Enova International, Inc.
NYSE:ENVA
82.88 (USD) • At close September 18, 2024
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2024 Q2 | 2024 Q1 | 2023 Q4 | 2023 Q3 | 2023 Q2 | 2023 Q1 | 2022 Q4 | 2022 Q3 | 2022 Q2 | 2022 Q1 | 2021 Q4 | 2021 Q3 | 2021 Q2 | 2021 Q1 | 2020 Q4 | 2020 Q3 | 2020 Q2 | 2020 Q1 | 2019 Q4 | 2019 Q3 | 2019 Q2 | 2019 Q1 | 2018 Q4 | 2018 Q3 | 2018 Q2 | 2018 Q1 | 2017 Q4 | 2017 Q3 | 2017 Q2 | 2017 Q1 | 2016 Q4 | 2016 Q3 | 2016 Q2 | 2016 Q1 | 2015 Q4 | 2015 Q3 | 2015 Q2 | 2015 Q1 | 2014 Q4 | 2014 Q3 | 2014 Q2 | 2014 Q1 | 2013 Q4 | 2013 Q3 | 2013 Q2 | 2013 Q1 | 2011 Q4 | 2011 Q3 | 2010 Q4 | 2010 Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Income
| 53.911 | 48.428 | 34.768 | 41.285 | 48.145 | 50.923 | 50.872 | 51.708 | 52.401 | 52.443 | 48.738 | 51.809 | 80.55 | 75.971 | 230.776 | 93.667 | 48.026 | 5.46 | -50.553 | 27.085 | 25.063 | 35.017 | 8.671 | 15.304 | 18.225 | 27.898 | 6.883 | -3.368 | 11.873 | 13.852 | 8.714 | 7.837 | 8.188 | 9.863 | 4.181 | 4.417 | 10.864 | 24.53 | 22.502 | 18.485 | 30.629 | 40.055 | 19.714 | 17.088 | 20.618 | 20.618 | 6.546 | 11.329 | 4.516 | 6.988 |
| Depreciation & Amortization
| 9.709 | 10.263 | 9.034 | 2.014 | 8.629 | 10.54 | 8.499 | 11.27 | 7.584 | 9.514 | 12.374 | 8.914 | 7.46 | 6.627 | 8.288 | 3.77 | 4.004 | 3.67 | 3.213 | 3.716 | 3.942 | 4.184 | 3.827 | 3.688 | 3.837 | 3.838 | 3.992 | 3.533 | 3.366 | 3.497 | 3.56 | 3.789 | 4.228 | 3.987 | 4.19 | 3.882 | 5.033 | 5.283 | 4.96 | 5.338 | 4.316 | 4.118 | 4.157 | 3.958 | 4.514 | 4.514 | 2.689 | 2.852 | 2.424 | 2.074 |
| Deferred Income Tax
| -11.496 | 14.537 | 16.103 | -6.511 | -5.172 | 4.125 | 4.592 | 1.716 | 2.328 | 8.398 | 15.726 | 5.211 | 4.927 | 13.442 | 7.414 | -2.381 | 1.419 | -3.212 | 2.924 | 0.23 | -5.973 | 7.56 | -12.923 | 32.436 | -0.93 | 3.388 | -8.544 | -6.209 | -0.389 | 10.4 | -0.837 | -0.668 | -9.155 | 8.459 | 1.726 | -0.232 | -9.595 | 6.702 | 6.148 | -0.968 | 1.629 | 5.336 | 2.014 | -2.635 | 0 | 0 | -5.6 | -3.274 | 5.699 | -1.626 |
| Stock Based Compensation
| 7.764 | 7.639 | 7.458 | 7.075 | 6.236 | 5.969 | 5.993 | 5.457 | 5.133 | 5.367 | 5.107 | 5.018 | 5.25 | 5.804 | 7.153 | 3.768 | 3.66 | 3.46 | 2.183 | 3.387 | 3.323 | 3.074 | 3.511 | 2.882 | 2.834 | 2.433 | 3.004 | 2.996 | 2.987 | 2.32 | 2.108 | 2.265 | 2.181 | 1.968 | 3.089 | 2.625 | 2.204 | 1.712 | 0.407 | 0.087 | 0.085 | 0.085 | -0.128 | 0.086 | 0.146 | 0.146 | 0.026 | 0.05 | 0.018 | 0.019 |
| Change In Working Capital
| 41.51 | 1.169 | -12.877 | -12.137 | 42.262 | 282.016 | 3.906 | 1.37 | 23.777 | -37.643 | -11.277 | -39.573 | -0.673 | -7.286 | -0.503 | 17.168 | 52.12 | 6.114 | -6.039 | -15.33 | 28.042 | 28.119 | 26.917 | -59.586 | -4.243 | 0.586 | -9.956 | 4.638 | -33.031 | 6.303 | -23.581 | 9.94 | 7.973 | 4.526 | -6.594 | -6.75 | -3.856 | 9.297 | -22.75 | 23.05 | 19.043 | -8.786 | 5.116 | -6.837 | 1.024 | 1.024 | -17.973 | 12.615 | -14.137 | 23.429 |
