Financial Institutions, Inc. (FISI) - Quarterly Income Statement

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FISI
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26.93 (USD) • At close July 2, 2025

Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3	2021 Q2	2021 Q1	2020 Q4	2020 Q3	2020 Q2	2020 Q1	2019 Q4	2019 Q3	2019 Q2	2019 Q1	2018 Q4	2018 Q3	2018 Q2	2018 Q1	2017 Q4	2017 Q3	2017 Q2	2017 Q1	2016 Q4	2016 Q3	2016 Q2	2016 Q1	2015 Q4	2015 Q3	2015 Q2	2015 Q1	2014 Q4	2014 Q3	2014 Q2	2014 Q1	2013 Q4	2013 Q3	2013 Q2	2013 Q1	2012 Q4	2012 Q3	2012 Q2	2012 Q1	2011 Q4	2011 Q3	2011 Q2	2011 Q1	2010 Q4	2010 Q3	2010 Q2	2010 Q1	2009 Q4	2009 Q3	2009 Q2	2009 Q1	2008 Q4	2008 Q3	2008 Q2	2008 Q1	2007 Q4	2007 Q3	2007 Q2	2007 Q1	2006 Q4	2006 Q3	2006 Q2	2006 Q1	2005 Q4	2005 Q3	2005 Q2	2005 Q1	2004 Q4	2004 Q3	2004 Q2	2004 Q1	2003 Q4	2003 Q3	2003 Q2	2003 Q1	2002 Q4	2002 Q3	2002 Q2	2002 Q1	2001 Q4	2001 Q3	2001 Q2	2001 Q1	2000 Q4	2000 Q3	2000 Q2	2000 Q1	1999 Q4	1999 Q3	1999 Q2	1999 Q1
Revenue Numbers are in millions	90.759	-13.754	86.951	101.999	88.972	91.243	84.795	82.112	74.444	68.551	63.262	56.394	52.878	55.133	52.616	50.904	53.377	50.909	52.041	49.716	51.35	51.986	54.704	51.737	50.402	50.289	48.605	45.297	43.816	43.735	41.984	40.607	38.404	39.031	37.738	37.126	36.796	36.037	34.066	32.359	32.82	33.253	32.203	31.379	30.79	30.953	30.551	30.582	31.14	31.279	31.652	30.421	28.901	29.66	31.81	28.804	28.787	29.639	29.317	29.168	28.433	30.138	30.421	29.55	27.834	29.346	29.764	25.468	30.016	31.398	32.887	31.064	30.544	31.017	32.802	30.931	30.231	31.091	40.244	30.609	31.327	32.708	32.166	32.845	32.17	33.6	34.369	34.924	34.629	36.017	36.03	35.084	33.497	34.874	34.233	32.604	28.539	28.626	27.507	25.817	23.926	22.947	22.4	21.1	20.3
Cost of Revenue Numbers are in millions	36.821	43.301	40.744	40.034	52.054	41.932	34.177	32.475	26.493	20.771	11.921	4.242	5.112	1.693	2.413	-1.402	1.435	9.482	8.248	9.324	22.444	11.659	11.82	12.538	10.915	12.98	10.275	6.823	8.724	8.953	7.76	7.819	6.324	6.625	5.271	4.999	5.284	5.454	3.63	3.843	4.591	3.756	3.886	3.538	3.89	4.245	4.59	3.011	4.57	4.519	3.964	3.802	3.894	4.883	6.636	4.905	4.611	6.209	6.577	6.631	4.99	6.263	8.239	7.745	7.672	9.855	9.703	9.707	10.903	11.543	11.61	12.253	11.85	11.929	10.65	9.137	10.046	11.568	10.767	30.849	11.744	18.006	9.55	10.234	12.656	16.249	14.36	14.882	12.984	12.83	12.262	12.122	11.49	12.827	14.656	14.193	12.976	13.58	12.747	11.482	10.007	9.545	8.9	8.3	8.2
