | 0.205 | 0.183 | 0.169 | 0.147 | 0.171 | 0.162 | 0.178 | 0.192 | 0.165 | 0.152 | 0.151 | 0.174 | 0.175 | 0.178 | 0.152 | 0.189 | 0.121 | 0.107 | 0.108 | 0.103 | 0.088 | 0.112 | 0.097 | 0.179 | 0.143 | 0.148 | 0.164 | 0.164 | 0 | 0.118 | 0.175 | 0.145 | 0 | 0 | 0 |
Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2.3 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Before Tax
| 12.518 | 10.85 | 12.317 | 9.167 | 9.077 | 8.403 | 7.207 | 7.727 | 12.105 | 10.1 | 9.783 | 13.263 | 13.238 | 12.973 | 11.082 | 11.432 | 12.744 | 13.298 | 12.205 | 12.484 | 0.885 | 7.723 | 8.942 | 9.164 | 7.427 | 6.524 | 7.985 | 6.251 | 5.656 | 5.303 | 6.402 | 5.838 | 5.609 | 4.828 | 4.999 | 4.75 | 3.32 | 3.767 | 1.635 | 1.443 | 1.165 | 1.4 | 1.256 | 1.414 | 1.507 | 1.305 | 1.263 | 1.272 | 1.502 | 1.505 | 1.546 | 1.234 | 1.863 | 1.058 | 0.92 | 0.954 | 0.906 | 0.736 | 0.891 | 0.73 | 1.4 | 0.9 | 0.8 | 0.9 | 0.87 | 0 | 0.6 | 1 | 0.752 | 0 | 0 | 0 |
Income Before Tax Ratio
| 0.268 | 0.244 | 0.267 | 0.205 | 0.204 | 0.185 | 0.161 | 0.176 | 0.264 | 0.244 | 0.244 | 0.353 | 0.383 | 0.408 | 0.358 | 0.368 | 0.416 | 0.414 | 0.397 | 0.401 | 0.028 | 0.259 | 0.306 | 0.301 | 0.25 | 0.226 | 0.288 | 0.23 | 0.227 | 0.234 | 0.297 | 0.267 | 0.263 | 0.236 | 0.26 | 0.24 | 0.171 | 0.205 | 0.183 | 0.169 | 0.147 | 0.171 | 0.162 | 0.178 | 0.192 | 0.165 | 0.152 | 0.151 | 0.174 | 0.175 | 0.178 | 0.152 | 0.189 | 0.121 | 0.107 | 0.108 | 0.103 | 0.088 | 0.112 | 0.097 | 0.179 | 0.143 | 0.148 | 0.164 | 0.164 | 0 | 0.118 | 0.175 | 0.145 | 0 | 0 | 0 |
Income Tax Expense
| 2.535 | 2.227 | 2.309 | 1.788 | 1.654 | 1.722 | 1.341 | 1.437 | 2.529 | 1.823 | 1.764 | 2.363 | 2.472 | 2.235 | 1.923 | 2.179 | 2.312 | 2.336 | 2.29 | 2.35 | -0.19 | 1.445 | 1.573 | 1.634 | 1.384 | 1.187 | 1.473 | 1.16 | 1.022 | 0.944 | 3.594 | 1.699 | 1.633 | 1.312 | 1.425 | 1.38 | 0.82 | 1.09 | 0.537 | 0.46 | 0.316 | 0.462 | 0.415 | 0.382 | 0.418 | 0.37 | 0.478 | 0.237 | 0.292 | 0.413 | 0.453 | 0.252 | 0.853 | 0.239 | 0.197 | 0.216 | 0.172 | 0.195 | 0.203 | 0.185 | 0.2 | 0.2 | 0.2 | 0.2 | 0.109 | 2.2 | 0.1 | 0.3 | 0.1 | -0.6 | -0.6 | -0.6 |
Net Income
| 10.002 | 8.64 | 10.017 | 7.397 | 7.435 | 6.688 | 5.878 | 6.297 | 9.581 | 8.281 | 8.022 | 10.903 | 10.784 | 10.738 | 9.159 | 9.253 | 10.432 | 10.962 | 9.915 | 10.134 | 1.075 | 6.278 | 7.369 | 7.53 | 6.043 | 5.337 | 6.512 | 5.091 | 4.634 | 4.359 | 2.808 | 4.139 | 3.976 | 3.516 | 3.574 | 3.37 | 2.5 | 2.677 | 1.098 | 0.983 | 0.849 | 0.938 | 0.841 | 1.032 | 1.089 | 0.935 | 0.785 | 1.035 | 1.21 | 1.092 | 1.093 | 0.982 | 1.01 | 0.819 | 0.723 | 0.738 | 0.734 | 0.541 | 0.688 | 0.545 | 1.2 | 0.7 | 0.6 | 0.7 | 0.761 | 0.7 | 0.5 | 0.7 | 0.652 | 0.6 | 0.6 | 0.6 |
Net Income Ratio
