Essent Group Ltd.
NYSE:ESNT
53.26 (USD) • At close December 20, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q3 | 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||
| Net Income
| 176.175 | 203.609 | 181.719 | 175.367 | 177.959 | 172.233 | 170.827 | 147.366 | 178.051 | 231.769 | 274.167 | 180.987 | 205.353 | 159.795 | 135.648 | 123.602 | 124.536 | 15.38 | 149.523 | 146.958 | 144.63 | 136.405 | 127.72 | 128.528 | 116.011 | 111.755 | 111.069 | 162.638 | 78.393 | 72.118 | 66.598 | 62.686 | 59.711 | 52.258 | 47.951 | 44.479 | 40.821 | 37.193 | 34.838 | 28.866 | 25.07 | 19.555 | 15.006 | 19.017 | 15.619 | 23.577 | 7.2 | 1.041 | -2.062 |
| Depreciation & Amortization
| 1.493 | 1.469 | 1.39 | 1.342 | 1.744 | 0.741 | 0.698 | 0.794 | 0.74 | 0.735 | 0.755 | 0.801 | 0.855 | 0.86 | 0.863 | 0.806 | 0.787 | 0.857 | 0.878 | 1.001 | 0.942 | 0.925 | 0.901 | 0.865 | 0.805 | 0.837 | 0.897 | 0.968 | 0.985 | 0.969 | 1.001 | 0.976 | 1.048 | 1.04 | 1 | 0.833 | 0.805 | 0.847 | 0.734 | 0.63 | 0.617 | 0.671 | 0.546 | 0.619 | 0.528 | 0.522 | 0.583 | 2.662 | 4.084 |
| Deferred Income Tax
| 9.319 | 11.299 | 9.324 | 6.337 | 13.267 | -49.728 | 16.878 | 9.062 | 14.253 | 12.691 | 22.162 | 21.352 | 22.336 | 16.62 | 23.714 | 21.236 | 4.904 | -4.534 | 17.047 | 14.164 | 16.344 | 13.526 | 15.447 | 15.016 | 8.893 | 16.901 | 9.882 | -68.463 | 16.084 | 14.906 | 18.042 | 14.753 | 14.547 | 13.019 | 15.245 | 12.08 | 11.116 | 14.681 | 14.28 | 14.202 | 13.1 | 10.205 | 7.107 | -0.19 | 1.934 | -10.15 | 0.139 | 0 | 0 |
| Stock Based Compensation
| 6.776 | 6.972 | 6.82 | 4.507 | 4.479 | 4.354 | 5.106 | 4.674 | 4.702 | 4.198 | 4.807 | 4.769 | 5.511 | 5.385 | 5.179 | 4.547 | 4.567 | 4.568 | 4.78 | 4.096 | 4.17 | 4.222 | 4.1 | 3.804 | 3.837 | 3.827 | 3.605 | 4.708 | 4.692 | 4.669 | 4.619 | 4.979 | 3.953 | 4.167 | 3.782 | 3.674 | 3.363 | 3.335 | 3.261 | 3.112 | 3.26 | 3.365 | 2.783 | 1.962 | 0.52 | 0.556 | 0.559 | 0.583 | 0.449 |
| Change In Working Capital
| 29.766 | -42.69 | 8.277 | 14.487 | -11.596 | 29.302 | -15.964 | -9.307 | -21.037 | -193.229 | -115.484 | -34.615 | -25.234 | -40.226 | 16.638 | 24.215 | 61.006 | 159.275 | -12.237 | -4.517 | -10.277 | -31.729 | -12.536 | -12.307 | 10.588 | -15.819 | 93.325 | 13.667 | 5.109 | -28.453 | -14.7 | -10.692 | -4.88 | -17.846 | -1.69 | 1.946 | 11.432 | -15.245 | -5.364 | 3.589 | 12.572 | -2.655 | -12.054 | 7.463 | 21.97 | 17.874 | 5.585 | -1.027 | -1.235 |
| Accounts Receivables
| -1.333 | 10.687 | -0.695 | 4.594 | -1.356 | -2.706 | -2.602 | 0.6 | -7.383 | -5.437 | 1.009 | 1.557 | -1.687 | -0.4 | 3.867 | -4.135 | -5.951 | 0.433 | 0.805 | -1.228 | -1.031 | -0.189 | -1.319 | -1.276 | -2.668 | -0.936 | -2.238 | -0.503 | -3.523 | -2.247 | -1.887 | -1.339 | -1.138 | -1.915 | -0.563 | -0.007 | -1.659 | -0.011 | -1.151 | -0.643 | -1.417 | -1.398 | -0.345 | -0.992 | 1.479 | -4.546 | -1.053 | -1.027 | -1.235 |
