FinWise Bancorp
NASDAQ:FINW
15.67 (USD) • At close July 3, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 26.346 | 25.589 | 24.978 | 23.26 | 23.307 | 24.688 | 22.104 | 21.157 | 18.228 | 23.045 | 20.346 | 21.444 | 24.905 | 24.682 | 22.224 | 19.296 | 14.885 | 11.997 | 11.95 |
| Cost of Revenue
| 7.592 | 7.71 | 6.318 | 6.192 | 6.793 | 6.894 | 5.871 | 4.882 | 3.966 | 3.826 | 4.761 | 3.157 | 3.209 | 2.784 | 3.646 | 1.869 | 1.005 | 0.404 | 4.248 |
| Gross Profit
| 18.754 | 17.879 | 18.66 | 17.068 | 16.514 | 17.794 | 16.233 | 16.275 | 14.262 | 19.219 | 15.585 | 18.287 | 21.696 | 21.898 | 18.578 | 17.427 | 13.88 | 11.593 | 7.702 |
| Gross Profit Ratio
| 0.712 | 0.699 | 0.747 | 0.734 | 0.709 | 0.721 | 0.734 | 0.769 | 0.782 | 0.834 | 0.766 | 0.853 | 0.871 | 0.887 | 0.836 | 0.903 | 0.932 | 0.966 | 0.645 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 9.826 | 9.375 | 9.659 | 8.609 | 7.562 | 7.397 | 6.416 | 6.681 | 5.257 | 5.805 | 5.137 | 6.594 | 6.953 | 6.052 | 5.93 | 5.488 | 4.895 | 4.499 | 4.006 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 9.826 | 9.375 | 9.659 | 8.609 | 7.562 | 7.397 | 6.416 | 6.681 | 5.257 | 5.805 | 5.137 | 6.594 | 6.953 | 6.052 | 5.93 | 5.488 | 4.895 | 4.499 | 4.006 |
| Other Expenses
| 4.492 | 4.813 | 4.39 | 4.281 | 4.443 | 4.585 | 3.317 | 3.318 | 3.78 | 4.415 | 3.332 | 4.425 | 2.095 | 2.319 | 1.468 | 1.591 | 1.768 | 1.158 | 1.282 |
| Operating Expenses
| 14.318 | 14.188 | 14.049 | 12.89 | 12.005 | 11.982 | 9.733 | 9.999 | 9.037 | 10.22 | 8.469 | 11.019 | 9.048 | 8.371 | 7.398 | 7.079 | 6.663 | 5.657 | 5.288 |
| Operating Income
| 4.436 | 3.691 | 4.611 | 4.178 | 4.509 | 5.812 | 6.5 | 6.276 | 5.225 | 8.999 | 7.116 | 7.268 | 12.648 | 13.527 | 11.18 | 10.348 | 7.217 | 5.936 | 2.414 |
| Operating Income Ratio
| 0.168 | 0.144 | 0.185 | 0.18 | 0.193 | 0.235 | 0.294 | 0.297 | 0.287 | 0.39 | 0.35 | 0.339 | 0.508 | 0.548 | 0.503 | 0.536 | 0.485 | 0.495 | 0.202 |
| Total Other Income Expenses Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 4.436 | 3.69 | 4.611 | 4.178 | 4.509 | 5.812 | 6.5 | 6.276 | 5.225 | 8.999 | 7.116 | 7.268 | 12.648 | 13.527 | 11.18 | 10.348 | 7.217 | 5.936 | 2.414 |
| Income Before Tax Ratio
| 0.168 | 0.144 | 0.185 | 0.18 | 0.193 | 0.235 | 0.294 | 0.297 | 0.287 | 0.39 | 0.35 | 0.339 | 0.508 | 0.548 | 0.503 | 0.536 | 0.485 | 0.495 | 0.202 |
| Income Tax Expense
| 1.247 | 0.897 | 1.157 | 0.998 | 1.194 | 1.655 | 1.696 | 1.638 | 1.364 | 2.454 | 3.462 | 1.786 | 3.214 | 3.416 | 2.738 | 2.609 | 1.926 | 1.32 | 0.6 |
| Net Income
| 3.189 | 2.793 | 3.454 | 3.18 | 3.315 | 4.157 | 4.804 | 4.638 | 3.861 | 6.545 | 3.627 | 5.441 | 9.434 | 10.111 | 8.442 | 7.739 | 5.291 | 4.616 | 1.814 |
| Net Income Ratio
| 0.121 | 0.109 | 0.138 | 0.137 | 0.142 | 0.168 | 0.217 | 0.219 | 0.212 | 0.284 | 0.178 | 0.254 | 0.379 | 0.41 | 0.38 | 0.401 | 0.355 | 0.385 | 0.152 |
| EPS
| 0.24 | 0.21 | 0.26 | 0.25 | 0.26 | 0.33 | 0.38 | 0.36 | 0.3 | 0.51 | 0.28 | 0.43 | 0.8 | 0.95 | 0.97 | 0.61 | 0.6 | 0.39 | 0.14 |
| EPS Diluted
| 0.23 | 0.2 | 0.25 | 0.24 | 0.25 | 0.32 | 0.37 | 0.35 | 0.29 | 0.49 | 0.27 | 0.41 | 0.76 | 0.9 | 0.91 | 0.61 | 0.56 | 0.39 | 0.14 |
| EBITDA
| 5.813 | 4.829 | 6.122 | 5.744 | 5.586 | 6.779 | 7.696 | 7.288 | 5.861 | 9.072 | 7.262 | 8.195 | 12.92 | 13.603 | 11.334 | 10.676 | 7.528 | 6.384 | 2.513 |
| EBITDA Ratio
| 0.221 | 0.189 | 0.245 | 0.247 | 0.24 | 0.275 | 0.348 | 0.344 | 0.322 | 0.394 | 0.357 | 0.382 | 0.519 | 0.551 | 0.51 | 0.553 | 0.506 | 0.532 | 0.21 |