Equitas Small Finance Bank Limited
NSE:EQUITASBNK.NS
66.85 (INR) • At close June 2, 2025
Overview | Financials
Numbers are in millions (except for per share data and ratios) INR.
| 2024 Q3 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2012 Q4 | 2012 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 10,568.017 | 10,101.892 | 16,851.081 | 9,906.184 | 9,469.599 | 14,253.267 | 9,456.519 | 8,001.435 | 7,547.182 | 7,137.973 | 6,374.148 | 6,749.29 | 6,316.493 | 5,646.621 | 6,109.85 | 6,301.737 | 5,157.853 | 4,330.24 | 4,796.634 | 4,692.751 | 4,054.395 | 3,930.53 | 3,892.419 | 3,892.419 | 3,281.295 | 3,281.295 | 2,758.215 | 2,758.215 | 2,751.32 | 2,751.32 | 2,328.466 | 2,328.466 | 1,507.354 | 1,507.354 | 917.596 | 917.596 | 703.042 | 703.042 | 385.52 | 385.52 | 393.956 | 393.956 | 364.038 | 198.899 | 174.652 | 120.039 | 138.085 | 105.405 |
| Cost of Revenue
| 0 | -6,994.678 | 0 | 0 | 0 | 5,108.204 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 10,568.017 | 17,096.57 | 16,851.081 | 9,906.184 | 9,469.599 | 9,145.063 | 9,456.519 | 8,001.435 | 7,547.182 | 7,137.973 | 6,374.148 | 6,749.29 | 6,316.493 | 5,646.621 | 6,109.85 | 6,301.737 | 5,157.853 | 4,330.24 | 4,796.634 | 4,692.751 | 4,054.395 | 3,930.53 | 3,892.419 | 3,892.419 | 3,281.295 | 3,281.295 | 2,758.215 | 2,758.215 | 2,751.32 | 2,751.32 | 2,328.466 | 2,328.466 | 1,507.354 | 1,507.354 | 917.596 | 917.596 | 703.042 | 703.042 | 385.52 | 385.52 | 393.956 | 393.956 | 364.038 | 198.899 | 174.652 | 120.039 | 138.085 | 105.405 |
| Gross Profit Ratio
| 1 | 1.692 | 1 | 1 | 1 | 0.642 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 2,545.605 | 0 | 0 | 0 | 2,204.666 | 0 | 0 | 0 | 1,461.147 | 0 | 0 | 37.35 | 1,346.7 | 0 | 307 | 63.31 | 230.863 | 230.863 | 255.525 | 255.525 | 483.125 | 483.125 | 0 | 0 | 269.443 | 269.443 | 0 | 0 | 76.672 | 76.672 | 0 | 0 | 0 | 0 | 0 | 0 | 10.444 | 27.019 | 15.601 | 15.601 | 40.312 | 14.879 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 332.548 | 0 | 0 | 0 | 323.383 | 0 | 0 | 0 | 124.44 | 0 | 0 | 9.02 | 181.934 | 0 | 55.995 | 49.48 | 35.919 | 35.919 | 45.32 | 45.32 | 53.69 | 53.69 | 0 | 0 | 20.438 | 20.438 | 0 | 0 | 2.687 | 2.687 | 0 | 0 | 0 | 0 | 0 | 0 | 0.445 | 0.354 | 0.038 | 0.038 | 1.442 | 0.831 |
| SG&A
| 3,328.547 | 0 | 3,633.956 | 3,460.476 | 3,315.148 | 3,279.72 | 7,440.256 | 2,920.017 | 2,751.006 | 2,256.516 | 5,934.886 | 2,404.335 | 2,275.409 | 2,216.539 | 4,670.576 | 2,049.364 | 1,877.948 | 46.37 | 4,379.087 | 1,838.754 | 2,294.16 | 112.79 | 1,897.085 | 1,897.085 | 1,880.145 | 1,880.145 | 2,207.776 | 2,207.776 | 1,313.51 | 1,313.51 | 1,592.008 | 1,592.008 | 475.704 | 475.704 | 380.805 | 380.805 | 204.101 | 204.101 | 185.822 | 185.822 | 139.281 | 139.281 | 181.752 | 120.1 | 54.422 | 81.782 | 20.784 | 72.172 |
| Other Expenses
| 7,239.47 | 10,101.892 | -2,881.987 | -2,842.647 | -2,466.013 | -2,744.177 | -2,303.221 | -2,080.29 | -2,162.967 | 4,456.117 | 3,535.424 | 4,502.181 | 4,370.107 | 4,002.2 | 2,668.399 | 3,551.312 | 0 | 3,312.6 | 3,905.918 | 3,108.377 | 0 | 2,627.22 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses
