Enova International, Inc.

NYSE:ENVA

99.22 (USD) • At close May 13, 2025
Overview | Financials

Numbers are in millions (except for per share data and ratios) USD.

2025 Q12024 Q42024 Q32024 Q22024 Q12023 Q42023 Q32023 Q22023 Q12022 Q42022 Q32022 Q22022 Q12021 Q42021 Q32021 Q22021 Q12020 Q42020 Q32020 Q22020 Q12019 Q42019 Q32019 Q22019 Q12018 Q42018 Q32018 Q22018 Q12017 Q42017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q12014 Q42014 Q32014 Q22014 Q12013 Q42013 Q12011 Q42011 Q32011 Q22010 Q4
Assets:
Current Assets:
Cash & Cash Equivalents 55.51473.9167.5271.305228.927377.43962.908100.04297.68100.16587.727144.09131.692165.477229.088394.353324.328297.273490.033321.472161.07647.34469.94565.50392.82952.917164.12247.41469.968.684110.05446.20997.0339.93445.68139.167112.21142.06634.3196.237143.44475.106104.24179.785047.48038.1632.80633.25219.187
Short Term Investments 000000000000000000000000000000000000000000000000000
Cash and Short Term Investments 55.51473.9167.5271.305228.927377.43962.908100.04297.68100.16587.727144.09131.692165.477229.088394.353324.328297.273490.033321.472161.07647.34469.94565.50392.82952.917164.12247.41469.968.684110.05446.20997.0339.93445.68139.167112.21142.06634.3196.237143.44475.106104.24179.785047.48038.1632.80633.25219.187
Net Receivables 4,617.93604,200.73003,745.27800000002,068.0681,693.0561,457.5161,272.3411,281.807718.487838.7131,162.2241,127.1521,053.43939.734865.882838.575910.121778.51725.24732.614000581.07400454.448460.185406.266332.835279.0550000303.46700000
Inventory 0000003,716.463,548.3780002,788.86600000000000000000000000000000-0.614000000000
Other Current Assets 0248.758186.88211.167152.4690133.413161.619190.71378.23584.41269.66496.1560.40659.05352.80649.87971.92745.01743.54742.74245.06920.71922.96225.391020.89728.86334.76529.4629.86626.63625.6126.30639.27234.60120.90828.97528.121.64635.395365.669343.004331.604039.607.5926.6887.6447.818
Total Current Assets 5,001.4094,813.5544,524.0364,350.3684,175.5244,122.7173,641.6713,444.5173,385.1213,306.9363,037.3412,778.0612,576.4492,293.9511,981.1971,904.6751,646.5481,651.0071,253.5371,203.7321,366.0421,219.5651,144.0941,028.199984.102996.1021,095.14854.787829.905830.758810.771672.257659.166647.314646.467582.226587.567531.226468.676450.718457.894440.161447.245411.3890390.547038.1632.80633.25219.187
Non-Current Assets:
Property, Plant & Equipment, Net 142.398138.157130.675128.241125.329122.956119.895115.561107.811112.575109.648109.949103.538101.503117.254118.182118.058119.5483.77380.33276.19774.12675.21173.69171.97549.55348.51447.75247.69848.52546.55744.32944.27947.147.48647.20645.7448.05548.81450.54940.25733.98535.59838039.405036.71632.58732.84231.588
Goodwill 279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275279.275267.974267.868267.868267.868267.013267.013267.013267.013267.013267.013267.013267.013267.015267.015267.012267.011267.01267.012267.013267.012267.008271.568270.246255.856255.862255.865255.8690255.8690255.786255.786255.786255.786
Intangible Assets 8.93710.95112.96414.97816.99119.00521.01923.03225.04627.3929.40331.41733.43135.44437.45839.47241.15526.0081.6231.651.9182.1852.4522.722.9873.2553.5233.794.0584.3254.5934.8655.1365.4045.6755.9466.2216.543.6983.7050.0330.0390.0180.01400.04500.2280.3830.7031.046
Goodwill and Intangible Assets 288.212290.226292.239294.253296.266298.28300.294302.307304.321306.665308.678310.692312.706314.719316.733318.747320.43293.982269.491269.518269.786269.198269.465269.733270270.268270.536270.803271.071271.34271.608271.877272.147272.414272.687272.959273.233273.548275.266273.951255.889255.901255.883255.8830255.9140256.014256.169256.489256.832