Gross Profit Numbers are in millions	54.188	-57.055	46.207	61.965	36.918	49.311	50.618	49.637	47.951	47.78	51.341	52.152	47.766	53.44	50.203	52.306	51.942	41.427	43.793	40.392	28.906	40.327	42.884	39.199	39.487	37.309	38.33	38.514	35.092	34.782	34.224	32.788	32.08	32.406	32.467	32.127	31.512	30.583	30.436	28.516	28.229	29.497	28.317	27.841	26.9	26.708	25.961	27.571	26.57	26.76	27.688	26.619	25.007	24.777	25.174	23.899	24.176	23.43	22.74	22.537	23.443	23.875	22.182	21.805	20.162	19.491	20.061	15.761	19.113	19.855	21.195	18.658	18.694	19.088	22.152	21.794	20.185	19.523	29.477	-0.24	19.583	14.702	22.616	22.611	19.514	17.351	20.009	20.042	21.645	23.187	23.768	22.962	22.007	22.047	19.577	18.411	15.563	15.046	14.76	14.335	13.919	13.402	13.5	12.8	12.1
Gross Profit Ratio Numbers are in millions	0.597	4.148	0.531	0.608	0.415	0.54	0.597	0.605	0.644	0.697	0.812	0.925	0.903	0.969	0.954	1.028	0.973	0.814	0.842	0.812	0.563	0.776	0.784	0.758	0.783	0.742	0.789	0.85	0.801	0.795	0.815	0.807	0.835	0.83	0.86	0.865	0.856	0.849	0.893	0.881	0.86	0.887	0.879	0.887	0.874	0.863	0.85	0.902	0.853	0.856	0.875	0.875	0.865	0.835	0.791	0.83	0.84	0.791	0.776	0.773	0.824	0.792	0.729	0.738	0.724	0.664	0.674	0.619	0.637	0.632	0.644	0.601	0.612	0.615	0.675	0.705	0.668	0.628	0.732	-0.008	0.625	0.449	0.703	0.688	0.607	0.516	0.582	0.574	0.625	0.644	0.66	0.654	0.657	0.632	0.572	0.565	0.545	0.526	0.537	0.555	0.582	0.584	0.603	0.607	0.596
Reseach & Development Expenses Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
General & Administrative Expenses Numbers are in millions	18.365	20.645	16.971	17.094	18.635	21.031	19.392	18.993	19.248	6.29	18.601	17.587	17.129	21.153	20.521	18.889	18.835	18.365	19.392	18.829	18.612	16.469	16.318	16.657	17.383	16.587	16.244	15.257	15.684	15.174	14.488	14.234	13.534	13.262	13.31	12.882	13.731	13.213	12.041	12.339	11.906	12.233	11.347	10.763	10.913	10.971	11.047	11.01	11.454	11.281	14.669	10.834	10.411	10.405	10.605	10.094	10.063	10.234	9.754	9.724	9.865	12.879	10.057	9.475	9.813	12.044	7.021	9.274	8.436	8.24	8.574	8.008	8.354	8.269	8.51	8.064	8.758	7.882	8.808	9.278	8.795	9.569	8.57	8.48	9.152	8.417	8.491	8.036	8.881	8.264	7.401	7.507	6.921	6.836	5.856	5.509	4.757	4.364	4.3	4.103	4.036	3.801	3.8	3.7	3.5