| Accounts Receivables
| -6.615 | 1.699 | -9.487 | -32.809 | -15.481 | 13.608 | -20.077 | -0.941 | -6.996 | -4.303 | -2.537 | -14.274 | -3.736 | -0.255 | 1.525 | 1.497 | 34.14 | 31.686 | -15.956 | -16.545 | -6.321 | 2.25 | 1.767 | -21.554 | -5.257 | 2.346 | -8.824 | -13.695 | -5.955 | 9.418 | -4.189 | -2.134 | -6.844 | -3.065 | 1.666 | -7.28 | -2.732 | 7.879 | 1.922 | -0.566 | -0.327 | 2.666 | -1.346 | -3.212 | -0.57 | -0.57 | 0 | 0 | 0 | 0 |
| Change In Inventory
| 0 | 0 | 9.487 | 1.974 | 4.647 | 0 | -17.713 | 9.017 | 0 | 33.747 | 10.843 | 0 | 0 | 0.55 | 24.116 | 0.705 | 0 | -2.865 | 45.676 | 0 | 0 | 1.123 | 11.733 | 0 | 0 | 2.015 | 7.233 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change In Accounts Payables
| 26.379 | -14.934 | 14.352 | -1.737 | 31.518 | -25.996 | 17.713 | -9.017 | 22.208 | -33.747 | 17.843 | -12.73 | 27.099 | -21.929 | -20.964 | 2.876 | 0 | -28.814 | 13.781 | -0.805 | 0 | -24.794 | 17.766 | 0 | 0 | -8.124 | -4.274 | 0 | 0 | -1.032 | -13.668 | 10.171 | 5.709 | 6.25 | -8.466 | 11.677 | 6.06 | -0.598 | -14.845 | 20.949 | 13.307 | -11.706 | 7.231 | -2.209 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Working Capital
| 15.131 | 16.103 | -27.229 | 20.435 | 21.578 | 294.404 | 23.983 | 2.311 | 19.555 | -33.34 | -37.426 | -25.299 | 3.063 | 14.348 | -5.18 | 12.09 | 17.98 | 6.107 | -49.54 | 1.215 | 34.363 | 49.54 | -4.349 | -38.032 | 1.014 | 4.349 | -4.091 | 18.333 | -27.076 | -2.083 | -5.724 | 1.903 | 9.108 | 1.341 | 0.206 | -11.147 | -7.184 | 2.016 | -9.827 | 2.667 | 6.063 | 0.254 | -0.769 | -1.416 | 1.594 | 1.594 | 0 | 0 | 0 | 0 |
| Other Non Cash Items
| 248.851 | 309.626 | 259.802 | 239.516 | 199.223 | -71.557 | 195.276 | 161.165 | 143.024 | 115.46 | 76.043 | 73.848 | 5.388 | 22.47 | -135.49 | 23.795 | 121.703 | 237.022 | 300.602 | 172.058 | 139.282 | 143.126 | 186.677 | 177.72 | 122.991 | 114.859 | 140.497 | 123.649 | 81.387 | 83.493 | 102.702 | 97.037 | 68.5 | 69.789 | 71.788 | 66.677 | 42.407 | 40.341 | 60.868 | 73.912 | 70.196 | 71.19 | 91.555 | 95.577 | 78.015 | 78.015 | 77.062 | 57.445 | 51.964 | 50.222 |
| Operating Cash Flow
| 360.942 | 348.563 | 314.288 | 271.242 | 299.323 | 282.016 | 269.138 | 232.686 | 238.635 | 153.539 | 146.711 | 105.227 | 102.902 | 117.028 | 117.638 | 139.787 | 230.932 | 252.514 | 252.33 | 191.146 | 193.679 | 221.08 | 216.68 | 172.444 | 142.714 | 153.002 | 135.876 | 125.239 | 66.193 | 119.865 | 92.666 | 120.2 | 81.915 | 98.592 | 78.38 | 70.619 | 47.057 | 87.865 | 72.135 | 119.904 | 125.898 | 111.998 | 122.428 | 107.237 | 104.317 | 104.317 | 62.75 | 81.017 | 50.484 | 81.106 |
| Investing Activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Investments In Property Plant And Equipment