Long Term Investments 000026.5130.18730.39833.753043.72439.618028.4186.9186.9186.9180000000000000000000000-28.1-21.646-19.7280000000000
Tax Assets 0000-65.963-71.982-30.398-33.7530-43.724-39.6180-28.418-6.918-6.918-6.918000000000000000000000028.121.64619.7280000000000
Other Non-Current Assets 25.23924.19426.34644.22978.86183.37841.19345.52249.73954.71353.74754.46854.45151.3152.31553.18548.60643.54627.36325.39121.27611.46311.90711.84412.34212.26212.0789.8629.5268.83710.84213.4069.82111.0518.4398.4788.63628.04127.39828.3428.51329.53621.71222.34106.2860-292.73-288.756-289.331-288.42
Total Non-Current Assets 455.849452.577449.26466.723461.003462.819461.382463.39461.871473.953472.073475.109470.695467.532486.302490.114487.094457.068380.627375.241367.259354.787356.583355.268354.317332.083331.128328.417328.295328.702329.007329.612326.247330.565328.612328.643327.609349.644351.478352.84324.659319.422313.193316.2240301.6050292.73288.756289.331288.42
Total Assets 5,457.2585,266.1314,975.6964,817.0914,636.5274,585.5364,103.0533,907.9073,846.9923,780.8893,509.4143,253.173,047.1442,761.4832,467.4992,394.7892,133.6422,108.0751,634.1641,578.9731,733.3011,574.3521,500.6771,383.4671,338.4191,328.1851,426.2681,183.2041,158.21,159.461,139.7781,001.869985.413977.879975.079910.869915.176880.87820.154803.558782.553759.583760.438727.6130692.1520534.437486.133454.204421.767
Liabilities & Equity:
Current Liabilities:
Account Payables 058.95259.535333.972290.60343.33275.16229.315177.86930.778168.978169.53136.94437.177124.584140.571108.98226.72176.52687.69195.89323.829122.212118.19587.43426.31876.18872.40670.47325.57978.89762.79970.48525.4285.43375.17574.27825.66579.08170.73554.17525.51271.37351.003018.66014.22005.135
Short Term Debt 0233.33300022.343000000000000000000000003000-68.67100000000000-424.13300000
Tax Payables 000000000000000017.3782.62415.3390044.780000000.25700000.2825.1492.9120000.7138.4456.8020000.0380020.17810.95511.019
Deferred Revenue 0000060.254000-97.185000-72.4690002.17100011.2660005.6080007.0740006.8690009.4650003.630004.57300000
Other Current Liabilities 0191.020-333.972-290.603-65.673-275.16-229.3150-30.778-168.978-169.53-136.944-37.177-124.584-140.571-108.982-28.892-76.526-87.691-95.893-79.875-122.212-118.195-87.43457.39100-70.473-35.653000-35.289-85.433-75.1750-35.130-70.735-54.17528.13513.36911.451024.2960-14.22-20.178-10.955-16.154
Total Current Liabilities 0483.303259.535333.972290.603261.156275.16229.315177.869198.32168.978169.53136.944156.102124.584140.571126.36126.69591.86587.69195.893122.163122.212118.19587.43489.31776.18872.40670.7377.12378.89762.79970.48571.95390.58278.08774.27872.14179.08171.44862.6264.07984.74262.4540473.747014.22005.135
Non-Current Liabilities:
Long Term Debt 3,725.1513,362.3143,320.0813,220.6323,067.8262,966.6822,469.922,325.412,340.0762,292.2552,094.8971,877.6271,735.8361,425.3861,137.3651,092.721940.604916.733898.73942.1931,127.5151,026.893910.514823.2830.639857.929951.091762.831754.65788.542765.395638.749631.117649.911635.179588.824594.414541.909494.69494.516494.347494.181494.021493.8630424.1330410.815358.25278.238270.269
Deferred Revenue Non-Current 000-333.972-263.644-261.156-275.16-229.3150-198.32-168.978-169.53-136.944-138.6570-140.571-175.072-1,138.488-111.784-196.125-200.855-170.162-188.56200-93.96700-70.473-63.094000-721.582-85.433-75.1750-79.9270-70.735-54.175-89.53000-424.13300000
Deferred Tax Liabilities Non-Current 233.693223.59217.387114.959127.887113.3596.942103.852108.294104.16999.31297.93296.41486.94371.29766.7461.0748.12969.87472.86971.67948.68333.9835.61941.13233.17146.32114.32217.08712.10820.68125.75325.33814.31616.23319.67728.87949.49447.10742.50847.76647.33945.65748.757045.306033.84733.7333.10422.586