Selling & Marketing Expenses Numbers are in millions	0.342	0.465	0.371	0.44	0.297	0.37	0.744	0.498	0.314	0.576	0.651	0.406	0.38	0.47	0.474	0.436	0.324	0.554	0.955	0.545	0.555	1.226	0.745	1.086	0.52	0.935	0.949	0.721	0.977	1.232	0.344	0.645	0.462	0.757	0.302	0.53	0.427	0.331	0.312	0.238	0.239	0.196	0.216	0.214	0.179	0.22	0.209	0.253	0.214	0.43	0.261	0.137	0.101	0.364	0.477	0.253	0.165	0.244	0.338	0.352	0.187	0.299	0.227	0.249	0.174	0.548	0.472	0.283	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
SG&A Numbers are in millions	18.707	21.11	17.342	17.534	18.932	21.401	20.136	19.491	19.562	6.866	19.252	17.993	17.509	21.623	20.995	19.325	19.159	18.919	20.347	19.374	19.167	17.695	17.063	17.743	17.903	17.522	17.193	15.978	16.661	16.406	14.832	14.879	13.996	14.019	13.612	13.412	14.158	13.544	12.353	12.577	12.145	12.429	11.563	10.977	11.092	11.191	11.256	11.263	11.668	11.711	14.93	10.971	10.512	10.769	11.082	10.347	10.228	10.478	10.092	10.076	10.052	13.178	10.284	9.724	9.987	12.592	7.493	9.557	8.436	9.642	8.574	8.008	8.354	8.269	8.51	8.064	8.758	7.882	8.808	9.278	8.795	9.569	8.57	8.48	9.152	8.417	8.491	8.036	8.881	8.264	7.401	7.507	6.921	6.836	5.856	5.509	4.757	4.364	4.3	4.103	4.036	3.801	3.8	3.7	3.5
Other Expenses Numbers are in millions	14.857	37.103	14.317	14.285	15.56	12.974	14.02	13.355	13.525	26.456	13.51	14.652	11.831	7.98	7.48	7.381	6.726	7.02	8.233	7.445	8.29	9.213	8.707	7.116	7.036	10.097	8	7.347	6.875	6.738	7.649	8.927	6.976	6.649	6.845	8.672	7.004	8.254	7.019	6.604	6.392	9.064	6.205	6.75	5.495	6.195	5.512	6.063	5.755	5.739	6.688	5.61	5.145	5.528	5.921	4.806	5.122	5.963	4.844	4.794	5.212	2.504	7.176	8.449	6.141	32.672	40.47	4.828	5.837	4.9	6.035	6.34	5.574	6.894	6.083	6.517	6.517	8.288	7.505	7.314	7.622	8.086	6.857	6.312	6.756	6.987	6.405	6.911	6.695	6.174	6.017	5.586	5.179	6.554	5.453	4.9	3.487	3.681	3.229	3.272	3.171	3.231	3	3.1	2.9
Operating Expenses Numbers are in millions	33.564	58.213	31.659	31.819	34.492	34.375	34.156	32.846	33.087	33.322	32.762	32.645	29.34	29.603	28.475	26.706	25.885	25.939	28.58	26.819	27.457	26.908	25.77	24.859	24.939	27.619	25.193	23.325	23.536	23.144	22.481	23.806	20.972	20.668	20.457	22.084	21.162	21.798	19.372	19.181	18.537	21.493	17.768	17.727	16.587	17.386	16.768	17.462	17.584	17.45	21.618	16.581	15.657	16.297	17.012	15.153	15.35	16.441	14.936	14.87	15.264	15.682	17.46	18.173	16.128	45.264	47.963	14.385	14.273	14.542	14.609	14.348	13.928	15.163	14.593	14.581	15.275	16.17	16.313	16.592	16.417	17.655	15.427	14.792	15.908	15.404	14.896	14.947	15.576	14.438	13.418	13.093	12.1	13.39	11.309	10.409	8.244	8.045	7.529	7.375	7.207	7.032	6.8	6.8	6.4