| -11.087 | -11.225 | -11.812 | -12.781 | -10.27 | -10.378 | -10.339 | -9.979 | -13.193 | -10.118 | -7.643 | -7.629 | -7.296 | -7.106 | -9.656 | -7.119 | -7.56 | -5.156 | -0.839 | -5.552 | -6.023 | -4.884 | -4.776 | -4.238 | -3.716 | -3.349 | -5.724 | -5.503 | -3.145 | -2.156 | -2.93 | -3.817 | -5.419 | -2.23 | -3.557 | -2.182 | -14.93 | -11.572 | -3.426 | -3.03 | -3.152 | -3.676 | -3.328 | -6.698 | -2.423 | -2.423 | -6.629 | -2.377 | -3.475 | -3.426 |
| Acquisitions Net
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 8.713 | 0 | 1.928 | -0.795 | 0 | -28.358 | 113.517 | 0 | 0 | -3.597 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -17.735 | -17.735 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -19.101 |
| Purchases Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sales Maturities Of Investments
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing Activites
| -395.679 | -431.959 | -554.407 | -432.181 | -267.778 | -195.051 | -430.964 | -463.654 | -360.359 | -376.377 | -453.078 | -286.21 | -175.191 | -8.99 | -37.408 | 81.597 | 137.093 | -178.128 | -297.931 | -262.299 | -208.958 | -99.271 | -199.009 | -229.337 | -168.451 | -108.057 | -183.514 | -163.855 | -120.602 | -42.634 | -102.086 | -150.07 | -138.695 | -79.329 | -105.784 | -126.178 | -85.431 | -4.8 | -90.75 | -84.66 | -76.872 | -47.531 | -117.739 | -127.152 | -71.988 | -71.988 | -92.374 | -79.561 | -51.245 | -58.349 |
| Investing Cash Flow
| -406.766 | -443.184 | -566.219 | -444.962 | -278.048 | -205.429 | -441.303 | -473.633 | -364.839 | -386.495 | -458.793 | -294.634 | -182.487 | -44.454 | 66.453 | 74.478 | 129.533 | -186.881 | -298.77 | -267.851 | -214.981 | -104.155 | -203.785 | -233.575 | -172.167 | -111.406 | -189.238 | -169.358 | -123.747 | -44.79 | -105.016 | -153.887 | -144.114 | -81.559 | -127.076 | -128.36 | -100.361 | -16.372 | -94.176 | -87.69 | -80.024 | -51.207 | -121.067 | -133.85 | -74.411 | -74.411 | -99.003 | -81.938 | -54.72 | -80.876 |
| Financing Activities: | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Debt Repayment
| -149.977 | -91.094 | -496.985 | -347.189 | -312.417 | -281.722 | -37.207 | -5.067 | -6.863 | -46.35 | -13.89 | -29.846 | -151.813 | -181.139 | -381.027 | -44.199 | -186.323 | -120.224 | -183.16 | -72.625 | -122.377 | -151.09 | -373.801 | -298.467 | -66.067 | -123.581 | -197.768 | -222.054 | -36.361 | -42.67 | -61.048 | -36.093 | -44.767 | -89.548 | -5 | 0 | 0 | 0 | -431.762 | 0 | -378.467 | -53.295 | -18.313 | -34.594 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Issued
| 2.526 | 6.296 | 2.745 | 0.92 | 1.016 | 0.959 | 0.793 | 0.448 | 0.617 | 2.381 | 15.457 | 0.485 | 2.533 | 0 | 0.189 | 0 | 0 | 0 | 3.555 | 0 | 0 | 0 | 6.734 | 0 | 0 | 0 | 0.028 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Common Stock Repurchased