| Change In Inventory
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12.707 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -45.872 | 0 | 0 | 0 | -41.35 | -22.333 | -29.415 | -23.364 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -12.707 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.582 | 0 | 0 | 0 | 5.361 | 5.58 | 1.729 | -7.532 | 5.445 | 4.222 | 3.258 | -5.036 | 0 | 0 |
| Other Working Capital
| 31.099 | -26.807 | 12.559 | 9.893 | -10.24 | 32.008 | 2.602 | -9.907 | -13.654 | -155.023 | -116.493 | -36.172 | -23.547 | -39.826 | 12.771 | 28.35 | 66.957 | 158.842 | -13.042 | -3.289 | -9.246 | -31.54 | -11.217 | -11.031 | 13.256 | -14.883 | 95.563 | 14.17 | 8.632 | -26.206 | -12.813 | -9.353 | -3.742 | -15.931 | -1.127 | 41.243 | 13.091 | -15.234 | -4.213 | 40.221 | 30.742 | 26.429 | 19.187 | 3.01 | 16.269 | 19.162 | 11.674 | 0 | 0 |
| Other Non Cash Items
| 5.672 | 29.241 | 28.329 | 13.413 | 9.195 | 10.809 | 7.244 | 19.772 | -4.151 | -12.973 | -5.778 | 17.795 | -30.449 | 9.59 | 5.729 | 5.019 | 6.921 | 7.108 | 3.14 | 3.567 | 3.286 | 3.453 | 3.05 | 3.461 | 3.164 | 3.287 | 3.09 | 3.034 | 2.355 | 2.306 | 2.328 | 1.947 | 2.381 | 1.937 | 1.204 | 1.941 | 1.803 | 1.855 | -0.569 | 1.739 | 1.7 | 1.578 | -0.86 | 0.852 | 0.915 | 0.647 | 0.707 | 15.236 | 12.306 |
| Operating Cash Flow
| 229.201 | 188.691 | 216.935 | 215.453 | 195.048 | 167.711 | 184.789 | 172.361 | 172.558 | 63.269 | 180.629 | 191.089 | 178.372 | 152.024 | 187.771 | 179.425 | 202.721 | 182.654 | 163.131 | 165.269 | 159.095 | 126.802 | 138.682 | 139.367 | 143.298 | 120.788 | 221.868 | 116.552 | 107.618 | 66.515 | 77.888 | 74.649 | 76.76 | 54.575 | 67.492 | 64.953 | 69.34 | 42.666 | 47.18 | 52.138 | 56.319 | 32.719 | 12.528 | 29.723 | 41.486 | 33.026 | 14.773 | 18.939 | 14.328 |
| Investing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -0.503 | -1.058 | -4.484 | -2.159 | -1.046 | -0.407 | -0.39 | -1.47 | -0.862 | -0.933 | -0.716 | -0.803 | -0.93 | -0.191 | -0.574 | -1.092 | -0.42 | -0.468 | -0.466 | -1.108 | -0.526 | -0.764 | -1.011 | -1.107 | -0.897 | -1.542 | -0.508 | -0.122 | -0.855 | -0.719 | -1.087 | -0.804 | -0.309 | -0.838 | -1.211 | -1.728 | -0.3 | -1.405 | -1.527 | -1.27 | -0.952 | -1.164 | -0.507 | -0.655 | -0.942 | -0.681 | -0.388 | -1.068 | -0.726 |
| Acquisitions Net
| 11.013 | -4.892 | -6.121 | -8.669 | -95.079 | -16.985 | -0.901 | 69.25 | -37.191 | -8.542 | -21.796 | -18.387 | 1.434 | -36.91 | -4.69 | -2.786 | -2.795 | -4.53 | 4.99 | -3.782 | -4.903 | -37.048 | -1.804 | -5.793 | -24.365 | 0 | 67.871 | 178.331 | 0 | 0 | -20.623 | 44.418 | 0 | 0 | -2.979 | -127.246 | 0 | 0 | 0 | -99.415 | 0 | 0 | 247.046 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchases Of Investments
