FinWise Bancorp
NASDAQ:FINW
14.89 (USD) • At close May 12, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2025 Q1 | 2024 Q4 | 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 18.536 | 17.254 | 18.924 | 23.912 | 23.233 | 23.887 | 19.64 | 18.963 | 16.633 | 1.609 | 1.701 | 21.2 | 1.119 | 24.401 | 21.692 | 18.963 | 14.513 | 11.593 | 11.516 |
| Cost of Revenue
| 0 | 0 | 0.264 | 2.206 | 1.896 | 1.747 | 1.609 | 1.634 | 1.55 | 0 | 1.118 | 2.283 | 1.713 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 18.536 | 17.254 | 18.66 | 21.706 | 21.337 | 22.14 | 18.031 | 17.329 | 15.083 | 1.609 | 0.583 | 18.917 | -0.594 | 24.401 | 21.692 | 18.963 | 14.513 | 11.593 | 11.516 |
| Gross Profit Ratio
| 1 | 1 | 0.986 | 0.908 | 0.918 | 0.927 | 0.918 | 0.914 | 0.907 | 1 | 0.343 | 0.892 | -0.531 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0.556 | 9.659 | 8.609 | 1.567 | 7.397 | 6.416 | 6.681 | 5.257 | 5.805 | 5.137 | 6.594 | 7.092 | 6.052 | 5.93 | 5.488 | 4.895 | 4.499 | 4.006 |
| Selling & Marketing Expenses
| 0 | 10.469 | 0 | 9.73 | 8.542 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 0 | 11.025 | 9.659 | 8.609 | 10.109 | 7.397 | 6.416 | 6.681 | 5.257 | 5.805 | 5.137 | 6.594 | 7.092 | 6.052 | 5.93 | 5.488 | 4.895 | 4.499 | 4.006 |
| Other Expenses
| 0 | 0 | 11.158 | -1.594 | -3.463 | -3.184 | -19.556 | -19.368 | -14.456 | 4.881 | 1.7 | -2.283 | 4.699 | -1.235 | -16.163 | -13.77 | -11.819 | -9.752 | -12.674 |
| Operating Expenses
| 0 | 11.025 | 20.817 | 1.594 | 3.463 | 3.184 | -13.14 | -12.687 | -9.199 | 4.881 | 6.837 | 11.019 | 11.791 | -16.313 | -10.233 | -8.282 | -6.924 | -5.253 | -8.668 |
| Operating Income
| 0 | 6.229 | 6.122 | 3.85 | 4.509 | 0 | 6.5 | 6.276 | 5.884 | 9.55 | 7.42 | 8.403 | 12.91 | 13.808 | 11.459 | 10.681 | 7.589 | 6.34 | 2.848 |
| Operating Income Ratio
| 0 | 0.361 | 0.324 | 0.161 | 0.194 | -0 | 0.331 | 0.331 | 0.354 | 5.935 | 4.362 | 0.396 | 11.537 | 0.566 | 0.528 | 0.563 | 0.523 | 0.547 | 0.247 |
| Total Other Income Expenses Net
| 0 | -2.539 | -1.511 | -0.452 | 0.268 | -1.629 | 0.536 | -0.113 | 0.591 | -1.863 | 0.327 | 0.342 | 0.689 | 0.28 | -1.01 | -1.388 | -1.574 | -0.977 | -1.039 |
| Income Before Tax
| 4.436 | 3.69 | 4.611 | 4.178 | 4.509 | 5.811 | 6.5 | 6.276 | 5.225 | 8.999 | 7.116 | 7.268 | 13.767 | 13.527 | 11.18 | 10.348 | 7.217 | 5.936 | 2.414 |
| Income Before Tax Ratio
| 0.239 | 0.214 | 0.244 | 0.175 | 0.194 | 0.243 | 0.331 | 0.331 | 0.314 | 5.593 | 4.183 | 0.343 | 12.303 | 0.554 | 0.515 | 0.546 | 0.497 | 0.512 | 0.21 |
| Income Tax Expense
| 1.247 | 0.897 | 1.157 | 0.998 | 1.194 | 1.655 | 1.696 | 1.638 | 1.364 | 2.454 | 3.462 | 1.786 | 3.499 | 3.416 | 2.738 | 2.609 | 1.926 | 1.32 | 0.6 |
| Net Income
| 3.189 | 2.793 | 3.454 | 3.18 | 3.315 | 4.157 | 4.804 | 4.638 | 3.861 | 6.545 | 3.627 | 5.441 | 9.434 | 9.643 | 7.979 | 7.266 | 4.934 | 4.277 | 1.669 |
| Net Income Ratio
| 0.172 | 0.162 | 0.183 | 0.133 | 0.143 | 0.174 | 0.245 | 0.245 | 0.232 | 4.068 | 2.132 | 0.257 | 8.431 | 0.395 | 0.368 | 0.383 | 0.34 | 0.369 | 0.145 |
| EPS
| 0.24 | 0.2 | 0.26 | 0.25 | 0.27 | 0.33 | 0.38 | 0.36 | 0.3 | 0.51 | 0.28 | 0.43 | 0.7 | 0.95 | 0.97 | 0.61 | 0.6 | 0.39 | 0.14 |
| EPS Diluted
| 0.23 | 0.21 | 0.25 | 0.24 | 0.25 | 0.32 | 0.37 | 0.35 | 0.29 | 0.49 | 0.27 | 0.41 | 0.7 | 0.9 | 0.91 | 0.61 | 0.56 | 0.39 | 0.14 |
| EBITDA
| 0 | 0 | 0 | 6.196 | 5.318 | 0 | 7.16 | 7.401 | 5.27 | 9.214 | 6.935 | 7.853 | 12.231 | 13.247 | 0 | 0 | 7.528 | 0 | 2.513 |
| EBITDA Ratio
| 0 | 0 | 0 | 0.259 | 0.229 | 0 | 0.365 | 0.39 | 0.317 | 5.727 | 4.077 | 0.37 | 10.93 | 0.543 | 0 | 0 | 0.519 | 0 | 0.218 |