| -63.369 | -151.365 | -66.758 | -36.364 | -28.169 | -21.896 | -19.005 | -19.693 | -25.613 | -78.759 | -96.817 | -15.602 | -1.652 | -2.586 | -1.8 | -0.012 | -12.888 | -41.708 | -23.211 | -1.75 | -0.573 | -8.242 | -15.752 | -0.04 | -0.394 | -1.128 | -2.964 | -1.443 | -0.136 | -0.536 | -0.322 | -0.053 | -0.004 | -0.058 | -0.187 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividends Paid
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -122.384 | 0 | -122.384 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities
| -8.253 | -2.893 | 1,008.399 | 492.191 | 291.962 | 336.214 | 235.232 | 223.544 | -5.608 | 359.638 | 690.254 | 76.287 | 305.715 | 116.069 | 66.361 | 0 | -0.016 | 219.267 | 594.166 | 160.817 | 117.037 | 81.419 | 537.737 | 473.34 | 73.47 | 84.101 | 434.827 | 332.498 | 41.103 | 22.7 | 71.328 | 80.955 | 37.7 | 141.79 | 61.617 | 0 | 0 | 0 | 553.781 | 0.136 | 352.82 | 0.132 | -18.033 | 67.106 | -21.523 | -21.523 | 42.454 | 0.736 | -14.839 | 4.941 |
| Financing Cash Flow
| 89.134 | -53.975 | 432.972 | 108.638 | -48.624 | 33.555 | 179.02 | 198.784 | 112.533 | 234.529 | 249.716 | 30.839 | 152.25 | -67.656 | -349.871 | -44.211 | -199.227 | 57.335 | 92.868 | 86.442 | -5.913 | -77.913 | -118.755 | 174.833 | 7.009 | -40.608 | 11.481 | 109.001 | 4.606 | -20.506 | 9.958 | 44.809 | -7.071 | 52.184 | 56.617 | 0 | 0 | 0 | -0.365 | 0.136 | -25.647 | -53.163 | -18.033 | 32.512 | -21.523 | -21.523 | 42.454 | 0.736 | -14.839 | 4.941 |
| Other Information: | ||||||||||||||||||||||||||||||||||||||||||||||||||
| Effect Of Forex Changes On Cash
| -0.932 | 0.084 | 0.077 | -0.258 | 0.617 | -0.149 | -0.594 | 0.548 | -0.417 | 0.386 | 0.108 | -0.45 | 0.287 | 0.089 | -0.07 | -0.023 | -0.037 | -0.114 | 7.475 | -7.538 | -2.54 | 1.949 | -1.9 | -4.96 | -5.944 | 5.533 | 0.511 | -1.037 | 2.127 | 2.527 | -3.355 | -4.608 | -3.774 | 0.928 | -0.165 | -4.186 | 6.097 | -3.155 | -6.729 | -7.894 | 3.317 | 1.133 | 2.771 | 5.272 | -2.051 | -2.051 | -0.847 | -0.261 | -0.456 | 0.636 |
| Net Change In Cash
| 42.378 | -148.512 | 181.118 | -65.34 | -26.732 | 109.993 | 6.261 | -41.615 | -14.088 | 1.959 | -62.258 | -159.018 | 72.952 | 5.007 | -165.85 | 170.031 | 161.201 | 122.854 | 1.749 | 2.199 | -29.755 | 40.961 | -107.76 | 108.742 | -28.388 | 6.521 | -41.37 | 63.845 | -50.821 | 57.096 | -5.747 | 6.514 | -73.044 | 70.145 | 7.756 | -61.927 | -47.207 | 68.338 | -29.135 | 24.456 | 23.544 | 8.761 | -13.901 | 11.171 | 6.331 | 6.331 | 5.354 | -0.446 | -19.531 | 5.807 |
| Cash At End Of Period
| 271.305 | 228.927 | 377.439 | 196.321 | 261.661 | 288.393 | 178.4 | 172.139 | 213.754 | 227.842 | 225.883 | 288.141 | 447.159 | 374.207 | 369.2 | 535.05 | 365.019 | 203.818 | 92.413 | 90.664 | 88.465 | 118.22 | 77.259 | 185.019 | 76.277 | 104.665 | 68.684 | 110.054 | 46.209 | 97.03 | 39.934 | 45.681 | 39.167 | 112.211 | 42.066 | 34.31 | 96.237 | 143.444 | 75.106 | 104.241 | 79.785 | 56.241 | 47.48 | 61.381 | 50.21 | 6.331 | 38.16 | 32.806 | 19.187 | 38.718 |