FinWise Bancorp
NASDAQ:FINW
14.12 (USD) • At close September 18, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 23.912 | 23.233 | 23.887 | 19.64 | 18.963 | 16.633 | 1.609 | 1.701 | 21.2 | 1.119 | 24.401 | 21.692 | 18.963 | 14.513 | 11.593 | 11.516 |
| Cost of Revenue
| 2.206 | 1.896 | 1.747 | 1.609 | 1.634 | 1.55 | 0 | 1.118 | 2.283 | 1.713 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 21.706 | 21.337 | 22.14 | 18.031 | 17.329 | 15.083 | 1.609 | 0.583 | 18.917 | -0.594 | 24.401 | 21.692 | 18.963 | 14.513 | 11.593 | 11.516 |
| Gross Profit Ratio
| 0.908 | 0.918 | 0.927 | 0.918 | 0.914 | 0.907 | 1 | 0.343 | 0.892 | -0.531 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 8.609 | 1.567 | 7.397 | 6.416 | 6.681 | 5.257 | 5.805 | 5.137 | 6.594 | 7.092 | 6.052 | 5.93 | 5.488 | 4.895 | 4.499 | 4.006 |
| Selling & Marketing Expenses
| 9.73 | 8.542 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 8.609 | 10.109 | 7.397 | 6.416 | 6.681 | 5.257 | 5.805 | 5.137 | 6.594 | 7.092 | 6.052 | 5.93 | 5.488 | 4.895 | 4.499 | 4.006 |
| Other Expenses
| -1.594 | -3.463 | -3.184 | -19.556 | -19.368 | -14.456 | 4.881 | 1.7 | -2.283 | 4.699 | -1.235 | -16.163 | -13.77 | -11.819 | -9.752 | -12.674 |
| Operating Expenses
| 1.594 | 3.463 | 3.184 | -13.14 | -12.687 | -9.199 | 4.881 | 6.837 | 11.019 | 11.791 | -16.313 | -10.233 | -8.282 | -6.924 | -5.253 | -8.668 |
| Operating Income
| 3.85 | 4.509 | -0 | 6.5 | 6.276 | 5.884 | 9.55 | 7.42 | 8.403 | 12.91 | 13.808 | 11.459 | 10.681 | 7.589 | 6.34 | 2.848 |
| Operating Income Ratio
| 0.161 | 0.194 | -0 | 0.331 | 0.331 | 0.354 | 5.935 | 4.362 | 0.396 | 11.537 | 0.566 | 0.528 | 0.563 | 0.523 | 0.547 | 0.247 |
| Total Other Income Expenses Net
| 4.178 | 4.509 | 5.811 | 6.5 | 6.276 | -0.659 | -0.551 | -0.304 | -1.135 | 0.857 | -0.281 | -0.279 | -0.333 | -0.372 | -0.404 | -0.434 |
| Income Before Tax
| 4.178 | 4.509 | 5.811 | 6.5 | 6.276 | 5.225 | 8.999 | 7.116 | 7.268 | 13.767 | 13.527 | 11.18 | 10.348 | 7.217 | 5.936 | 2.414 |
| Income Before Tax Ratio
| 0.175 | 0.194 | 0.243 | 0.331 | 0.331 | 0.314 | 5.593 | 4.183 | 0.343 | 12.303 | 0.554 | 0.515 | 0.546 | 0.497 | 0.512 | 0.21 |
| Income Tax Expense
| 0.998 | 1.194 | 1.655 | 1.696 | 1.638 | 1.364 | 2.454 | 3.462 | 1.786 | 3.499 | 3.416 | 2.738 | 2.609 | 1.926 | 1.32 | 0.6 |
| Net Income
| 3.18 | 3.315 | 4.157 | 4.804 | 4.638 | 3.861 | 6.545 | 3.627 | 5.441 | 9.434 | 9.643 | 7.979 | 7.266 | 4.934 | 4.277 | 1.669 |
| Net Income Ratio
| 0.133 | 0.143 | 0.174 | 0.245 | 0.245 | 0.232 | 4.068 | 2.132 | 0.257 | 8.431 | 0.395 | 0.368 | 0.383 | 0.34 | 0.369 | 0.145 |
| EPS
| 0.25 | 0.27 | 0.33 | 0.38 | 0.36 | 0.3 | 0.51 | 0.28 | 0.43 | 0.7 | 0.95 | 0.97 | 0.61 | 0.6 | 0.39 | 0.14 |
| EPS Diluted
| 0.24 | 0.25 | 0.32 | 0.37 | 0.35 | 0.29 | 0.49 | 0.27 | 0.41 | 0.7 | 0.9 | 0.91 | 0.61 | 0.56 | 0.39 | 0.14 |
| EBITDA
| 0.328 | -4.509 | -0 | 6.5 | 6.276 | 6.52 | 9.623 | 8.255 | -1.176 | 13.384 | 13.884 | 11.53 | 10.966 | 7.9 | 6.788 | 2.947 |
| EBITDA Ratio
| 0.014 | -0.194 | -0 | 0.331 | 0.331 | 0.392 | 5.981 | 4.853 | -0.055 | 11.961 | 0.569 | 0.532 | 0.578 | 0.544 | 0.586 | 0.256 |