| -423.828 | -333.599 | -337.546 | -441.293 | -160.379 | -287.09 | -894.005 | -412.704 | -264.396 | -289.91 | -485.841 | -767.65 | -531.178 | -290.357 | -681.516 | -295.496 | -334.299 | -782.236 | -574.549 | -266.027 | -183.659 | -402.748 | -192.53 | -264.99 | -355.642 | -238.553 | -266.847 | -446.309 | -170.416 | -196.124 | -200.795 | -251.897 | -183.199 | -121.708 | -146.316 | -211.013 | -170.337 | -197.257 | -220.284 | -233.411 | -75.469 | -48.183 | -538.87 | -14.121 | -43.569 | -63.822 | -25.564 | 0 | 0 |
| Sales Maturities Of Investments
| 210.072 | 230.683 | 190.732 | 314.225 | 121.669 | 192.317 | 745.954 | 199.062 | 155.036 | 154.895 | 547.246 | 607.085 | 366.778 | 274.201 | 500.521 | 228.274 | 199.09 | 223.767 | 188.599 | 142.255 | 69.609 | 298.664 | 40.306 | 167.946 | 243.196 | 151.592 | 50.991 | 241.387 | -104.367 | 90.962 | 98.303 | 139.156 | 57.287 | 58.05 | 86.473 | 153.673 | 94.411 | 159.687 | 175.368 | 64.599 | 23.486 | 24.594 | 59.447 | 19.484 | 5.149 | 16.563 | 11.786 | 0 | 0 |
| Other Investing Activites
| -140.503 | -102.916 | -275.367 | 8.669 | -47.028 | -111.758 | -148.952 | -144.392 | -146.551 | -143.557 | 39.609 | -178.952 | -162.966 | -53.066 | -185.685 | -70.008 | -138.004 | -562.999 | -380.96 | -127.554 | -118.953 | -141.132 | -154.028 | -102.837 | -24.751 | -86.961 | -67.871 | -178.331 | -274.783 | -105.162 | 20.623 | -44.418 | -125.912 | -63.658 | 2.979 | 127.246 | -75.926 | -37.57 | -44.916 | 99.415 | -51.983 | -23.589 | -247.046 | 5.363 | -38.42 | -47.259 | -13.778 | -61.403 | -15.603 |
| Investing Cash Flow
| -343.749 | -103.974 | -151.298 | -129.227 | -134.835 | -112.165 | -149.342 | -145.862 | -147.413 | -144.49 | 38.893 | -179.755 | -163.896 | -53.257 | -186.259 | -71.1 | -138.424 | -563.467 | -381.426 | -128.662 | -119.479 | -141.896 | -155.039 | -103.944 | -138.094 | -88.503 | -216.364 | -205.044 | -275.638 | -105.881 | -103.579 | -113.545 | -126.221 | -64.496 | -61.054 | -59.068 | -76.226 | -38.975 | -46.443 | -170.082 | -52.935 | -24.753 | -479.93 | 4.708 | -39.362 | -47.94 | -14.166 | -62.471 | -16.329 |
| Financing Activities: | |||||||||||||||||||||||||||||||||||||||||||||||||
| Debt Repayment
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -106.224 | 0 | 0 | 200 | 0 | 0 | 0 | 0 | 0 | 0 | -40.524 | 15 | 75 | 0 | 50 | 25 | 50 | 47.575 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Issued
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.056 | -0.48 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.383 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 126.441 | 0 | 0 | 0 | 314.551 | 0 | 74.309 | 49.543 | 0 | 0 |