Operating Income Numbers are in millions	20.624	-115.268	14.548	30.146	2.426	14.936	16.462	16.791	14.864	14.458	18.579	19.507	18.426	23.837	21.728	25.6	26.057	15.488	15.213	13.573	1.449	13.419	17.114	14.34	14.548	9.69	13.137	15.149	11.556	11.638	11.743	8.982	11.108	11.738	12.01	10.043	10.35	8.785	11.064	9.335	9.692	8.004	10.549	10.114	10.313	9.322	9.193	10.245	9.147	9.31	6.07	10.038	9.35	8.48	8.162	8.746	8.826	6.989	7.804	7.667	8.179	8.193	4.722	3.632	4.034	-25.773	-27.902	1.376	4.84	5.313	6.668	4.463	4.766	3.925	7.559	7.213	4.91	3.353	13.164	-16.832	3.166	-2.953	7.189	7.819	3.606	1.947	5.113	5.095	6.069	8.749	10.35	9.869	9.907	8.657	8.268	8.002	7.319	7.001	7.231	6.96	6.712	6.37	6.7	6	5.7
Operating Income Ratio Numbers are in millions	0.227	8.381	0.167	0.296	0.027	0.164	0.194	0.204	0.2	0.211	0.294	0.346	0.348	0.432	0.413	0.503	0.488	0.304	0.292	0.273	0.028	0.258	0.313	0.277	0.289	0.193	0.27	0.334	0.264	0.266	0.28	0.221	0.289	0.301	0.318	0.271	0.281	0.244	0.325	0.288	0.295	0.241	0.328	0.322	0.335	0.301	0.301	0.335	0.294	0.298	0.192	0.33	0.324	0.286	0.257	0.304	0.307	0.236	0.266	0.263	0.288	0.272	0.155	0.123	0.145	-0.878	-0.937	0.054	0.161	0.169	0.203	0.144	0.156	0.127	0.23	0.233	0.162	0.108	0.327	-0.55	0.101	-0.09	0.223	0.238	0.112	0.058	0.149	0.146	0.175	0.243	0.287	0.281	0.296	0.248	0.242	0.245	0.256	0.245	0.263	0.27	0.281	0.278	0.299	0.284	0.281
Total Other Income Expenses Net Numbers are in millions	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Income Before Tax Numbers are in millions	20.624	-115.268	14.548	30.146	2.426	14.936	16.462	16.791	14.864	14.458	18.579	19.507	18.426	23.837	21.728	25.6	26.057	15.488	15.213	13.573	1.449	13.419	17.114	14.34	14.548	9.69	13.137	15.149	11.556	11.638	11.743	8.982	11.108	11.738	12.01	10.043	10.35	8.785	11.064	9.335	9.692	8.004	10.549	10.114	10.313	9.322	9.193	10.245	9.147	9.31	6.07	10.038	9.35	8.48	8.162	8.746	8.826	6.989	7.804	7.667	8.179	8.193	4.722	3.632	4.034	-25.773	-27.902	1.376	4.84	5.313	6.668	4.463	4.766	3.925	7.559	7.213	4.91	3.353	13.164	-16.832	3.166	-2.953	7.189	7.819	3.606	1.947	5.113	5.095	6.069	8.749	10.35	9.869	9.907	8.657	8.268	8.002	7.319	7.001	7.231	6.96	6.712	6.37	6.7	6	5.7
