Eastern Michigan Financial Corporation
OTC:EFIN
24.73 (USD) • At close November 14, 2023
Overview | Financials
Numbers are in millions (except for per share data and ratios) USD.
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2006 | 2005 | 2004 | 2003 | 2002 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue
| 19.492 | 16.695 | 16.513 | 15.182 | 14.569 | 13.005 | 12.043 | 11.229 | 10.615 | 9.736 | 9.561 | 10.104 | 9.867 | 9.648 | 10.012 | 9.302 |
| Cost of Revenue
| -2.261 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit
| 21.753 | 16.695 | 16.513 | 15.182 | 14.569 | 13.005 | 12.043 | 11.229 | 10.615 | 9.736 | 9.561 | 10.104 | 9.867 | 9.648 | 10.012 | 9.302 |
| Gross Profit Ratio
| 1.116 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reseach & Development Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & Administrative Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3.735 | 3.826 | 3.561 | 3.23 | 2.433 |
| Selling & Marketing Expenses
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| SG&A
| 7.385 | 7.495 | 6.85 | 6.387 | 6.006 | 5.565 | 5.204 | 5.177 | 5.071 | 4.95 | 5.036 | 3.735 | 3.826 | 3.561 | 3.23 | 2.433 |
| Other Expenses
| 0 | -3.662 | -3.354 | -2.964 | -2.658 | -2.815 | -2.771 | -2.72 | -2.547 | 0 | 0 | -10.56 | -10.952 | -9.918 | -10.786 | -8.164 |
| Operating Expenses
| 7.385 | 3.662 | 3.354 | 2.964 | 2.658 | 2.815 | 2.771 | 2.72 | 2.547 | 7.291 | 7.223 | -6.825 | -7.126 | -6.357 | -7.556 | -5.731 |
| Operating Income
| 12.107 | 4.57 | 6.001 | 5.15 | 4.865 | 3.784 | 3.529 | 2.876 | 2.696 | 2.445 | 2.338 | 3.279 | 2.741 | 3.291 | 2.456 | 3.571 |
| Operating Income Ratio
| 0.621 | 0.274 | 0.363 | 0.339 | 0.334 | 0.291 | 0.293 | 0.256 | 0.254 | 0.251 | 0.245 | 0.325 | 0.278 | 0.341 | 0.245 | 0.384 |
| Total Other Income Expenses Net
| -4.327 | -3.662 | -3.354 | -2.964 | -2.658 | -2.812 | -2.433 | -2.679 | -2.377 | 0 | -2.187 | 0 | 0 | 0 | 0 | 0 |
| Income Before Tax
| 7.78 | 4.57 | 6.001 | 5.15 | 4.865 | 3.784 | 3.529 | 2.876 | 2.696 | 2.445 | 2.338 | 3.279 | 2.741 | 3.291 | 2.456 | 3.571 |
| Income Before Tax Ratio
| 0.399 | 0.274 | 0.363 | 0.339 | 0.334 | 0.291 | 0.293 | 0.256 | 0.254 | 0.251 | 0.245 | 0.325 | 0.278 | 0.341 | 0.245 | 0.384 |
| Income Tax Expense
| 1.593 | 0.933 | 1.097 | 0.953 | 0.864 | 0.682 | 1.092 | 0.776 | 0.724 | 0.618 | 0.518 | 0.959 | 0.852 | 1.007 | 0.674 | 1.107 |
| Net Income
| 6.187 | 3.637 | 4.904 | 4.197 | 4.001 | 3.102 | 2.437 | 2.1 | 1.972 | 1.827 | 1.82 | 2.32 | 1.889 | 2.284 | 1.782 | 2.464 |
| Net Income Ratio
| 0.317 | 0.218 | 0.297 | 0.276 | 0.275 | 0.239 | 0.202 | 0.187 | 0.186 | 0.188 | 0.19 | 0.23 | 0.191 | 0.237 | 0.178 | 0.265 |
| EPS
| 4.93 | 2.91 | 3.98 | 3.44 | 3.33 | 2.61 | 2.07 | 1.82 | 1.73 | 1.6 | 1.6 | 2.01 | 1.64 | 1.98 | 1.49 | 2 |
| EPS Diluted
| 4.93 | 2.87 | 3.92 | 3.39 | 3.29 | 2.58 | 2.07 | 1.81 | 1.71 | 1.6 | 1.6 | 2.01 | 1.64 | 1.98 | 1.49 | 2 |
| EBITDA
| 8.174 | 16.894 | 19.138 | 16.631 | 15.404 | 13.515 | 12.228 | 0.358 | 0.452 | 2.964 | 6.712 | 3.279 | 2.741 | 0 | 0 | 0 |
| EBITDA Ratio
| 0.419 | 0.026 | 0.026 | 0.027 | 0.025 | 0.025 | 0.025 | 0.032 | 0.043 | 0 | 0 | 0.325 | 0.278 | 0.419 | 0.311 | 0.431 |