| 10,568.017 | 10,101.892 | 2,881.987 | 6,303.123 | 6,167.705 | 2,744.177 | 5,592.627 | 5,210.307 | 5,123.973 | 4,456.117 | 3,535.424 | 4,502.181 | 4,370.107 | 4,002.2 | 2,668.399 | 3,551.312 | 3,052.569 | 3,358.97 | 3,905.918 | 3,108.377 | 3,521.7 | 2,740.01 | 3,237.493 | 3,237.493 | 2,883.39 | 2,883.39 | 2,807.148 | 2,807.148 | 2,543.235 | 2,543.235 | 2,215.76 | 2,215.76 | 1,099.39 | 1,099.39 | 755.451 | 755.451 | 439.586 | 439.586 | 198.857 | 198.857 | 320.191 | 320.191 | 272.732 | 138.999 | 109.173 | 92.226 | 108.394 | 78.635 |
| Operating Income
| 3,328.547 | 357.608 | 13,969.094 | 2,759.259 | 2,669.943 | 3,121.166 | 2,894.839 | 2,292.108 | 1,522.171 | 4,864.113 | 1,581.964 | 1,273.26 | 568.238 | 3,721.788 | 5,226.204 | 5,223.204 | 1,357.756 | 3,907.1 | 3,603.007 | 4,110.509 | 1,264.975 | 3,549.77 | 1,308.278 | 1,308.278 | 888.23 | 888.23 | 550.515 | 550.515 | 563.695 | 563.695 | 638.877 | 638.468 | 714.504 | 714.504 | 513.587 | 513.587 | 378.211 | 378.211 | 81.457 | 81.457 | 178.963 | 178.963 | 91.466 | 59.901 | 65.479 | 27.813 | 29.689 | 42.17 |
| Operating Income Ratio
| 0.315 | 0.035 | 0.829 | 0.279 | 0.282 | 0.219 | 0.306 | 0.286 | 0.202 | 0.681 | 0.248 | 0.189 | 0.09 | 0.659 | 0.855 | 0.829 | 0.263 | 0.902 | 0.751 | 0.876 | 0.312 | 0.903 | 0.336 | 0.336 | 0.271 | 0.271 | 0.2 | 0.2 | 0.205 | 0.205 | 0.274 | 0.274 | 0.474 | 0.474 | 0.56 | 0.56 | 0.538 | 0.538 | 0.211 | 0.211 | 0.454 | 0.454 | 0.251 | 0.301 | 0.375 | 0.232 | 0.215 | 0.4 |
| Total Other Income Expenses Net
| -2,431.142 | 0 | -1,065.989 | -843.802 | -631.951 | -600.654 | -250.185 | -499.02 | -901.028 | -1,415.96 | -174.674 | -784.045 | -1,378.148 | -1,501.945 | -3,891.817 | -1,260.882 | -839.086 | -683.405 | -1,360.864 | -404.938 | -732.28 | -2,662.24 | -653.353 | -653.353 | -490.325 | -490.325 | -599.448 | -599.448 | -355.61 | -355.61 | -526.171 | -525.762 | -306.54 | -306.54 | -351.442 | -351.442 | -114.755 | -114.755 | 105.206 | 105.206 | -105.198 | -105.198 | -0.16 | -0.001 | 0 | 0 | 0.002 | 0 |
| Income Before Tax
| 897.405 | 357.608 | 2,681.534 | 2,759.259 | 2,669.943 | 2,520.512 | 2,607.865 | 2,292.108 | 1,522.171 | 1,265.896 | 1,607.291 | 1,463.064 | 568.238 | 142.476 | 1,528.496 | 1,489.543 | 1,357.756 | 736.77 | 584.323 | 1,179.436 | 532.695 | 887.53 | 654.926 | 654.926 | 397.905 | 397.905 | -48.934 | -48.934 | 208.085 | 208.085 | 112.706 | 112.706 | 407.964 | 407.964 | 162.145 | 162.145 | 263.456 | 263.456 | 186.663 | 186.663 | 73.765 | 73.765 | 91.306 | 59.9 | 65.479 | 27.813 | 29.691 | 26.77 |
| Income Before Tax Ratio
| 0.085 | 0.035 | 0.159 | 0.279 | 0.282 | 0.177 | 0.276 | 0.286 | 0.202 | 0.177 | 0.252 | 0.217 | 0.09 | 0.025 | 0.25 | 0.236 | 0.263 | 0.17 | 0.122 | 0.251 | 0.131 | 0.226 | 0.168 | 0.168 | 0.121 | 0.121 | -0.018 | -0.018 | 0.076 | 0.076 | 0.048 | 0.048 | 0.271 | 0.271 | 0.177 | 0.177 | 0.375 | 0.375 | 0.484 | 0.484 | 0.187 | 0.187 | 0.251 | 0.301 | 0.375 | 0.232 | 0.215 | 0.254 |