Other Non-Current Liabilities 64.34400004.16500000169.530156.10200097.68491.86587.69195.893122.163122.212118.19587.43400070.7377.12300071.95390.58278.087072.141071.44862.62-0.6140.1050.1070-424.0820-444.662-391.98-311.342-292.855
Total Non-Current Liabilities 4,023.1883,585.9043,537.4683,335.5913,195.7133,084.1972,566.8622,429.2622,448.372,396.4242,194.2091,975.5591,832.251,512.3291,208.6621,159.4611,001.6741,062.546968.6041,015.0621,199.1941,075.576944.494858.819871.771891.1997.412777.153771.737800.65786.076664.502656.455664.227651.412608.501623.293602.761541.797537.024542.113541.52539.783542.727045.3570444.662450.749354.878341.893
Total Liabilities 4,260.6084,069.2073,797.0033,669.5633,486.3163,345.3532,842.0222,658.5772,626.2392,594.7442,363.1872,145.0891,969.1941,668.4311,333.2461,300.0321,128.0341,189.2411,060.4691,102.7531,295.0871,197.7391,066.706977.014959.205980.4171,073.6849.559842.467877.773864.973727.301726.94736.18741.994686.588697.571674.902620.878608.472604.733605.599624.525605.1810519.1040492.896450.749354.878341.893
Equity:
Preferred Stock 000000000000000000000000000000000000000000000000000
Common Stock 000000000000000000000000000000000000000000000000000
Retained Earnings 1,770.6991,697.7541,634.0591,590.6451,536.7341,488.3061,453.5381,412.2531,364.1081,313.1851,262.3131,210.6051,158.2041,105.7611,057.1111,005.563925.386849.466618.775525.108477.082372.681423.234396.149371.086336.415327.744312.44294.215264.695257.812261.18249.307235.455226.741218.904210.716200.853196.672192.255181.391156.861134.975116.2660169.947041.61735.07198.74279.585
Accumulated Other Comprehensive Income/Loss -10.782-13.691-9.422-10.749-7.234-6.264-7.203-5.988-7.337-5.99-7.255-7.481-5.074-8.54-8.185-6.011-8.498-6.898-8.547-8.599-7.807-3.066-17.158-14.774-12.251-13.805-12.468-10.905-4.322-7.086-7.017-9.069-10.44-11.578-9.692-8.447-4.758-4.622-4.231-1.379-5.577-3.1710.9386.166173.0483.10197.416-0.753-0.332-0.011-0.206
Other Total Stockholders Equity -563.267-487.139-445.944-432.368-379.289-241.859-185.304-156.935-136.018-121.05-108.831-95.043-75.18-4.16984.0194.10987.97874.78-36.533-40.289-31.0616.99827.89525.07820.37925.15837.39232.1125.8424.07824.0122.45719.60617.82216.03613.82411.6479.7376.8354.212.0060.294000000.6770.6450.5950.495
Total Shareholders Equity 1,196.651,196.9241,178.6931,147.5281,150.2111,240.1831,261.0311,249.331,220.7531,186.1451,146.2271,108.0811,077.951,093.0521,132.9361,093.6611,004.866917.348573.695476.22438.214376.613433.971406.453379.214347.768352.668333.645315.733281.687274.805274.568258.473241.699233.085224.281217.605205.968199.276195.086177.82153.984135.913122.432173.048173.04897.41641.54135.38499.32679.874
Total Equity 1,196.651,196.9241,178.6931,147.5281,150.2111,240.1831,261.0311,249.331,220.7531,186.1451,146.2271,108.0811,077.951,093.0521,134.2531,094.7571,005.608918.834573.695476.22438.214376.613433.971406.453379.214347.768352.668333.645315.733281.687274.805274.568258.473241.699233.085224.281217.605205.968199.276195.086177.82153.984135.913122.432173.048173.04897.41641.54135.38499.32679.874
Total Liabilities & Shareholders Equity 5,457.2585,266.1314,975.6964,817.0914,636.5274,585.5364,103.0533,907.9073,846.9923,780.8893,509.4143,253.173,047.1442,761.4832,467.4992,394.7892,133.6422,108.0751,634.1641,578.9731,733.3011,574.3521,500.6771,383.4671,338.4191,328.1851,426.2681,183.2041,158.21,159.461,139.7781,001.869985.413977.879975.079910.869915.176880.87820.154803.558782.553759.583760.438727.613173.048692.15297.416534.437486.133454.204421.767