Income Before Tax Ratio Numbers are in millions	0.227	8.381	0.167	0.296	0.027	0.164	0.194	0.204	0.2	0.211	0.294	0.346	0.348	0.432	0.413	0.503	0.488	0.304	0.292	0.273	0.028	0.258	0.313	0.277	0.289	0.193	0.27	0.334	0.264	0.266	0.28	0.221	0.289	0.301	0.318	0.271	0.281	0.244	0.325	0.288	0.295	0.241	0.328	0.322	0.335	0.301	0.301	0.335	0.294	0.298	0.192	0.33	0.324	0.286	0.257	0.304	0.307	0.236	0.266	0.263	0.288	0.272	0.155	0.123	0.145	-0.878	-0.937	0.054	0.161	0.169	0.203	0.144	0.156	0.127	0.23	0.233	0.162	0.108	0.327	-0.55	0.101	-0.09	0.223	0.238	0.112	0.058	0.149	0.146	0.175	0.243	0.287	0.281	0.296	0.248	0.242	0.245	0.256	0.245	0.263	0.27	0.281	0.278	0.299	0.284	0.281
Income Tax Expense Numbers are in millions	3.746	-32.457	1.082	4.517	0.356	5.156	2.44	2.418	2.775	2.37	4.725	3.859	3.443	4.225	4.553	5.4	5.347	1.688	2.94	2.441	0.322	0.312	4.281	2.939	3.027	2.199	2.56	2.979	2.268	0.58	3.464	2.736	3.165	3.045	3.541	2.892	2.732	2.15	2.748	2.75	2.891	0.084	3.365	3.082	3.094	2.955	3.029	3.395	2.998	2.978	1.805	3.382	3.154	2.718	2.664	3.027	3.006	1.891	2.141	2.469	2.851	2.756	1.313	1.004	1.067	-22.631	0.524	-0.255	1.061	1.215	1.414	1.02	1.151	0.921	2.314	1.839	1.171	0.512	4.204	-7.264	0.781	-2.122	1.992	2.203	0.959	-0.299	1.058	1.445	1.773	2.478	3.466	3.225	3.25	2.794	2.908	2.817	2.514	2.309	2.566	2.511	2.418	2.213	2.5	2.1	2
Net Income Numbers are in millions	16.878	-82.811	13.466	25.629	2.07	9.78	14.022	14.373	12.089	12.088	13.854	15.648	14.983	19.612	17.175	20.2	20.71	13.8	12.273	11.132	1.127	13.107	12.833	11.401	11.521	7.491	10.577	12.17	9.288	11.058	8.279	6.246	7.943	8.693	8.469	7.151	7.618	6.635	8.316	6.585	6.801	7.92	7.184	7.032	7.219	6.367	6.164	6.85	6.149	6.332	4.265	6.656	6.196	5.762	5.498	5.719	5.82	5.098	5.663	5.198	5.328	5.437	3.409	2.628	2.967	-3.142	-28.426	1.631	3.779	4.098	5.254	3.443	3.615	3.004	5.245	5.374	3.739	2.871	8.971	-11.965	2.289	-0.831	5.117	5.56	2.647	2.246	4.055	3.65	4.296	6.271	6.884	6.644	6.657	5.863	5.36	5.185	4.805	4.692	4.665	4.449	4.294	4.157	4.2	3.9	3.7
Net Income Ratio Numbers are in millions	0.186	6.021	0.155	0.251	0.023	0.107	0.165	0.175	0.162	0.176	0.219	0.277	0.283	0.356	0.326	0.397	0.388	0.271	0.236	0.224	0.022	0.252	0.235	0.22	0.229	0.149	0.218	0.269	0.212	0.253	0.197	0.154	0.207	0.223	0.224	0.193	0.207	0.184	0.244	0.203	0.207	0.238	0.223	0.224	0.234	0.206	0.202	0.224	0.197	0.202	0.135	0.219	0.214	0.194	0.173	0.199	0.202	0.172	0.193	0.178	0.187	0.18	0.112	0.089	0.107	-0.107	-0.955	0.064	0.126	0.131	0.16	0.111	0.118	0.097	0.16	0.174	0.124	0.092	0.223	-0.391	0.073	-0.025	0.159	0.169	0.082	0.067	0.118	0.105	0.124	0.174	0.191	0.189	0.199	0.168	0.157	0.159	0.168	0.164	0.17	0.172	0.179	0.181	0.188	0.185	0.182