| Income Tax Expense
| 234.381 | 100.035 | 605.326 | 739.251 | 688.561 | 608.507 | 707.488 | 590.845 | 357.958 | 295.844 | 412.251 | 382.014 | 156.318 | 23.217 | 399.877 | 382.592 | 327.874 | 160.06 | 154.193 | 238.612 | -732.28 | 316.93 | -653.353 | -653.353 | -490.325 | -490.325 | 73.917 | 73.917 | 73.915 | 73.915 | 146.412 | 146.412 | 146.412 | 146.412 | 92.5 | 92.5 | 92.5 | 92.5 | 63.304 | 63.304 | 25.989 | 25.989 | 31.754 | 22.9 | 22.1 | 9.8 | 37.798 | 7.7 |
| Net Income
| 663.024 | 257.573 | 2,076.208 | 2,020.008 | 1,981.382 | 1,912.005 | 1,900.377 | 1,701.263 | 1,164.213 | 970.052 | 1,195.089 | 1,081.05 | 411.92 | 119.259 | 1,128.687 | 1,106.951 | 1,029.882 | 576.71 | 430.13 | 940.824 | 532.695 | 570.6 | 654.926 | 654.926 | 397.905 | 397.905 | 24.983 | 24.983 | 134.17 | 134.17 | 259.118 | 259.118 | 261.553 | 261.553 | 254.645 | 254.645 | 170.956 | 170.956 | 123.359 | 123.359 | 47.777 | 47.777 | 59.551 | 37 | 43.379 | 18.013 | 67.489 | 34.47 |
| Net Income Ratio
| 0.063 | 0.025 | 0.123 | 0.204 | 0.209 | 0.134 | 0.201 | 0.213 | 0.154 | 0.136 | 0.187 | 0.16 | 0.065 | 0.021 | 0.185 | 0.176 | 0.2 | 0.133 | 0.09 | 0.2 | 0.131 | 0.145 | 0.168 | 0.168 | 0.121 | 0.121 | 0.009 | 0.009 | 0.049 | 0.049 | 0.111 | 0.111 | 0.174 | 0.174 | 0.278 | 0.278 | 0.243 | 0.243 | 0.32 | 0.32 | 0.121 | 0.121 | 0.164 | 0.186 | 0.248 | 0.15 | 0.489 | 0.327 |
| EPS
| 0.58 | 0.23 | 1.83 | 1.79 | 1.77 | 1.72 | 1.71 | 1.36 | 0.93 | 0.77 | 1 | 0.94 | 0.36 | 0.1 | 1.01 | 0.99 | 0.9 | 0.57 | 0.43 | 0.93 | 0.53 | 0.56 | 0.65 | 0.65 | 0.39 | 0.4 | 0.025 | 0.025 | 0.14 | 0.14 | 0.26 | 0.26 | 0.44 | 0.44 | 0.6 | 0.6 | 0.41 | 0.41 | 0.33 | 0.33 | 0.2 | 0.2 | 0.25 | 0 | 0.29 | 0 | 0.44 | 0 |
| EPS Diluted
| 0.58 | 0.22 | 1.81 | 1.77 | 1.74 | 1.69 | 1.69 | 1.34 | 0.92 | 0.77 | 0.99 | 0.93 | 0.36 | 0.1 | 1.01 | 0.99 | 0.9 | 0.57 | 0.43 | 0.93 | 0.53 | 0.56 | 0.65 | 0.65 | 0.39 | 0.4 | 0.025 | 0.025 | 0.13 | 0.13 | 0.26 | 0.26 | 0.44 | 0.44 | 0.6 | 0.6 | 0.41 | 0.41 | 0.33 | 0.33 | 0.2 | 0.2 | 0.25 | 0 | 0.29 | 0 | 0.45 | 0 |
| EBITDA
| 0 | -3,046.371 | -1,065.989 | -843.802 | -631.951 | -600.654 | 2,858.05 | -499.02 | -901.028 | -1,415.96 | 1,607.322 | -784.045 | -1,378.148 | 342.476 | 0 | 0 | -839.086 | 0 | 3,603.007 | 2,526.135 | -732.28 | 0 | -653.353 | -653.353 | -490.325 | -490.325 | -451.615 | -451.615 | -355.61 | -355.61 | -233.348 | -232.939 | -306.54 | -306.54 | -166.442 | -166.442 | -114.755 | -114.755 | 105.206 | 105.206 | -105.198 | -105.198 | -0.16 | -0.001 | 65.479 | 27.813 | 75.598 | 42.17 |
| EBITDA Ratio
| 0 | -0.302 | -0.063 | -0.085 | -0.067 | -0.042 | 0.302 | -0.062 | -0.119 | -0.198 | 0.252 | -0.116 | -0.218 | 0.061 | 0 | 0 | -0.163 | 0 | 0.751 | 0.538 | -0.181 | 0 | -0.168 | -0.168 | -0.149 | -0.149 | -0.164 | -0.164 | -0.129 | -0.129 | -0.1 | -0.1 | -0.203 | -0.203 | -0.181 | -0.181 | -0.163 | -0.163 | 0.273 | 0.273 | -0.267 | -0.267 | -0 | -0 | 0.375 | 0.232 | 0.547 | 0.4 |