| Common Stock Repurchased
| -9.648 | -21.997 | -13.552 | -14.8 | -5.039 | -29.552 | -21.279 | -0.144 | -0.018 | -22.33 | -75.422 | -69.041 | -70.861 | -18.576 | -5.377 | 0 | 0 | -0.048 | -6.306 | -0.164 | -0.616 | -0.125 | -8.1 | -0.21 | -0.079 | -0.055 | -31.07 | -0.248 | -0.09 | -0.112 | -7.127 | -0.061 | -0.087 | -0.033 | -3.843 | -0.57 | -0.057 | -0.055 | -5.023 | -0.077 | -0.036 | -0.058 | -2.327 | -0.084 | -0.033 | -0.001 | -0.193 | -0.526 | -0.007 |
| Dividends Paid
| -29.466 | -29.573 | -29.617 | -26.418 | -26.496 | -26.526 | -26.775 | -24.582 | -23.512 | -22.442 | -21.592 | -20.778 | -19.93 | -19.073 | -17.943 | -17.906 | -17.905 | -17.905 | -15.694 | -14.675 | -14.673 | 0 | 0 | 0 | 0 | 0 | 0 | -50 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| 65.566 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0.154 | 94.151 | 0 | 0 | 0 | 0 | -0.008 | 0 | 0 | 0 | 0 | -0.015 | 0 | -0.064 | 0.008 | 0 | 0 | -0.094 | -0.031 | -2.565 | 0 | 0.152 | 2.137 | -2.098 | 1.005 | 0.568 | 0.076 | 0.052 | 1.777 | -1.583 | 0.046 | -2.566 | 0.912 | -2.5 | 0 | -2.5 | 0 | -3.026 | 49.536 |
| Financing Cash Flow
| 26.452 | -51.57 | -43.169 | -41.218 | -31.535 | -56.078 | -48.054 | -24.726 | -23.53 | -44.772 | -97.168 | 4.332 | -90.791 | -37.649 | -23.32 | -124.186 | -18.393 | 422.545 | 178 | -14.839 | -15.289 | -0.14 | -8.1 | -0.274 | -0.071 | -40.579 | -16.07 | 74.275 | 198.091 | 47.323 | 17.873 | 50.091 | 49.625 | -2.113 | -2.838 | -0.002 | 0.019 | -0.003 | -3.246 | 124.781 | 0.01 | -2.624 | -1.415 | 311.967 | -0.033 | 71.808 | 49.35 | -3.026 | 49.536 |
| Other Information: | |||||||||||||||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| 0 | 0 | 0 | -149.281 | 149.281 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Change In Cash
| -88.096 | 33.147 | 22.468 | 45.008 | 28.678 | -0.532 | -12.607 | 1.773 | 1.615 | -125.993 | 122.354 | 15.666 | -76.315 | 61.118 | -21.808 | -15.861 | 45.904 | 41.732 | -40.295 | 21.768 | 24.327 | -15.234 | -24.457 | 35.149 | 5.133 | -8.294 | -10.566 | -14.217 | 30.071 | 7.957 | -7.818 | 11.195 | 0.164 | -12.034 | 3.6 | 5.883 | -6.867 | 3.688 | -2.509 | 6.837 | 3.394 | 5.342 | -468.817 | 346.398 | 2.091 | 56.894 | 49.957 | -46.558 | 47.535 |
| Cash At End Of Period
| 109.306 | 197.402 | 164.255 | 141.787 | 96.779 | 68.101 | 68.633 | 81.24 | 79.467 | 77.852 | 203.845 | 81.491 | 65.825 | 142.14 | 81.022 | 102.83 | 118.691 | 72.787 | 31.055 | 71.35 | 49.582 | 25.255 | 40.489 | 64.946 | 29.797 | 24.664 | 32.958 | 43.524 | 57.741 | 27.67 | 19.713 | 27.531 | 16.336 | 16.172 | 28.206 | 24.606 | 18.723 | 25.59 | 21.902 | 24.411 | 17.574 | 14.18 | 8.838 | 477.655 | 131.257 | 129.166 | 72.272 | 22.315 | 68.873 |