EPS Numbers are in millions	0.82	-4.02	0.85	1.64	0.11	0.61	0.89	0.91	0.76	0.76	0.88	1	0.94	1.22	1.06	1.25	1.28	0.84	0.74	0.67	0.05	0.8	0.78	0.69	0.7	0.45	0.64	0.74	0.56	0.68	0.52	0.4	0.52	0.58	0.56	0.47	0.5	0.44	0.56	0.44	0.46	0.54	0.49	0.48	0.5	0.44	0.42	0.47	0.42	0.44	0.28	0.46	0.43	0.42	0.38	0.39	0.33	0.45	0.44	0.39	0.41	0.51	0.23	0.16	0.19	-0.29	-2.68	0.12	0.31	0.34	0.44	0.27	0.29	0.24	0.43	0.44	0.3	0.23	0.76	-1.09	0.17	-0.074	0.42	0.46	0.2	0.2	0.33	0.29	0.35	0.56	0.59	0.57	0.57	0.53	0.45	0.44	0.4	0.42	0.39	0.37	0.36	0.38	0.34	0.35	0.34
EPS Diluted Numbers are in millions	0.81	-4.02	0.84	1.62	0.11	0.61	0.88	0.91	0.76	0.76	0.88	0.99	0.93	1.21	1.05	1.25	1.27	0.84	0.74	0.67	0.05	0.79	0.78	0.69	0.7	0.45	0.64	0.74	0.56	0.68	0.52	0.4	0.52	0.57	0.56	0.47	0.5	0.44	0.56	0.44	0.46	0.54	0.49	0.48	0.5	0.43	0.42	0.47	0.42	0.43	0.28	0.46	0.42	0.42	0.37	0.39	0.33	0.45	0.43	0.39	0.4	0.51	0.23	0.16	0.19	-0.29	-2.68	0.12	0.31	0.34	0.44	0.27	0.29	0.24	0.43	0.44	0.3	0.23	0.76	-1.09	0.17	-0.074	0.42	0.46	0.2	0.2	0.33	0.29	0.35	0.56	0.58	0.56	0.56	0.53	0.45	0.43	0.4	0.42	0.39	0.37	0.36	0.38	0.34	0.35	0.34
EBITDA Numbers are in millions	22.534	-113.312	16.373	32.013	4.453	16.947	18.452	18.813	16.932	16.532	20.399	21.807	20.344	25.819	23.864	27.581	28.007	17.457	17.187	15.55	3.422	15.411	19.18	16.392	16.651	11.312	14.757	16.774	13.166	13.221	13.303	10.558	12.585	13.216	13.5	11.546	11.837	10.149	12.458	10.68	11.018	9.34	11.735	11.162	11.326	10.358	10.239	11.293	10.198	10.377	7.073	10.922	10.224	9.366	9.041	9.598	9.675	7.854	8.7	8.545	9.077	9.193	5.755	4.641	5.059	-25.639	-26.032	1.898	6.273	5.711	8.033	5.442	6.015	5.202	8.98	8.683	6.376	4.499	14.594	-15.576	4.596	-1.45	8.772	9.31	5.251	3.545	7.092	7.124	8.011	10.441	11.783	11.157	11.191	10.598	10.054	9.427	8.151	7.765	7.97	7.677	7.524	7.155	7.6	7.1	6.5
EBITDA Ratio Numbers are in millions	0.248	8.238	0.188	0.314	0.05	0.186	0.218	0.229	0.227	0.241	0.322	0.387	0.385	0.468	0.454	0.542	0.525	0.343	0.33	0.313	0.067	0.296	0.351	0.317	0.33	0.225	0.304	0.37	0.3	0.302	0.317	0.26	0.328	0.339	0.358	0.311	0.322	0.282	0.366	0.33	0.336	0.281	0.364	0.356	0.368	0.335	0.335	0.369	0.327	0.332	0.223	0.359	0.354	0.316	0.284	0.333	0.336	0.265	0.297	0.293	0.319	0.305	0.189	0.157	0.182	-0.874	-0.875	0.075	0.209	0.182	0.244	0.175	0.197	0.168	0.274	0.281	0.211	0.145	0.363	-0.509	0.147	-0.044	0.273	0.283	0.163	0.106	0.206	0.204	0.231	0.29	0.327	0.318	0.334	0.304	0.294	0.289	0.286	0.271	0.29	0.297	0.314	0.312	0.339	0.336	0.32

Financial Institutions, Inc.

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