| 0.214 | 0.194 | 0.217 | 0.165 | 0.167 | 0.147 | 0.131 | 0.143 | 0.209 | 0.2 | 0.2 | 0.29 | 0.312 | 0.338 | 0.296 | 0.298 | 0.34 | 0.342 | 0.323 | 0.326 | 0.035 | 0.211 | 0.253 | 0.247 | 0.204 | 0.185 | 0.235 | 0.187 | 0.186 | 0.192 | 0.13 | 0.189 | 0.187 | 0.172 | 0.186 | 0.17 | 0.129 | 0.146 | 0.123 | 0.115 | 0.107 | 0.115 | 0.109 | 0.13 | 0.139 | 0.118 | 0.095 | 0.123 | 0.14 | 0.127 | 0.126 | 0.121 | 0.103 | 0.093 | 0.084 | 0.083 | 0.083 | 0.064 | 0.086 | 0.072 | 0.154 | 0.111 | 0.111 | 0.127 | 0.143 | 0.135 | 0.098 | 0.123 | 0.125 | 0 | 0 | 0 |
EPS
| 0.88 | 0.76 | 0.88 | 0.65 | 0.65 | 0.58 | 0.51 | 0.54 | 0.82 | 0.69 | 0.67 | 0.92 | 0.9 | 0.89 | 0.76 | 0.77 | 0.87 | 0.95 | 0.82 | 0.84 | 0.089 | 0.5 | 0.58 | 0.59 | 0.47 | 0.41 | 0.5 | 0.39 | 0.37 | 0.36 | 0.25 | 0.34 | 0.36 | 0.37 | 0.33 | 0.34 | 0.25 | 0.27 | 0.35 | 0.31 | 0.29 | 0.29 | 0.26 | 0.32 | 0.37 | 0.29 | 0.25 | 0.32 | 0.4 | 0.33 | 0.33 | 0.3 | 0.34 | 0.25 | 0.22 | 0.22 | 0.23 | 0.16 | 0.2 | 0.15 | 0.37 | 0.21 | 0.17 | 0.21 | 0.27 | 0.24 | 0.14 | 0.25 | 0.23 | 0.21 | 0.21 | 0.21 |
EPS Diluted
| 0.87 | 0.75 | 0.87 | 0.65 | 0.65 | 0.58 | 0.51 | 0.54 | 0.81 | 0.69 | 0.67 | 0.91 | 0.89 | 0.88 | 0.75 | 0.76 | 0.85 | 0.9 | 0.82 | 0.84 | 0.089 | 0.5 | 0.58 | 0.59 | 0.47 | 0.41 | 0.5 | 0.38 | 0.37 | 0.35 | 0.25 | 0.34 | 0.36 | 0.36 | 0.33 | 0.34 | 0.25 | 0.27 | 0.35 | 0.3 | 0.29 | 0.29 | 0.25 | 0.32 | 0.37 | 0.29 | 0.25 | 0.32 | 0.4 | 0.33 | 0.33 | 0.3 | 0.34 | 0.25 | 0.22 | 0.22 | 0.23 | 0.16 | 0.2 | 0.15 | 0.37 | 0.21 | 0.17 | 0.21 | 0.27 | 0.24 | 0.14 | 0.25 | 0.23 | 0.21 | 0.21 | 0.21 |
EBITDA
| 12.518 | 12.144 | 13.719 | 10.39 | 10.263 | 9.605 | 8.391 | 8.915 | 13.297 | 11.312 | 10.975 | 14.463 | 14.493 | 14.261 | 12.368 | 12.769 | 14.182 | 14.749 | 13.616 | 13.871 | 2.229 | 9.047 | 10.252 | 10.466 | 8.728 | 7.875 | 9.275 | 7.469 | 6.739 | 6.34 | 7.43 | 6.882 | 6.667 | 5.893 | 6.121 | 5.741 | 4.352 | 4.785 | 1.635 | 1.443 | 1.165 | 1.4 | 1.256 | 1.414 | 1.507 | 1.305 | 1.263 | 1.272 | 1.502 | 1.505 | 1.546 | 1.234 | 1.863 | 1.058 | 0.92 | 0.954 | 0.906 | 0.736 | 0.891 | 0.73 | 1.6 | 1.1 | 1.1 | 1.1 | 1.261 | 0.1 | 0.8 | 1.2 | 0.95 | 0.6 | 0.6 | 0.6 |
EBITDA Ratio
| 0.268 | 0.273 | 0.297 | 0.232 | 0.23 | 0.212 | 0.187 | 0.203 | 0.29 | 0.273 | 0.274 | 0.385 | 0.42 | 0.449 | 0.4 | 0.411 | 0.463 | 0.46 | 0.443 | 0.446 | 0.072 | 0.304 | 0.351 | 0.343 | 0.294 | 0.273 | 0.334 | 0.274 | 0.27 | 0.279 | 0.344 | 0.315 | 0.313 | 0.289 | 0.319 | 0.29 | 0.224 | 0.261 | 0.183 | 0.169 | 0.147 | 0.171 | 0.162 | 0.178 | 0.192 | 0.165 | 0.152 | 0.151 | 0.174 | 0.175 | 0.178 | 0.152 | 0.189 | 0.121 | 0.107 | 0.108 | 0.103 | 0.088 | 0.112 | 0.097 | 0.205 | 0.175 | 0.204 | 0.2 | 0.237 | 0.019 | 0.157 | 0.211 | 0.183 | 0 | 0 | 0 |